Wright County Homes under $400,000

Welcome to Wright County, Minnesota – a hidden gem that perfectly balances serene rural living with convenient access to urban amenities. Nestled just northwest of the Twin Cities, Wright County boasts a rich tapestry of natural beauty, vibrant communities, and a welcoming atmosphere. With sprawling parks, pristine lakes, and picturesque landscapes, this area is an outdoor enthusiast’s paradise, offering numerous opportunities for hiking, fishing, and boating.

One of the most appealing aspects of Wright County is its diverse housing market, particularly for those seeking homes under $400,000. Here, you’ll find a delightful array of properties that cater to various lifestyles and preferences. From charming single-family homes in friendly neighborhoods to cozy townhouses with modern amenities, there’s something for everyone. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Wright County has options that fit your budget without compromising on quality or comfort.

The local communities are not only family-friendly but also feature excellent schools, making it a prime location for families. With a strong sense of community and an array of local events throughout the year, residents enjoy a vibrant social life. Plus, Wright County’s strategic location provides easy access to major highways, allowing for a seamless commute to the bustling job markets of Minneapolis and St. Paul.

Discover the charm of Wright County, where affordable housing meets the beauty of Minnesota’s countryside, and find your dream home today!

Newest Wright County Homes under $400,000

$390,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7153673 MLS ⋅ 1,596 SqFt.

Welcome to this beautifully designed new construction home by JP Brooks Builders. Builder offering flex cash incentive with preferred lender to help with rate buydown and/or closing costs! See Sales Consultant for details! All client/agent relationships are respected. The purchase agreement must be written by JP Brooks Builders on a JP Brooks Purchase Agreement. Information is deemed reliable but not guaranteed. Pictures taken from the same floorplan. Finishes may differ. See Sales Consultant for details! Contract for deed option. Enter the home on your front patio into your entry way. You will find two bedrooms and a full bathroom off the entry hallway. On the other side is where you enter from the garage (with extra storage space) into your mudroom. There is a door in your mudroom that takes you to your mechanicals. Back in the hallway you then enter the main living space. An open concept kitchen (with walk in pantry, island, and stainless steel appliances), dining area that looks out to your back patio and back yard, and the living room with a cozy fireplace. In the back corner of your home is where your oversized primary suite is. Walk through your primary suite bathroom to your oversized walk in closet! The city of Montrose is an up-and-coming area with a small-town “country” atmosphere. Waverly is located about 40 miles west of Minneapolis/St. Paul metro area. The city offers the amenities of suburban life without giving up rural charm. Residents enjoy easy access to a variety of outdoor activities like fishing, hiking, and camping at nearby recreational sites!

702 Frankfort Lane, Waverly

Listing courtesy of JPW Realty.

$389,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7154785 MLS ⋅ 1,831 SqFt.

Home is currently under construction offering an estimated December move-in. Highlights include a Walkout Lower Level ready for future finish! Two Story modern styled home with a thoughtfully crafted open-concept design. Main floor features a Great Room, Dining Room, Kitchen and Half Bath. Upper floor offers 3 Bedrooms, 2 Bathrooms, and Laundry Room. Primary Suite features a Walk-In Closet and Private Bathroom. Unfinished Walkout Lower Level ready for future finish including a future family room, 4th bedroom, and 4th bathroom. Renderings and some photos may not depict actual plan, materials, and finishes included. All measurements are approximate.

9745 31st Street NE, Saint Michael

Listing courtesy of NextHome West Metro.

$249,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7143756 MLS ⋅ 1,268 SqFt.

Adorable 2BR + loft End Unit. Loft can easily be converted to 3rd BR. Many recent updates include gorgeous new flooring in kitchen & both bathrooms in 2026, new range and microwave in 2025, new fridge and washer in 2022. In addtion previous owners did a lot of updates - refinished kitchen cabines, new back splash, new hardware etc. Main floor features family room, informal dining area as well as eat in kitchen & 1/2 BA. Sliding door from kitchen/dining area leads to a nicely shaded patio, mature trees and green space. Upstairs has MBR with vaulted ceiling, large walk in closet and walk thru BA. Both BRs have fan/light. Loft can be converted to 3rd BR by adding a wall or use it as an office, children's play area - many uses. Upstairs laundry for convenience. Very convenient location with easy access to Hwy 101. Centrally located between the shopping areas of Elk River and Rogers. Neighborhood playground closeby. Guest parking across the street for convenience.

15935 71st Street NE, Otsego

Listing courtesy of Just For You Realty.

$389,900

ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 7151919 MLS ⋅ 3,260 SqFt.

Welcome to 6653 Mackenzie Avenue NE in Otsego, MN 55301, a spacious and thoughtfully designed 5-bedroom, 4-bathroom home with a 3-car garage, beautiful views of Mud Lake, and a desirable setting with no neighboring homes directly behind the property. The open-concept main level offers an excellent blend of everyday comfort and entertaining space, featuring 9-foot ceilings, real hardwood floors throughout, a welcoming gas fireplace in the main-level living room, and both a living room and family room for added flexibility. A dedicated main-level office provides an ideal space for working from home, studying, or managing daily tasks, while the kitchen features stainless steel appliances and flows seamlessly into the dining area and out to the deck, where you can relax and enjoy peaceful views toward Mud Lake. The backyard setting offers an added sense of privacy and openness thanks to the lack of rear neighbors, while the home’s location on a low-traffic street in a wonderful Otsego neighborhood adds to the overall appeal. Upstairs, the impressive primary suite serves as a comfortable retreat with a large private bathroom featuring a whirlpool tub, double vanity sinks, and two separate walk-in closets, while a second full bathroom on the upper level provides convenience for the additional bedrooms. The main level also includes a convenient half bath, and the partially finished lower level adds even more usable space along with a 3/4 bathroom, creating excellent potential for a recreation room, guest area, home gym, media room, or additional living space. With five bedrooms, four bathrooms, multiple main-level living areas, a private office, hardwood flooring, 9-foot ceilings, a three-car garage, deck, Mud Lake views, and a private rear setting, 6653 Mackenzie Avenue NE offers an outstanding combination of space, functionality, and location for buyers searching for a move-in-ready home in Otsego.

6653 Mackenzie Avenue NE, Otsego

Listing courtesy of RE/MAX Results.

$234,900

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7154698 MLS ⋅ 1,159 SqFt.

Welcome to 523 Oak Avenue N in Maple Lake, a 1.5-story home built in 1945. This property offers 1,159 above-ground finished square feet and sits on a 0.37-acre lot. The main level features a living room, kitchen, a bedroom, and a full bathroom, with an additional bedroom located on the upper level. The property includes an attached 1-stall garage with a concrete driveway. It is equipped with a range and refrigerator, natural gas forced air heating.

523 Oak Avenue N, Maple Lake

Listing courtesy of City and Lakes Real Estate.

$339,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7151864 MLS ⋅ 2,278 SqFt.

Built in 2020, this 3-bedroom, 2-bath home offers a functional layout with all three bedrooms on the main level. The open living area flows into the kitchen and dining space, featuring stainless steel appliances, ample counter space, and a walk-in pantry. An oversized three-stall garage provides plenty of additional space for vehicles and storage. The unfinished lower level is roughed in for a future bathroom and offers plenty of room for additional living space, storage, or both. Comfortable main-level living with plenty of opportunity to make the additional space your own.

2161 Maple Street SW, Howard Lake

Listing courtesy of Minnesota Real Estate Advisors.

$335,000

COMING SOON Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7154369 MLS ⋅ 3,776 SqFt.

Welcome to 314 Maple Ave S in Maple Lake! This 4-bedroom, 3-bath home offers plenty of space and a layout that works well for everyday living. All four bedrooms are conveniently located on the same level. Enjoy the extra living space of the 4-season porch, or head outside to the beautiful deck and fenced-in backyard. The basement offers a kitchenette, plenty of storage, a gas fireplace and additional space that can be used in a variety of ways. Located in a well-established neighborhood in a great Maple Lake community, this home offers space, outdoor living and a location you'll enjoy calling home.

314 Maple Avenue S, Maple Lake

Listing courtesy of City and Lakes Real Estate.

$305,000

COMING SOON Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 7154043 MLS ⋅ 2,128 SqFt.

The One You Have Been Waiting For! Some homes simply check the boxes. This is the kind of home that makes you want to stay awhile. Tucked into a peaceful, established neighborhood in desirable Otsego, this inviting townhome offers the space, comfort, and flexibility you have been looking for—with a wonderful sense of privacy and a location that keeps you close to everything. THEN there is the wrap-around porch—truly one of the highlights of this home. Imagine beginning your morning with a cup of coffee as you enjoy the quiet surroundings, gathering with friends on a beautiful summer evening, or simply taking a few minutes to unwind at the end of the day. It is the kind of outdoor space that turns a house into a place you genuinely love coming home to. Inside, where there is more than enough natural light, the generous, open floor plan provides room for everyday living and memorable gatherings alike. The finished lower-level adds an entirely different dimension to the home, offering a comfortable living area, bathroom, and egress window—with the flexibility to create a private guest retreat, home office, recreation space, or additional sleeping area. Located in growing Otsego, you’ll enjoy the best of both worlds: the peaceful, welcoming feel of a semi-rural community while remaining just minutes from a convenient highway system that connects you to shopping, dining, entertainment, employment centers, and all the places life takes you. There is room here to live a little, entertain a lot, and make memories for years to come. Beautifully situated. Thoughtfully designed. Full of possibilities. And that porch? You really need to see it. Come take a look—you may walk in expecting to see a house and walk out already imagining home.

7623 Palomino Avenue NE, Otsego

Listing courtesy of Elite Realty Minnesota.

$300,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7154176 MLS ⋅ 1,948 SqFt.

*Presented with a brand New Roof & outstanding oversized 3 stall garage. *This home offers character, space, and updates that matter - giving you peace of mind with this sound investment. Move-in ready 4-bedroom rambler with an incredible 3-car garage and easy flowing home. The main level features beautiful original hardwood floors, fresh paint, three bedrooms, updated windows, and a bright living room with a charming bow window. The kitchen and dining area offer new luxury vinyl plank flooring, a stone countertop island, and stainless steel appliances. *The finished lower level adds valuable living space with a spacious fourth bedroom featuring an egress window. Recent improvements include a new water heater, refreshed finishes, and a brand-new roof installed 9/28/2026. *Enjoy quiet mornings on the backyard porch, with the flexibility to restore a stackable washer and dryer on the main level for added one-level living convenience. The insulated 3-car garage, which includes 220V service and a heater, is a standout feature, offering plenty of room for vehicles, hobbies, storage, or a workshop. Book a showing today and enjoy the value this home offers!

6631 Oakwood Street, Rockford

Listing courtesy of Engel & Volkers Minneapolis.

$340,890

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154076 MLS ⋅ 1,281 SqFt.

Step inside this beautifully designed single-level home offering 1,281 square feet of thoughtfully crafted living space. The open-concept layout seamlessly connects the kitchen, dining area and Great Room, creating an inviting space for entertaining or relaxing. The kitchen is a chef’s dream with sleek cabinetry, Silestone® countertops, LG® stainless steel appliances and a designer backsplash. Enjoy the warmth of Shaw® Floorte Classic series LVP flooring in the main living areas, while plush carpeting adds comfort to the bedrooms. The owner’s suite is privately located at the front of the home, featuring a walk-in closet and a spa-inspired bathroom with a glass-enclosed shower, chrome fixtures and a raised-height elongated toilet. Two secondary bedrooms are set apart for added privacy. Additional highlights include a fully drywalled two-car garage with an insulated door, programmable Schlage lock, energy-efficient features and professionally designed interior color packages. Homes with this level of style and functionality are in high demand—schedule your tour today before it’s gone!

7395 Kagan Avenue NE, Otsego

Listing courtesy of Lennar Sales Corp.

$270,000

ACTIVE Status ⋅ 2 Beds ⋅ 4 Baths ⋅ 7152742 MLS ⋅ 1,954 SqFt.

Welcome home to this spacious and beautifully maintained townhome offering comfort, convenience, and plenty of room to spread out! The huge primary bedroom provides a true retreat, complete with a private ensuite bathroom and his-and-hers closets for exceptional storage. The main level features convenient laundry, making everyday living a breeze. With 4 bathrooms throughout the home, there’s plenty of space and privacy for family and guests. The walkout basement offers additional living space and easy access to the outdoors, providing flexibility for a family room, home office or recreation area. Major updates provide added peace of mind, including a new furnace and A/C in 2021. The dishwasher, washer, dryer, and stove are all new within the past five years, adding modern convenience to this move-in-ready home. With its spacious primary suite, abundant closet space, four bathrooms, walkout basement, and numerous recent updates, this townhome is ready to welcome its next owner!

149 Riverview Drive Unit 6, Monticello

Listing courtesy of Realty ONE Group Choice.

$200,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154008 MLS ⋅ 1,664 SqFt.

Great bones! Fix this house up to make it the way you want it and add some sweat equity. Hardwood floors are from the old Maple Lake gym and can be sanded/refinished a couple more times. Quick close possible

610 4th Street W, Maple Lake

Listing courtesy of Lakes Area Realty G.V..

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