Chatfield Homes under $400,000

Welcome to Chatfield, Minnesota – a hidden gem nestled in the heart of the Midwest! Known for its warm community spirit and picturesque landscapes, Chatfield is a vibrant city that beautifully blends small-town charm with modern amenities. Located just a short drive from Rochester, this delightful city offers residents a peaceful lifestyle without sacrificing access to urban conveniences.

Chatfield boasts a rich history, with its roots dating back to the 1850s. Today, it is a thriving hub for families, retirees, and young professionals alike. The city is home to excellent schools, beautiful parks, and a variety of local shops and restaurants that make it easy to enjoy the simple pleasures of life. With a strong sense of community, residents often come together for local events, farmers' markets, and seasonal festivals, fostering connections and creating lasting memories.

For those looking to make Chatfield their home, the real estate market offers an exciting array of options, particularly for homes under $400,000. Whether you’re searching for a cozy single-family home, a charming bungalow, or a spacious townhome, you’ll find that the housing market here is both diverse and affordable. Many properties feature inviting yards, modern amenities, and the potential for personalization, making it easy to find a space that suits your lifestyle.

In Chatfield, you can enjoy the best of both worlds: a tranquil environment with the convenience of nearby urban attractions. Discover your dream home in this enchanting city and experience the warmth and community that Chatfield has to offer!

Newest Chatfield Homes under $400,000

$369,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7149656 MLS ⋅ 2,457 SqFt.

Welcome to this move-in-ready 3-bedroom, 3-bath ranch-style home offering 2,457 finished square feet and situated on a large double lot in a convenient location near the Chatfield High School. The main level has been extensively refreshed with new LVP flooring, fresh paint, new appliances, and updated light fixtures throughout the kitchen, dining area, great room, and bath. Both bathrooms also feature new shower heads and faucets, and a new water softener has been installed. Additional updates include a newer roof (2024) and replacement windows installed within the last 10 years that include a limited warranty. The finished lower level provides even more living space with a family/recreation area, fireplace, additional bedroom and bath, and second kitchen/bar area. Outside, the oversized double lot provides an incredible amount of yard space, while the freshly stained deck is perfect for relaxing or entertaining. An attached two-car garage and storage shed provide additional parking and storage. With extensive recent updates, plenty of finished living space, and a hard-to-find large lot, this home is truly move-in ready!

515 Union Street NE, Chatfield

Listing courtesy of Re/Max Results.

$254,900

ACTIVE Status ⋅ 1 Beds ⋅ 2 Baths ⋅ 7150610 MLS ⋅ 1,461 SqFt.

Move-in ready and full of character, this charming 1925 home offers an appealing blend of classic charm, modern updates and comfortable living space. Situated on a 0.26-acre corner lot, the home features nearly 9-foot ceilings, replacement windows, new carpet and luxury vinyl plank flooring, plus a kitchen with newer appliances. The lower level provides additional living space with a large family room and 3/4 bath. Enjoy relaxing on the spacious covered front porch or entertaining on the covered backyard patio. The partially fenced backyard provides a great space for pets while still offering plenty of room for a garden. A standout feature is the heated, insulated and finished 24' x 24' garage—perfect for vehicles, hobbies, storage or a workshop. Additional highlights include low-maintenance vinyl siding on both the home and garage and a radon mitigation system. A wonderful opportunity for first-time buyers, downsizers or anyone looking for a move-in-ready home with character, outdoor living and exceptional garage space.

623 Winona Street SE, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

$379,900

ACTIVE Status ⋅ 5 Beds ⋅ 2 Baths ⋅ 7143834 MLS ⋅ 2,385 SqFt.

Hard-to-find five-bedroom home with three bedrooms conveniently located on the main level! This spacious split-level home is situated along a quiet dead-end street and offers 2,385 finished square feet. Modern kitchen features vaulted ceilings, granite countertops, new plumbing fixtures and a breakfast bar. The finished lower level includes a large family room, two sizeable bedrooms and a ¾ bath. Highlights include a heated two-car garage, new roof in 2024, central vacuum, steel siding, fenced backyard, deck and storage shed. Ideally located near the high school, aquatic center and park, with plenty of space for the entire family.

608 James Street NE, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

$239,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7120376 MLS ⋅ 1,120 SqFt.

Enjoy the ease of one-level living in this well-maintained and quality built zero-entry ranch style twin home with no HOA fees. Thoughtfully designed for comfort and accessibility, this home features 3-foot doorways, lever-style door handles, grab bars in the bathroom, and a zero-entry layout that accommodates a variety of lifestyles. Inside, you'll find 2 bedrooms, 1 bathroom with a walk-in tub, and a bright, functional floor plan. The spacious living room is warmed by new carpet and cozy three-sided gas fireplace, while the adjoining kitchen and dining area offer durable vinyl flooring and an efficient layout for everyday living. Quality Andersen windows, central air, vinyl siding, and a finished one-car garage add to the home's appeal. Recent updates include newer carpet, range, furnace, water heater, and water softener, providing added peace of mind. Step outside to enjoy the private concrete patio and nicely sized zero lot line lot with room to relax and entertain. Whether you're looking to downsize, purchase your first home, or enjoy the convenience of an accessible, low-maintenance home, this move-in ready property offers comfort, functionality, and lasting value in a desirable Chatfield location.

346 Main Street N, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

$339,900

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 6385051 MLS ⋅ 1,024 SqFt.

ATTENTION DEVELOPERS! 1.14 Acres within the city limits of Chatfield, including 6 residential lots with a couple having city services already. Land would be ideal for possible twin homes and or a few single-family homes. Property includes a 3 bedroom, 1.5 story home with main floor living, central air and steel siding. Old barn/garage (30’ x 54’) is used for the vehicles and storage. Located on a corner lot along a quiet street close the Chosen Valley Care Center.

1003 Grand Street SE, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

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