Cambridge Homes under $400,000

Welcome to Cambridge, Minnesota—a charming city that perfectly blends small-town warmth with modern conveniences. Nestled in Isanti County, Cambridge is a vibrant community known for its rich history, friendly atmosphere, and a plethora of outdoor activities. With its picturesque landscapes and access to the beautiful Rum River, residents enjoy a variety of recreational pursuits, from hiking and biking to fishing and kayaking.

Cambridge boasts a diverse array of shopping and dining options, making it easy to find everything you need right at your doorstep. The local farmers' market is a must-visit, offering fresh produce and handmade goods that highlight the region's agricultural roots. Education is a priority here, with top-rated schools and community programs that foster a strong sense of belonging and growth.

For those seeking to plant roots in this delightful city, homes priced under $400,000 present an incredible opportunity. Whether you're a first-time homebuyer or looking to downsize, Cambridge offers a selection of charming properties that cater to various lifestyles. From cozy single-family homes to modern townhouses, there's something for everyone.

Imagine waking up in a home that embodies comfort and community spirit, with friendly neighbors and a welcoming environment. With its affordable housing options and a strong sense of community, Cambridge is not just a place to live; it's a place to thrive. Come explore the possibilities and discover why so many are choosing to call this lovely city home!

Newest Cambridge Homes under $400,000

$250,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7158386 MLS ⋅ 1,126 SqFt.

Lake living about an hour from the Twin Cities, with plenty of room to make it your own. This 3 bed, 2 bath walkout sits on the quiet south shore of Fannie Lake, minutes from downtown Cambridge, with a gentle yard leading down to the water and 88 feet of frontage. The house has solid bones and a lot of potential for a buyer who wants a lake place close to home. New siding, fascia, windows, and sliding patio doors in the past five years. Inside, the main level has an eat in kitchen, main floor laundry, a large primary bedroom with its own bath, and a wood stove for cold nights. The lower level walks out toward the water. Outside is a detached garage, a shed and a deck that needs some support work. Finish the remaining projects over the winter and spend next summer on the lake!

3903 Fanny Lake Road NE, Cambridge

Listing courtesy of Blue Harbor Group.

$384,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7158134 MLS ⋅ 1,601 SqFt.

The Goodman by LGI Homes offers a family-friendly layout with three bedrooms, two bathrooms, and a large open-concept living space. A welcoming foyer leads you into the heart of the home, where the family room, dining area, and kitchen flow together seamlessly. This spacious design allows everyone to spread out and enjoy time together. The kitchen features a large island and overlooks the living areas, making it ideal for entertaining. With a private owner’s suite and two additional bedrooms, the Goodman provides the comfort and space your family needs at Cambridge Cove.

916 Spruce Circle N, Cambridge

Listing courtesy of LGI Realty-Minnesota, LLC.

$389,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7158130 MLS ⋅ 1,944 SqFt.

The Madden by LGI Homes features a family-friendly layout with three bedrooms, two bathrooms and a large entertainment area. The open family and dining area allows you and your guests space to relax and enjoy time together. The spacious master suite, two additional bedrooms and a flex room/study make this home ready for whatever needs you have!

1009 Sycamore Place N, Cambridge

Listing courtesy of LGI Realty-Minnesota, LLC.

$386,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7158125 MLS ⋅ 1,914 SqFt.

Ask us about our current incentives including builder paid closing costs!! This split-level home offers everything your growing family might need! Four bedrooms, two and a half bathrooms, an open concept entertainment area and a chef-ready kitchen on the main level means this home is ready for you and your family. The spacious living and dining rooms mean that you and your guests will have the space to spread out and relax. The kitchen is also ready to host and includes a full set of stainless-steel Whirlpool® appliances, handcrafted cabinets, and a center island! With a spacious layout you will find everything you need in this incredible new home! This home is located in the Cambridge Cove community, where residents are minutes away from an array of local amenities!

907 Spruce Circle N, Cambridge

Listing courtesy of LGI Realty-Minnesota, LLC.

$354,990

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7157423 MLS ⋅ 1,030 SqFt.

Welcome home to our newest model, the Langley on 2.5 Acres! This thoughtfully designed 2-bedroom, 1-bath home offers 1,030 finished square feet of modern comfort and quality craftsmanship. Step inside to an open-concept layout featuring vaulted ceilings that create a bright and spacious feel. Eat in kitchen with an additional dining area! Insulated and sheetrocked garage complete with a rough-in for a future heater! This home is ideal for buyers looking for modern finishes, room for outbuildings, and turnkey convenience and a new home warranty!!

2446 341st Avenue NW, Cambridge

Listing courtesy of Headwater Realty.

$330,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7156591 MLS ⋅ 2,121 SqFt.

Welcome home to this rambler with a full walkout lower level, nestled on a 1.56-acre wooded lot on the edge of Goldenwood and within walking distance of the Rum River. Enjoy the peaceful setting and sense of privacy. This four-bedroom, two-bath home is full of potential. Bring your ideas and make it your own—imagine preparing meals in an updated kitchen or watching the leaves change from your cozy living room. The lower level features the third and fourth bedrooms, and a second bathroom, with room to finish the basement to suit your needs. Whether you’re looking for space to spread out or a cozy spot for movie night, there’s plenty of opportunity to create the home you’ve been dreaming of. Make memories and bring this property’s potential to life.

31363 Tyler Court NE, Cambridge

Listing courtesy of RE/MAX RESULTS.

$314,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7155842 MLS ⋅ 1,548 SqFt.

Stunning renovated home has it all! This stunning home has maintained its original charm and character in addition to having an updated modern kitchen and bathrooms. Home features 3 bedrooms on the main level, newly refinished hardwood floors, fresh carpet, new paint, new roof, large garage, storage shed, fenced yard and so much more!

626 Old Main Street N, Cambridge

Listing courtesy of Trilogy Properties of MN, LLC.

$349,990

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7153838 MLS ⋅ 1,013 SqFt.

Welcome home to this beautiful new construction home on 2.5 Acres! This thoughtfully designed 2-bedroom, 1-bath home offers 1,013 finished square feet of modern comfort and quality craftsmanship. Step inside to an open-concept layout featuring vaulted ceilings that create a bright and spacious feel. The kitchen is finished with stunning granite countertops, perfect for both everyday living and entertaining. Insulated and sheetrocked garage complete with a rough-in for a future heater! This home is ideal for buyers looking for modern finishes, room for outbuildings, and turnkey convenience and a new home warranty!!

34026 Walbo Drive NW, Cambridge

Listing courtesy of Headwater Realty.

$329,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7153559 MLS ⋅ 1,094 SqFt.

This beautifully updated two-bedroom home sits on a tranquil four-acre lot with open space, scenic views, a pond, abundant wildlife, and stunning sunrises and sunsets from the deck. Fruit trees bloom in spring and provide a harvest in fall, while the kind, safe community and peaceful outdoor setting create a warm, welcoming atmosphere. Recent updates include a new septic system (September 2022); full remodels of the kitchen, bathroom, pantry, barn loft, and entryway; a new outbuilding converted into a home office; 200-amp electrical service (October 2025); 1-gig fiber internet; a whole-house filter; new LP smart siding (2025); a refreshed furnace; new decking; and an above-ground pool. This property is sure to impress—schedule your showing today!

36858 Lily Street NW, Cambridge

Listing courtesy of Premier Real Estate Services.

$235,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7151736 MLS ⋅ 1,600 SqFt.

There’s more to this Cambridge home than meets the eye, with hardwood floors, a screened-in rear patio, and a lower level that adds extra flexibility. The main level features a large front living room with hardwood flooring, two bedrooms, and a practical single-story layout. Downstairs, the partially finished lower level includes additional living space, a kitchenette, and a bathroom with a sauna for a unique at-home amenity. The screened-in rear patio gives you a comfortable place to enjoy the outdoors through multiple seasons, while a storage shed adds useful space for tools and equipment. Conveniently located in Cambridge with easy access to shopping, dining, and everyday necessities, this home offers a functional layout with several appealing extras.

330 10th Avenue SW, Cambridge

Listing courtesy of Kris Lindahl Real Estate.

$394,900

ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 7152350 MLS ⋅ 2,404 SqFt.

Ask about Flex Cash programs! Buyers who work with our preferred lender and title company may save on closing costs, including buying down their interest rate. The right home, the right location, and room to grow. Millside at Cambridge Shores puts you just 1.5 miles from Cambridge’s shopping, dining, coffee, gas, and medical services. The future Lake Fannie park will be a short walk away, featuring a playground, trails, and beach. The 1350 floor plan offers 2,404 finished sq. ft. with 5 bedrooms, 3 bathrooms, and an open-concept kitchen, dining, and living area. The finished walkout lower level features 2 bedrooms and a spacious family room with direct access to the backyard—perfect for relaxing, entertaining, or creating space for everyone. Sod, front yard landscaping, and irrigation are included. Whether you’re buying your first home, need more room, or looking to simplify, Millside offers options for every stage of life. Come find your place at Millside!

1923 Pierce Street S, Cambridge

Listing courtesy of NextHome West Metro.

$389,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7152347 MLS ⋅ 2,003 SqFt.

More space. More lifestyle. Room for what’s next. At Millside at Cambridge Shores, enjoy a home designed to fit your life today with room to grow tomorrow. Ask about Flex Cash programs for buyers using our preferred lender and title company, with opportunities to save on closing costs and buy down your interest rate! Just 1.5 miles from Cambridge’s shopping, dining, coffee, gas, and medical services, you’ll also be a short walk from the future Lake Fannie park, featuring a playground, trails, and beach. The 1544 floor plan offers 2,003 finished sq. ft., 4 bedrooms, 3 bathrooms, and an open-concept kitchen, dining, and living area. The finished lower level adds a bedroom, family room, and third bathroom—perfect for guests, movie nights, or extra space to spread out. Sod, front yard landscaping, and irrigation are included. Enjoy the lifestyle you want, the space you need, and flexibility for the future. Find your place at Millside!

1927 Pierce Street S, Cambridge

Listing courtesy of NextHome West Metro.

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