Onamia Homes under $350,000

Welcome to Onamia, Minnesota—a charming town nestled in the heart of Mille Lacs County, where small-town charm meets the beauty of nature. Known for its stunning lakes and lush landscapes, Onamia offers residents a serene lifestyle with an abundance of outdoor activities. Whether you enjoy fishing, boating, or hiking, the nearby Mille Lacs Lake and surrounding parks provide endless opportunities for adventure and relaxation.

Onamia boasts a tight-knit community that welcomes newcomers with open arms. The town is steeped in rich history, with quaint shops and local eateries that reflect its vibrant culture. Families will appreciate the excellent schools and community events that foster a sense of belonging.

For those seeking a home in this picturesque locale, Onamia offers an array of properties under $350,000, making it an ideal destination for first-time homebuyers, retirees, or anyone looking to escape the hustle and bustle of city life. These affordable homes range from cozy single-family residences to charming cabins nestled by the water, providing a perfect sanctuary for every lifestyle.

Imagine waking up to the sounds of nature, enjoying morning coffee on your porch, or spending weekends exploring local trails. With a range of homes available, you can find the perfect fit for your needs without breaking the bank.

Discover the magic of Onamia, where affordable living and natural beauty come together to create a truly enchanting place to call home. Start your journey today and experience everything this delightful town has to offer!

Newest Onamia Homes under $350,000

$219,900

ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 7160525 MLS ⋅ 816 SqFt.

Opportunity is knocking! 3 adjoining lots that total nearly an acre on the southwest corner of Lake Mille Lacs! Enjoy 50 feet of deeded, sandy shoreline with stunning views. The charming, rustic 106-year-old cabin on the property would be perfect for a boat house, small reception venue, or anything else you can imagine! The 2 back parcels are ideal to build a home - quiet privacy, plenty of space, and epic views.

15665 Twilight Road, Onamia

Listing courtesy of Coldwell Banker Realty - Lakes.

$290,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7155760 MLS ⋅ 854 SqFt.

Lake Mille Lacs sits right across the road, and this property comes with a dock to get you on it. A-frame cabin with vaulted ceilings, skylights, and an open kitchen and living area featuring stainless appliances, LVP flooring, and a stove that keeps things warm on cold Minnesota nights. Main-level bedroom, 3/4 bath, and a loft sleeping area upstairs. Step out to the large deck, gather around the fire pit, or head out back to the sauna. Need room for guests? The 2019 RV sleeps 5, is already hooked into septic, and can stay with the property. Detached 2-car garage, storage sheds, and a big, deep, wooded lot. Fish it, boat it, ice fish it. Then come back to a cabin that's set up and ready to use.

14801 Twilight Road, Onamia

Listing courtesy of Aire LLC.

$304,900

ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 7134946 MLS ⋅ 1,040 SqFt.

Beautifully remodeled 2-bedroom, 3-bathroom condo on the scenic shores of Mille Lacs Lake! Enjoy all the fun with no maintenance, you will enjoy the Izatys home owners association-maintained manicured grounds. Relax on the lakeside balcony or enclosed 3-season porch with wonderful lake views. The updated interior features granite countertops, a gas fireplace and comfortable living spaces. Short-term rentals are allowed, making this a great investment or personal getaway. Exterior storage closet provides space for your outdoor toys. Onsite amenities include world class golf, restaurant/bar, beach access and marina options for the new owner. Rare opportunity on this updated unit at Izatys Resort, just 90 minutes from the Twin Cities.

8372 Tuxedo Road Unit 330, Onamia

Listing courtesy of eXp Realty.

$250,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7133550 MLS ⋅ 1,286 SqFt.

Charming 3-Bedroom Home in Onamia Welcome to 39679 92nd Avenue in Onamia! This inviting 3-Bedroom, 2-bathroom home offers a comfortable layout along with several important recent updates, making it an excellent opportunity for it's next owner. The property features a spacious garden area, perfect for growing vegetables, flowers, or enjoying the outdoors. Major updates provide added peace of mind, including a newer roof, furnace, and septic system. With three bedrooms and two bathrooms, there is plenty of room for family, guest, a home office , or whatever fits your lifestyle. Located in the beautiful Onamia area, this property offers the opportunity to enjoy a quieter setting while remaining close to the area's recreation and amenities. Whether you're looking for a comfortable home, a place to enjoy the outdoors, or a property with valuable recent improvements already completed, 39679 92nd Avenue is worth a look. Come see the possibilities and make this Onamia property your next home!

39679 92nd Avenue, Onamia

Listing courtesy of Real Broker, LLC.

$295,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7125006 MLS ⋅ 1,107 SqFt.

Rare opportunity to own 39 acres of high, open ground just minutes from Onamia, Mille Lacs Lake, and the Soo Line Trail! Acreage has been used as hay ground in recent years and offers excellent potential for a hobby farm, agricultural use, recreation, or country living. Property includes a 2-bedroom, 1.5-bath farmhouse in need of repairs and updating, with a recently upgraded water heater and on-demand boiler heating system. Multiple outbuildings provide plenty of storage and utility, including a 1-stall enclosed garage, detached 1-stall garage, large pole barn, and 3-stall open pole lean-to shed. Estate sale; property is being sold AS-IS. Septic is believed to be noncompliant. Great opportunity for buyers looking for usable acreage, existing buildings, and a convenient location near area amenities. Don't wait, check it out today.

35053 180th Avenue, Onamia

Listing courtesy of Straka Real Estate.

$325,000

ACTIVE Status ⋅ 4 Beds ⋅ 1 Baths ⋅ 7069490 MLS ⋅ 1,206 SqFt.

Welcome to this 4 bed 1 bath home sitting on 39.94 acres. This property is in a prime location just minutes from Mille Lacs Lake. One of the best fisheries Minnesota has to offer. This home and acreage is also less than half a mile from Kathio State Park giving you even more opportunities for outdoor activities. If you are looking for a great place to start a hobby farm or a quality tract to start your hunting camp, you will definitely want to give this tract a closer look. This diverse ground offers open areas that could be converted into pasture for livestock or carved into secluded food plots to draw in all kinds of wildlife. This area has been known to produce some real nice Whitetails in the past. You will find heavily used game trails winding throughout the property. If you are looking for a property that will give you the seclusion and privacy you are looking for but also in close proximity to all of the resorts, casino, and public attractions the area has to offer, this may be a situation for you! Schedule your showing today.

18467 Vineland Road, Onamia

Listing courtesy of Weiss Realty LLC.

$250,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7048232 MLS ⋅ 980 SqFt.

This lake home offers the perfect blend of privacy, comfort, and Minnesota charm. This inviting property comes with two spacious lots with 200 feet of lake front surrounded by natural beauty, making it an ideal retreat for those seeking a quieter pace of life or a weekend escape from the city. Seller is willing to leave mostly furnished also will be including the boat lift and dock. Enjoy those summer days fishing, swimming, bonfires at night and relax with friends and family on the deck with beautiful lake views. With close access to the casino for more entertainment this is the perfect getaway spot.

14693 Twilight Road, Onamia

Listing courtesy of Coldwell Banker Realty.

$299,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7043442 MLS ⋅ 1,435 SqFt.

Hardwood floors flow throughout most of this beautiful 3BR/2BA home, ideally located on Par 5 Dr along the 10th hole of Izaty’s Black Brook Golf Course. Enjoy an unbeatable setting just minutes from Izaty’s Marina and Resort. This property is not part of an association, offering added flexibility and freedom. The expansive wrap-around deck is perfect for entertaining or relaxing while taking in the scenic surroundings. Inside, the open living room is filled with natural light from large windows, creating a warm and inviting atmosphere. The adjoining kitchen features a breakfast bar and stainless steel appliances, ideal for everyday living and hosting. The private primary suite includes a walk-in closet and en-suite bath for added comfort. Set on over a half-acre lot, the outdoor space is perfect for gathering with family and friends. A one car garage provides convenient space for all your outdoor equipment.

40491 Par Five Drive, Onamia

Listing courtesy of RE/MAX Results.

$264,000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7032076 MLS ⋅ 1,320 SqFt.

Experience the ultimate lakeside lifestyle in this 3BR, 3BA Beach Villa on the pristine south shore of Lake Mille Lacs. Perfectly blending with "Up North" charm, this 2 story Beach Villa offers unobstructed, panoramic water views just steps from the shore. The main level features a living room with fireplace, dining and kitchen. Enjoy the views of the water from anywhere or sit out in the sunroom and watch the spectacular sunsets that Mille Lacs has to offer. Retreat to the upper-level primary suite, this private sanctuary boasting its own lakeside balcony. Two additional spacious bedrooms and full baths provide ample space for guests. Step outside the sunroom to manicured lawns that lead directly to the lake and shared dock and fire pit. Enjoy golfing, fishing and all that the area has to offer with access to snowmobile/ATV/hiking trails. Located just 90 mins from the Twin Cities, this is a premier summer, winter, weekend destination or high-potential rental investment. This Villa comes completely furnished! Schedule your showing today!

8318 Tuxedo Road Unit 343, Onamia

Listing courtesy of Century 21 Atwood.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.