Ham Lake Homes with Pond Lake/Waterfront

Ham Lake Homes with Pond Lake/Waterfront

Welcome to Ham Lake, Minnesota, a hidden gem nestled in Anoka County that offers a perfect blend of suburban charm and natural beauty. Known for its serene landscapes and friendly community, Ham Lake is an ideal place for families, retirees, and anyone seeking a peaceful lifestyle just outside the bustling Twin Cities.

One of the standout features of Ham Lake is its stunning waterfront properties. Imagine waking up to the gentle sounds of water lapping against the shore, with gorgeous views of the lake right from your window. Homes with pond and lake access are not just residences; they are retreats where you can enjoy fishing, kayaking, or simply soaking in the tranquility of nature. These properties provide an idyllic setting for outdoor enthusiasts and those who appreciate the calming effects of living by the water.

The city boasts a variety of recreational opportunities, including parks, trails, and community events that foster a strong sense of belonging among residents. Whether you’re taking a leisurely stroll along the scenic paths or hosting a summer barbecue by the lake, Ham Lake offers a lifestyle that encourages connection and relaxation.

With its excellent schools, safe neighborhoods, and vibrant community spirit, Ham Lake is more than just a place to live—it's a place to thrive. If you’re in the market for a home that combines the beauty of waterfront living with the warmth of a close-knit community, Ham Lake is the perfect choice. Come explore the possibilities and discover your dream home in this enchanting lakeside paradise!

Newest Ham Lake Homes with Pond Lake/Waterfront

$1,174,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7137434 MLS ⋅ 3,781 SqFt.
Set on a beautiful 2.2-acre pond lot in Swedish Chapel Estates within the Blaine School District, this Lang Builders model home offers nearly 3,800 finished square feet of thoughtfully designed living space. The main level features a gourmet kitchen with custom white oak cabinetry, granite countertops, a large center island, and walk-in butler’s pantry with prep sink. The vaulted living room is highlighted by a stone fireplace with custom built-ins, while the main-level primary suite offers a spa-inspired bath, walk-in closet with built-in organization, and private laundry. A formal dining room, private office with vaulted tongue-and-groove cedar ceiling, spacious mudroom, and maintenance-free deck complete the main level. The finished walkout lower level is designed for entertaining with a large wet bar, expansive family room, second stone fireplace, three additional bedrooms, 3/4 bath, and second laundry room. An oversized insulated garage, Marvin windows, LP Smartboard siding, custom soft-close cabinetry, premium flooring, and high-end finishes throughout showcase the quality and craftsmanship Lang Builders is known for. Love the home but looking for a different lot or floor plan? Ask about additional available lots within Swedish Chapel Estates and other nearby developments, and start planning your custom Lang Builders home today!

18022 Urbank Street NE, Ham Lake

Listing courtesy of RE/MAX Results.

$594,900
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 7134892 MLS ⋅ 3,250 SqFt.
WELCOME HOME! Beautifully updated 5BR/4BA Modified two story, offering an exceptional combination of space, privacy, entertaining areas and a gorgeous, wooded setting! From the moment you arrive, you'll appreciate the pride of ownership and extensive list of recent improvements. The entire home has been freshly painted inside & out, with NEW carpet throughout, updated flooring, NEW garage doors & track systems, freshly seal-coated driveway, stained concrete walkways/apron and a completely rebuilt deck featuring new flooring, rails & stairs! Step inside to an inviting, spacious floor plan featuring a large kitchen with granite countertops, tile backsplash, updated appliances and wood-look laminate flooring, formal & informal dining areas, main-level family room with fireplace, main-floor laundry and plenty of room to spread out. With 5 bedrooms, 4 bathrooms and a finished walkout lower level, this home offers exceptional flexibility for family, guests, home office, recreation and entertaining. Outside is where this property truly shines! Mature trees create a wonderfully private setting surrounding beautifully landscaped upper & lower ponds accented by boulders and a fountain—your own peaceful backyard retreat. Enjoy summer evenings from the expansive deck overlooking the property or entertain inside and out with ease. Major improvements over the years include a newer furnace, 2019 roof, updated kitchen and baths, replacement appliances, water softener, well pump, pressure tank & control unit, septic lift pumps, recently pumped/serviced septic system, inground sprinkler system, updated lighting, fixtures and hardware throughout, plus much more. Beautifully maintained, extensively updated and truly move-in ready—this is the one you've been waiting for! Professional Photo's coming Today, 8/28/26.

14927 Harpers Street NE, Ham Lake

Listing courtesy of RE/MAX Professionals.

$1,150,900
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 7120809 MLS ⋅ 3,916 SqFt.
Welcome to The Sedona, an exceptional executive rambler nestled in Ham Lake’s premier development, Swedish Chapel Estates. Situated on a private 1.11-acre corner cul-de-sac lot, this beautifully designed luxury home offers refined finishes, functional living, and an inviting open floor plan ideal for both everyday comfort and entertaining. A welcoming front covered porch leads into a gracious foyer and opens to the stunning great room, featuring a stone-front gas fireplace with custom built-in, 11' ceiling with custom beams, an ideal retreat for relaxing evenings. The open-concept gourmet kitchen is a chef’s dream, showcasing custom cabinetry, a large center island, Quartz countertops, stainless steel appliances, and a spacious walk-in corner pantry with a custom coffee bar. The adjacent dining room with shiplap ceiling and convenient serving bar offers seamless access to the 14x25 screened porch and maintenance free Trex deck, perfect for enjoying Minnesota’s seasons. The primary suite is a true sanctuary featuring a tray vault ceiling, large walk-in closet with custom built-ins and a private and luxurious 3/4 bath featuring a double vanity and walk-in tile shower. Two additional main-level bedrooms, both with walk-in closets, provide flexibility for family, guests, or home office needs. A thoughtfully designed mudroom with custom lockers, coat closet, and main-floor laundry adds everyday convenience. The fully finished walkout lower level expands the living space with a generous family room featuring an electric fireplace and full wet bar, perfect for entertaining. Discover the hidden surprise behind the custom Murphy door, leading to a secret room or wine cellar. This level also includes two additional bedrooms, a Jack-and-Jill bathroom, and a dedicated exercise room. The large four car garage with woodgrain garage doors with custom windows doubles as a mancave and is fully finished, insulated, heated and has an epoxy floor and convenient floor drain! Located in the sought-after community of Ham Lake, residents enjoy a perfect balance of privacy, natural beauty, and convenience. Known for its spacious lots, scenic parks, trails, and lakes, Ham Lake offers a peaceful, upscale lifestyle while remaining close to shopping, dining, top-rated schools, and easy access to major highways for commuting to the Twin Cities. This remarkable home offers luxury, space, and serenity in one of the north metro’s most desirable neighborhoods, an exceptional opportunity to call Swedish Chapel Estates Home.

2490 179th Avenue NE, Ham Lake

Listing courtesy of RE/MAX Advantage Plus.

$1,170,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7122217 MLS ⋅ 4,441 SqFt.
Privacy, space and an exceptional lifestyle come together on more than 5 scenic acres in Ham Lake. Surrounded by beautiful natural scenery and abundant wildlife, this custom-built luxury rambler offers a rare combination of peaceful acreage living, a private pond with dock, incredible indoor and outdoor entertaining spaces, and extraordinary heated garage capacity for up to nine vehicles. Whether you're a car enthusiast, outdoor recreation lover, hobbyist or simply want room for your vehicles, toys and equipment, this property offers space that's increasingly difficult to find. Inside, soaring 11-foot ceilings and an open, light-filled design create an impressive yet comfortable main level. The spacious kitchen features quartz countertops, stainless-steel appliances, a large center island, informal dining area with built-in buffet, and a newly updated pantry with custom shelving and automatic lighting. The adjoining living room features a fireplace and custom built-ins, while the four-season porch—with vaulted ceiling and fireplace—opens to an expansive 12' x 46' maintenance-free deck overlooking the private backyard and pond. The main-level primary suite is a true retreat with its own fireplace, walk-in closet featuring a brand-new custom California Closets system, and private bath with jetted tub, double-sink quartz vanity and walk-in shower. Two additional bedrooms are also located on the main level, including one with custom California Closets office built-ins—perfect for working from home. Designed for entertaining, relaxing and everyday living, the finished lower level offers something for everyone. A beautiful wet bar with island, custom cabinetry and stainless-steel appliances anchors the entertaining space alongside a large family room with a gas fireplace and gaming area. You'll also find an additional bedroom, versatile flex room, dedicated workout room and indoor swim spa with direct access to the rear patio. The property's remarkable garage space sets it apart. Both attached and detached garages are heated and provide capacity for up to nine vehicles, offering exceptional flexibility for collector cars, boats, motorcycles, ATVs, recreational equipment, workshop space and hobbies. Additional features include main-level laundry with new washer and dryer, mudroom with built-in storage, custom shoe closet, LP siding, Andersen windows, whole-house sound with Sonos speakers and amplifiers, whisper-quiet side-mount garage door openers and new covered 6-inch gutters. Private acreage. Pond views. Exceptional garage space. Luxury one-level living. And room to enjoy it all. This is a property that truly needs to be experienced in person.

16479 Kiska Street NE, Ham Lake

Listing courtesy of National Realty Guild.

$850,000
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 7109120 MLS ⋅ 4,953 SqFt.
This inviting and spacious two-story home sits on an incredible lot and offers a floor plan designed for both everyday living and entertaining. The expansive footprint creates generously sized rooms throughout, giving every space an open and comfortable feel. The main floor boasts a stunning kitchen complete with a large island that features a built-in cooktop with counter seating. The open floor plan is ideal for hosting gatherings and includes formal and informal dining space giving you ample space for all. A home office overlooks the beautifully landscaped front lawn and offers a peaceful place to work, note great room size which gives all room to roam and relax, and a spacious main-floor laundry room adds everyday convenience too. Upstairs, you'll find three generously sized bedrooms, including an oversized primary suite with plenty of space to accommodate a variety of furniture layouts and create your own private retreat. Bonus/flex room exists here too and could be another bedroom if needed, exercise or play space, or just another gathering place with a bit more privacy than the others. The fully finished lower level expands the home's living space with multiple areas for entertaining, a wet bar with heated floors, an additional bedroom, and a three-quarter bathroom—perfect for guests or flexible living arrangements. 3 zone heat. Owner's and Basement baths have huge walk-in showers. Rough-in gas line run to center island incase buyer wants to add a gas cooktop and one run to basement rec room for future fireplace. Completing the home is an oversized three-car garage (square footage is more than many 4 cars) with plenty of room for vehicles, storage, and hobbies. Electrical sub-panel in garage has tons of space for future circuits to be added. Garage is fully finished, but panel is on back wall so it's easy to add any equipment needed. Outside, enjoy the beautifully maintained yard from the inviting deck, ideal for summer evenings, or relax on the walkout patio just off the lower level. Don't forget to check out the pond hidden behind the trees on the right side of the lot. Flex/Bonus Room could easily be another Bedroom, making it 4 BRs UPSTAIRS if needed.

2657 146th Avenue NE, Ham Lake

Listing courtesy of RE/MAX Results.

$275,000
ACTIVE Status ⋅ 7099402 MLS
Welcome to Fridays Farm. If you are from the area you will fondly remeber fields of horses, flowers, candy striped barns. Now you can create new memories here. Phase 2 has 5 lots all in the 2-9 acre range. This lot is 8.7 acres on sandy soil with mature trees, an open field and a beach front at the huge pond to the east and south. Open builder so bring your own ideas and builder. Some of the lots have matures trees and 4 lots back up to a wetland area. Come to Ham Lake to find your own private oasis and still be near great ameneties like Coon Lake, Theater, restaurants and only a 40 minute commute to the cities. This premium lot has plenty of mature trees, open field, dramatic views across the pond with beach and a bluff.

1803x Zumbrota St NE, Ham Lake

Listing courtesy of Keller Williams Classic Realty.

$779,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7085280 MLS ⋅ 1,608 SqFt.
Escape the Compromise—Build Your Dream in Ham Lake! Tired of looking at older houses that just don't fit your life? You don’t have to settle for someone else's design choices. You deserve a space built exactly for the way you live today. Imagine coming home to a modern 2-bedroom, 2-bathroom rambler nestled on a 1.61-acre walkout lot on a cul-de-sac. Picture waking up to peaceful, scenic views of your own serene pond. Step inside to an open-concept layout with soaring vaulted ceilings and huge, gorgeous windows that fill every room with natural light. Your massive kitchen island will quickly become the heart of the home, perfect for pancake breakfasts or hosting weekend gatherings. Plus, a huge 4-stall garage means you finally have all the space you need for vehicles, storage, and all the toys. Building with Premier Custom Homes in Kohler Farms gives you the best of both worlds: quiet, nature-filled living with easy city access. Why buy yesterday's house when you can shape tomorrow's memories? Bring Your Vision to Life: What does your perfect home look like? Reach out today to ask how you can customize this layout or build your own plan. Explore the endless possibilities of building new on this amazing lot!

4429 158th Lane NE, Ham Lake

Listing courtesy of Counselor Realty, Inc..

$297,400
ACTIVE Status ⋅ 7002245 MLS
Build with Sharper Homes in Ham Lake's newest and sought after acreage lot development - Kohler Farms! This stunning development offers a mix of wooded and pond front lots tucked away in a quiet setting but close to restaurants, retail, and transit. Your future custom home on this cul-de-sac lot will have private pond views and a backyard large enough for outbuildings, pools, sports courts and more! Sharper Homes offers an exclusive selection of executive lots set in this stunning new acreage development with ponds and wooded areas. Contact us today for a list of the lots we have available. Build one of our plans or have us custom design the home perfect for you! We have off-MLS acreage lots available or we can build on your lot. Seller financing packages are available.

4325 158th Avenue NE, Ham Lake

Listing courtesy of Keller Williams Classic Realty.

$192,400
ACTIVE Status ⋅ 7002232 MLS
Build with Sharper Homes in Ham Lake's newest and sought after acreage lot development - Kohler Farms! This stunning development offers a mix of wooded and pond front lots tucked away in a quiet setting but close to restaurants, retail, and transit. Your future custom home on this lot will have private pond views and a backyard large enough for outbuildings, pools, sports courts and more! Sharper Homes offers an exclusive selection of executive lots set in this stunning new acreage development with ponds and wooded areas. Contact us today for a list of the lots we have available. Build one of our plans or have us custom design the home perfect for you! We have off-MLS acreage lots available or we can build on your lot. Seller financing packages are available.

4403 158th Avenue NE, Ham Lake

Listing courtesy of Keller Williams Classic Realty.

$257,400
ACTIVE Status ⋅ 7002225 MLS
Build with Sharper Homes in Ham Lake's newest and sought after acreage lot development - Kohler Farms! This stunning development offers a mix of wooded and pond front lots tucked away in a quiet setting but close to restaurants, retail, and transit. Your future custom home on this lot will have private pond views and a backyard large enough for outbuildings, pools, sports courts and more! Sharper Homes offers an exclusive selection of executive lots set in this stunning new acreage development with ponds and wooded areas. Contact us today for a list of the lots we have available. Build one of our plans or have us custom design the home perfect for you! We have off-MLS acreage lots available or we can build on your lot. Seller financing packages are available.

15837 Frazier Street NE, Ham Lake

Listing courtesy of Keller Williams Classic Realty.

$247,400
ACTIVE Status ⋅ 7002141 MLS
Build with Sharper Homes in Ham Lake's newest and sought after acreage lot development - Kohler Farms! This stunning development offers a mix of wooded and pond front lots tucked away in a quiet setting but close to restaurants, retail, and transit. Your future custom home on this lot will have private pond views and a backyard large enough for outbuildings, pools, sports courts and more! Sharper Homes offers an exclusive selection of executive lots set in this stunning new acreage development with ponds and wooded areas. Contact us today for a list of the lots we have available. Build one of our plans or have us custom design the home perfect for you! We have off-MLS acreage lots available or we can build on your lot. Seller financing packages are available.

4339 159th Avenue NE, Ham Lake

Listing courtesy of Keller Williams Classic Realty.

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