Clay County Homes under $350,000

Welcome to Clay County, Minnesota, a hidden gem that beautifully blends small-town charm with modern conveniences. Nestled in the heart of the Midwest, Clay County is known for its picturesque landscapes, vibrant communities, and a rich tapestry of culture and history. With a population that enjoys a strong sense of community, this county offers a welcoming atmosphere for families, young professionals, and retirees alike.

One of the most appealing aspects of Clay County is its diverse range of housing options, particularly for those seeking homes under $350,000. Here, you will find a variety of properties that cater to different lifestyles, from cozy single-family homes to charming townhouses and spacious condos. These affordable options make it easier for first-time homebuyers to step into the real estate market and create a place to call their own.

Clay County is not just about affordability; it also boasts excellent amenities, including top-rated schools, beautiful parks, and recreational facilities that encourage an active lifestyle. Residents can enjoy a plethora of outdoor activities, from hiking and biking trails to fishing spots and community events that foster a strong sense of belonging.

Whether you’re drawn to the friendly neighborhoods, the affordability of homes, or the natural beauty that surrounds you, Clay County offers an exceptional quality of life. Discover your perfect home in this thriving community where opportunity and warmth await you at every turn. Come explore the possibilities in Clay County, MN—your future home is just a visit away!

Newest Clay County Homes under $350,000

$257,500

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7158088 MLS ⋅ 2,374 SqFt.

Marvelous In Moorhead. With unique qualities in a highly sought after area, this charming rambler blends community with comfort. Tailored to those looking to get the most from their investment, this unparalleled property is centrally located within blocks of businesses, restaurants, and schools. Take pleasure with a spacious space, abundance of mature trees, and meticulous lawn with lush landscaping of perennial plants. This large lot is ideal for grilling on the built-in Blackstone, entertaining on the wrap-around private patio and deck, and soaking up sun. Enjoy entering the enormous sanctuary from a new front porch to be welcomed by cozy archways with warm wooden walls and freshly painted rooms. You will be immediately drawn to the abundance of natural light that dances through exposed windows and flows into the two-level living space. This home combines modern and classic. From its kitchen cabinetry to beautiful bathrooms and boozy bar in the basement, you’ll never want to leave this homey haven. Call your favorite real estate agent to see it for yourself before it's too late!

424 15th Street S, Moorhead

Listing courtesy of Berkshire Hathaway HomeServices Premier Properties.

$149,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7156763 MLS ⋅ 1,466 SqFt.

Opportunity in North Moorhead! This 1½-story home offers an affordable opportunity to own near Moorhead’s revitalized district, with shopping, restaurants, bars, and other amenities within walking distance. The home has plenty of character and is ready for a new owner to bring their ideas and updates. Several important improvements have already been completed, including a new furnace, newer water heater, and newer shingles, providing a great starting point for future renovations. Accessibility is another standout feature, with an aluminum ramp providing easy access to the front entry. While there is currently no garage, the property offers space to build one, allowing a future owner to add additional parking, storage, or workspace. A storage shed is already included for lawn equipment, bikes, and other belongings. Bring your ideas and take advantage of all that this growing North Moorhead neighborhood has to offer!

1010 2nd Avenue N, Moorhead

Listing courtesy of eXp Realty (3788 FGO).

$127,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7155833 MLS ⋅ 1,374 SqFt.

Built in 1880, this charming 4-bedroom, 2-bathroom home in Barnesville is full of character and possibilities! Hardwood floors, detailed woodwork, and an electric fireplace add warmth and personality to the main living spaces. The main floor features a spacious kitchen, one bedroom, main-floor laundry, and an enclosed front porch. Upstairs, you'll find three additional bedrooms and plenty of opportunities to add your personal touch. All appliances are six years old or newer and new ceiling fans have been installed throughout. Outside, enjoy a spacious, tree-lined yard and a detached two-stall garage with extra room for storage, hobbies, or projects. With its historic charm and potential, this home is ready for its next chapter!

523 FRONT Street N, Barnesville

Listing courtesy of Trilogy Real Estate.

$170,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7156431 MLS ⋅ 1,123 SqFt.

Perfect starter home on a tree lined street. Newer windows, central air, large tandem garage, steel siding.

1114 10 1/2 Street N, Moorhead

Listing courtesy of RE/MAX Legacy Realty.

$284,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7155902 MLS ⋅ 1,280 SqFt.

This is a Move-in Ready remarkable townhome for anyone over 55. One level home with private entrance and attached garage. 2- bedroom and 2-bath. No steps and accessible Step in Master Bath Shower, Laundry is off the kitchen and serves as mudroom to 2-Car Heated Garage. The sunroom has French doors to the Dining Room and or private patio out the back. The living room has vaulted ceilings and a gas fireplace. Extra amenities include access to exercise and community room. mo association fee of $200 includes lawncare, snow removal, Exterior Building Insurance,

1473 Belsly Boulevard, Moorhead

Listing courtesy of RE/MAX Legacy Realty.

$290,000

ACTIVE Status ⋅ 7 Beds ⋅ 4 Baths ⋅ 7155257 MLS ⋅ 3,360 SqFt.

Great investment opportunity! Enjoy the potential of multiple income producing units under one roof. This occupied 4-plex offers lucrative income potential. Whether you're experienced in real estate investing or a first-time investor, this 4-plex is a promising addition to your portfolio. Includes on site laundry, as well as four extra storage closets in the halls for each of the tenants convenience. Some updates include two units with new flooring and the other two units were replaced within the last 5 years. Newer water heater (replaced in 2022) and newer windows in the lower units.

204 4th Street NW, Dilworth

Listing courtesy of Beyond Realty.

$325,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7155883 MLS ⋅ 1,960 SqFt.

We invite you to tour this beautifully finished 4-bedroom, 2-bath bi-level home in a convenient Moorhead location! Step inside to a bright, open layout featuring vaulted ceilings, recessed lighting and stylish modern fixtures throughout. The kitchen is designed for both everyday living and entertaining with a center island, large pantry, tile backsplash, under-cabinet lighting and sleek matte black hardware. The spacious primary bedroom features a walk-in closet, while ceiling fans in the upper-level bedrooms add extra comfort. Downstairs, the inviting family room is highlighted by a custom built-in, creating the perfect space to relax, entertain or gather for movie night. Thoughtful finishes continue throughout the home, including tile accents in the front entry and bathrooms. Outside, enjoy the beautifully landscaped yard from the 15’6” x 12’ deck, surrounded by established hostas, lilies and ornamental grasses. A small garden tucked into the southeast corner of the backyard is ready for your favorite vegetables, herbs or flowers. Complete with a 2-stall garage and a location close to schools, parks, shopping and everyday conveniences, this home offers the perfect combination of style, functionality and location. Move right in and enjoy!

4538 17th Street S, Moorhead

Listing courtesy of RE/MAX Legacy Realty.

$327,200

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154298 MLS ⋅ 1,565 SqFt.

Parade of Homes Special! Buyers can choose 2 of 3 incentives: $10K toward a rate buydown, $10K toward eligible closing costs, or $20K toward design upgrades. Choose two and save up to $30,000—offer ends 10/15!! Welcome home to this stunning modern Abberley 3-level floorplan in desirable Moorhead! This stunning 3 bedrooms , 2 bathrooms and 2 stall attached garage single-family home is FULLY COMPLETED and MOVE-IN READY! Welcoming foyer leads to a BRIGHT OPEN layout with HIGH CEILINGS and LARGE WINDOWS for abundant natural light. You will love the spacious living room, dining area, and functional, stylish kitchen had stone throughout, a center island with pendant lights, a PANTRY, and ample cabinetry. Upstairs features a spacious PRIMARY SUITE with walk-in closet, second bedroom, HOLLYWOOD-STYLE full bath with DUAL VANITY, and convenient laundry. Lower level offers a cozy family room, 3rd bedroom , 2nd full bath, and storage. 2-YEAR TAX ABATEMENT (buyer to verify with City). New construction means ENERGY EFFICIENCY and LOW MAINTENANCE. Make this your home today!

2516 38th Avenue S, Moorhead

Listing courtesy of Herd Realty LLP.

$319,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7155620 MLS ⋅ 2,083 SqFt.

Welcome home to this meticulously cared-for 4-bedroom, 2-bath home in a convenient South Moorhead location! Warm and inviting from the moment you walk in, this home has been thoughtfully maintained and offers a clean, comfortable space that’s truly move-in ready. The kitchen features beautiful quartz countertops and plenty of practical workspace, while the rest of the home offers flexible living space for a variety of needs. An extra-deep 2-stall garage provides excellent storage and room for vehicles, toys, or projects. Located close to parks, restaurants, grocery stores, shopping, and everyday conveniences, with easy access to everything South Moorhead has to offer. Add in the very low specials, and this is a home that’s easy to love and easy to call your own!

4513 17th Street S, Moorhead

Listing courtesy of REAL (405 FGO).

$259,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7152810 MLS ⋅ 1,872 SqFt.

Welcome to this inviting south Moorhead home featuring 4 bedrooms, 2 updated bathrooms, and a remodeled kitchen. The charming front porch with columns creates a welcoming first impression, while the spacious layout offers comfortable living throughout. Enjoy the convenience of a 2-stall attached garage with a walk-down to the utility room, plus a large driveway with updated concrete and an additional poured slab alongside the garage for extra parking, storage, or recreational use. Step outside to the wood deck overlooking the fenced backyard—an ideal space for relaxing, entertaining, or enjoying the outdoors. With thoughtful updates, functional spaces, and great outdoor amenities, this home offers a wonderful combination of comfort and convenience in south Moorhead.

2028 16th Street S, Moorhead

Listing courtesy of Park Co., REALTORS®.

$239,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7153721 MLS ⋅ 1,257 SqFt.

Step inside and be impressed by this fully remodeled 3-bedroom, 1.5-bath, 1.5-story home offering bright and inviting living spaces. Enjoy peace of mind with numerous updates throughout, including new kitchen cabinets, appliances, flooring, trim, doors, windows and more! Outside, you’ll find new vinyl siding on the garage, metal siding on the house, a spacious backyard surrounded by mature trees, and an oversized 20x28 detached garage with a new roof. With low specials and truly move-in-ready appeal, this home is a fantastic find. Don’t miss your chance, schedule a showing today!

631 11th Street N, Moorhead

Listing courtesy of eXp Realty (3240 WF).

$183,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7154340 MLS ⋅ 1,072 SqFt.

Opportunity is knocking! Located right across from beautiful Hansmann Park, this 3-bedroom, 1-bath home is packed with potential. Whether you're looking for your next flip, a fixer-upper project, or an affordable place to call home, this property is ready for your vision. Enjoy a spacious backyard, quiet neighborhood setting, and plenty of privacy. Bring your ideas, tools, and creativity to transform this hidden gem into something special. Sold AS-IS.

1323 12th Avenue N, Moorhead

Listing courtesy of RE/MAX Advantage Plus.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.