Osseo Homes under $400,000

Osseo Homes under $400,000

Welcome to Osseo, a charming city nestled in the heart of Wisconsin, where small-town charm meets modern convenience. Just a stone's throw away from the bustling Twin Cities, Osseo offers residents a unique blend of serene suburban living and easy access to urban amenities. Known for its friendly community, vibrant local events, and picturesque parks, Osseo is the perfect place for families, young professionals, and retirees alike.

One of the most appealing aspects of Osseo is its diverse real estate market, particularly for those seeking homes priced under $400,000. Here, you’ll find a variety of options, from cozy single-family homes to charming townhouses, all designed to fit a range of lifestyles and budgets. The homes in this price range often feature inviting layouts, spacious yards, and modern amenities, making them ideal for creating lasting memories with loved ones.

Osseo is also known for its excellent school district, which is a significant draw for families. The community is rich in recreational opportunities, with numerous parks, walking trails, and local events that foster a strong sense of belonging. Whether you’re enjoying a summer festival or a quiet evening stroll, you’ll quickly fall in love with the welcoming atmosphere that defines Osseo.

If you’re looking for an affordable home in a vibrant community, Osseo is the perfect place to call home. Explore the available listings today and discover the charm and warmth that this delightful city has to offer!

Newest Osseo Homes under $400,000

13413 5th Street, Osseo
$369,500
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7160498 MLS ⋅ 2,954 SqFt.
You can have the best of both worlds with the convivence of small town living on a quiet street and the luxury of lake living in this well cared for 3 bedroom, 2.5 bath waterfront home on Lake Martha. The home features a user friendly kitchen with dining area, formal dining room, large living room with fireplace, 3 large bedrooms with the master having a private bath, and a great 4 season porch for gazing out at the water. Step into the lower level and you will be impressed with the large lower level rec room with lookout windows and the large mechanical/storage room. All windows, Furnace, and Central Air were recently replaced.

13413 5th Street, Osseo

Listing courtesy of Prime Realty, LLC*.

233 5th Avenue NE, Osseo
$350,000
ACTIVE Status ⋅ 4 Beds ⋅ 1 Baths ⋅ 7158630 MLS ⋅ 1,288 SqFt.
Same owner for over 60 years! A lifetime of memories. Your turn to make it home! This inviting four-bedroom home in the heart of Osseo blends timeless charm with stylish updates! Beautiful maple wood floors bring warmth and character, while the updated kitchen features soft-close cabinetry, black stainless steel appliances, granite countertops, and a glass-and-tile backsplash. From morning coffee to midnight snacks, this kitchen is ready to serve up something special! An updated bathroom adds everyday comfort, and the basement offers room for your finishing touches, including space for an additional bathroom. Dream up a movie room, hobby haven, or home gym while exploring the opportunity to build equity. Outside, a desirable corner lot features 360-degree landscaping with concrete curbing, beautiful shade trees, and a private, fenced backyard. Fire up the grill, gather on the patio, and extend the retractable awning when you’re ready for a little shade. A double gate provides convenient yard access for a boat, camper, or outdoor equipment. The oversized two-car garage offers generous storage, while the backyard shed keeps tools, toys, and garden gear neatly tucked away. And the location makes it even sweeter! Just a few blocks away, Boerboom Veterans Park brings the community together for Movie Nights and Music in the Park. Walkable downtown Osseo offers charming coffee shops, boutiques, a hometown grocery store, restaurants with sidewalk seating, bars, a bakery, an ice cream shop, and more. A coffee stroll, dinner out, or an ice cream run—where will you go first? A home with history, a backyard made for unwinding, and hometown favorites just a stroll away—this is Osseo living at its sweetest! Settle in, make it yours, and start creating the memories that will fill its next chapter. Welcome home!

233 5th Avenue NE, Osseo

Listing courtesy of Keller Williams Classic Realty.

615 1st Avenue NW, Osseo
$309,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7159497 MLS ⋅ 2,100 SqFt.
Warm, inviting, and filled with natural light, this beautifully maintained home offers the perfect blend of character, comfort, and convenience. The charming front porch is a great place to relax, while the private patio and cabana, complete with a built-in grill and surrounded by lush green space and mature landscaping, create an ideal setting for entertaining. The kitchen is both functional and stylish, featuring ample cabinet space, a modern backsplash, attractive countertops, and a center island with seating and prep space. A main-level ¾ bathroom with a walk-in tiled shower adds extra flexibility. Upstairs, you’ll find three bedrooms and a full bathroom, including a spacious primary suite with a large walk-in closet featuring built-ins and a window for natural light. The finished lower level expands your living space with a cozy family room anchored by a freestanding gas fireplace, mounted surround sound speakers, wet bar, and versatile bonus area perfect for home office, workout space, hobby room, or additional storage. Rough-in plumbing is already in place for a future bathroom. Located near shops, restaurants, parks, trails, and community events, with easy access to major roadways for commuting, this home offers a great combination of updates, functionality, and location. Recent improvements include fresh paint, multiple appliance updates, and a newer water heater.

615 1st Avenue NW, Osseo

Listing courtesy of Keller Williams Classic Rlty NW.

12 6th Street NE Unit 225, Osseo
$59,792
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7150301 MLS ⋅ 1,174 SqFt.
Living at Realife Cooperative of Osseo, you will enjoy the small town living of Osseo while being close to Maple Grove, Champlin, and other cities. Osseo is a walkable town so you are able to walk to restaurants, shops, and even a grocery store. You’re able to walk off our property and enjoy the seasonal, weekly farmers market or enjoy the park right across the street. As a cooperative member, you can enjoy activities, participate in committees, and socialize in the many common rooms. Monthly member fees simplify life because they include: all operating expenses, water, sewer, trash, recycling, organic recycling, gas, internet, DirecTV, professional management, common area utilities, master insurance on building, master mortgage principal interest, and mortgage insurance and property tazes are all included in the $1,813.00 monthly member fess. Standard replacement, repair, and maintenance of appliances and fixtures is also included.

12 6th Street NE Unit 225, Osseo

Listing courtesy of Ebenezer Manage Services.

50369 Ridgeway Street, Osseo
$310,000
ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 7121288 MLS ⋅ 1,400 SqFt.
Welcome home to this beautifully designed custom modern home, perfectly situated in one of Osseo's most desirable neighborhoods! Enjoy an unbeatable location just steps from the golf course, Stoddard Park, the community swimming pool, Lake Martha, downtown Osseo, and scenic walking trails. Inside, you'll love the open-concept floor plan featuring custom cabinetry, a spacious kitchen, and a stunning tiled walk-in shower. The bright and airy loft overlooks the main living area, making it the perfect space for a home office, playroom, or cozy reading nook. Complete with an attached 2-car garage and thoughtful modern finishes throughout, this home offers the perfect blend of style, comfort, and convenience. ** Location. Style. Convenience. This one truly has it all!

50369 Ridgeway Street, Osseo

Listing courtesy of Property Executives Realty.

612 1st Avenue NW, Osseo
$225,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7092528 MLS ⋅ 1,448 SqFt.
Quick closing and possession available. Main Floor has Fresh Paint. New Carpet installed on Upper Staircase. In the city convenient living! Finished on all three levels. Two Full Baths, Walk-in Closet, Center Island Eat-in Kitchen, Private Rear Patio, Front porch, Ample storage.

612 1st Avenue NW, Osseo

Listing courtesy of Engel & Volkers Minneapolis.

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.

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