Big Lake Homes under $400,000

Welcome to Big Lake, Minnesota—a charming community nestled in the heart of Sherburne County. Known for its picturesque landscapes and friendly atmosphere, Big Lake is the perfect blend of small-town charm and modern convenience. With its stunning lakes, beautiful parks, and vibrant local businesses, this city is an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle while remaining connected to the hustle and bustle of the Twin Cities.

One of the most attractive features of Big Lake is its diverse housing market, especially for those seeking homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or someone looking to downsize, you’ll find an array of options that cater to various tastes and budgets. From cozy single-family homes with spacious yards to modern townhouses, each property offers unique character and charm.

Living in Big Lake means you can enjoy the great outdoors year-round. The city is surrounded by recreational opportunities, including fishing, hiking, and biking trails that wind through stunning natural scenery. The local community is warm and welcoming, with plenty of events and activities that foster a strong sense of belonging.

With its affordable housing options, excellent schools, and a variety of amenities, Big Lake is not just a place to live; it’s a place to thrive. Explore the possibilities today and discover your dream home in this enchanting Minnesota city!

Newest Big Lake Homes under $400,000

$359,900

COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154035 MLS ⋅ 2,024 SqFt.

Fresh eggs, zero big-ticket worries, and modern updates from top to bottom! Welcome to 5660 Highland Trail—a completely dialed-in, move-in-ready retreat where turnkey style meets backyard freedom and yes, chickens are officially allowed! The heavy lifting is 100% done with major capital improvements all completed in 2025: brand-new roof, new siding, new oversized washer and dryer, new furnace, and new AC for long-term peace of mind. Inside, you'll love the fresh paint, stylish new flooring, and a sparkling, professionally cleaned layout that feels like new construction. Step outside to your private oasis featuring a spacious deck and a fully fenced yard built for relaxing, entertaining, pets, and your future coop. Just unpack and enjoy!

5660 Highland Trail, Big Lake

Listing courtesy of Reliance Realty Advisers, LLC.

$267,500

COMING SOON Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7144559 MLS ⋅ 845 SqFt.

Just steps to Big Lake! This charming 1.5-story home sits on a big, fully fenced lot shaded by mature oaks and has been thoughtfully updated inside. The open main level is bright and welcoming, with warm hardwood floors, recessed lighting, and natural wood trim throughout. The kitchen features maple cabinetry, granite counters, a center island with seating, stainless steel appliances, and a gas range, and it opens to a dining area with room for a farmhouse table. A spiral staircase adds character and leads up to a carpeted loft that works well as a family room, home office, or guest space. The main floor bedroom has a walk-in closet and is next to the full bath. Stackable laundry and a mudroom-style entry with built-in hooks keep everyday life organized. The unfinished lower level offers plenty of storage and workshop space. Outside, you'll find a deep backyard with white vinyl privacy fencing, a patio, a long driveway, and an oversized detached two-car garage. Enjoy small-town living with the lake, parks, and trails nearby, plus easy access to Highway 10 and the Northstar line. Welcome home!

1061 Wall Street, Big Lake

Listing courtesy of Coldwell Banker Realty - Lakes.

$357,500

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7152764 MLS ⋅ 1,823 SqFt.

Main-floor living done right and more space downstairs that actually feels like part of the home. Three bedrooms on the main level keep daily life easy: no stairs for the rooms you use most. Downstairs you'll find a beautiful bedroom, full bathroom, and family room that is finished and inviting, not an afterthought. Heated garage adds year-round function for cars, gear, or projects. Outside, a .6-acre lot packed with mature trees gives shade, privacy, and room to play or garden without feeling crowded. Big Lake is close at hand: Lakeside Park, the beach and boat launch, Lake Mitchell, and Powell Parks playground. Town Square and Coborn's cover everyday shopping; Jefferson Boulevard has local dining. Big Lake schools' independence Elementary, Big Lake Middle, and Big Lake Senior High School nearby. Hwy 10 and the Northstar station keep commuting and weekend trips simple. Main-floor bedrooms, a finished lower level you'll actually use, a heated garage, and a tree-filled lot in a lakeside town. Come see how complete it feels.

140 Powell Circle N, Big Lake

Listing courtesy of Edina Realty, Inc..

$300,000

COMING SOON Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7151506 MLS ⋅ 2,851 SqFt.

Set among trees near Lake Ann, this rambler offers three bedrooms on the main level, three bathrooms, a spacious kitchen, formal dining room, and a sun porch with lake views. The finished walkout lower level adds flexible space for gathering, guests, or a home office. Enjoy the wooded setting and room to spread out, with Lake Ann and area trails nearby.

16491 254th Avenue NW, Big Lake

Listing courtesy of Trust Real Estate Company, LLC.

$275,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7102409 MLS ⋅ 1,053 SqFt.

Just steps from Big Lake, this charming home offers beautiful lake views and a great combination of character and updates. The main level features a cozy living room with beautiful hardwood floors, a gas fireplace, large windows, and built-in bar or storage area. The bright, white kitchen has a center island, wood beam detail, and an eat-in dining area with sliding doors leading to the patio. Upstairs, there is a spacious loft area with views towards the lake. Outside, enjoy the completely fenced-in yard, patio area, and a 12x16 shed for extra storage. While not reflected in the finished square footage, there is an additional 168-square-foot four-season bonus room off the garage is currently used as a bedroom by the owners and offers flexible space for a home office, guest room, or additional living space. Enjoy a freshly painted exterior with newly updated landscaping. Ideally located just steps from the lake and minutes from downtown Big Lake, Lupulin Brewing, Willie’s on the Water, and Lakeside Park.

851 Lake Street N, Big Lake

Listing courtesy of eXp Realty.

$235,000

ACTIVE Status ⋅ 4 Beds ⋅ 1 Baths ⋅ 7150360 MLS ⋅ 1,232 SqFt.

Four bedrooms, one-level living, and the lake just down the street! Tucked into Big Lake's established Shadywood Park neighborhood, this home puts you within walking distance of Lakeside Park's swimming beach, fishing pier, boat launch and trails. It was extensively updated in 2022, with new plumbing, furnace and central air, an updated kitchen and bath, new flooring and fresh paint. Everything you need is on one floor, and a detached garage adds storage and parking. Quick access to Hwy 10 makes commuting toward the Twin Cities or St. Cloud easy. This is a rare chance at a 4-bedroom this close to the water at an entry-level price. Short sale, subject to third-party/lender approval. Sold as-is.

210 Euclid Avenue, Big Lake

Listing courtesy of LPT Realty, LLC.

$250,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 6817975 MLS ⋅ 1,250 SqFt.

WELCOME HOME! This is the one you have been waiting for! One-level living townhome located in a small, quiet 55+ community with low association fees, newer roof and a new water heater, it also has a security system and a Kinetico water filtration system. This home has it all and it has been exceptionally well cared for. The open floor plan features a vaulted ceiling, large windows, and a bright sunroom that walks out to a nice patio for all your summer gardening and entertaining needs. The unique southern facing windows fill your home with natural light. This home is an end unit, which offers added privacy, extra yard space, it even has its own garden. This home offers affordable living, 2 car garage, plenty of storage in the garage and the home, and it is truly move-in-ready. Conveniently located near shopping, restaurants, and everyday amenities, this is a rare opportunity. This home is perfect for comfortable single-level living in a peaceful, well-maintained neighborhood. Come take a look today, get settled before the holidays. This one is sure to go fast!

371 Phyllis Street, Big Lake

Listing courtesy of Edina Realty, Inc..

$279,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7150539 MLS ⋅ 1,620 SqFt.

Welcome to your brand new townhome! We only have a few units left in this development! This spacious two story townhome intersects quality and affordability. Bathed in natural light, this home has 3 bedrooms on the upper level along with laundry and primary bedroom en suite with TWO walk in closets. The main level is open concept and contemporary, with access to a pvt patio. The kitchen features a center island and breakfast nook as well as abundant cabinetry for all your storage needs. Choose your own appliances! The main level features quality LVT flooring while the upper level has cozy carpeting. You will love the quartz countertops and amazing African Saeple doors and trim throughout. The garage is completely insulated, including the overhead door. Cavaliera Homes is so confident about the quality of their work that they offer an additional 1 year full warranty for your piece of mind, that means you receive a 2 year full warranty! These homes are selling extremely quickly, call today!

18028 Walnut Circle, Big Lake

Listing courtesy of Freedom Realty.

$350,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7147370 MLS ⋅ 1,648 SqFt.

Great affordable living on a dead end street with private backyard views and a fenced in back yard. Very open main level living with new and convenient center island, updated kitchen floor and lighting. New roof and siding 2023. Furnace 2024. Water heater 2019. Dishwasher 2018. Maintenance free deck back 2025. New front deck boards 2026. Detached 16x8 workshop plus a 14x10 shed. Primary bedroom is nice sized with built in desk and has a walk in closet. Cozy lower level family room with gas fireplace, dry bar, full bath and freshly painted. 4th level offers great storage, super nice bedroom and laundry space. Compliant septic. Deeded access to Eagle Lake for boating and beach. Move in ready. Must see to appreciate. Quick close.

18067 234th Avenue NW, Big Lake

Listing courtesy of Ashworth Real Estate.

$375,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7122162 MLS ⋅ 1,806 SqFt.

This adorable home sits on 5.79 acres! Built in 1910 this lovely 1.5 story home features 4 bedrooms and 2 bathrooms. It boasts over 1800 square feet with a rare huge main level primary suite with connected 3 season porch overlooking the stunning natural lake view. It also has its' own private 3/4 bath. A large mud room/laundry hobby area with stand alone gas burning stove sits right off the back as well with room for all your hobbies and a deck to enjoy the serenity of it all. The kitchen is spacious and is light and bright and opens to the large living room with pretty bay window. The upper level has new carpet and pretty paneling with 2 larger bedrooms and one smaller nursery or office. A convenient turn around driveway goes to large 2 car detached garage and next to this is the legal easement to the back of the property with the lake views so you can imagine all you can do with that space! Look into building or just enjoy the large green space and natural peaceful environment. Great visibility for possible future home business. Don't miss clicking on virtual tour for a sunset video close up of the lake!

381 Lake Street S, Big Lake

Listing courtesy of Realty ONE Group Choice.

$355,000

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7147093 MLS ⋅ 1,862 SqFt.

18772 Range Pole Point, Big Lake

Listing courtesy of Opendoor Brokerage, LLC.

$287,500

ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 7143397 MLS ⋅ 2,251 SqFt.

Welcome to 717 Independence Drive! This well-maintained Big Lake townhome truly stands out with its many updates, thoughtful features, and turn-key condition. Major improvements include a new roof in 2024, siding in 2025, A/C and furnace in 2021, and water heater in 2026. The main level features a comfortable living room with a gas fireplace, a functional kitchen with stainless steel appliances and backsplash, and access to the deck. Upstairs, you’ll find two bedrooms plus a loft. The spacious primary suite includes a full bathroom, large walk-in closet, and built-in desk. The lower level adds even more living space with a family room and large laundry room with a sink and plenty of storage. Egress windows in the lower level also makes adding an additional bedroom an easier option. The heated garage is another standout feature, offering built-in cabinets, a sink, and plenty of storage. With updates already completed and space throughout the home, this is a true turn-key opportunity in Big Lake. Just move in and enjoy!

717 Independence Drive NW, Big Lake

Listing courtesy of Coldwell Banker Realty.

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