Saint Michael Homes under $400,000

Welcome to Saint Michael, Minnesota – a charming city nestled in Wright County that perfectly balances small-town charm with modern conveniences. Known for its friendly community and picturesque landscapes, Saint Michael offers an inviting atmosphere that makes it an ideal place to call home. With its rich history and vibrant local culture, residents enjoy a variety of parks, recreational activities, and community events throughout the year.

Saint Michael boasts an impressive selection of homes, many of which are available for under $400,000. This affordability allows families, first-time homebuyers, and those looking to downsize the opportunity to find their dream home without breaking the bank. From cozy single-family residences to spacious townhouses, the real estate market here caters to a diverse range of preferences and lifestyles.

The city is also known for its excellent schools, making it a desirable location for families with children. With easy access to major highways, commuting to nearby cities like Minneapolis and St. Paul is a breeze, allowing residents to enjoy the tranquility of suburban life while still being close to urban amenities.

In addition to its beautiful homes, Saint Michael offers a variety of dining, shopping, and entertainment options. Whether you’re exploring local boutiques or enjoying a meal at one of the delightful eateries, there’s always something to do in this vibrant community.

Discover the charm of Saint Michael today, where your perfect home awaits at an affordable price. Embrace the lifestyle you’ve always dreamed of in this welcoming city!

Newest Saint Michael Homes under $400,000

$275,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7159359 MLS ⋅ 1,837 SqFt.

Very nicely updated, upgraded & full of natural light end unit with 2BRs + loft that can be easily converted to 3rd BR. Sought after STMA school district. Main floor with 2 story high vaulted ceiling has new ceiling fan & foyer light. Cozy FP. SW exposure & multiple windows bring in tons of light. Newer LVP on main level. Fresh paint throughout. FR flows into the DR w/gorgeous new chandelier. Sliding door leads to patio for outdoor enjoyment. Breakfast bar & kitchen has upgraded white, soft close cabinets, granite countertops & SS appliances. Large 1/2 BA with new toilet completes the main floor. Upstairs MBR w/walk in closet, 2nd BR, large loft & laundry room. Washer/dryer (2024/2025). Main BA updated in 2026 with new vanity, marble top, light, mirror, faucet and toilet. Separate shower and jetted tub. Located in a quiet neighborhood close to parks (north of home is a hill - short cut to park, just go over the hill), dining, schools, shopping & quick access to major highways for an easy commute. Owner is a licensed RE agent.

12510 43rd Street NE, Saint Michael

Listing courtesy of Just For You Realty.

$384,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7158938 MLS ⋅ 1,831 SqFt.

New construction home ready for a November Move-in. Highlights include a Walkout Lower Level ready for future finish! Two Story modern styled home with a thoughtfully crafted open-concept design. Main floor features a Great Room, Dining Room, Kitchen and Half Bath. Upper floor offers 3 Bedrooms, 2 Bathrooms, and Laundry Room. Primary Suite features a Walk-In Closet and Private Bathroom. Unfinished Walkout Lower Level ready for future finish including a future family room, 4th bedroom, and 4th bathroom. Some photos may not depict actual plan, materials, and finishes included. All measurements are approximate.

3050 Jandura Avenue NE, Saint Michael

Listing courtesy of NextHome West Metro.

$369,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7158354 MLS ⋅ 1,603 SqFt.

Ask about our 4.99% interest rate promo with our preferred lender. The Baxter is designed with functionality in mind, this layout features an open-concept living and kitchen area that maximizes space and natural light. On the upper level is two bedrooms, one bathroom, and the owner's suite with a private bathroom and walk-in closet. The 2 1/2 stall garage is perfect to fit family cars, snow blowers, lawn mowers, and even a work bench. With thoughtful details like a front porch, convenient upper level laundry area, and smart storage throughout, this home offers everything you need to settle in. - Legacy Bay Farms has a wonderful 10-acre park located next to the 100 acre Uhl Lake. The trails take you around the playground, basketball court and past the dock on Uhl Lake and out to the peninsula for the best view of the 100-acre Uhl lake.

2734 Ivan Avenue NE, Saint Michael

Listing courtesy of Capstone Realty, LLC.

$389,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7158338 MLS ⋅ 2,087 SqFt.

Ask about our 4.99% interest rate promo with our preferred lender. Introducing one of Capstone’s most popular Liberty Series floor plans, the Becker. Just the right size at 2087 square feet, the upper level of this floor plan has an owner’s suite, 2 additional bedrooms and a loft. The main floor features the kitchen as a focal point with an incredible island, stone countertops, a walk in pantry, and brand new kitchen appliances. Every Becker includes a walk out to a large concrete patio to enjoy your backyard. The 2 and a half stall garage is perfect to fit family cars, snow blowers, lawn mowers, and even a work bench. - Legacy Bay Farms has a wonderfull 10-acre park located next to the 100 acre Uhl Lake. The trails take you around the playground, basketball court and past the dock on Uhl Lake and out to the peninsula for the best view of the 100 acre Uhl lake

2726 Ivan Avenue NE, Saint Michael

Listing courtesy of Capstone Realty, LLC.

$350,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7146414 MLS ⋅ 2,002 SqFt.

A great place to call home! Welcome home! This beautifully updated home features an open main-floor layout with a bright living room, gleaming hardwood floors and an updated kitchen. The dining area walks out to a brand-new deck overlooking a fully enclosed, 6-foot privacy-fenced backyard with a patio, fire-pit, storage shed, and two access gates. There are even steps from the deck to the backyard! The main level offers 2 bedrooms and a fully renovated full bath with new LVP tile, an updated vanity, tile tub surround, and a new toilet. Downstairs features a spacious family room, a 3rd bedroom, a 3/4 bath with tile flooring, and dedicated laundry space. GARAGE LOVER'S DREAM: Heated and insulated 4-car garage (24x22 + 28x20) equipped with a 220V outlet and two service doors—ideal for vehicles, toys, and a workshop! Meticulously maintained with annual furnace and A/C servicing. Unbeatable location near parks, trails, shopping, restaurants, the Albertville Premium Outlets, and Costco, plus quick, easy access to I-94 for smooth commuting!

109 Oak Avenue SW, Saint Michael

Listing courtesy of RE/MAX Results.

$399,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7155490 MLS ⋅ 2,103 SqFt.

Enjoy comfortable, low-maintenance living in this inviting detached home featuring an open floor plan and plenty of flexible living space. The main level offers vaulted ceilings, a spacious kitchen with breakfast bar, pantry and eat-in area, plus a living room with a fireplace. A bright sunroom and deck provide a great place to relax and enjoy the private backyard with mature trees. The upper level features two bedrooms, including a vaulted primary suite with private 3/4 bath, plus a full bath with jetted tub. The walkout lower level adds a family room with gas fireplace, third bedroom and 3/4 bath. An unfinished fourth level offers excellent potential for additional living space, a bedroom, theater room or hobby area. Main-floor laundry, abundant storage and nearby walking and biking paths. Some images in this listing have been virtually staged.

11452 17th Place NE, Saint Michael

Listing courtesy of Edina Realty, Inc..

$375,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7155004 MLS ⋅ 1,688 SqFt.

208 Heights Road NW, Saint Michael

Listing courtesy of RE/MAX Results.

$399,990

ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 7154079 MLS ⋅ 2,460 SqFt.

This home is under construction and available for an October closing! Experience thoughtful design and modern comfort in the Copperleaf, a beautifully crafted two-story home tailored for today’s busy lifestyles. The main level features an open-concept layout that brings together the Great Room with an electric fireplace, the dining area, and a well-appointed kitchen—perfect for everyday living and entertaining. A main-level bedroom offers valuable flexibility, easily serving as a home office or guest space. Upstairs, a centrally located bonus room provides an ideal spot for relaxing, studying, or creating an additional living area. Four bedrooms are thoughtfully positioned on this level for enhanced privacy, including a spacious owner’s suite complete with an attached bathroom and an oversized walk-in closet. Embrace modern living in a peaceful and well-connected neighborhood—schedule your tour today!

9819 26th Street NE, Saint Michael

Listing courtesy of Lennar Sales Corp.

$360,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7152784 MLS ⋅ 2,094 SqFt.

Set on a corner lot in a sought-after neighborhood, this home offers rooms to spread out inside and out. The upper level has three bedrooms, including a primary suite with a full walk-through bath. The kitchen features stainless steel appliances and soft-close drawers. The walkout lower level adds a fourth bedroom, a full bath, and a large family room with a gas fireplace, a comfortable spot for movie nights or hosting guests. The heated, insulated garage has expoxy floors, and there's extra parking alongside it. The spacious corner lot features an irrigation system and a 10x12 shed gives you plenty of room for tools, bikes, and seasonal gear. Schools, shopping, and restaurants are all close by. The roof, furnace, and appliances were all replaced about 10 years ago.

400 Elder Avenue NW, Saint Michael

Listing courtesy of RE/MAX Results.

$324,987

ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 7142547 MLS ⋅ 2,527 SqFt.

Spacious 3 BR/4 BA Townhome with full complete basement. LARGE Bedrooms, ALL with walk-in closets. Owner suite with private bath on Main floor. 2 BRs upstairs with Loft. FABULOUS LAYOUT! MUST SEE!

11429 16th Street NE, Saint Michael

Listing courtesy of Sanyu LLC.

$321,990

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7150546 MLS ⋅ 2,070 SqFt.

FHA 5.25%/5.891% APR if closing by November 24th with sellers preferred lender. Call for further details. Welcome to this stunning 3-bedroom, 3-bathroom Dylan townhome under construction in Lakeshore Park. This new construction home offers a modern design and thoughtful amenities for comfortable living. As you step into this 3-story home, you are greeted by an open floorplan that seamlessly integrates the kitchen, dining area, and living space. The kitchen features a spacious island, providing ample countertop space for meal preparation and entertainment. Relax in the spacious owner's suite that boasts an en-suite bathroom with a dual-sink vanity and large shower. There are two additional bedrooms and hall bath. There’s a separate rec area at the ground level, which is perfect for cozy movie nights.

2732 Kepler Avenue NE, Saint Michael

Listing courtesy of M/I Homes.

$353,990

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7150553 MLS ⋅ 2,317 SqFt.

FHA 5.25%/5.891% APR if closing by November 24th with sellers preferred lender. Call for further details. Discover this stunning new construction home at 2738 Kepler Avenue NE in Saint Michael. The Schulz is a thoughtfully designed 3-bedroom, 2.5-bathroom home offers 2317 square feet of comfortable living space with an open-concept layout perfect for daily living and entertaining. The open-concept floorplan creates a natural flow between living areas, making it ideal for both daily life and hosting guests. The upstairs owner's bedroom features an en-suite bathroom and walk-in closet, while the additional bedrooms offer flexibility for family, guests, or home office space. The laundry is centrally located in the upper level by the bedrooms. The lower level has a large recreation room for you to use as you see fit. Also, don't miss the over-sized garage with lots of space for storage and other toys. Saint Michael offers an excellent location with easy access to parks and recreational opportunities. The neighborhood provides a welcoming community atmosphere while maintaining proximity to outdoor spaces for families and individuals who enjoy an active lifestyle. With new construction quality and thoughtful design, this home represents an excellent opportunity to own a well-built residence in a desirable Saint Michael neighborhood.

2738 Kepler Avenue NE, Saint Michael

Listing courtesy of M/I Homes.

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