Garrison Homes under $400,000

Welcome to Garrison, Minnesota – a hidden gem nestled along the shimmering shores of the beautiful Mille Lacs Lake. This charming small town is a delightful blend of natural beauty and community spirit, making it an ideal place to call home. Known for its stunning landscapes and outdoor recreational opportunities, Garrison attracts those who appreciate nature, tranquility, and a slower pace of life.

Garrison is not only renowned for its picturesque lakes and lush forests, but it also boasts a friendly community atmosphere. With local shops, cozy cafes, and seasonal festivals, residents enjoy a vibrant lifestyle that celebrates both tradition and togetherness. Whether you’re fishing on the lake, hiking the nearby trails, or simply enjoying a sunset from your porch, life in Garrison offers a refreshing escape from the hustle and bustle of city living.

For those seeking affordable housing options, Garrison presents an exciting opportunity. With homes available under $400,000, buyers can find charming properties that suit a variety of lifestyles. From quaint cabins perfect for weekend getaways to spacious family homes with modern amenities, there’s something for everyone. Many of these homes offer stunning views, easy access to outdoor activities, and the warmth of a close-knit community.

If you’re looking for a place that combines natural beauty with affordable living, Garrison, MN, is the perfect destination. Discover the warmth of this inviting town and find your dream home today!

Newest Garrison Homes under $400,000

$325,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7152447 MLS ⋅ 730 SqFt.

What a great opportunity to own a piece on the ever-popular Camp Lake! This charming cabin sits on a private point with minimal through traffic. It’s beautifully finished with a beautifully updated kitchen, a newer roof and siding, 200-amp service, and is essentially “turnkey” (the seller will provide a list of items to be removed as well as items for sale). Natural woodwork in the living area gives you the cozy cabin feel we all dream about. You just need to come and enjoy! 120’+ of very nice lakeshore. The tuck-under garage offers sufficient storage space for your water toys, sporting and fishing gear – and ample parking to the side! Private and convenient, yet close to golf, multiple area lakes, biking and snowmobile trails, Crow Wing County public land, a casino, eateries, shops, and healthcare! Only one hour and forty-five minutes from the Twin Cities. Great lake, great place, great location!

5447 Forest Ridge Road, Garrison

Listing courtesy of Sandelands Realty.

$275,000

ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 7150200 MLS ⋅ 720 SqFt.

Year-Round 2-Bedroom Cabin on Mille Lacs Lake Enjoy lake living year-round in this remodeled 2-bedroom cabin on beautiful Mille Lacs Lake! This property offers the perfect combination of comfort, updates, and classic lakeside living. The cabin features a remodeled interior, a newly drilled well, city septic, and comfortable year-round heating and cooling with mini-split A/C and baseboard heat. The 2nd Bedroom does not have a closet. Step outside onto the large front deck overlooking the lake—a perfect spot for morning coffee, entertaining, or relaxing while taking in the beautiful water views. The main bedroom offers a great view of the lake, making it easy to wake up to the scenery. RV hook up is on site and ready! For the boating enthusiast, the property includes a dock and boat lift, making lake access convenient and enjoyable throughout the season. Whether you're looking for a year-round home, weekend getaway, or a place to enjoy everything Mille Lacs Lake has to offer, this remodeled cabin is ready to enjoy! Call today!

7433 US Highway 169, Garrison

Listing courtesy of Dane Arthur Real Estate Agency-Crosslake.

$199,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7140433 MLS ⋅ 2,084 SqFt.

Impressive property!!! Skip the premium waterfront taxes while enjoying the ultimate Mille Lacs lifestyle. Located only 3 minutes from the North Garrison Bay Public Boat Launch, you can hook up your boat and be on the water in less than the time it takes to brew a cup of coffee! Perfect home base for fishermen, weekend adventurers, and Twin Cities commuters looking for easy up-north living. Simply nothing to do here but move in and enjoy your new year-round home! Nestled in on a private wooded lot just S of Garrison, this location is central to so many things to do, lakes galore to explore, parks to enjoy...nearby casino, golf, restaurants, and minutes from Garrison. Close to Brainerd, Bay Lake, Aitkin...come and experience the up north dream here for your year-round home or 2nd home getaway property! From your very first step inside, this stylish modern makeover in the woods creates an instant sense of comfort and relaxation. Notable features include the living room floor to wall window views, enclosed screen porch, and walk-in closet spaces, and the driveway has room for boat storage! Taxes are TBD. Compliant mound septic.

46227 High Drive, Garrison

Listing courtesy of Sandelands Realty.

$139,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7132856 MLS ⋅ 3,144 SqFt.

One-story home built in 1975 with four bedrooms, two bathrooms, and approximately 3144 finished square feet. The main level includes a kitchen, living room, dining area, second living room, two bedrooms, and a full bathroom. The finished walkout lower level includes a second kitchen, living room, two bedrooms, and a three-quarter bathroom. Additional features include two wood-burning fireplaces, a wraparound deck, a two-car tuck-under garage, natural-gas forced-air heat, private well, and city sewer. The property is situated on 0.47 acres.

6340 Waterside Drive, Garrison

Listing courtesy of Gallery of Homes.

$109,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7137468 MLS

Beautiful townhome over looking the 10th green on the Northwoods golf course from the furnished screen porch! This home was updated in 2018 / 2019 with new carpets, lighting, painted cabinets, completely painted throughout, stainless steel appliances, landscaping! This homes near Mille lacs Lake, Grand Casino, Northwoods Golf Clubhouse and Bar, Restaurants, and More!! Shared well /New 2025 driveway , on golf course / Association fees $100 / month covers water, snow removal, lawn mowing, and driveway maintenance. New Driveway, Basement and foundation repair. The Association has approved 12 x 20 steel construction carports with seven foot sidewalls and sheds. Flooring Allowance of $2,500 Offer! Great views of the 10th green on the Northwoods golf course! Seller is a licensed Real Estate Agent.

47093 Swing Away, Garrison

Listing courtesy of LPT Realty, LLC.

$304,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7136366 MLS ⋅ 1,809 SqFt.

This beautifully updated and move-in ready townhome is just one mile from Lake Mille Lacs and is on the Northwood Hills Golf Course making it an ideal home base for fishing, boating, golfing and enjoying the outdoors. The open, inviting floor plan, large deck and three season porch make it easy for entertaining family and friends for week-end gatherings, holidays and celebrations. The end unit location provides generous room for parking and the oversized two stall garage features extra storage. Seller is relocating for a new position and is ready to sell.

47151 Baffie Bend, Garrison

Listing courtesy of Coldwell Banker Realty.

$129,900

ACTIVE Status ⋅ 1 Baths ⋅ 7135483 MLS ⋅ 580 SqFt.

Located on the water’s edge of beautiful Lake Mille Lacs, this patio level condo boasts effortless access to the waterfront! Designed for comfort and functionality, this well-maintained studio unit comes fully furnished as shown. Features include tile flooring, new carpet, a cozy wood-burning stone fireplace, stainless appliances, spacious ¾ bath and a queen-sized Murphy bed that maximizes living space while maintaining a clean, open feel. A relaxing 3-season patio provides the ideal spot to enjoy your morning coffee, unwind after a day on the lake, and take in stunning eastern views of the lake. Enjoy easy access to all that Mille Lacs has to offer — from world-class fishing and boating to catching an early sunrise on a calm morning. Marina access is available through membership with Your Boat Club Marina, making it even easier to start enjoying time on the water! Whether you’re looking for a weekend getaway, investment opportunity, or simply a budget-friendly way to secure a place of your own on one of Minnesota’s most popular lakes, this condo offers exceptional value and year-round enjoyment. Don’t miss your chance to own an affordable waterfront retreat on Lake Mille Lacs — schedule your private showing today and start enjoying lake life!

10490 US Highway 169 Unit 103, Garrison

Listing courtesy of Coldwell Banker Realty.

$134,900

ACTIVE Status ⋅ 1 Baths ⋅ 7108022 MLS ⋅ 580 SqFt.

Located on the water’s edge of beautiful Lake Mille Lacs, this second floor condo boasts easy access to the waterfront! Designed for comfort and functionality, this well-maintained studio unit comes fully furnished as shown. Features include a wood-burning stone fireplace, spacious ¾ bath and a queen-sized Murphy bed that maximizes living space while maintaining a clean, open feel. Knotty pine accents and custom lighting provide a cozy, cabin-like feel. A relaxing enclosed balcony provides the ideal spot to enjoy your morning coffee, unwind after a day on the lake, and take in stunning eastern views of the lake. Enjoy easy access to all that Mille Lacs has to offer — from world-class fishing and boating to catching an early sunrise on a calm morning. Marina access is available through membership with Your Boat Club Marina, making it even easier to start enjoying time on the water! Whether you’re looking for a weekend getaway, investment opportunity, or simply a budget-friendly way to secure a place of your own on one of Minnesota’s most popular lakes, this condo offers exceptional value and year-round enjoyment. Don’t miss your chance to own an affordable waterfront retreat on Lake Mille Lacs — schedule your private showing today and start enjoying lake life this season!

10490 US Highway 169 Unit 203, Garrison

Listing courtesy of Coldwell Banker Realty.

$70,000

ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 7099366 MLS ⋅ 240 SqFt.

Endless potential near Mille Lacs Lake and Grand Casino Mille Lacs! Cabin-style property with electric, well, propane heat, incinerator toilet, murphy bed, garage, chicken coop, and bonus skid house. Appraised at $70K in 2024—bring your vision and make it your own. Listing includes a mix of edited photos to help illustrate possibilities, along with unedited photos showing current condition.

5172 Eldorado, Garrison

Listing courtesy of eXp Realty.

$179,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7102210 MLS ⋅ 888 SqFt.

Escape to the lake! This charming 2-bedroom, 1-bath seasonal cabin on Whitefish Lake in Garrison is the perfect up-north getaway. Known for excellent fishing, Whitefish offers peaceful days on the water and scenic views year-round. Cozy up by the beautiful stone fireplace after a day outdoors. The deep garage provides plenty of space to store your fishing boat and gear. Just a short drive from the Twin Cities and minutes from Mille Lacs Lake, this move-in ready cabin is ideal for fishing weekends or a rustic hunting retreat. Features include a drilled well, propane water heater, and partial electric baseboard heat. The property includes 400 feet of lakeshore (not currently usable), offering a wooded and private feel. Don’t miss this affordable lake escape!

18849 460th Street, Garrison

Listing courtesy of Keller Williams Realty Professionals.

$315,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7085536 MLS ⋅ 1,728 SqFt.

This exceptional property offers the perfect blend of rustic charm and modern comfort. You will enjoy the vaulted ceiling in this exquisite 3-bedroom, 2-bath log home that comes with an additional vacant lot to ensure privacy. Nestled in a serene woodland setting on Northwood Hills Golf Course in Garrison. Step outside to the covered porch, where you can relax and take in the beautiful vistas of the golf course. The proximity to local attractions like Mille Lacs Lake and Grand Casino ensures a steady stream of visitors looking for comfortable and stylish accommodations. Whether you're looking for a primary residence, a vacation home, or an investment property, this property checks the boxes! As a bonus they are selling this property with all the furniture and kitchen equipment! Come check out this gem of a property!

18541 Golf Circle, Garrison

Listing courtesy of eXp Realty.

$170,500

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7090119 MLS ⋅ 905 SqFt.

UPDATED PHOTOS! Come and enjoy this well-maintained twin home that overlooks the 10th hole of Northwood Hills golf course. Affordable, low maintenance 2 bedroom 1 bath home. Bright open concept layout that's perfect for entertaining or relaxing with family. The spacious living room flows seamlessly into the dining and kitchen space. Private patio for morning coffee, evening cookouts or simply for unwinding after a long day. Generous yard offers plenty of room for kids, pets, gardening, or backyard gatherings.

18116 Captive Lake Road, Garrison

Listing courtesy of Century 21 Brainerd Realty.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.