Bemidji Homes under $400,000

Welcome to Bemidji, Minnesota—a charming city nestled in the heart of the North Woods and known as the “First City on the Mississippi.” With its rich history, vibrant culture, and stunning natural beauty, Bemidji is the perfect place to call home. Surrounded by picturesque lakes and lush forests, this welcoming community offers a unique blend of outdoor adventures and small-town charm.

For those seeking affordable housing options, Bemidji shines brightly with an array of homes available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a delightful selection of properties that cater to various lifestyles and budgets. From cozy single-family homes to modern townhouses, the real estate market here is diverse and inviting.

Living in Bemidji means embracing a lifestyle filled with year-round recreational activities. In the summer, enjoy fishing, boating, and hiking along the scenic trails. When winter arrives, the area transforms into a snowy wonderland, perfect for snowmobiling, ice fishing, and cross-country skiing. Plus, the local arts scene, highlighted by the renowned Paul Bunyan and Babe the Blue Ox statues, adds a touch of whimsy and character to the city.

With its friendly atmosphere, excellent schools, and a strong sense of community, Bemidji is more than just a place to live; it’s a place to thrive. Explore the homes under $400,000 and discover your dream home in this enchanting Minnesota city today!

Newest Bemidji Homes under $400,000

$272,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7155143 MLS ⋅ 1,197 SqFt.

One owner and virtually new, 3 bedrooms, 2 bathroom, attached double garage twin home built in 2023. A quality one level home, no steps. Located in a clean, new neighborhood with association lawn care and snow removal, just minutes from Bemidji. Low maintenance, easy living in a great location!

6809 Hamilton Park NW Unit 10, Bemidji

Listing courtesy of Coldwell Banker Crown Realtors.

$299,500

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7154942 MLS ⋅ 2,384 SqFt.

Beautiful 7-acre hobby farm setting NE of Bemidji! This log home offers privacy, character and room to make it your own. The home features 2 bedrooms with potential for an additional bedroom in the lower level with the addition of an egress window. A large patio surrounding the home provides plenty of space to take in the changing of the seasons. The yard features privacy fencing and specialized DNR fencing, making it ideal for gardening, pets or hobby-farm living. A heated 2-car detached garage and additional outbuildings provide space for vehicles, equipment, storage and projects. An outdoor wood boiler offers an option for heating both the home & garage. Bring your ideas and create your own legacy country retreat.

9801 Wildwood Road NE, Bemidji

Listing courtesy of RE/MAX Results - Nisswa.

$174,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7151522 MLS ⋅ 1,500 SqFt.

Welcome to main floor living in this 3 bedroom, 2 bath home with a double 24x30 attached garage. The home has had many nice updates including new roof, new screen doors, new flooring, and carpeting throughout. The exterior and interior of the home has been freshly painted. Come see in person this move in ready home!

615 6th Street SE, Bemidji

Listing courtesy of Better Homes and Gardens Real Estate First Choice.

$229,500

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7153372 MLS ⋅ 1,196 SqFt.

Enjoy easy, maintenance-free living in Bemidji’s Marina Villas community. The primary bedroom features a private en-suite bathroom and walk-in closet. The second bedroom can also serve as an office or craft room and includes its own walk-in closet, providing plenty of room for storage and organization. Secure entry, in-unit laundry, a covered balcony, and a detached two-stall garage add comfort and convenience. The $300/monthly HOA fee covers heat, water, snow removal, lawn care, and exterior maintenance, so you can spend less time on upkeep and more time enjoying the area. Close to coffee shops, dinning, trails, shopping. Residents also have access to shelter house, beach, and Lake Bemidji Chain through the Recreation Association on Lake Irvine. The annual association fee is $300, with an optional boat slip available for $200 per year.

405 Clausen Avenue SW Unit 5, Bemidji

Listing courtesy of Lake-N-Woods Realty.

$379,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7151598 MLS ⋅ 1,879 SqFt.

Country living with room for your hobbies, animals, toys and projects—all just minutes from town! This well-cared-for 2-bedroom, 1-bath home sits on approximately 5 acres at the corner of Sumac Road and Country Club Road, offering a hard-to-find combination of acreage, convenience and exceptional outbuilding space. Inside, the home is warm and inviting with a spacious kitchen and dining area, built-in shelving, abundant natural light and a comfortable living room featuring a freestanding gas stove. A large deck expands the living space outdoors and provides a great spot to relax and enjoy the property. The full basement offers additional storage a finished family room and plenty of room to expand. For the hobbyist, mechanic or anyone needing serious workspace, the 20x47 insulated and heated shop is a standout, featuring a concrete floor, two 12-foot overhead doors and a car lift. The acreage was previously set up for horses and offers tremendous versatility. A 32x47 horse barn features stalls and a concrete floor, with an approximately 900 sq. ft. cold-storage pole building attached. There is also a double detached garage and a 15x12 cabin, adding even more possibilities for storage, hobbies or flexible-use space. With open acreage, established buildings and convenient access to Bemidji, this property offers the space and infrastructure that can be difficult to find this close to town. Whether you’re looking for room for horses, a workshop, equipment and recreational storage—or simply want some breathing room—this property is ready for its next chapter.

2422 Sumac Road NE, Bemidji

Listing courtesy of Real Broker, LLC.

$329,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7151678 MLS ⋅ 1,633 SqFt.

Welcome to this meticulously maintained 3-bedroom, 2-bath single-level, open concept home located in the Wheatfield CIC Community just 5 miles north of Bemidji! This home boasts vaulted ceilings over the fabulous open kitchen & inviting living room plus large windows for plenty of natural light. The well-appointed kitchen features a huge center island with seating, solid surface countertops, stainless steel appliances, & stylish cabinetry with pull-out storage. The charming separate dining room has a sliding door leading to the back patio where you can entertain or relax & enjoy your beautiful yard with no backyard neighbors. The primary suite offers a relaxing retreat with private bathroom featuring a dual sink vanity, step-in shower, and an oversized walk-in closet/dressing room. There are also 2 spacious guest bedrooms & a full bathroom. This one-owner home has upgraded finishings throughout including upgraded cabinets, upgraded ceramic tile & vinyl flooring, Smart Stand carpeting, extra attic & wall insulation, upgraded siding & a whole-home Generac generator for backup during power outages! The cozy covered front porch, large foyer, convenient laundry room, & attached double garage for convenience & storage complete this lovely home! This well-designed development offers the perfect blend of convenience & community living with access to 40+ acres of shared wooded and open grounds complete with miles of mowed walking trails and groomed cross-country ski trails. Schedule your tour today!

2008 Whiting Road NW Unit 8, Bemidji

Listing courtesy of Grimes Realty.

9806 Green Acres Court NE Unit 13, Bemidji

$259,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7151765 MLS ⋅ 1,604 SqFt.

Welcome to a place where lake life feels easy. This updated two-bedroom lodge, complete with a cozy bunk area, blends classic charm with thoughtful improvements. A three-quarter bath, half bath, and full laundry make extended stays comfortable and convenient. One of the largest lots in Rainbows End CIC allows the property to be classified residential homestead. Set on a fantastic fishing lake filled with loons and natural beauty, this property invites slow mornings, quiet evenings, and endless time on the water. With a roomy garage, extra parking, and virtually no maintenance—no mowing, no dock chores—you can spend your time enjoying the sandy beach and wide greenspace instead of working. It’s the perfect retreat for family, friends, and anyone who loves the outdoors.

9806 Green Acres Court NE Unit 13, Bemidji

Listing courtesy of Century 21 Dickinson.

$169,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7150466 MLS ⋅ 1,052 SqFt.

Move in ready! Attention to detail is evident in every room. This house will be trouble free for years to come due to the many improvements made recently. New shingles, fresh paint, updated bathrooms and laundry area. New flooring throughout. The lower-level bedroom has its own bathroom. Solid double garage with fresh concrete driveway from the alley to keep your vehicles out of the weather. Motion sensor outside lights add extra security. Seller is a licensed real estate agent.

707 3rd Street SE, Bemidji

Listing courtesy of Better Homes and Gardens Real Estate First Choice.

$257,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7149670 MLS ⋅ 1,235 SqFt.

Here's the Vista North townhome you've been waiting for! This 2 bed, 2 bath, 1,235 sq/ft end unit is wanting a new owner. With updated hard surfaced flooring, generous primary suite, very functional floor plan and Southerly facing living room and patio. With a forced air heating system AND infloor heat, you'll stay cozy in the winter and central AC for those hot summer days. An attached double garage that is both, insulated and heated, this unit has everything you want and need. Set up your private tour today! *Chek out the virtual tour in the photos tab*

720 35th Street NW, Bemidji

Listing courtesy of Grimes Realty.

$229,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7148866 MLS ⋅ 1,456 SqFt.

Nestled on 2.5 beautifully wooded acres, this inviting 3-bedroom, 2-bath manufactured home offers nearly 1500 sq. ft. of comfortable living space. The spacious primary suite features its own private bathroom, while a formal dining room provides a welcoming space for gathering with family and friends. A sliding glass door leads to the backyard, where you can enjoy the peaceful, wooded surroundings. A double attached garage, connected to the home by a breezeway, offers convenient parking and additional storage. Enjoy the privacy and natural beauty of country living with plenty of room to make this property your own.

9446 Pony Lake Road NW, Bemidji

Listing courtesy of Grimes Realty.

$374,900

ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 7149621 MLS ⋅ 994 SqFt.

Tucked away on a beautifully private parcel, this charming Lake Plantagenet property offers the perfect blend of cozy cabin living and Northwoods adventure. Set on peaceful acreage, you’ll love the sense of seclusion—where towering trees and natural surroundings create your own private retreat. The cabin itself is full of character and warmth, offering that “up north” feel buyers are searching for—inviting, comfortable, and just the right size to relax and unwind after a day outdoors. And then there’s the garage… an impressive 28x53 space built to handle it all. Whether you’ve got boats, ATVs, snowmobiles, or simply want room for hobbies and storage. Located on sought-after Lake Plantagenet, you’ll enjoy excellent fishing and endless water recreation right at your fingertips. From summer boating and casting a line to winter ice fishing and snowmobiling, every season brings something to love. Plus, with nearby public land and trails, outdoor opportunities extend far beyond the shoreline—perfect for exploring, hunting, hiking, and more. If you’ve been looking for privacy, charm, and room for all your toys—this one checks the boxes.

50185 219th Avenue, Bemidji

Listing courtesy of Real Broker, LLC.

$265,000

ACTIVE Status ⋅ 6 Beds ⋅ 3 Baths ⋅ 7037907 MLS ⋅ 2,160 SqFt.

Newly remodeled triplex in a prime Bemidji location. Excellent rental income history. Call for details!

215 9th Street NW, Bemidji

Listing courtesy of Edina Realty, Inc..

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