Cold Spring Homes under $600,000

Welcome to Cold Spring, Minnesota—a charming small town nestled in the heart of Stearns County. Known for its rich history, friendly community, and picturesque surroundings, Cold Spring offers a unique blend of rural charm and modern convenience. With its stunning landscapes, including the serene waters of the Cold Spring River and the lush greenery of nearby parks, this town is an ideal place for families, professionals, and retirees alike.

Cold Spring boasts a vibrant local culture, where residents enjoy a variety of community events throughout the year, from seasonal festivals to farmers' markets, fostering a strong sense of belonging. The town is also home to a highly regarded school district, making it an attractive option for families looking to provide their children with quality education.

For those seeking a home in this inviting community, Cold Spring offers a range of properties under $600,000, providing excellent value for both first-time homebuyers and those looking to upgrade. You’ll find charming single-family homes with spacious yards, modern amenities, and plenty of character, perfect for creating lasting memories. Whether you prefer a quaint bungalow or a more contemporary design, Cold Spring has something to suit every taste and budget.

With easy access to nearby cities and major highways, residents can enjoy the tranquility of small-town living while still being just a short drive away from urban amenities. Embrace the warmth and charm of Cold Spring, Minnesota—your dream home awaits in this delightful community!

Newest Cold Spring Homes under $600,000

$499,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7153385 MLS ⋅ 1,664 SqFt.

Lake home with golf at your doorstep. Small-town living with big-city convenience. This 3-bedroom, 2-bath walkout rambler offers an incredible location on the Sauk River Chain of Lakes in the Rich Spring Golf Course neighborhood. The main level features two bedrooms a bathroom and an updated kitchen with granite countertops, stainless steel appliances, and custom cabinetry along with stunning, unobstructed lake views from the living room that create a private, secluded feel. The lower level adds a third bedroom and bath, spacious family room and wet bar—perfect for entertaining after a day on the lake or golf course. An oversized 2-stall attached garage offers plenty of storage, plus a dedicated golf cart garage door for easy access to the course. Tucked away on a quiet cul-de-sac, yet just minutes from groceries, restaurants, breweries, schools, and more. Approximately 20 minutes to St. Cloud and 1 hour to the Metro, this is an exceptional opportunity for a lake home, full-time residence or a slower pace of life without sacrificing convenience.

17605 Finch Court, Cold Spring

Listing courtesy of RE/MAX Results.

$324,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7152924 MLS ⋅ 1,498 SqFt.

2-bedroom 2 bath open concept patio home in a prime location on the River Oaks Golf Course. Open concept living with spacious kitchen, oversized bedrooms, primary ensuite with laundry, in floor heat, patio, nice overflow space in the heated garage for holidays and can accommodate a family of 20~! Quiet, friendly neighborhood located on a cul du sac.

226 Golf Court, Cold Spring

Listing courtesy of Northland Sotheby's International Realty.

$345,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7153218 MLS ⋅ 1,754 SqFt.

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home nestled in the heart of Cold Spring. Featuring a thoughtfully designed layout, this home offers both comfort and functionality. Step inside to find a bright and inviting living space with large windows that bring in plenty of natural light. The open-concept kitchen and dining area provide the perfect setting for gatherings, with ample cabinet space and modern appliances. The upper level boasts two spacious bedrooms and a full bathroom, while the lower level offers a cozy family room, an additional bedroom, and another full bath, and sauna. Outside, you'11 enjoy a generous backyard with room for outdoor activities, in ground sprinklers, and a no maintenance deck for relaxing or entertaining. Located in a peaceful neighborhood near Pioneer park, Springer Field, the local sledding hill, and so much more, this home is a must-see. Don't miss your chance to make it yours schedule a showing today!

100 13th Avenue N, Cold Spring

Listing courtesy of Bridge Realty, LLC.

$409,500

ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 7147944 MLS ⋅ 2,834 SqFt.

This brand new 5 bedroom, 3 bathroom, 2-car garage home features an open floor plan and a vaulted ceiling in the living, dining, and kitchen. The kitchen boasts laminate floors, dark cabinets, an island, pantry, granite countertops, and upgraded stainless steel appliances. The owners suite includes a private bathroom. The finished walk out lower level offers a family room, two additional bedrooms, and a full bathroom. The property is perfect for those who are looking for a brand new home with plenty of space and modern features. Don't miss your chance to own this fantastic property!

1609 3rd Street S, Cold Spring

Listing courtesy of RE/MAX Results.

$419,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7149405 MLS ⋅ 2,156 SqFt.

Not your cookie cutter home!! This almost new custom build was created with comfort and amenities in mind, and will have you feeling completely at home. Drive up the perfect concrete driveway into your oversized, insulated and heated garage with extra deep 3rd stall. Step into your large entryway and notice the upgraded finishes right away including doors, flooring, and trim! Upstairs, your kitchen will be the envy of guests with plenty of storage, beautiful granite tops, soft close cupboards and drawers, undercounter lighting, and the coolest stand mixer storage! Dining area is spacious and looks out to your large deck and peaceful backyard. Living room is full of natural light, and with the vaulted ceilings and open floor plan, everything flows very nicely. Owner's suite has a large bedroom with layout options, huge bathroom/WIC with double sinks, tiled walk in shower, and tons of storage with soft close doors and drawers! So nice, you may not need the rest of the house...Lower level has an enormous family room with 2 more bedrooms. Laundry room is fully finished, bright, and clean. LL full bath completes this area. Other things to appreciate inside this amazing home include double hung windows on the upper level for easy cleaning, custom fitted wood blinds, quality tile and granite throughout, bullnose corners which add a softness to the home, and even a hot/cold spigot in the garage to give the cars a quick bath inside if needed! Outside the home you see the attractive look of the board and batten, along with well chosen colors. In-ground sprinklers, manicured yard, excellent landscaping, storage shed, lean-to for firewood, smokeless block fire pit, large deck with maintenance free railings, and permanent Govee lighting around the house! At barely 3 years old, you have a basically new build home, but all the extra finishing work is already done, so you can purely enjoy the home. You have got to see this one!

712 3rd Avenue SE, Cold Spring

Listing courtesy of Edina Realty, Inc.

$349,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7141331 MLS ⋅ 2,826 SqFt.

Discover the perfect blend of iconic mid-century architecture and thoughtful modern updates in this custom home. The updated kitchen flows seamlessly into the living room, where a gas fireplace sets a warm, welcoming tone for everyday living. Host unforgettable gatherings in the large formal dining area, anchored by a classic wood-burning fireplace full of character. The main-floor family room offers a true showstopper: an indoor grill paired with a cozy wood stove, ideal for entertaining year-round. Step through the large sliding doors to a spacious patio, made for outdoor dining and get-togethers. Location is unbeatable; this home backs directly to Pioneer Park, putting a volleyball court, skate park, playground, and ball park just steps from your backyard. Both bathrooms have been completely renovated with a fresh, modern touch. The finished lower level adds even more living space with a family room featuring a wet bar, a 4th bedroom, and a generous cedar closet for extra storage. Car and hobby enthusiasts will love the 4-stall tandem garage, insulated and heated, plus a lot that accommodates camper parking. Keep the lawn lush and green effortlessly with the underground sprinkler system. This one-of-a-kind home offers style, space, and an unbeatable location. Schedule your showing today!

817 3rd Street S, Cold Spring

Listing courtesy of Century 21 First Realty, Inc..

$290,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7127291 MLS ⋅ 1,864 SqFt.

Welcome to 317 9th Ave S in Cold Spring! This move-in ready rambler offers a great location and plenty of space inside and out. The main level features a bright living room, a spacious kitchen and dining area, and comfortable bedrooms, including a private bathroom in the primary suite. The finished lower level provides additional living space and walks out to a large patio and private backyard with mature trees, perfect for relaxing or entertaining. An attached, heated and insulated 2-stall garage adds even more convenience. Located in the ROCORI School District near the Chain of Lakes, golf courses, schools, restaurants, parks, and other local amenities. Come see everything this Cold Spring home has to offer!

317 9th Avenue S, Cold Spring

Listing courtesy of RE/MAX Results.

$299,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7124047 MLS ⋅ 1,930 SqFt.

Beautifully maintained and move-in ready one-story home with 3 bedrooms on the main level and plenty of flexible living space! The spacious great room addition is filled with natural light and features a cozy fireplace, creating a wonderful space to relax and entertain. The great room also offers convenient access to the patio and laundry area. The lower level provides even more living space with a versatile bonus room that could easily convert into a 4th bedroom - complete with egress window and closet. Nicely landscaped yard features an inground sprinkler system, concrete driveway and patio. A sandpoint well for watering saves on water expenses.

523 6th Ave N, Cold Spring

Listing courtesy of Central MN Realty LLC.

$314,500

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7121941 MLS ⋅ 2,116 SqFt.

NEW PRICE! Lots of space! 3 car garage! This move in ready 3 bedroom, 2 bath home offers over 2,100 finished square feet, a 3 car attached garage, finished lower level, and a spacious 0.30 acre lot in a convenient Cold Spring neighborhood. The comfortable, functional layout offers plenty of living space, while the finished lower level has a range of functional flexibility. A new oven, dishwasher, washer, and dryer are installed and included. The refrigerator and water heater have also been replaced within the last few years. Outside, enjoy a spacious backyard with mature trees and a low maintenance deck with ground access. The perfect environment for relaxing or hosting! If you want plenty of finished living space, a great yard, 3 car garage, and recent improvements without paying the premium for a completely remodeled home, 206 Rookery Dr deserves a look. Now vacant, move in ready, and available for a quick closing. Schedule your showing today!

206 Rookery Drive, Cold Spring

Listing courtesy of Savvy Avenue, LLC.

$379,999

ACTIVE Status ⋅ 6 Beds ⋅ 2 Baths ⋅ 7122285 MLS ⋅ 2,082 SqFt.

Space, updates, and garage lovers—this is the one! This beautifully updated 6-bedroom, 2-bath home combines modern style with exceptional everyday functionality. The showstopping kitchen flows seamlessly into the main living area, creating the bright, open-concept layout today’s buyers love. Major updates include a brand-new furnace and central air conditioning system installed in 2026, beautifully renovated bathrooms on both the upper and lower levels, and new flooring throughout. With six bedrooms, there’s plenty of flexible space for a growing household, home office, workout room, or overnight guests. Car enthusiasts and hobbyists will love the incredible garage space: a 2-car attached garage plus an oversized, heated 2-car detached garage—perfect for projects, recreational toys, additional storage, or a year-round workshop. Ideally located near parks, schools, and downtown Cold Spring’s restaurants, shopping, entertainment, and community events, this rare home delivers the space, updates, and location you’ve been searching for. Don’t miss your opportunity—schedule your private showing today!

1003 2nd Street S, Cold Spring

Listing courtesy of Elevate Realty LLC.

$339,000

ACTIVE Status ⋅ 5 Beds ⋅ 2 Baths ⋅ 7118312 MLS ⋅ 2,401 SqFt.

Beautiful 5-bedroom home in an ideal Cold Spring location! This well-built home features updated interior and quality construction. You'll also love the rare 5 garage spaces in 2 garages—perfect for vehicles, toys, a workshop, or extra storage. Recent updates include new Furnace and Water Heater. The backyard offers a spacious outdoor area to enjoy. Tarred entrances on both streets of this corner lot allows for "drive thru" drop off and pick up of passengers Located in the desirable ROCORI School District, this home is a fantastic opportunity for a growing family. Schedule your showing today—homes like this don't last long!

15 14th Avenue S, Cold Spring

Listing courtesy of Century 21 First Realty, Inc..

$449,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7117080 MLS ⋅ 1,508 SqFt.

Welcome to Grand Lake life! This is a unique opportunity to own a 1.250AC lake place w/56ft frontage, huge shed, and large backlot located just 12 miles from St. Cloud and just 9 miles from Powder Ridge ski resort! This 2+Bed, 2Bath lake home could be a 3 Bedroom by adding a larger window. The main bedroom has access to the full bath with a shower & a double jacuzzi tub. The 2nd bedroom has French doors & double closets. The potential 3rd bedroom has an attached 3/4 bath. Kitchen has granite countertops, tile floors, and big window over the sink. Dining area/living area is a nice open space with woods floors and lake views. Then walk out to the porch on lakeside. This is the best place in the house to relax and enjoy the lake year-round with all the windows and space for gathering. There is an office space, laundry room with storage and utility room that walks out to the attached heated 2 stall garage. BONUS there is the 37x36 shed w/loft to store your boats, snowmobiles, fish house etc., Plus a lean to shed on lakeside for storage of paddle boards, kayaks, and other lake toys. Sandy shoreline w/dock included, large Vintage swing set, & horseshoe pit, birds/nature/privacy, many trees, flowers, and plants in yard. Including: Grape vines (150lbs harvested), pear, apple, cherry, raspberries, asparagus, Hostas, lilacs, peonies, hydrangea bush, sage, pine trees, ponderosa, & more! Back lot is a great garden spot and has a cellar/storm shelter on it. Come see what this place has to offer!

11381 Hubert Lane, Cold Spring

Listing courtesy of Edina Realty, Inc..

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