Howard Lake Homes under $400,000

Welcome to Howard Lake, Minnesota – a picturesque gem nestled in the heart of Wright County. Known for its friendly community and stunning natural landscapes, Howard Lake offers a serene escape while still being conveniently located just a short drive from the bustling Twin Cities. With its charming small-town vibe, this city is perfect for families, retirees, and anyone looking to embrace a peaceful lifestyle surrounded by nature.

One of the standout features of Howard Lake is its vibrant community spirit. The city hosts numerous events throughout the year, including fairs, farmers' markets, and seasonal festivals, providing residents with ample opportunities to connect and create lasting memories. The beautiful Howard Lake itself serves as a focal point for outdoor activities, from fishing and boating in the summer to ice skating and snowmobiling in the winter.

For those considering a move to this delightful area, you'll be pleased to discover a variety of homes available under $400,000. Whether you're searching for a cozy single-family home, a charming bungalow, or a spacious townhome, Howard Lake has something to suit every taste and budget. With a focus on affordability and community, these homes provide an excellent opportunity for first-time buyers and families looking to settle down.

In Howard Lake, you’ll find not just a house, but a place to call home, enriched by the warmth of its residents and the beauty of its surroundings. Explore the possibilities today, and let this wonderful city welcome you with open arms!

Newest Howard Lake Homes under $400,000

$339,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7151864 MLS ⋅ 2,278 SqFt.

Built in 2020, this 3-bedroom, 2-bath home offers a functional layout with all three bedrooms on the main level. The open living area flows into the kitchen and dining space, featuring stainless steel appliances, ample counter space, and a walk-in pantry. An oversized three-stall garage provides plenty of additional space for vehicles and storage. The unfinished lower level is roughed in for a future bathroom and offers plenty of room for additional living space, storage, or both. Comfortable main-level living with plenty of opportunity to make the additional space your own.

2161 Maple Street SW, Howard Lake

Listing courtesy of Minnesota Real Estate Advisors.

$320,000

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7150053 MLS ⋅ 3,268 SqFt.

Peaceful views, spacious living, and a fantastic outdoor space! This Howard Lake home features a large kitchen with abundant cabinetry and center island, an open living area, spacious bedrooms, and a bright room with a fireplace and expansive windows overlooking the surrounding landscape. The finished lower level offers a large recreation room, stone fireplace, and built-in cabinetry. Outside, enjoy an expansive deck with beautiful pond and wetland views. The attached garage provides plenty of room for vehicles and storage. A great opportunity to enjoy comfortable living in a peaceful setting!

295 Orchard Court, Howard Lake

Listing courtesy of Kris Lindahl Real Estate.

$345,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7145219 MLS ⋅ 1,461 SqFt.

Welcome home to this almost brand-new home, just 1.5 years old, offering modern finishes, thoughtful updates, and a peaceful setting at the end of a no-through street! Featuring 4 bedrooms, including 3 bedrooms conveniently located on one level, this home offers a functional layout with plenty of room to grow. The spacious primary suite includes a private ¾ bath and walk-in closet with custom shelving. The sellers have recently added a fourth bedroom in the lower level, providing even more flexibility for guests, an office, or additional living space. The kitchen features under-cabinet lighting, quartz countertops, stainless steel appliances - while the bathrooms are finished with stylish glass shower doors. Enjoy the walkout lower level leading to a paver patio and take in the views from the backyard, where a walking path and open farm fields create a beautiful backdrop. The established lawn has been professionally maintained and fertilized, making it easy to enjoy the outdoors without the work of starting from scratch. Easily add an additional bathroom in the lower level. Electrical rough-in has been completed. With the feel of new construction, desirable updates already completed and a peaceful location at the end of the street, this home is ready for its next owner to simply move in and enjoy!

133 Terning Way, Howard Lake

Listing courtesy of Keller Williams Integrity NW.

$374,900

ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 7128383 MLS ⋅ 1,539 SqFt.

This one-of-a-kind log home directly across the street from Howard Lake gives you the feel of being in the Northwoods while only being a one-hour drive from the Twin Cities. The attention to detail both inside and out is hard to miss. Floor-to-ceiling windows in the main living space offer sweeping views of the lake, while the custom kitchen features a handmade live-edge center island. Head up the log-cut stairs to the loft, which serves as a perfect bunk room, or step out onto the deck with a cup of coffee and a good book to take in the water views. Just across the road, walk out onto your dock and get ready for a day on the water filled with fishing and boating. Located right in the heart of Howard Lake, you're just minutes from Lions Park swimming beach, public boat launches, Central Park's splash pad and pickleball courts, and popular local dining spots like Trouble's Restaurant & Bar. Outdoor enthusiasts will also love the quick drive to the Wright County Fairgrounds, nearby LuceLine Orchard, and local golf courses, all while enjoying effortless commuting along US-12. Whether you are looking for a year-round home or a weekend retreat, this is the one! Schedule your tour today!

5962 County Road 7 SW, Howard Lake

Listing courtesy of Keller Williams Integrity NW.

$324,999

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7102280 MLS ⋅ 1,692 SqFt.

Discover the perfect blend of privacy, space, and convenience in this 4-bedroom, 2-bath home nestled on a peaceful ½-acre lot in a quiet neighborhood of just 12 homes. Enjoy the feeling of country living while being only minutes from town. This home has been thoughtfully maintained with numerous recent improvements, including new siding, fascia, gutters with guard, new garage service doors, and a new reverse osmosis drinking water system at the kitchen sink. One of this property’s most unique features is the beautiful setting. The backyard backs up to protected Minnesota DNR land, providing privacy and tranquil views that will likely never be built on. Relax on the cedar deck and take in scenic lake views—without the expense of lakefront taxes. The heated attached garage and additional third-stall garage provide plenty of room for vehicles, toys, hobbies, or extra storage. A brand-new garage heater has just been installed for year-round comfort. If you’re looking for peaceful surroundings, mature trees, beautiful views, and a property that offers both privacy and convenience, this home is a must-see.

5590 Jeffery Avenue SW, Howard Lake

Listing courtesy of Coldwell Banker Realty - Southwest Regional.

$349,900

ACTIVE Status ⋅ 1 Beds ⋅ 2 Baths ⋅ 7061105 MLS ⋅ 1,584 SqFt.

Experience the perfect blend of comfort and lakeside serenity in this impeccably maintained side-by-side townhome situated on the shores of Howard Lake. This home offers a lifestyle of ease with comprehensive association-provided maintenance and shared amenities, including access to a shared dock for summer recreation. The interior features gorgeous natural woodwork throughout, adding warmth and character to the functional one-bedroom, two-bathroom layout. Enjoy picturesque lake views from the main level, the private deck, and the walkout patio, or retreat to the spacious lower-level family room anchored by a cozy gas fireplace. Completing the property is a double-deep garage that provides ample space for vehicles and additional storage. This property’s low-maintenance lifestyle and prime lakeside location also make it an excellent opportunity for use as a rental property.

5538 County Road 6 SW, Howard Lake

Listing courtesy of Keller Williams Integrity NW.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.