Osceola Homes under $400,000

Welcome to Osceola, Wisconsin—a charming village nestled in the heart of Polk County, where the beauty of nature meets the warmth of a close-knit community. With its picturesque landscapes, Osceola offers a delightful blend of small-town charm and modern conveniences, making it an ideal place to call home.

Osceola is renowned for its stunning outdoor recreational opportunities. The village is surrounded by lush forests, serene lakes, and winding rivers, perfect for hiking, fishing, and boating enthusiasts. The nearby St. Croix River provides a scenic backdrop for summer picnics and winter sports alike, ensuring that residents can enjoy the beauty of all four seasons.

For families and individuals looking for a home in this idyllic setting, Osceola offers a variety of options under $400,000. Whether you’re searching for a cozy single-family home, a charming cottage, or a spacious townhome, the real estate market here provides an array of choices to suit your lifestyle and budget. Many homes feature modern amenities, beautiful yards, and easy access to local parks and schools, making them perfect for both first-time buyers and those looking to downsize.

Osceola’s vibrant community spirit is palpable, with local events, farmers' markets, and festivals that bring residents together. With its friendly atmosphere and rich history, Osceola is not just a place to live; it’s a place to thrive. Come discover your dream home in this enchanting village, where every day feels like a breath of fresh air!

Newest Osceola Homes under $400,000

$329,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7147324 MLS ⋅ 1,490 SqFt.

Brand new one level living model home! This newly built home is designed for comfort, style, and everyday convenience. Thoughtfully finished throughout, this home features upgraded finishes and standout features you'll love from day one. Highlights & features include a modern kitchen with granite kitchen countertops, custom kitchen appliances and designed for both daily living and entertaining. This home has beautiful bathrooms with granite vanities that are stylish and move in ready. This home is turnkey outdoor living with a fully sodded yard with an irrigation system that will maintain your landscaping. Offering a unique one level living floor plan that is functional with the master bedroom in the back of the home with two additional bedrooms in the front of the home.

1001 Essex Drive, Osceola

Listing courtesy of RE/MAX Results.

$294,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7147227 MLS ⋅ 1,188 SqFt.

Brand new and designed to impress three bedroom two bath home delivers the perfect blend of comfort, style and curb appeal. Nestled on a quiet cul-de-sac lot, this home offers the privacy and peaceful setting buyers want. Inside, the open concept layout creates a bright, welcoming flow from the living area to the kitchen, where granite countertops and vanities elevate every surface with durability and modern elegance. Whether it's weeknight dinners or weekend entertaining, the space is built to make life easy and beautiful. Step outside and you'll find a fully sodded yard already lush and green, complete with a full irrigation system to keep it picture perfect all season long. It's the kind of outdoor space that feels finished from day one- no waiting, no hassle.

1020 Essex Drive, Osceola

Listing courtesy of RE/MAX Results.

$309,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7147199 MLS ⋅ 1,567 SqFt.

Discover the perfect blend of style, comfort and convenience in this beautiful four bedroom, three bath home. Enjoy a spacious kitchen featuring elegant granite countertops, matching granite vanities, and stylish slate-colored kitchen appliances. Step outside to a beautifully finished yard with full sod and irrigation system, making it easy to maintain a lush inviting landscape year round. With thoughtful finishes throughout and plenty of space for family and entertaining, this home is designed to impress from the moment you walk through the door.

1041 Essex Drive, Osceola

Listing courtesy of RE/MAX Results.

$199,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7146650 MLS ⋅ 993 SqFt.

Move-in ready and full of charm! This compact 1.5-story home offers 2+ bedrooms and a comfortable, easy-to-maintain layout. Hardwood floors add warmth and character throughout, while the galley-style kitchen makes great use of the space. Many of the windows have been updated, bringing in plenty of natural light. Outside, enjoy a nice lot with mature trees providing shade and a pleasant setting. The 1.5-car garage offers room for parking along with additional storage. Conveniently located within walking distance of Osceola schools and close to town amenities. Whether you're looking for your first home, downsizing, or simply want an affordable, move-in ready option, this home is ready for its next owner!

303 8th Avenue, Osceola

Listing courtesy of Century 21 Affiliated.

$200,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7146143 MLS ⋅ 1,193 SqFt.

Consider the potential of this property nestled on a .5-acre lot near Big Lake and Wind Lake! Located in Polk County, WI, Big Lake is a 245-acre lake known for fishing, recreation and relaxing days on the water, with fish including panfish, largemouth bass, northern pike and walleye. This home offers one bedroom on the main level, while the living room features a pellet stove for cozy supplemental heat. Main floor laundry and an open dining/living room space. Upstairs, the loft-style layout provides additional rooms and possibilities. One upper-level room has been updated with insulation and sheetrock, while the other retains its original construction—ready for your vision and finishing touches. The bathroom features a newer tub and attractive tile backsplash. Outside, the 26x25 garage provides plenty of room for vehicles, recreational toys and storage. Bring your ideas and add your own updates to create a comfortable full-time residence, or weekend retreat. With a peaceful setting and close proximity to area lakes and outdoor recreation, this property offers an opportunity to create your own vision.

1866 60th Avenue, Osceola

Listing courtesy of Edina Realty, Inc..

$400,000

ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 7124767 MLS ⋅ 2,897 SqFt.

ROOM TO LIVE. SPACE TO GROW. A HOME YOU’LL LOVE TO COME HOME TO! This spacious 5-bedroom, 3-bath 4-level split delivers the flexibility buyers crave with thoughtful updates and inviting spaces throughout. Three bedrooms on one level include a private primary suite with its own 3/4 bath! Step inside to a bright, welcoming living room featuring vaulted ceilings, newer Andersen windows and a cozy corner gas fireplace—the perfect spot to relax. The large kitchen is ready for everything from quick breakfasts to holiday gatherings, with abundant cabinetry, pantry storage and newer LG stainless-steel appliances. New carpet adds warmth and a fresh, move-in-ready feel. The lower-level family room is made for gathering, featuring a three-sided fireplace and walk-out to the garage. Step outside from the dining room onto your private backyard retreat, where a brand-new concrete patio and new vinyl privacy fence create the perfect setting for summer evenings, entertaining or simply enjoying a little peace and quiet. The 12x12 garden shed provides plenty of room for bikes, tools, toys and all the extras. Plus, enjoy the convenience of a brand-new concrete garage apron and a location that puts you close to downtown Osceola, local shops, dining and the area's picturesque attractions. Five bedrooms. Three baths. Multiple living spaces. Great updates. Private outdoor space. And a location you'll love. This is the one you've been waiting for—come see it and fall in love!

409 Smith Avenue, Osceola

Listing courtesy of Kris Lindahl Real Estate.

$335,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7142375 MLS ⋅ 1,875 SqFt.

Professional photos coming Sept 15 or 16th! Welcome to 1230 Kimball Ave in Osceola! This spacious 3-bedroom, 2-bathroom home offers 1,875 square feet of comfortable living space with an open-concept layout and oversized bedrooms. The lower level features a large, private owner’s suite, providing a comfortable retreat. Enjoy a large front entry with a covered walkway leading to the front door, plus an oversized 3-stall garage offering plenty of space for vehicles, storage, and more. The kitchen features stainless steel appliances and opens nicely to the main living area. A great combination of space, comfort, and functionality in a convenient Osceola location!

1230 Kimball Avenue, Osceola

Listing courtesy of Realty ONE Group SIMPLIFIED.

$300,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7134630 MLS ⋅ 1,185 SqFt.

421 Staples Road, Osceola

Listing courtesy of Keller Williams Premier Realty.

$374,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7130299 MLS ⋅ 1,885 SqFt.

Welcome to the countryside! This 3 acre property has so much to offer with immaculate 30x86 pole building with concrete floor, two heated portions and cold storage in the back, loafing shed and large 8x30 chicken coop that was also used for goats. The home features 3 bedrooms, 3 baths and plenty of space with 2 living room spaces, separate dinning area and spacious kitchen with an island. The primary bedroom has a private bath with separate tub & shower with a large walk-in closet. The back of the home has a spacious partially covered deck for relaxing and grilling even in the rain. The pole building/garage is an ideal space for parking, workshop and storage while the other buildings offer much opportunity for animals or additional storage & work space. Come make this unique property your own!

641 240th Street, Osceola

Listing courtesy of Keller Williams Premier Realty.

$275,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7123657 MLS ⋅ 1,314 SqFt.

Welcome to this well-maintained one-level townhome featuring 2 bedrooms, 2 bathrooms, and a bright, easy-living layout. The main living area offers comfortable flow between the kitchen, dining, and living spaces, making everyday routines simple and enjoyable. A standout feature of this home is the sunroom, filled with natural light and perfect for relaxing, reading, or enjoying morning coffee year-round. Both bedrooms are generously sized, and the two bathrooms provide convenience for guests and daily living. The attached 2-car garage offers secure parking and additional storage. With low-maintenance exterior care and true single-level living, this townhome is ideal for those seeking comfort and simplicity. Windows were replaces in 2023 and new stove in 2024, new fridge in 2025.

137 Belmont Street, Osceola

Listing courtesy of Edina Realty, Inc..

$359,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7113140 MLS ⋅ 1,494 SqFt.

NEW PRICE! Now offered at $359,900! Welcome to 381 Mill Street in Osceola’s desirable Gateway Meadows community. This move-in-ready 4-bedroom, 3-bath new construction home combines modern finishes, thoughtful upgrades, a 3-car garage, and NO HOA—all approximately 45 minutes from the Twin Cities. The open-concept main level features luxury vinyl plank flooring, an electric fireplace with TV mount, and a beautiful kitchen with ceiling-height cabinetry, quartz countertops, and a complete stainless steel appliance package. A versatile main-floor 4th bedroom is perfect for guests, a home office, or flex space, with a nearby ¾ bath featuring a tiled shower. Upstairs you'll find 3 additional bedrooms, including a spacious owner’s suite with private bath and walk-in closet, plus the convenience of second-floor laundry. Quality and efficiency continue with a high-efficiency tankless water heater, in-floor radiant heat tubing already installed in the concrete slab for future connection, insulated garage walls, professionally installed gutters, security cameras, and a low-maintenance concrete driveway. The attached 3-car garage provides excellent space for vehicles, storage, toys, or hobbies. Outside, the large backyard offers plenty of room for entertaining, pets, gardening, play space, or creating your own outdoor retreat. Additional landscaping can be completed with the buyer’s vision in mind at an additional cost. Enjoy nearby historic downtown Osceola, parks, trails, Interstate State Park, shopping, dining, and everyday conveniences. NEW CONSTRUCTION. NO HOA. 3-CAR GARAGE. 4 BEDROOMS. NOW $359,900! Why settle for someone else's updates when you can start fresh? Don't just scroll past this one—come see what your money buys at 381 Mill Street. Schedule your private showing today!

381 Mill Street, Osceola

Listing courtesy of National Realty Guild.

$379,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7114465 MLS ⋅ 1,478 SqFt.

331 Gateway Parkway, Osceola

Listing courtesy of RE/MAX Results.

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