Fergus Falls Homes under $400,000

Welcome to Fergus Falls, Minnesota, a charming city nestled in the heart of Otter Tail County. Known for its stunning natural beauty and vibrant community spirit, Fergus Falls offers a unique blend of small-town charm and modern conveniences. With its picturesque lakes, lush parks, and friendly neighborhoods, it’s no wonder that this delightful city has become a sought-after destination for families, retirees, and everyone in between.

Fergus Falls boasts a rich history and a wealth of recreational opportunities. Explore the scenic trails that wind through the area, enjoy fishing and boating on the serene Otter Tail River, or take a leisurely stroll through the historic downtown district, where you’ll find quaint shops, delightful cafes, and local art galleries. The city also hosts a variety of community events throughout the year, fostering a strong sense of belonging among residents.

For those looking to make Fergus Falls their home, the real estate market offers an impressive selection of homes priced under $400,000. From charming single-family residences to modern townhouses, there’s something for everyone. These affordable homes provide ample space, contemporary amenities, and easy access to the city’s parks and schools, making them perfect for families and first-time homebuyers alike.

Whether you’re drawn to the vibrant community life, the stunning natural surroundings, or the affordable housing options, Fergus Falls is a place where you can truly thrive. Come discover your dream home in this welcoming city, where every day feels like a breath of fresh air!

Newest Fergus Falls Homes under $400,000

$365,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154470 MLS ⋅ 1,500 SqFt.

Enjoy the ease of main floor living and the beauty of a landscaped backyard with this inviting 3 bedroom, 2 bathroom home in the desirable Hilltop Addition on the south side of Fergus Falls. Featuring a low maintenance steel and brick exterior, this home offers an eat in kitchen with updated appliances and gas range, an open living room with a cozy gas fireplace, and a spacious primary bedroom with private bath. Central air keeps things comfortable year round, while the heated 3 stall attached garage provides plenty of room for vehicles, toys, and storage. Step outside to the paver patio and enjoy the private backyard setting. The unfinished lower level is ready to be transformed into additional living space, bedrooms, a home gym, or entertainment area. Comfortable, convenient, and full of potential, this Hilltop home is ready for its next chapter.

1727 S Court Street, Fergus Falls

Listing courtesy of Keller Williams Realty Professionals.

$239,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7155079 MLS ⋅ 1,631 SqFt.

Completely remodeled and move-in ready! This 3 bedroom, 2 bath home offers a fresh, updated feel throughout with a spacious kitchen featuring plenty of room for cooking, gathering and entertaining. The main floor includes a bedroom, full bath and convenient main floor laundry. Upstairs you’ll find two additional bedrooms, a 3/4 bath and a generously sized bonus room offering flexible space for a home office, playroom, family room or more. Enjoy the 3-season front porch, natural gas heat, central air and the added convenience of a 2-stall detached garage. With the updates already completed, all that’s left to do is move in and make it yours!

514 E Hampden Avenue, Fergus Falls

Listing courtesy of RE/MAX Advantage Plus.

$329,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7144466 MLS ⋅ 1,748 SqFt.

Welcome home to a beautifully updated 2 bedroom, 2 bathroom townhome in L'Claire Estates, with about 1,748 finished square feet all on the main floor. Updated landscaping front and back, with raised garden beds off the patio. Enjoy the sunrise in your sunroom with a cup of coffee and watch the seasons change. Or enjoy the sunset from your beautiful front patio. Inside, the updates are done. Updated kitchen appliances. Updated windows. Bathrooms remodeled with tile finishes. Enjoy your fireplace in the living room or cozy up in the office/flex space with in floor heat. Make it a craft room, library or guest space. The primary bedroom has a large walk in closet, a private updated bathroom and a tile shower. The attached garage is insulated, finished and plenty of storage with custom cabinets. The association manages all the worries on the outside, including snow removal, lawn care and exterior maintenance. There isn't much else to do except unpack and settle in! Schedule your showing today. This will go fast. Agent is related to seller.

2206 Brookwood Court, Fergus Falls

Listing courtesy of High Valley FM LLC.

$325,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7151582 MLS ⋅ 2,364 SqFt.

Enjoy easy main floor living when you own this meticulously cared for 4 bedroom 2 bath home in Fergus Falls. Enter from the side door of the home and you will find a delightful 4 season living space/den. Just off of that space there is a "cook's dream" - an expansive kitchen/eating area with quartz countertops,newer appliances, and abundant storage. A peaceful and serene living room setting invites you to relax and leads you to the split entryway. Main floor also features two large bedrooms, a full bath (recently remodelled) and a separate laundry room and newer flooring throughout. On the lower level you will find two additional bedrooms, a remodelled 3/4 bath and a cozy family room. There are many possibilities for additional finished living space in a large bonus room big enough for a pool table, mechanicals, and storage. Mechanicals for this home feature a 2 year old furnace and A/C unit, a radon system and a brand new water heater (9/24/26). All of this, combined with the peaceful and pleasant location, make this a home you won't want to miss!

1320 S Mabelle Avenue, Fergus Falls

Listing courtesy of Trilogy Real Estate.

$319,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7150352 MLS ⋅ 1,678 SqFt.

Enjoy the best of country living with city convenience on this 1.22 acre property ideally located just outside the Fergus Falls city limits. This 3 bedroom, 2 bathroom home has been smartly updated with newer windows, cherry cabinetry, stainless steel appliances, updated flooring, and more. The comfortable floor plan extends outdoors with two decks, a 3 season porch, and a fenced backyard perfect for relaxing, entertaining, pets, or play. Low maintenance metal siding allows you to spend more time doing what you want, while the attached double garage and garden shed provide plenty of room for vehicles, tools, and storage. Set on a spacious lot with easy access to shopping, dining, and I-94, this property delivers the extra space and country setting you want without giving up the convenience of town.

1628 Weyrens Road, Fergus Falls

Listing courtesy of Keller Williams Realty Professionals.

$359,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7147615 MLS ⋅ 2,605 SqFt.

Welcome to 2201 Ridgewood Drive, where thoughtful updates, spacious living, and a fantastic Fergus Falls location come together. This well-cared-for 4-bedroom, 3-bath home features an inviting main level with an updated kitchen, comfortable living spaces, main floor laundry, and three main floor bedrooms, providing versatility for everyday life. The lower level adds even more flexibility with a spacious family/rec room, additional bedroom, bath, utility space, storage, and you'll love the attached 2-stall insulated garage. Step outside to enjoy the large backyard and wraparound deck, offering plenty of room for summer dinners or morning coffee. Built in 1991 and thoughtfully maintained and updated over the years, this home offers the space you need with a warm, move-in-ready feel—all tucked into a desirable Fergus Falls neighborhood.

2201 Ridgewood Drive, Fergus Falls

Listing courtesy of Andrew Yaggie Real Estate.

$285,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7139102 MLS ⋅ 2,116 SqFt.

PRIDE OF OWNERSHIP evident in this beautiful, well-kept, 3-bed, 2-bath home in SW Fergus Falls. The beautiful back yard has abundant perennial gardens, a deck with gazebo and also a 1-door garage for storage. The home features a large living room with big front window, formal dining room, and a family room off of the updated kitchen. The finished basement has a bedroom w/ egress and direct access to 3/4 bathroom, a family room and an extra room with good storage areas. Other features include an attached 2-stall garage, steel siding, and 11-yr old roof.

819 S Martin Street, Fergus Falls

Listing courtesy of Century 21 Atwood.

$315,000

ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 7147671 MLS ⋅ 2,804 SqFt.

Don't miss this spacious 4+ bedroom, 4 bathroom home on a beautifully wooded 1.39 acre corner lot in the desirable Woodland Heights neighborhood on the north end of Fergus Falls. This home has seen numerous updates, highlighted by a completely remodeled kitchen featuring new cabinetry, stone countertops, a massive center island, stainless steel appliances, and a walk in pantry. Generous room sizes and a convenient, functional floor plan provide plenty of space to spread out, while the partially finished lower level walkout offers even more potential to make the home your own. Additional features include a deck, brick and wood exterior, natural gas forced air heat with central air conditioning, and a double attached garage with a tuck under shop perfect for hobbies, storage, or projects. With substantial improvements already completed, this home is ready for your finishing touches. Combine the private wooded setting, sought after neighborhood, and easy access to town, and this Woodland Heights property is one you won't want to miss.

615 S Woodland Drive, Fergus Falls

Listing courtesy of Keller Williams Realty Professionals.

400 Kennedy Park Circle Unit #102, Fergus Falls

$149,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7147677 MLS ⋅ 1,198 SqFt.

Easy living meets an unbeatable location in this desirable 2 bedroom, 2 bathroom condo in the sought after 400 Building of Kennedy Park Circle. This garden level home delivers the convenience of true single level living with a private primary suite and bath, in unit laundry, a cozy fireplace, controlled entrance and a private patio perfect for relaxing outdoors. An oversized double garage offers plenty of room for vehicles and storage, with the added luxury of direct access without ever having to step outside. Comfortable, convenient and low maintenance, this is condo living made easy. Don't miss your opportunity to call Kennedy Park Circle home!

400 Kennedy Park Circle Unit #102, Fergus Falls

Listing courtesy of Keller Williams Realty Professionals.

$139,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7145496 MLS ⋅ 936 SqFt.

Move-in ready and thoughtfully updated, this 1,560 sq ft home conveniently located across the street from Fergus Falls Middle School and High School, with the Fergus Falls Aquatic Center, YMCA, and downtown all just minutes away. Inside, you'll find a remodeled kitchen and bathroom (2022), refreshed main-level flooring, fresh paint throughout, and new front and back exterior doors — all completed in 2022. Major mechanical updates give real peace of mind: a natural gas forced-air furnace, shingled roof, and plumbing were all replaced in 2019. A new electrical panel, restored stucco exterior foundation, and four new basement windows were completed in 2026. The partially finished basement offers convenient storage and laundry space with easy access to utilities, while the level backyard provides a nice open space to enjoy. Relax on the covered deck, and take in the low-maintenance vinyl siding exterior. With major systems and cosmetic updates already done, this is a great opportunity to own a well-maintained home in a convenient, central Fergus Falls location. Agent/Owner

907 N Baird Avenue, Fergus Falls

Listing courtesy of eXp Realty.

$185,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7143412 MLS ⋅ 1,465 SqFt.

Welcome to 113 W. Bancroft Ave in Fergus Falls, a charming 3-bedroom, 1.5-bathroom home offering plenty of comfortable living space. This property blends classic character with practical updates and everyday functionality. The inviting kitchen features an abundance of cabinetry and counter space, a convenient dining area, and plenty of natural light. Throughout the home, you'll find character-filled details and classic trim that create a warm and welcoming atmosphere. Outside, mature trees and established landscaping provide a beautiful setting with plenty of room to enjoy the spacious lot. If you're looking for a home with character, comfortable living space, and a great Fergus Falls location, 113 W. Bancroft Ave is worth seeing!

113 W Bancroft Avenue, Fergus Falls

Listing courtesy of Park Co., REALTORS®.

$215,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7137720 MLS ⋅ 2,278 SqFt.

So much space and potential at an affordable price! This classic 3+ bedroom, 2 bath home offers approximately 1,300 square feet on each level, giving you plenty of room to spread out. The walk-out lower level features additional living space and its own kitchenette, offering great flexibility for extended family, guests or potential additional income. Kitchen appliances on both levels are included as well as the newer washer and dryer. Outside, you’ll find a spacious backyard with an established garden area and plenty of room to relax or entertain. A mini-split provides added comfort, and best of all, you’re just half a block from beautiful Lake Alice ~perfect for morning walks, evening strolls and enjoying everything this wonderful area has to offer. Listed at $215,000!

919 N Park Street, Fergus Falls

Listing courtesy of eXp Realty.

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