Clear Lake Homes under $400,000

Welcome to Clear Lake, a vibrant community nestled in the heart of Iowa, where the beauty of nature meets the warmth of small-town charm. Known for its stunning lakeside views, Clear Lake is a perfect blend of recreational opportunities and a tight-knit community atmosphere. With its picturesque parks, welcoming neighborhoods, and a bustling downtown area filled with delightful shops and eateries, Clear Lake offers an ideal setting for families, retirees, and everyone in between.

For those seeking an affordable home in this idyllic locale, Clear Lake boasts a variety of properties under $400,000. Whether you're a first-time homebuyer or looking to downsize, you'll find an array of options that cater to diverse tastes and lifestyles. From charming bungalows with character to modern family homes with spacious backyards, there's something for everyone. Many of these homes are situated in friendly neighborhoods, providing a sense of community and belonging.

Living in Clear Lake means enjoying all the perks of lakeside living, including access to boating, fishing, and hiking trails. The annual events and festivals, such as the Clear Lake Arts and Crafts Festival, foster a sense of community spirit that makes this town truly special. With its affordable housing market and abundant recreational activities, Clear Lake is not just a place to live; it’s a place to thrive. Explore our listings today and discover your dream home in this charming lakeside town!

Newest Clear Lake Homes under $400,000

$299,900

COMING SOON Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 7146034 MLS ⋅ 2,350 SqFt.

1+ Acre, Briggs Lake View and a very spacious home! Enjoy the space and flexibility of this expansive home situated on just over 1 acre in the desirable Palmer community, with views of Briggs Lake and convenient access to area lakes and Palmer Park. This home offers an abundance of living space, bedrooms, bathrooms and garage space at an attractive price! The main level features 3 bedrooms, 3 bathrooms, including a spacious primary bedroom with a full bathroom and jetted tub. The large living room offers a cozy fireplace and plenty of space for entertaining. The kitchen features a convenient adjoining den/sitting room. Main-level laundry and a convenient half bath are just off the back entrance. The full basement adds even more room with a large family room/rec room, potential for 2 more bedrooms, and two large storage rooms. This lower level could make a great space for additional living quarters by adding a kitchenette. This home has so much space and storage, you will have so many possibilities! Outside, you'll find a detached 2-car garage with an attached shop, plus a second detached garage for additional parking, storage or workspace. With over an acre of land, lake views and multiple garages, there is plenty of room for vehicles, toys, hobbies and outdoor enjoyment. Located in the welcoming Palmer community, close to lakes, the Palmer Park and the conveniences of small-town living. Great price for all this home has to offer!

10172 48th Street, Clear Lake

Listing courtesy of Keller Williams Integrity NW.

$350,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7149942 MLS ⋅ 1,473 SqFt.

This 2 bedroom, 2 bathroom Floyd floorplan in the Parkside community offers the convenience of single-level living. The open-concept layout includes a fireplace in the living room, creating a comfortable and functional living space. The main bedroom features an oversized walk-in closet providing ample storage. This home is under construction and is estimated to be completed in January. Enjoy a large backyard in a peaceful community setting. Parkside offers convenient access to Highway 10 and main roads, along with close proximity to shopping, grocery stores, and everyday amenities.

8472 Walnut Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$269,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7149926 MLS ⋅ 952 SqFt.

This home is part of our Make Your Move Savings Event going on now! This home qualifies for rate buydown, paid closing costs and special pricing. This Becker floorplan is ready for quick move-in. The Becker floorplan offers 2 bedrooms and 1 bathroom. This thoughtfully crafted home provides easy single-level living with an open-concept layout ideal for both everyday living and entertaining. Enjoy a cozy fireplace in the living room and open dining room for comfortable living. Enjoy the convenience of quick access to Highway 10 and I-94, making commuting a breeze while still being close to a variety of shopping, dining, and everyday essentials. Situated on a spacious lot, this home features a large private backyard—perfect for relaxing, entertaining, or creating your own outdoor retreat. Even better, Parkside offers the freedom of no HOA, giving you more flexibility and fewer restrictions.

8365 Cherry Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$299,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7147038 MLS ⋅ 1,496 SqFt.

This home is part of our Make Your Move Savings Event going on now! This home qualifies for rate buydown, paid closing costs and special pricing. This quick move-in 3 bedroom/2.5 bathroom Foster floorplan in the Parkside community features an open-concept layout. The spacious living room features a fireplace for great ambience. The main bedroom includes an oversized walk-in closet for ample storage. There is a loft upstairs for additional space. Enjoy a large yard on a corner lot in a peaceful community setting. Parkside provides convenient access to Highway 10 and major roads, along with close proximity to shopping, grocery stores, and everyday amenities.

8424 Cherry Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$325,000

ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 7146184 MLS ⋅ 2,160 SqFt.

A lot of house and a lot of garage best describes this unique property! Located on the edge of town, this nicely maintained two-level home has two complete and separate levels of living. The upstairs has 3 bedrooms and 2 full bathrooms and the lower level has 2 bedrooms and 1 full bathroom. Both levels have their own kitchen/dining/living room and laundry areas. Plenty of room to house the mother-in-law downstairs or a separate place for the adult kids, or rent it out to a buddy. If that isn't enough space, there's a full open loft above the completely insulated and heated 30' x 48" garage! 3 commercial grade overhead doors and lot's of shop space. The garage has plumbing in the floor for a bathroom. Natural gas, electricity, and municipal water meters for the home and garage are combined. Call your Agent today to schedule a showing! You won't be disappointed!!

131 2nd Avenue, Clear Lake

Listing courtesy of Dane Arthur Real Estate Agency.

$375,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7142134 MLS ⋅ 1,348 SqFt.

A natural paradise, serene & idyllic! Torgerson Creek, a class one trout stream, wends its way through this property near where it connects to the South Fork Hay River! A beautiful mix of meadow, pasture, and woods are yours to enjoy! Thatcher Park is about 1/4 mile to the north along Highway K, and affords access to the South Fork Hay River for recreation! 3 bedrooms, plus a multi-purpose room upstairs! 10'x26' three season, glass-enclosed front porch! Enclosed breezeway between the attached garage and residence. There's a small barn (30x27) that has been re-sided and is currently used as a chicken coop and storage building! If you've been wanting the country lifestyle, you OWE yourselves a showing of this one-of-a-kind property! Schedule your showing soon!

N14259 County Road K, Clear Lake

Listing courtesy of Haasch Real Estate Services.

$249,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7140391 MLS ⋅ 1,968 SqFt.

A quiet street in Clear Lake, Wis welcomes you to this spacious well kept one level home with handicap ramp . Eat in kitchen with skylights and formal dining room. Master suite features walk in shower plus garden tub. A large living room with cozy gas fireplace. A dedicated office area. Yard filled with mature trees and flowers.

361 8th Avenue, Clear Lake

Listing courtesy of Compass Realty Group.

$299,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7139677 MLS ⋅ 1,496 SqFt.

This home is part of our Make Your Move Savings Event going on now! This home qualifies for rate buydown, paid closing costs and special pricing. This quick move-in 3 bedroom/2.5 bathroom Foster floorplan in the Parkside community features an open-concept layout with a fireplace in the living room. The main bedroom includes an oversized walk-in closet for ample storage. Loft in upper level for additional space! End unit which offers plenty of light and privacy! Only a few remaining quick move-in homes are available in the Parkside community! Enjoy a large backyard in a peaceful community setting. Parkside provides convenient access to Highway 10 and major roads, along with close proximity to shopping, grocery stores, and everyday amenities.

8375 Cherry Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$359,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7139669 MLS ⋅ 1,647 SqFt.

This home is part of our Make Your Move Savings Event going on now! This home qualifies for rate buydown, paid closing costs and special pricing. Discover the popular Hancock floorplan featuring 3 bedrooms, 2 bathrooms, and easy single-level living with a bright, open-concept design perfect for everyday life and entertaining. Bright main living spaces with seamless flow from kitchen to dining and living area. Enjoy a private backyard and the convenience of being just a short walk to the neighborhood park in the sought-after Parkside community. This home is currently under construction with completion in November. Ideally located with quick access to Highway 10 and I-94, Parkside also features a park right within the community for added outdoor enjoyment.

7701 Birch Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$369,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7139668 MLS ⋅ 2,230 SqFt.

This home is part of our Make Your Move Savings Event going on now! This home qualifies for rate buydown, paid closing costs and special pricing. This Olson floorplan features 4 Bedroom/3 Bathroom/3 Car garage and is ready for quick move-in! The Olson floorplan in the Parkside community features an open-concept layout with vaulted ceilings, creating a bright and spacious living environment. The main bathroom includes dual vanity sinks for added convenience. A 3rd car garage stall included for additional utility! The finished basement offers additional living space, including a bedroom, bathroom, and family room. This home is completed and ready for quick move-in! Only a few quick-move in homes remain in the community! Enjoy a large backyard in a peaceful community setting. Parkside provides convenient access to Highway 10 and main roads, along with close proximity to shopping, grocery stores, and everyday amenities.

7709 Birch Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$375,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7139484 MLS ⋅ 1,914 SqFt.

This home is part of our Make Your Move Savings Event going on now! This home qualifies for rate buydown, paid closing costs and special pricing. This Locke floorplan is under construction and set complete in November. This 4 bedroom, 2.5 bathroom Locke floorplan in the Parkside community features an open-concept layout with vaulted ceilings, creating a bright and spacious living area. The main bathroom includes dual vanity sinks and a walk-in shower for added convenience. The finished basement provides additional living space with a bedroom, bathroom, and game room, offering flexibility for a variety of needs. Enjoy a large backyard in a peaceful community setting. Parkside offers convenient access to Highway 10 and main roads, along with close proximity to shopping, grocery stores, and everyday amenities.

7688 Birch Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$379,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7138196 MLS ⋅ 1,656 SqFt.

Welcome to effortless one-level living in the heart of Clear Lake! This thoughtfully designed new construction home offers 3 bedrooms, 2 bathrooms, and an open-concept floor plan that blends modern style with everyday functionality. Quality craftsmanship is evident throughout, featuring beautiful quartz countertops, solid wood 3-panel doors with a rich dark oak stain, matching 1x6 and 1x4 solid wood trim, and durable laminate flooring throughout the main living areas. The private primary suite offers a tiled walk-in shower, while the guest bath and kitchen feature black plumbing fixtures. In the primary bath, elegant champagne gold fixtures add an upgraded touch. Matte black kitchen appliances complete the home’s contemporary style. The home/ garage is plumbed for in-floor heat, offering the opportunity for future connection. Outside, the two-tone vinyl siding creates striking curb appeal, complemented by upgraded dark brown garage doors, a welcoming covered front porch, black top driveway and a concrete patio in the backyard—perfect for relaxing or entertaining. Yard will have Hydro-seed in the front and rear yard. One-level living continues to be one of the most sought-after floor plans in the area(plans included in supplements of listing), making this home an excellent choice for buyers looking for comfort, convenience, and quality finishes in a beautiful new construction home. Don’t miss your opportunity to make it yours!

211 Sixth Avenue, Clear Lake

Listing courtesy of Compass Realty Group.

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