Moorhead Homes under $400,000

Welcome to Moorhead, Minnesota – a vibrant city that perfectly blends small-town charm with urban amenities. Nestled in Clay County and just across the river from Fargo, North Dakota, Moorhead is a thriving community known for its rich history, diverse culture, and welcoming spirit. With a population of around 42,000 residents, Moorhead offers a friendly atmosphere where neighbors become friends, and families find a place to call home.

One of the standout features of Moorhead is its affordability in the housing market. For those searching for homes under $400,000, this city presents a fantastic opportunity. Whether you're a first-time homebuyer, looking to downsize, or seeking a family-friendly environment, you'll find a variety of options that cater to your needs. From charming single-family homes with spacious yards to modern townhouses, Moorhead's real estate market is diverse and inviting.

Living in Moorhead means enjoying an array of local parks, recreational activities, and community events throughout the year. The city boasts excellent schools, making it a perfect place for families. Additionally, Moorhead's proximity to Fargo provides residents with access to a larger metropolitan area while still enjoying the tranquility of suburban life.

With its affordable housing options and a strong sense of community, Moorhead is not just a place to live; it's a place to thrive. Explore the possibilities today and discover why so many are choosing to call Moorhead home!

Newest Moorhead Homes under $400,000

$259,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7152810 MLS ⋅ 1,872 SqFt.

Welcome to this inviting south Moorhead home featuring 4 bedrooms, 2 updated bathrooms, and a remodeled kitchen. The charming front porch with columns creates a welcoming first impression, while the spacious layout offers comfortable living throughout. Enjoy the convenience of a 2-stall attached garage with a walk-down to the utility room, plus a large driveway with updated concrete and an additional poured slab alongside the garage for extra parking, storage, or recreational use. Step outside to the wood deck overlooking the fenced backyard—an ideal space for relaxing, entertaining, or enjoying the outdoors. With thoughtful updates, functional spaces, and great outdoor amenities, this home offers a wonderful combination of comfort and convenience in south Moorhead.

2028 16th Street S, Moorhead

Listing courtesy of Park Co., REALTORS®.

$239,900

COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7153721 MLS ⋅ 1,257 SqFt.

Step inside and be impressed by this fully remodeled 3-bedroom, 1.5-bath, 1.5-story home offering bright and inviting living spaces. Enjoy peace of mind with numerous updates throughout, including new kitchen cabinets, appliances, flooring, trim, doors, windows and more! Outside, you’ll find new vinyl siding on the garage, metal siding on the house, a spacious backyard surrounded by mature trees, and an oversized 20x28 detached garage with a new roof. With low specials and truly move-in-ready appeal, this home is a fantastic find. Don’t miss your chance, schedule a showing today!

631 11th Street N, Moorhead

Listing courtesy of eXp Realty (3240 WF).

$279,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7154682 MLS ⋅ 2,012 SqFt.

Big updates. Room to spread out. A location close to recreation. Welcome to 510 Birch Lane! This 4-bedroom, 2-bath Moorhead home brings together extensive improvements and convenient proximity to Moorhead High School, Morningside Park, and the Cullen Hockey Center. Featuring approximately 1,056 square feet on the main level plus an additional 1,056 square feet in the basement, this home offers space to make your own. Four bedrooms provide flexibility for sleeping space, guests, a home office, or hobbies. Updated bathrooms, fresh paint throughout, and flooring updates throughout much of the home create a refreshed interior. Vinyl plank flooring in the basement adds a finished look and an easy-to-maintain surface. The list of improvements goes well beyond cosmetic touches. A new roof installed in September 2026, all updated windows and window coverings, siding replaced approximately four years ago, and a new concrete driveway installed in 2025 highlight the substantial work already completed. These are updates worth noticing—and appreciating—when choosing your next home. The kitchen features an updated refrigerator, range, dishwasher, and microwave, ready for everyday meals and weekend gatherings. Together with the bathroom, paint, and flooring improvements, these updates add comfort and convenience throughout the home. Enjoy having Morningside Park nearby, with playground equipment, a basketball court, picnic tables, a shelter, and seasonal skating amenities. Moorhead High School and the Cullen Hockey Center are also close by, adding convenient access to school events, hockey, and local recreation. From the recently installed roof to the updated windows, appliances, bathrooms, flooring, paint, siding, and driveway, this home offers a compelling combination of space, improvements, and location. Come see it in person and picture your next chapter at 510 Birch Lane. Schedule your showing today!

510 Birch Lane, Moorhead

Listing courtesy of RE/MAX Legacy Realty.

$183,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7154340 MLS ⋅ 1,072 SqFt.

Opportunity is knocking! Located right across from beautiful Hansmann Park, this 3-bedroom, 1-bath home is packed with potential. Whether you're looking for your next flip, a fixer-upper project, or an affordable place to call home, this property is ready for your vision. Enjoy a spacious backyard, quiet neighborhood setting, and plenty of privacy. Bring your ideas, tools, and creativity to transform this hidden gem into something special. Sold AS-IS.

1323 12th Avenue N, Moorhead

Listing courtesy of RE/MAX Advantage Plus.

$349,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7153961 MLS ⋅ 1,646 SqFt.

NEW DECK, SOD & SPRINKLER SYSTEM! Welcome to Prairie Parkway, Moorhead’s newest development! The Jackson floor plan offers 3 bedrooms, 3 bathrooms, and modern style with a layout designed for comfortable everyday living. Enjoy the added value of a 12x12 green treat deck with stairs, along with final grading, sod, and a sprinkler system already included. With these outdoor features taken care of, you can spend more time enjoying your new home and everything it has to offer. This is a great opportunity to make Prairie Parkway home!

2522 38th Avenue S, Moorhead

Listing courtesy of REAL (405 FGO).

$344,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7153338 MLS ⋅ 1,646 SqFt.

New Construction!! 3 bedroom/3 bathroom Jackson plan by Jordahl Custom Homes. Main level has kitchen with island, dining area and living room. Upper level has master bedroom suite with WIC, a second bedroom and full bathroom. Lower level has family room, a bedroom, bathroom and laundry room. Two stall garage completes the new home.

2463 43rd Avenue S, Moorhead

Listing courtesy of RE/MAX Realty 1.

$169,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7153519 MLS ⋅ 936 SqFt.

Cute and full of charm, this 1½-story home offers three bedrooms in South Moorhead. Move-in ready, it features updated vinyl siding, windows, flooring, and bathroom. Plus a detached two-stall garage. A welcoming home with updates already in place—come see all it has to offer!

311 15th Street S, Moorhead

Listing courtesy of Park Co., REALTORS®.

$316,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7152708 MLS ⋅ 2,032 SqFt.

You will love this 4 bed, 2 bath, move in ready home. Let's jump right to a couple updates! The shingles are only 2 years old, the hard surface flooring is new upstairs + the entry way & stairs, the W/D is like new & sellers had some fresh siding repairs completed. The entry way is spacious, there is plenty of natural light, the main living space is open & inviting, love the Hollywood bath + nice sized bedrooms. A bonus, there is a flex space off the lower-level living room that you can use however you'd like! We can't wait for you to see it.

4410 16 Street S, Moorhead

Listing courtesy of RE/MAX Legacy Realty.

$287,500

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7152638 MLS ⋅ 1,856 SqFt.

Welcome home to this well-maintained 4 bed, 2 bath home in the heart of Moorhead! Featuring numerous updates throughout the interior, this home offers a fresh, move-in-ready feel with plenty of space to spread out. The main level provides comfortable living areas, while four bedrooms offer flexibility for family, guests, or a home office. Outside, enjoy a spacious 0.27-acre lot with a fully fenced backyard—perfect for pets, entertaining, gardening, or simply relaxing. The exterior has also been refreshed with freshly painted siding, adding to the home’s great curb appeal. With a 2-stall garage and a convenient Moorhead location close to schools, parks, shopping, dining, and other amenities, this is one you won’t want to miss!

3503 13th Street S, Moorhead

Listing courtesy of REAL (3540 FGO).

$259,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7150587 MLS ⋅ 1,307 SqFt.

Welcome to Unit 508 — A Home Defined by Quality, Comfort & Craftsmanship. Step inside this beautifully updated condominium and immediately feel the difference. Every improvement — from the full Wendt Construction remodel to the 2026 bathroom rebuilds — reflects a commitment to quality and long-term durability. This is a home designed for modern living, effortless entertaining, and peace of mind. The open-concept kitchen and dining area features custom cabinetry, granite countertops, Bosch appliances, under-cabinet lighting, and thoughtful touches like rollout pantries and pre-plumbing for a built-in Miele espresso machine. The living spaces are warm and inviting, with engineered hardwood flooring, solid-core doors, and custom closet solutions. Both bathrooms were completely or substantially rebuilt in 2026 with premium materials: epoxy grout, Kohler cast-iron tub, European-style fixtures, custom vanities, quartz countertops, and ultra-quiet Panasonic Whisper Choice fans. Smart-home upgrades, new appliances, Rusco windows, custom blinds, fresh paint, and coordinated lighting complete the picture — making Unit 508 a truly move-in-ready home with exceptional value and beautiful views!.

105 3rd Street N Unit 508, Moorhead

Listing courtesy of Park Co., REALTORS®.

$299,900

ACTIVE Status ⋅ 6 Beds ⋅ 3 Baths ⋅ 7151647 MLS ⋅ 2,240 SqFt.

Welcome to 415 3rd Ave S in Moorhead! If you’re looking for a home with plenty of space, flexibility, and an impressive list of recent updates, this property has a lot to offer. Featuring 6 bedrooms and 3 bathrooms, there is plenty of room to spread out and make the space your own. The home has seen extensive improvements, including new flooring throughout, fresh interior paint, new carpet in all carpeted areas, and a new mini-split system for added comfort. Most of the windows have also been replaced, and the main-floor kitchen features brand-new stainless steel appliances. Major exterior improvements have been completed as well. The roofs on both the home and garage were replaced this spring. Outside, you'll find a fully fenced backyard along with a 2-stall detached garage that is heated and insulated and features brand-new garage doors. One of the most unique features of this property is its versatility. Enjoy the space as a large single-family home, or explore the opportunity to utilize the property as a 2–3 unit property, offering potential rental income, or an investment opportunity. Buyers should verify permitted use, zoning, licensing, and unit configuration with the City of Moorhead. With 6 bedrooms, 3 bathrooms, extensive updates, newer windows, new roofs, a heated and insulated garage, and a fully fenced backyard, 415 3rd Ave S offers a combination of space and flexibility that can be hard to find. Schedule your showing today and come see all the possibilities this property has to offer!

415 3rd Avenue S, Moorhead

Listing courtesy of KW Inspire Realty Keller Williams.

$264,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7149015 MLS ⋅ 1,755 SqFt.

Does your growing family need more space? This 4 bedroom, 2 full bathroom home in South Moorhead is ready for you! 4 bedrooms, with 2 on each level, and a full bathroom both upstairs and downstairs provide wonderfully flexible space to use how you want. Located on a quiet culdesac near the Village Green golf course, this home sits in a fantastic location with access to the interstate to get anywhere you need with ease. The deck and fully fenced back yard are a fantastic addition to entertain and let the kids and pets run around with wonderful peace of mind. A brand new roof, fresh paint everywhere, and caring homeowner make this a great place to call home. See you soon!

2909 29th Avenue Circle S, Moorhead

Listing courtesy of REAL (216 FGO).

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