Polk County Homes under $400,000

Welcome to Polk County, a hidden gem in the heart of Florida that perfectly blends natural beauty with vibrant community living. Known for its stunning lakes, lush landscapes, and rich history, Polk County offers a diverse range of recreational activities and cultural experiences. Whether you’re exploring the scenic trails of the Green Swamp Wilderness Preserve or enjoying a day at one of the many charming local parks, you’ll find that this county is a haven for outdoor enthusiasts and families alike.

For those looking to make Polk County their home, you’ll be delighted to discover a thriving real estate market with a variety of homes available for under $400,000. This price point opens the door to a wealth of options, from cozy single-family homes nestled in friendly neighborhoods to modern townhouses with all the amenities you could desire. Many of these homes boast spacious yards, perfect for entertaining or enjoying a quiet evening under the stars.

Living in Polk County means enjoying a relaxed lifestyle while still being conveniently located near major cities like Orlando and Tampa. With excellent schools, shopping centers, and community events, you’ll find that this area fosters a strong sense of belonging. Whether you’re a first-time homebuyer or looking to downsize, Polk County offers an array of affordable housing options that cater to a variety of lifestyles. Come discover the charm of Polk County, where your dream home awaits!

Newest Polk County Homes under $400,000

$270,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7157315 MLS ⋅ 1,344 SqFt.

Enjoy the convenience of one-level living with updated finishes throughout, offering the look and feel of a newer home without the price tag. The spacious primary suite features a private bathroom and large walk-in closet, while the functional layout makes the most of the home's living space. Located just steps from dining, shopping, and other local conveniences, this home also puts outdoor recreation within easy reach. Enjoy nearby access to the St. Croix National Scenic Riverway, Interstate State Park, the Gandy Dancer Trail, and a local movie theater. Paved walking paths throughout the neighborhood make it easy to get outside and enjoy the area. Whether you're looking to simplify, downsize, or enjoy low-maintenance living, this home offers an exceptional combination of location, convenience, and value.

1303 Prairie Lane, Saint Croix Falls

Listing courtesy of Coldwell Banker Realty.

$179,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7157047 MLS ⋅ 864 SqFt.

Welcome to your own slice of paradise! Nestled on 3.46 beautiful, wooded acres along a picturesque country road, this charming 2-bedroom, 1-bath home offers the ultimate in easy, single-level living. Whether you are searching for your very first home, looking to simplify and retire in peace, or seeking a magical cabin escape from the busy world, this property fits every dream perfectly. Bring your imagination! With its tranquil setting and close proximity to multiple lakes, this property is a prime candidate to add to your real estate portfolio as a high-performing Airbnb or short-term vacation rental.

2545 225th Street, Cushing

Listing courtesy of Realty ONE Group SIMPLIFIED.

$185,000

ACTIVE Status ⋅ 5 Beds ⋅ 1 Baths ⋅ 7156229 MLS ⋅ 1,970 SqFt.

This is a great chance to buy a large home at a small price!! 5 bedrooms with multiple livingrooms, designated dining area and double attached garage. A covered front porch and a beautiful backyard allow you to enjoy the outdoors! See it soon!!

125 5th Street S, Erskine

Listing courtesy of Juve Real Estate.

$300,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7154764 MLS ⋅ 2,800 SqFt.

Space, character and more than 2,800 finished square feet on approximately one acre near Clayton! This inviting home offers a unique combination of updates, generous living spaces and a beautiful wooded setting. Inside, you'll find updated flooring throughout, distinctive accent walls and warm wood details that give the home personality from room to room. The spacious main-level living area is filled with natural light, while the dining area features an eye-catching wood accent wall and plenty of room to gather. The kitchen offers abundant cabinetry and workspace, and both bathrooms have been updated, including a distinctive dual-vessel-sink vanity in one bath. Multiple bedrooms plus flexible additional spaces provide plenty of options for bedrooms, home office, hobbies, exercise or recreation. Mechanical updates and a newer well add to the list of improvements. Outside, mature trees surround the approximately one-acre property, creating a peaceful setting with room to spread out. A newer detached garage provides even more space for vehicles, storage, tools and toys. Conveniently located near Clayton while offering the elbow room you've been looking for, this property has space inside and out and plenty of character to make it your own.

465 70th Avenue, Clayton

Listing courtesy of Keller Williams Classic Rlty NW.

$300,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7154437 MLS ⋅ 1,225 SqFt.

This newer-construction home is filled with natural light and finished in an inviting color palette. The open kitchen, dining, and living area features quartz countertops, a large island, and a tray ceiling in the living room, with a wooded view out back to enjoy daily. The spacious owner's suite offers a walk-in closet, a private ¾ bath, and its own tray ceiling. Stylish, functional window treatments, a recently built boulder retaining wall, and a 240V garage outlet ready for EV charging round out the home's features. Start or end your day on the covered front porch or the rear concrete patio. Step outside and into an outdoor lover's playground, with the Gandy Dancer State Trail, Wooly Mountain Bike Trail, Interstate Park, and multiple St. Croix River access points all nearby. Additionally, there are paved walking paths throughout the neighborhood. Nearby you'll find great restaurants, convenient shopping, three wineries, and the future site of St. Croix Health Hospital. Set in a charming single-family neighborhood with no association fees, and just minutes from major roadways yet peacefully tucked away, this home delivers main-floor living at its best.

1306 Prairie Lane, Saint Croix Falls

Listing courtesy of Lake Life Realty Inc..

$225,000

ACTIVE Status ⋅ 2 Baths ⋅ 7155282 MLS ⋅ 3,688 SqFt.

Centuria zone B-2 Highway - qualifies to be a residential property - see supplements for full list of uses. Highly visible 3,000+ Sq. Ft. Brick and Block Commercial building on WI Hwy 35 in Centuria. With flexible B-2 Zoning which allows for a wide range of uses! Like a Care Center, a Retail Strip Mall, Service Providers, Storage units, Offices, and even Residential Units. What do you need a building for? Parking for 20 + 2 heated garage bays with floor drains 220 | 3 Phase Electrical Three heat sources Most offices have a sink, and there is lots of storage.

421 East 5th Street, Centuria

Listing courtesy of Edina Realty, Inc..

$119,500

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7155324 MLS ⋅ 1,431 SqFt.

3-bedroom, 1.5 bath home featuring convenient main-floor laundry and two living areas on the main level. Enjoy relaxing on the deck overlooking the large yard, with a patio area just outside the back door. The property also offers a 28x30 oversized detached double garage with alley access, providing plenty of room for vehicles, storage, or hobbies. Contact the agent today to schedule your showing!

313 Lincoln Avenue, Crookston

Listing courtesy of LeBlanc Realty.

$269,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7154893 MLS ⋅ 1,440 SqFt.

This well cared for 2 bedroom 1-1/2 bath home is move-in ready, with the convenience of having everything on one level! Abundant light fills every room of this 1440 square-foot home. Inviting spaces and a sensible layout make this property desirable. It has ABC seamless metal siding installed in 2023, a heated, attached double garage, and a fantastic fenced backyard. It has an established garden and flower beds, and a back patio, perfect for relaxing and entertaining.

1318 Sunny Street, Crookston

Listing courtesy of Wayvora Realty.

$295,000

ACTIVE Status ⋅ 5 Beds ⋅ 2 Baths ⋅ 7151135 MLS ⋅ 2,000 SqFt.

*Professional photos will be uploaded by Tuesday morning.* Come see this rare find. A 5 bed, 2 bath acreage located right in town! This home sits on two lots that add up to nearly two acres, giving you a huge yard without leaving the city. The house is built to last with a metal roof and steel siding, so it’s very low-maintenance. The interior has a lot of the vintage home charm, wood floors, claw bathtub, and 4 of the bedrooms are on the upper level. Inside, you’ll find a big kitchen and a primary bedroom on the main floor. The living room, dining room, and sun room make the square footage feel larger than it is. If you love spending time outside, this place is ready for you. It already has fruit trees, garden beds, a chicken coop, and even a heated kennel. There is also a massive detached garage that is 32 feet deep and 48 feet long—plenty of room for all your tools, cars, or hobbies. The driveway is spacious, and the large back patio is a great spot to sit and enjoy your privacy. Since it’s so close to downtown but feels so private, there are many ways you could use this property. It’s a unique spot with plenty of room to grow. Come take a look and see all the space for yourself.

202 3rd Avenue NE, Milltown

Listing courtesy of Coldwell Banker Realty.

$215,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7154247 MLS ⋅ 1,202 SqFt.

Cute as a button and full of character, this charming home blends timeless details with fresh, modern updates. Beautiful light maple hardwood floors run throughout the main level, complemented by warm knotty pine ceilings, a charming arched opening between the dining and living room, built-in hallway storage, and a full wall of built-in cabinetry in the dining room. A large bay window fills the dining space with natural light and offers views toward the Apple River. The main level features two comfortable bedrooms and an easy, inviting layout, while the spacious upper level provides a fantastic opportunity for a private primary bedroom, office, or space to retreat. Newer windows and a new hot water heater add to the updates already in place. Outside, enjoy a concrete driveway, attractive landscaping, and a privacy-fenced backyard offering a quiet place to relax, and a handy storage shed for additional outdoor storage. Quaint, cozy, and loaded with personality, this home retains the charm of its era while offering the updates and functionality buyers appreciate today. Conveniently located near downtown Amery, the river, parks, trails, shops, and dining.

143 Maple Street E, Amery

Listing courtesy of Outdoors Realty.

$265,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7152670 MLS ⋅ 1,789 SqFt.

A wooded setting, nearly 2,000 square feet of garage space, and a location near the Apple River give 1130 Birchwood Ln a combination that is hard to overlook. Mature trees surround the property, creating a sense of privacy while still leaving plenty of outdoor space to enjoy. Inside, the main level features a bright living room with large windows, a dining area with access to the oversized deck, and a kitchen with abundant cabinetry and workspace. Two bedrooms and a full bath are also located on this level. The lower level adds a large family room, second bath, utility space, and a spacious additional bedroom that is ready for flooring to complete the space. Garage space is a major highlight, with an attached garage plus two detached garages totaling approximately 1,987 square feet. The 4+ car detached garage is heated, giving you exceptional space for vehicles, storage, hobbies, or a workshop, all in a peaceful Amery setting close to the Apple River.

1130 Birchwood Lane, Amery

Listing courtesy of Kris Lindahl Real Estate.

$170,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7152801 MLS ⋅ 1,038 SqFt.

Waterfront property with endless potential! Bring your vision and make this waterfront property your own! This 3-bedroom, 2-bath home is ready for someone with a vision to bring it back to life and make it their own! Featuring 57 feet of waterfront, this property offers the perfect setting to enjoy peaceful mornings by the water, summer fun, and beautiful views! A spacious backyard, perfect for relaxing and entertaining and a cozy electric fireplace inside provide a cozy touch. This fixer upper could become a wonderful year-round home, weekend, getaway, or waterfront retreat. A great opportunity to create the home you’ve been dreaming of while enjoying life by the water.

766 US Highway 63, Clayton

Listing courtesy of Biltmore Realty, LLC.

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