Ottertail Homes under $400,000

Welcome to Ottertail, Minnesota—a charming community nestled in the heart of Otter Tail County, where serene landscapes and small-town charm come together to create an idyllic living environment. Known for its stunning lakes, lush forests, and friendly atmosphere, Ottertail is the perfect place for those seeking a peaceful lifestyle while still enjoying the benefits of modern amenities.

Ottertail boasts a rich history and a vibrant community spirit. With a population that values connection and camaraderie, residents often gather for local events, farmers' markets, and seasonal festivals. The area is also home to a variety of recreational activities, from fishing and boating on the pristine lakes to hiking and biking along scenic trails. Whether you’re an outdoor enthusiast or simply looking to relax and unwind, Ottertail has something for everyone.

For homebuyers seeking affordability without compromising on quality, Ottertail offers a range of charming homes priced under $400,000. These properties feature a variety of styles and sizes, from cozy cottages perfect for weekend getaways to spacious family homes ideal for year-round living. Many homes are situated near the picturesque lakes, providing easy access to water activities and breathtaking views.

Choosing to live in Ottertail means embracing a lifestyle filled with natural beauty, community warmth, and affordable housing options. Come explore this hidden gem in Minnesota and discover the perfect home where you can create lasting memories. Your dream home awaits in Ottertail!

Newest Ottertail Homes under $400,000

$239,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7145842 MLS ⋅ 1,040 SqFt.

Experience the best of lakefront living with this like new 2 bedroom cabin in the sought after Westwood Resort on Rush Lake, offering shared access to 125 feet of level, sandy shoreline with your own boat slip on one of Ottertail’s premier lakes. Designed for style and simplicity, this home features low maintenance vinyl siding, a patio, and an upper-level composite deck with sweeping lake views. Inside, you’ll find stainless steel appliances, quartz countertops, LVP flooring, a main floor bath with tiled shower and laundry, and efficient mini-splits for heating and cooling. Rush Lake spans 5,275 acres with depths up to 68 feet, ideal for boating, fishing, and swimming. Spend your summer in the water while the association handles the yardwork — lake life made effortless.

44053 359th Street, Ottertail

Listing courtesy of Keller Williams Realty Professionals.

35852 Rush Lake Loop Unit 3 and 4, Ottertail

$299,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7144566 MLS ⋅ 936 SqFt.

This is a cute seasonal duplex cabin. Each side is 468 square feet, 2 bedroom and 1 bath. Rental opportunity or family compound! Property also includes a 10x10 storage shed. Cabin includes all furnishings, gas grill ,charcoal grill, out door furniture, new 3600# boat lift and 36 feet of new dock. Property also has internet service.

35852 Rush Lake Loop Unit 3 and 4, Ottertail

Listing courtesy of Boll Realty.

$285,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7137316 MLS ⋅ 1,188 SqFt.

Beautiful, Like-New Home in Ottertail City! Discover the perfect blend of comfort, efficiency, and Northwoods living in this beautifully maintained, four-year-old home located within the Ottertail City limits. Situated in Deer Run Estates, this 2-bedroom, 1.5-bath home has been exceptionally well cared for and offers approximately six years of remaining spec-home warranty coverage. Designed with efficiency in mind, this home provides an opportunity to enjoy low-maintenance living without sacrificing comfort. This property is ready to enjoy from day one. Outdoor enthusiasts will love the location, with an abundance of incredible lakes just minutes away offering endless opportunities for fishing, boating, and recreation. World-class Otter Tail Lake is less than two miles away, putting some of the area's best walleye fishing right at your fingertips. When you're ready to tee it up, nearby Thumper Pond Golf Course offers championship golf just minutes from home. The growing Ottertail community also offers a variety of dining options, including the Woodshed, Willy T's, and the Otter, along with the friendly, welcoming people that make this area such a great place to call home. Why vacation here when you can live here? This is your opportunity to enjoy the lake country lifestyle every day. Schedule your private showing today!

202 Cozy Oak Drive E, Ottertail

Listing courtesy of Boll Realty.

$399,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7133022 MLS ⋅ 920 SqFt.

Rush Lake in Otter Tail County: Classic and seasonal 2 bedroom cabin on a level lot with 80' of perfect sand frontage. Includes a lakeside storage shed, 12x20 storage building, and power for an RV unit. Sandpoint well and septic tank with drainfield. Enjoy magnificant sunsets on this very desirable lake! Rush Lake is 5,200 acres and is well known for it's excellent fishing and overall recreation. Some furnishings and the dock are included.

46071 Boys Shore Road, Ottertail

Listing courtesy of Coldwell Banker Preferred Partners.

$399,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7127127 MLS ⋅ 1,136 SqFt.

Fantastic Lakefront property! This home features a large living room wrapped with patio doors with awesome views of the lake! A large wrap around deck for enjoying the views and outdoors. This open floorplan features an open kitchen with an island, spacious dining room, large primary bedroom, a 3/4 bath, and laundry. The garage features a guest quarters with a bedroom, kitchenette, and a full bath. The garage is heated. The lot is large with lots of room for gardens and entertainment. The lakeview is spectacular and comes complete with a water line run to the lake along with a 30 amp hook-up for campers on this spacious landing on the water front. The 5 foot clearance in the crawl space provides plenty of room for storage. Enjoy this as your exciting getaway or your year around home.

49723 Leaf River Road, Ottertail

Listing courtesy of Keller Williams Classic Realty.

$159,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7101560 MLS ⋅ 1,088 SqFt.

2-bedroom, 1-bath home located within the Ottertail city limits on a spacious city lot of nearly one acre. Enjoy a convenient location just minutes from Donalds Lake, Long Lake, and Portage Lake, offering easy access to year-round recreation. The home features a two-stall attached garage, a charming gazebo with stained glass (re-purposed stained glass windows from a church) perfect for relaxing or entertaining, and an additional storage shed for all your outdoor equipment. With its generous lot size and excellent location, this property offers a wonderful opportunity to enjoy small-town living with nearby lakes and outdoor amenities.

114 West Avenue, Ottertail

Listing courtesy of Boll Realty.

$240,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7087463 MLS ⋅ 1,152 SqFt.

YEAR ROUND Lake Living on Rush Lake!! Welcome to easy lake living at Shady Grove Resort on beautiful Rush Lake in Ottertail, MN! This townhouse offers the perfect blend of privacy, comfort, and low-maintenance ownership—so you can spend more time enjoying the lake and less time working. This well-maintained 3 bedroom, 2 bathroom unit features 1,154 sq ft of functional living space, ideal for weekend getaways, summer retreats, or year-round enjoyment. This units location provides a nice lake view and added privacy, along with great yard space perfect for relaxing, yard games, or gathering with friends and family. Inside, you’ll find a warm and inviting layout with an open kitchen, dining, and living area—perfect for hosting. The cozy interior and practical floor plan make it easy to settle in and enjoy lake life right away. Step outside and enjoy one of the best spots in the resort—located just a few steps to the Rainbow playset and pool. Whether you're watching the kids play, taking a dip, or heading down to the lake, everything is just steps away. As part of the Shady Grove Resort Association, you’ll appreciate the simplicity of shared maintenance and amenities—giving you more freedom to relax and enjoy everything Rush Lake has to offer. Boat Slip Included. Owner/Agent

35686 Rush Lake Loop Unit 20, Ottertail

Listing courtesy of REAL.

$160,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7062083 MLS ⋅ 560 SqFt.

Boat Slip included! Seasonal Cabin 11 at Shady Grove Resort on Rush Lake! This charming 2 bedroom, 1 bathroom cabin offers a warm, classic lake feel with beautiful knotty pine throughout and an inviting open-concept living, dining, and kitchen area—perfect for relaxing or entertaining. The spacious layout provides comfortable accommodations for family and guests. Enjoy your own deck and green space, ideal for summer evenings after a day on the water. Located within the Shady Grove Resort Association, you’ll appreciate access to shared amenities including the pool, playground, and lake—making this a true low-maintenance getaway. Spend your time enjoying Rush Lake and everything the Ottertail area has to offer—no yard work, just lake life. Perfect seasonal retreat or investment opportunity! Boat slip included Owner/agent

35686 Rush Lake Loop Unit 11, Ottertail

Listing courtesy of REAL.

$254,500

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7051428 MLS ⋅ 1,566 SqFt.

Welcome to this well kept 3-bedroom, 2-bath home located on the edge of Ottertail City, offering the perfect blend of privacy and convenience. Set on a tar road with a paved driveway, this property provides easy access while enjoying peaceful surroundings and a scenic lake view of Donalds Lake. Inside, you’ll find 1,566 square feet of comfortable living space, featuring numerous updates including newer appliances, washer and dryer, natural gas furnace, and central air. The kitchen is designed for functionality with a convenient pantry and ample storage. The spacious primary suite includes a private master bath and a walk-in closet, creating a relaxing retreat. Additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy a wood-fenced backyard—perfect for pets, play, or relaxing in your own private space. The property also features a second 16x36 garage built in 2022, ideal for extra storage, hobbies, or recreational equipment. Connected to city water and situated just off a tar road, this home combines small-town living with modern updates and a desirable location. Conveniently located close to many restaurants, shopping, and golf courses, you’ll enjoy both comfort and accessibility. Enjoy the view, the space, and the lifestyle this Ottertail property has to offer.

128 Lynn Road, Ottertail

Listing courtesy of Boll Realty.

$329,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7048591 MLS ⋅ 2,132 SqFt.

Gorgeous views and hard sand bottom on Long Lake in the heart of Ottertail County. Home has been completely remodeled and is move in ready! Check out the large 28x30 bonus room on top of the garage for extra company or storage, you choose!

41881 Sugar Maple Drive, Ottertail

Listing courtesy of Lakes & Leisure Realty.

$150,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7026982 MLS ⋅ 416 SqFt.

Boat Slip included! Seasonal cabin living at Shady Grove Resort Association on beautiful Rush Lake! This charming cabin features warm knotty pine interiors, an open-concept living and dining area, updated flooring, and an inviting lake-cabin feel throughout. The kitchen offers ample cabinet space and everything needed for easy summer living. Enjoy relaxing mornings on the deck, association-maintained grounds, and access to shared resort amenities including the pool, playground, and lake access. Conveniently located near the water with views of the lake from the cabin, this low-maintenance getaway is perfect for making lasting summer memories. Spend more time enjoying lake life and less time on upkeep at this classic Ottertail area retreat! Owner/agent

35686 Rush Lake Loop Unit 10, Ottertail

Listing courtesy of REAL.

$339,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 6795817 MLS ⋅ 2,224 SqFt.

This move-in-ready home sits on a spacious 1.6-acre rural lot just 5 minutes from Ottertail, offering the perfect blend of privacy and convenience. Built in 2012, the home features an open floorplan with 1 bedroom and 2 bathrooms on the main level. The finished lower level adds 2 more bedrooms, a 3/4 bath, a family room, and a mechanical room — ideal for guests, growing families, or extra living space. Stay comfortable year-round with a brand-new heat pump and a heated attached single-stall garage with in-floor heat. Outdoor storage and workspace are covered with an insulated 40x28 shop (propane furnace included) plus a 24x36 storage shed with attached carport — perfect for hobbies, equipment, or extra vehicles. Set in the heart of Minnesota lake country, Ottertail is surrounded by scenic highways, rolling hills, and access to over a thousand pristine lakes — a true haven for outdoor enthusiasts.

208 Hilltop Road, Ottertail

Listing courtesy of Better Homes and Gardens Real.

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