Duluth Homes under $400,000

Welcome to Duluth, Minnesota, a charming city nestled along the picturesque shores of Lake Superior. Known for its stunning natural beauty, Duluth offers a unique blend of urban amenities and outdoor adventures, making it an ideal place to call home. With its rich history as a shipping hub and vibrant arts scene, Duluth is a city that celebrates both its heritage and its forward-thinking spirit.

In Duluth, you'll find a diverse range of neighborhoods, each with its own character and charm. From the historic architecture of the East End to the stunning views of the hillside homes, the city caters to various lifestyles and preferences. Whether you’re seeking a cozy bungalow or a modern townhouse, Duluth has something for everyone.

For those looking for affordable housing options, Duluth offers an impressive selection of homes under $400,000. This makes it an attractive choice for first-time homebuyers, families, and anyone looking to enjoy the beauty of Minnesota without breaking the bank. These homes often feature spacious layouts, beautiful yards, and easy access to local parks and recreational activities.

Imagine spending your weekends exploring the scenic trails of the nearby North Shore or enjoying a leisurely afternoon at Canal Park, all while knowing that your dream home is just a stone's throw away. With a strong sense of community, excellent schools, and a variety of local shops and restaurants, Duluth is more than just a place to live; it’s a place to thrive. Come discover your perfect home in this remarkable city!

Newest Duluth Homes under $400,000

$54,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7141857 MLS ⋅ 1,216 SqFt.

Welcome home to this inviting and affordable one-level home in Vintage Acres! Designed for comfortable main-level living, the home features wheelchair accessibility at the front entrance, a low-maintenance vinyl exterior, and an additional storage shed. Inside, a warm and cozy living room flows seamlessly into the kitchen and dining area, creating an easy, open feel for everyday living and entertaining. The kitchen offers plenty of oak cabinetry and a practical layout with everything close at hand. The thoughtfully designed floor plan provides great separation between the bedrooms. One wing features two additional bedrooms and a full bathroom, while the spacious primary suite is tucked away on the opposite side for added privacy. The primary offers a generous walk-in closet and private full bath complete with a separate soaking tub and shower. Comfortable, functional, and easy to maintain, this charming Vintage Acres home offers convenient one-level living at an approachable price point.

3 Coban Drive, Duluth

Listing courtesy of RE/MAX Results.

$399,900

ACTIVE Status ⋅ 6 Beds ⋅ 2 Baths ⋅ 7152088 MLS ⋅ 2,563 SqFt.

Great multi-family opportunity with a long-term lease! This well-positioned duplex offers a flexible layout with 4 bedrooms upstairs and 2 bedrooms downstairs, along with 2 kitchens, 2 living rooms, and 2 bathrooms. The property features two electrical service panels, two boilers, two electric meters, and two gas meters, providing the infrastructure of a traditional duplex while currently being rented to a single group as a 6-bedroom rental. The current lease runs through 5/19/2027 at $3,450 per month, with tenants paying utilities. A new lease is already in place with the same tenants beginning 6/1/2027 and running through 5/19/2028, including a $90/month rent increase. Additional features include a 2-stall garage, 5 off-street parking spaces, excellent on-street parking, and a location on a dead-end alley. Enjoy being just two doors from the Chester Creek walking paths, less than half a block from Burrito Union, with a bus stop approximately half a block away. Conveniently located approximately 1.5 miles from UMD and 2 miles from CSS. Numerous updates include a walk-in shower, two refrigerators, dishwasher, washer and dryer, dehumidifier, new refrigerator, and new dryer. Capital improvements include a new parking lot and sidewalks in 2022 and new garage bracing in 2025. The property has an active City of Duluth rental license through 8/1/2028 and was last inspected 6/9/2026. Long-term rental history with zero vacancy since 1990. 2026 property taxes are $4,804 and insurance is approximately $1,730 annually.

1415 E 4th Street, Duluth

Listing courtesy of RE/MAX Results.

$285,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7152168 MLS ⋅ 1,208 SqFt.

This move-in-ready 3 bedroom, 1 bath home offers classic character and modern comfort. The main level features original oak floors that bring warmth and timeless appeal, complemented by abundant natural light throughout the home. Step outside to a cozy, private backyard, perfect for relaxing or entertaining, with a back deck, firepit, and plenty of space to unwind. A detached 2-car garage provides convenience, storage, and room for gear. Outdoor enthusiasts will love the location: Duluth Traverse and the Superior Hiking Trail are just moments away, making it easy to bike or hike right from your back door. A truly charming home with great flow, inviting spaces, and unbeatable access to Duluth’s outdoor lifestyle.

23 N 65th Avenue W, Duluth

Listing courtesy of RE/MAX Results Duluth.

$380,000

ACTIVE Status ⋅ 7 Beds ⋅ 2 Baths ⋅ 7152058 MLS ⋅ 1,963 SqFt.

INVESTMENT OPPORTUNITY IN EAST HILLSIDE! This 7-bedroom, 2-bathroom single-family home offers a strong rental history and excellent proximity to both UMD and CSS, located just 1.5 miles from each campus. Originally built as a single-family home, the property was previously converted to a duplex and later converted back to a single-family home. The property remains plumbed for a duplex and features two electrical service panels, offering flexibility for a future owner. The current lease runs through May 2027, providing immediate rental income, and the property has maintained a zero-vacancy history since 1991. Recent improvements include new stove, two refrigerators, dishwasher, new washer and dryer, dehumidifier, and a walkout basement. Capital improvements include a new sewer line and insulation. The property also features four off-street parking spaces, ample street parking, and a bus stop just one block away. An active City of Duluth rental license is in place through7/1/2028, with the last inspection completed 8/15/2025. Current rent is $3,785/month with tenants paying utilities. 2026 property taxes are $3,294 and insurance is approximately $1,441 annually.

1010 E 9th Street, Duluth

Listing courtesy of RE/MAX Results.

$375,000

ACTIVE Status ⋅ 6 Beds ⋅ 2 Baths ⋅ 7151993 MLS ⋅ 1,749 SqFt.

This well-maintained 6-bedroom, 2-bathroom single-family rental is conveniently located just 1 mile from UMD and 2 miles from CSS, on a quiet street between Superior Street and London Road. The property offers 5 off-street parking spaces plus additional street parking and is only 2 blocks from a bus stop. Currently leased through May 2027 at $3,320 per month plus utilities, with tenants responsible for utility costs. The property has maintained a zero-vacancy history since the current ownership began in 1992. Numerous updates include two walk-in showers, two refrigerators, dishwasher, washer and dryer, dehumidifier, walk-out basement, and NEW stove, refrigerator, and dishwasher. Capital improvements include a 2021 furnace, newer roof, gutters, siding, windows, and front and rear porches. The property also has an active City of Duluth rental license through 5/1/27 and was last inspected 6/6/25. Offered at $375,000. Current annual property taxes are approximately $3,770 and insurance is approximately $1,390.

203 S 18th Avenue E, Duluth

Listing courtesy of RE/MAX Results.

$279,900

ACTIVE Status ⋅ 5 Beds ⋅ 2 Baths ⋅ 7151969 MLS ⋅ 1,767 SqFt.

Great opportunity to own a well-established 5-bedroom, 2-bathroom rental property conveniently located just 1.5 miles from both UMD and CSS. Situated on a quiet street, this single-family home offers six off-street parking spaces, additional on-street parking, and a bus stop just one block away. The property is currently leased through May 2027 at $2,850 per month, with tenants paying utilities, and has maintained a zero-vacancy history since the current ownership began in 1991. The functional layout offers 1,766 finished square feet with five bedrooms, a full upper-level bathroom, and a 3/4 bathroom in the basement. Updates and amenities include a walk-in shower, two refrigerators, dishwasher, washer and dryer, dehumidifier, new washing machine and dishwasher, plus a new roof installed in 2023. An active City of Duluth rental license is in place through 11/1/2027, with the most recent inspection completed 8/15/2025. 2026 property taxes are $2,910 and insurance is approximately $1,297 annually. With a long rental history, convenient location near both campuses, ample parking, and established rental income, this property offers a great opportunity for an investor looking to add a proven rental to their portfolio.

1110 E 10th Street, Duluth

Listing courtesy of RE/MAX Results.

$289,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7150067 MLS ⋅ 1,333 SqFt.

Welcome home to this 1925 2-story home, featuring 3 bedrooms, 1.2 baths, comfortable living room and kitchen. This property includes a detached two stall garage, a spacious outdoor area, a nice deck off the back, and an unfinished basement that provides excellent storage and the opportunity for additional living space in the future. A great combination of classic charm, functional space, and a convenient West Duluth location-close to parks, trails, and outdoor recreation.

4113 W 7th Street, Duluth

Listing courtesy of GRAND PROPERTIES REAL ESTATE.

$287,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7150129 MLS ⋅ 1,774 SqFt.

This charming comfortable home is located in the heart of Woodland! Classic bungalow with lots of character. There's an open kitchen with new flooring, dining area with built in display cabinet, and a cozy living room. Bay windows provide sunshine and views! Freshly painted interior. There are two bedrooms on the main floor, one has lots of built in shelves and walks out to the deck, one has an attached sunroom. Main level full bath. The lower level features a rec room, additional bedroom and bath, laundry and tons of storage. Central air, vinyl siding, and newer furnace. Gorgeous lot! The fenced backyard is amazing, mature trees provide privacy and plenty of space to play. There's a 2 car garage plus a heated workshop too! Woodland Community Center with ball parks, hockey arena and tennis courts is right down the road and Hartley Nature Center with excellent trail systems is nearby.

4016 Allendale Avenue, Duluth

Listing courtesy of RE/MAX Results.

$275,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7148589 MLS ⋅ 1,378 SqFt.

Enjoy the best of country living with the convenience of being close to town! This charming 3-bedroom, 1-bath home is situated on almost an acre, offering plenty of space, privacy, and room to enjoy the outdoors. Pride of ownership truly shines throughout this home, which has been lovingly owned and meticulously maintained by the same family for the past 30 years. Natural light fills the home through new windows, creating a bright and welcoming atmosphere. The basement features in-floor heat for added comfort, while the wood-burning fireplace provides a cozy gathering space during the colder months. Recent updates include a newly drilled well and a compliant septic system, providing peace of mind for the next owner. With its spacious lot, peaceful country setting, thoughtful updates, and convenient location close to town, this well-cared-for property is ready for its next chapter. A wonderful opportunity to enjoy the privacy and charm of country living without giving up every day conveniences.

5466 Jean Duluth Road, Duluth

Listing courtesy of RE/MAX Results Duluth.

$215,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7148172 MLS ⋅ 829 SqFt.

Clean, Move-In Ready Bungalow in Hunters Park! Welcome to this charming and refreshed 2-bedroom, 1-bath bungalow in the desirable Morley Heights neighborhood! With numerous updates already completed, this home is ready for you to move right in and enjoy. Step inside to a bright living room featuring newer carpet, newer light fixtures. The updated kitchen offers newer cabinets and countertops, providing a clean and functional space. The main floor also features a bedroom and a remodeled full bathroom. Upstairs, you'll find the second bedroom along with additional closet and storage space. The basement is currently used for storage but offers the potential for additional finished living space, a hobby area, or whatever suits your needs. Recent improvements include newer vinyl windows, a newer gas forced air heating system. Outside, there is a convenient one-car garage located off the alley recently sided. You'll love the convenient Hunters Park location, just minutes from Duluth East, Hartley Nature Center, shopping, restaurants, and other nearby amenities. This is a great opportunity to own a clean, updated home in a convenient Duluth location.

506 Sparkman Avenue, Duluth

Listing courtesy of RE/MAX Results Duluth.

$345,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7147950 MLS ⋅ 1,589 SqFt.

Secluded street, great neighbors, and a short walk to Hartley or Kenwood Plaza. Full acre lot, tons of trees and a fire pit. Wildlife action for bear, deer, fox, coyote, turkey, racoons, woodpeckers, owls, and all of the migratory birds. HUGE back yard! Interior updates! A chef-inspired kitchen w/ gas and electric (220 and 110) options. New cabinets, sink, counters, dishwasher with about 4yrs left on full coverage warranty, dimmable lighting, flooring and trim. Renovated Main level bath with ample storage. Refinished wood floors. Two main level bedrooms with closets including racks and shelving. Spacious living room (with closet). In-wall and ceiling speakers. Upstairs boasts the biggest room in the house. Over 12' x 30', with updated lighting, switches, outlets, built-in drawers, and closets. Crawl spaces offering more storage options. Walk-out basement has a perfect mini-bar, glass rinser included. Adjacent, is the 3/4 bath with a big shower, dual shower heads. Tile flooring, new fixtures, and plenty of storage space! Utility: High efficiency furnace (gas), water heater (electric), sump pump, 100 Amp panel, stacked laundry, whole-home water filter. Hot water supply to the outdoor spiggots for cleaning your gear in the Spring/Fall with hot water! Mostly unfinished basement opens options for customizing your space. More living space, another bedroom, another walk-out door, maybe a cozy lounge with a little fireplace...go for it! Unbeatable country living right in town.

1614 Linzie Road, Duluth

Listing courtesy of RE/MAX Results.

$260,000

ACTIVE Status ⋅ 1 Beds ⋅ 2 Baths ⋅ 7147493 MLS ⋅ 718 SqFt.

Adorable bungalow with modern finishes and thoughtful updates, ready for you to call home! Featuring fresh paint, new carpet, new laminate vinyl flooring, and new baseboard heating units, this move-in-ready home offers comfort and style from the moment you step inside. The refreshed kitchen boasts granite countertops, stainless steel appliances, and ample workspace for the home chef. Unwind in the bright, inviting living room after a long day. The updated bathroom showcases contemporary finishes and a spacious walk-in shower. The flexible one-plus bedroom floor plan offers excellent potential, with the upper level converted into two bedrooms to fit your needs. Enjoy peace of mind with a brand-new boiler and tankless water heater, major mechanical upgrades that provide efficient heating, endless hot water, enhanced energy savings, and reduced maintenance concerns for years to come. Vinyl siding and vinyl replacement windows provide low-maintenance, easy living, allowing you to focus on enjoying your home rather than exterior upkeep. Situated on a large fenced corner lot spanning two parcels, this property offers abundant space for gardening, recreation, entertaining, and even building the dream garage you've always wanted. Spend crisp fall evenings relaxing on the front or back deck while enjoying the outdoors. Located in the welcoming Lakeside neighborhood, you'll appreciate nearby parks, scenic walking trails, quick access to Lake Superior beaches, and convenient proximity to shopping, dining, and everyday amenities. With major mechanical updates, fresh interior finishes, flexible living space, and a fantastic location, this charming home is ready for its next owner to move in and enjoy.

5132 Juniata Street, Duluth

Listing courtesy of Edina Realty, Inc. - Duluth.

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