Montevideo Homes under $400,000

Welcome to the charming city of Montevideo, nestled in the heart of Chippewa County, Minnesota. This vibrant community is known for its rich history, friendly atmosphere, and picturesque landscapes. With a population of just over 5,500, Montevideo offers a small-town feel while still providing access to essential amenities and services, making it an ideal place for families, retirees, and young professionals alike.

Montevideo boasts a variety of recreational opportunities, from the scenic trails along the Chippewa River to the expansive parks that invite outdoor enthusiasts to explore. The city is also home to a thriving arts scene, with local events and festivals that celebrate the culture and creativity of its residents. The historic downtown area features charming shops, delightful eateries, and a welcoming community spirit that makes every visit a pleasure.

For those looking to settle down in this delightful city, there are fantastic homes available for under $400,000. Whether you’re searching for a cozy starter home, a spacious family residence, or a charming bungalow, Montevideo’s real estate market offers diverse options that cater to various lifestyles and budgets. With affordable housing and a strong sense of community, Montevideo is an excellent choice for anyone seeking a place to call home.

Come and discover the beauty and warmth of Montevideo, where your dream home awaits amidst a backdrop of natural beauty and community charm. Explore the possibilities today, and let this enchanting city welcome you with open arms!

Newest Montevideo Homes under $400,000

$85,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7157016 MLS ⋅ 1,400 SqFt.

This fixer-upper is ready for someone with a vision to bring it back to life. Inside, high ceilings add character and make the home feel spacious, while the layout offers plenty of potential for updates and personalization. A detached one-car garage provides additional storage and off-street parking. Whether you're an investor looking for your next project or a buyer ready to build some sweat equity, this affordable property is a great opportunity to make it your own. Bring your ideas and see the possibilities!

622 S 9th Street, Montevideo

Listing courtesy of Real Broker, LLC.

$165,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7156987 MLS ⋅ 851 SqFt.

Looking for a move-in-ready home!? This 3-bedroom home has been updated with all-new flooring, cabinets, countertops, appliances, sinks, and lighting. With a full kitchen and bathroom remodel, this house truly feels updated, fresh, and ready for you to call it yours. Newer windows and doors. All the way down to the new door handles! Outside, you have a detached oversized single-stall garage, as well as a 12x10 storage shed with a ramp and overhead door. If you are looking for a single-story, cozy home, you must check this one out!

620 S 10th Street, Montevideo

Listing courtesy of Weichert REALTORS Tower Properties.

$245,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7155532 MLS ⋅ 2,168 SqFt.

Welcome to Orchard Circle, where rustic curb appeal meets fresh, modern comfort. This inviting one-story ranch offers more than 2,200 square feet of finished living space, with a flexible layout designed for everyday living, entertaining, and relaxing. The spacious living room is anchored by a striking stone-clad wood-burning fireplace and flows seamlessly into the dining area, where a patio door opens to the deck. The updated kitchen features coordinating stainless-steel appliances, ample cabinetry, and a warm, welcoming feel. The main level also includes three bedrooms and a generously sized, updated full bathroom. Downstairs, you’ll find a comfortable family room, two nonconforming bedrooms, a three-quarter bathroom, and a large laundry and utility area with excellent storage. Modern flooring, paint, lighting, and doors give the home a move-in-ready finish throughout. Recent improvements include new asphalt shingles in 2026, a newer central air-conditioning unit, and appliances replaced within the past three years. The insulated, heated two-car attached garage adds year-round convenience, while extra concrete driveway parking provides space for additional vehicles or outdoor gear. Out back, enjoy a private, tranquil setting that is perfect for grilling, gathering, or unwinding. Conveniently located just blocks from the middle school, high school, several churches, and the new VA facility, this home brings comfort and convenience together. Schedule your showing today!

112 Orchard Circle, Montevideo

Listing courtesy of Weichert REALTORS Tower Properties.

$149,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7155567 MLS ⋅ 1,310 SqFt.

Situated on a large corner lot, this American Four-Square Home which has recently received a beautiful renovation on its exterior with new siding, new shingles, as well as several important operational updates. A new electrical circuit breaker panel has been installed, and a new natural gas furnace installed. The home's main floor is ideal for those large gatherings with its formal dining area adjoined by the living room. The spacious kitchen allows for multitasking and separation between cooking and conversing. Off the back is a 1/2 bath for convenience and main floor laundry. The upper level has 4 bedrooms and a full bathroom. The updates to the home make this a practical move! Call today for a showing.

590 Gravel Road, Montevideo

Listing courtesy of Weichert REALTORS Tower Properties.

$212,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154509 MLS ⋅ 1,472 SqFt.

Hello Beautiful! Open the door and discover the breathtaking beauty of this newly remodeled 3 bedroom/2 bath home with luxurious modern amenities! From the attached 2-car garage, to the beautiful covered front entrance, and foyer with built-in coat cubby, this adorable townhome draws you in with its incredible modern amenities - including: Brand New Custom Designed Kitchen with antique white cabinetry, gorgeous granite countertops, a lovely center island with the granite top, under cabinet storage and plenty of space for seating. Stainless Steel Appliances include a Double Oven Stove, Microwave, Refrigerator, Dishwasher, plus a Lighted Beverage/Wine Fridge too! Enjoy a Coffee Bar? - Here you Are! The beautiful drop-in double sink and prima rectangular chandelier show the joy of entertaining in this kitchen! The large living room offers new vinyl plank flooring, updated lighting, window treatments and a beautiful fresh coat of soft blue paint. The main floor also offers a pantry closet, stackable laundry, newly updated 1/2 bath, and utility room with new tankless water heater. Three beautiful bedrooms and a full bath encompass an elegance of romance that include vaulted ceilings, large windows for natural light, and updated lighting and flooring that capture your "soft place" to land! The sliding glass door leads outside to enjoy the walkout patio and large back yard. With a brand new roof installed in 2023, the cedar siding, central air conditioning and forced air furnace, you can enjoy this lovely townhome for years to come! Schedule your tour today! *For a fair asking price, sellers are willing to include some furniture items with the property. **There is an annual fee of $100 for the maintenance/snow removal, and all Cedar Lane home owners receive a CC&R as part of the TH Association.

304 Cedar Lane, Montevideo

Listing courtesy of Hughes Real Estate and Auction.

$39,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7153414 MLS ⋅ 1,080 SqFt.

Opportunity awaits with this 3-bedroom home offering plenty of space and potential for the right buyer. The main level features a large kitchen, formal dining room, and welcoming front porch, while all three bedrooms and the full bath are located on the upper level. A deck provides additional outdoor space, and the property includes a one-car garage. Located in a small-town setting, this property presents an opportunity for a complete renovation or a fresh start with a new vision for the site. With its traditional floor plan, generous kitchen, and established residential setting, there is plenty of potential for a buyer ready to take on a substantial project and create value.

411 N 5th Street, Montevideo

Listing courtesy of Gallery of Homes.

$249,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7149910 MLS ⋅ 1,904 SqFt.

This beautifully maintained property features a custom kitchen by Tony Olson, just over a year old, showcasing top-of-the-line Quartz countertops and quality craftsmanship throughout. The home includes solid Knotty Alder doors, excellent storage options—including under-stair storage—and a large upper-level pantry with optional washer/dryer hookups for added convenience. The upper level offers a comfortable layout with the 2nd bedroom currently used as a den, complete with direct access to the backyard deck. The tiled full bath on the upper level features Jack-and-Jill access to the main bedroom. The lower level includes a tiled 3/4 bathroom, additional living space, and more storage. Mechanical updates include a 7-year-old furnace and central air system. Most furnishings can be negotiated, including the couch and loveseat, which carry an additional 3-year warranty. A well-cared-for home in a peaceful setting—this one offers comfort, quality, and thoughtful updates throughout.

1202 Oak Drive, Montevideo

Listing courtesy of Kuhlmann Real Estate, Inc..

$330,000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7148377 MLS ⋅ 2,779 SqFt.

Absolutely beautifully maintained historic 2 story home on 4.5 acres. The pictures speak for themselves but you must see this beauty in person. We believe this to be a Sears kit home from the early 1900s complete with the Mansard roof. This home was lifted in 2000 and a new block full basement was installed along with all updated plumbing, electrical, drywall, windows and doors. Please see notes in photos for more detailed info on updates. Bring your horses or other livestock as this property has been fitted with a paddock fenced area and two stall barn. Welcome to country living at its finest. Move right in and enjoy! Broadband has been brought up to home . Home has a new whole home automatic backup generator.

4060 50th Avenue NW, Montevideo

Listing courtesy of eXp Realty.

$249,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7144003 MLS ⋅ 2,080 SqFt.

Welcome to your new home on a quiet Cul de sac close to schools. A living room on the main floor and a spacious family room on the lower level. 3 bedrooms and a full bath on the upper level and one more bedroom and bathroom on the lower level make this a great family home. Go out to your fenced in backyard and enjoy the deck. New shingles in 2023 and a newer air conditioner. Call for a showing today!!

308 Linda Lane, Montevideo

Listing courtesy of 1st Minnesota Realty, Inc..

$162,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7145278 MLS ⋅ 1,172 SqFt.

This beautiful home has been restored back to its original character! From the trim to the blonde maple floors, this 3-bedroom, 1-bath could be yours to call home! The kitchen and bathroom have been fully remodeled, along with the open but covered front and back porches. The porches allow you to relax and enjoy time outside, as well as a large-screen house! New Shingles this year on the house, screen house, and garage.

717 S 9th Street, Montevideo

Listing courtesy of Weichert REALTORS Tower Properties.

$198,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7145162 MLS ⋅ 1,144 SqFt.

Up to $77,000 available in financial assistance to qualified Buyers! This patio home has a lot to offer, with all your living needs conveniently located on one level! Featuring 1,144 finished square feet and three bedrooms, this home is waiting for its new owner. Step inside to an open concept living room and kitchen highlighted by vaulted ceilings and plenty of natural light from the surrounding windows. The kitchen features white cabinetry, a full appliance package including refrigerator, range, microwave, and dishwasher, and a layout that flows right into the living space, making it easy to entertain or just relax. Down the hall you'll find three bedrooms, each with closet storage, along with a full bath featuring a granite-top vanity and tub/shower combo. A main-floor laundry and mechanical room rounds out the one-level layout, so there's no need to worry about stairs. Outside, a covered front porch welcomes you home, and French doors off the back lead out to a patio connecting to a large detached 2 stall garage, offering a ton of extra storage and parking. The low-maintenance vinyl siding and spacious, tree-lined lot add even more to like about this one.

719 22nd Street S, Montevideo

Listing courtesy of Central MN Realty LLC.

$189,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7142059 MLS ⋅ 1,960 SqFt.

Welcome to this polished 2-bedroom, 2-bath one-story rambler, thoughtfully set on a private corner lot with generous outdoor space. A large fenced yard, updated patio, and welcoming open porch create inviting areas for entertaining, relaxing, pets, and morning coffee. Inside, an arched entry with coat closet opens to a comfortable living room anchored by a brick gas fireplace. The main level features newer flooring throughout the living, dining, and kitchen areas, along with updated stainless steel appliances, refreshed cabinetry, two well-appointed bedrooms, and an updated full bath. The bedrooms include spacious built-ins for added function and style. The lower level expands the living space with an open billiard and family room area, a bonus storage room, and a rustic three-quarter bath with tiled shower. Efficient boiler heat pairs with desirable central air conditioning for year-round comfort.

604 N 7th Street, Montevideo

Listing courtesy of Weichert REALTORS Tower Properties.

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