Pine City Homes under $400,000

Welcome to Pine City, Minnesota – a hidden gem nestled in the heart of Pine County! Known for its stunning natural beauty, Pine City offers a perfect blend of small-town charm and outdoor adventure. With the serene waters of the Snake River and the lush landscapes surrounding the area, residents enjoy a lifestyle that embraces nature while being just a stone's throw away from modern amenities.

Pine City is not only a haven for outdoor enthusiasts, with opportunities for fishing, hiking, and camping, but it also boasts a vibrant community spirit. The downtown area features quaint shops, local eateries, and seasonal festivals that bring residents together. Families will appreciate the excellent schools and safe neighborhoods, making it an ideal place to raise children or settle down for retirement.

For those looking to make Pine City their home, there’s a fantastic selection of properties available under $400,000. Whether you’re seeking a cozy starter home, a charming bungalow, or a spacious family residence, Pine City offers diverse options to suit various lifestyles and budgets. Many homes in this price range come with beautiful yards, modern amenities, and easy access to the area's stunning outdoor spaces.

With its affordable housing market and welcoming community, Pine City is the perfect place to find your dream home. Come explore the possibilities and discover why so many are choosing to call this picturesque Minnesota town their home!

Newest Pine City Homes under $400,000

$119,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7146369 MLS ⋅ 978 SqFt.

Peaceful 2.1-Acre Retreat: Your Perfect 4-Season Home or Hunting Getaway! Escape to tranquility with this charming 2-bedroom, 1-bathroom home nestled on a beautifully wooded 2.1-acre lot. Tucked away on a quiet dead-end street, this property offers the ultimate secluded retreat with abundant wildlife right outside your door. Whether you are looking for a full-time peaceful residence, a weekend nature escape, or a prime base camp for hunting, this property checks every box. Step inside to a bright, freshly painted interior that is completely move-in ready. Relax with your morning coffee or take in the evening sunsets from the spacious 3-season porch, the perfect bridge between indoor comfort and natural beauty. Designed for true four-season living, the home features thoughtfully added insulation in the skirting for maximum energy efficiency and winter warmth, along with a brand-new well pump for total peace of mind. The exterior is just as inviting, boasting lovely landscaping that complements the heavy tree coverage and natural surroundings. A standout feature of the property is the massive 2-tier wood shed, offering incredible storage space for firewood, tools, ATVs, or outdoor gear. As an incredible bonus, the seller is offering a 1-year home warranty for completely worry-free living.

25261 Maple Tree Lane, Pine City

Listing courtesy of Keller Williams Premier Realty.

$314,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154128 MLS ⋅ 1,340 SqFt.

Welcome home to this spacious 3 bedroom home located in a great neighborhood just minutes from town and Cross Lake! The bright, open concept main level features a spacious kitchen with stainless steel appliances, ample cabinetry and counter space, a center island, and an easy flow into the dining and living areas. The partially finished lower level is already well underway, offering the potential for a4th bedroom, additional living space, and a roughed-in bathroom ready for your finishing touches. Outside, enjoy the large yard, oversized concrete driveway, and spacious, heated and insulated 3 car attached garage with plenty of room for vehicles, toys, and storage. Enjoy the spacious backyard with neighboring farmland beyond, providing a more open feel and no homes directly behind you. A park located right within the development adds to the appeal, while the convenient location provides easy access to grocery stores, restaurants, shopping, and everyday amenities. With plenty of space inside and out, this home has room to grow and make your own!

645 Highview Loop SE, Pine City

Listing courtesy of Keller Williams Premier Realty.

$233,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7153545 MLS ⋅ 1,056 SqFt.

Nestled in the woods, this charming 2-bedroom, 1-bath cabin offers a peaceful escape surrounded by nature. Enjoy cozy cabin living with the perfect blend of comfort and rustic charm. Mature trees surround the property, while three decks and a patio create inviting spaces to relax, gather, and enjoy nature. Enjoy evenings around the fire pit under the stars, and in winter, access the snowmobile trail system without trailering. Deed lake access is conveniently located right across the street offering boating, fishing, swimming, and endless outdoor adventure. Just a short getaway from the Twin Cities, this is the perfect retreat to relax, reconnect, and enjoy the lake life!

20986 Cross Lake Road, Pine City

Listing courtesy of Coldwell Banker Realty - Southwest Regional.

$135,000

COMING SOON Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7149045 MLS ⋅ 759 SqFt.

Enjoy the beauty of keeping life simple. This cozy two-bedroom, single-level home offers just the space you need, with room to add your personal touch and make it your own. Set on a quiet dead-end street with beautiful river views, it’s a welcoming place to slow down without the upkeep of a large home. Some TLC and a few improvements offer the opportunity to build equity while creating a space that reflects your style. A concrete driveway and sidewalks add everyday convenience. Close to schools and shopping, this home brings together a peaceful setting and practical living. Less to maintain, more to enjoy.

1140 3rd Avenue SW, Pine City

Listing courtesy of LPT Realty, LLC.

$259,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7153153 MLS ⋅ 1,920 SqFt.

Welcome home to this charming 3 bedroom, 2 bath home offering plenty of character and a spacious in townlot! Inside, you’ll find a bright and functional kitchen featuring warm wood cabinetry, a center island,and large windows overlooking the backyard. The inviting enclosed front porch provides the perfect spotto relax and enjoy your morning coffee. Outside, you’ll love the large, deep backyard surrounded bymature trees, offering plenty of space to garden, entertain, or simply enjoy the outdoors. A detachedgarage provides additional parking and storage. Full of charm and conveniently located near localamenities, this home is ready for its next owner!

900 2nd Avenue SW, Pine City

Listing courtesy of Keller Williams Premier Realty.

$290,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7148801 MLS ⋅ 1,280 SqFt.

There are few opportunities like this come on the market. All one level living, that is move in ready condition, and available immediately. An open floor plan, vaulted ceilings, dome lights in the kitchen and bath. Outside is a short walk to the docks, and boat slip on the Snake River. Just a short walk the the other direction you'll find downtown Pine City, with attractions on many kinds.

110 5th Street SE, Pine City

Listing courtesy of Homes Preferred Realty.

$295,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7134655 MLS ⋅ 1,300 SqFt.

Welcome to this conveniently located Pine City home just minutes from Cross Lake, downtown Pine City, grocery stores, restaurants, parks, and everyday amenities. A heated 3-car garage offers plenty of room for vehicles, storage, hobbies, or recreational toys. Inside, the unfinished basement provides additional space and plenty of potential for future finishing to fit your needs. Enjoy the convenience of being close to town while still tucked into a residential setting. Schedule your showing and come see what this home has to offer!

825 Highview Loop SE, Pine City

Listing courtesy of Call It Closed International Realty.

$375,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7135750 MLS ⋅ 2,240 SqFt.

Fantastic opportunity to own a one-level home with split-level addition providing over 2000 finished square feet. Open and bright layout with vaulted ceilings welcome you to this lovely home. A functional kitchen, informal dining, and living room flow seamlessly into the sleeping area including a primary suite with private bath. A second bedroom and bathroom complete this level. The 2006 addition adds 2 bedrooms, a loft space, and large lower level family room with pellet stove. This home sits on almost 5 acres and includes a detached 26x36 pole shed as well as a 24x24 fully finished, insulated and heated garage. Recent updates include roof, siding, kitchen and flooring throughout most of the home. Located just 3 miles from Pine City and close to I-35 for easy commuting. Don't miss the opportunity to call this home your own.

57098 Forest Boulevard, Pine City

Listing courtesy of Keller Williams Premier Realty.

$219,900

ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 7133402 MLS ⋅ 640 SqFt.

Your private Northwoods-style retreat on nearly 3.5 wooded acres with deeded access to the Snake River! Built in 2016, this charming 1-bedroom, 1-bath home/cabin offers the perfect combination of privacy, comfort and outdoor recreation—ideal as a year-round home, weekend getaway or seasonal cabin. Step outside and you'll quickly understand what makes this property special. Enjoy the peaceful wooded setting from the large wraparound deck, gather around the spacious patio and firepit, tend to the perennial gardens, or simply relax and watch the abundant wildlife pass through. The property includes two parcels totaling approximately 3.5 acres, providing plenty of room to explore and enjoy. Inside, you'll find a comfortable and inviting living space plus a loft area that provides additional usable space and is not included in the finished square footage. Recent improvements include two new mini-split systems providing both heat and A/C that can be controlled from your phone, a new patio door, electric range, window shades and bathroom updates. Additional features include a greenhouse and storage shed for your gardening, recreational gear and outdoor equipment. Best of all, the property includes deeded access to the Snake River, allowing you to quickly get on the water and enjoy everything the river has to offer. You're also conveniently located near state parks, hiking trails, hunting and year-round outdoor recreation. Whether you're looking for a peaceful place to call home or your own private Minnesota getaway, you'll appreciate the care and personal touches that have been put into this property. Come experience the privacy, woods, wildlife, river access and relaxed lifestyle that make this such a special place! High-speed fiber internet is available through ECE, with the property currently showing as eligible for installation.

9235 Oakwood Lane, Pine City

Listing courtesy of Get a Rebate Real Estate.

$349,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7128179 MLS ⋅ 1,596 SqFt.

Discover the perfect blend of country living and modern comfort on this beautiful 9-acre rural property! Built in 2024, this stunning one-level home offers 3 bedrooms, 2 full bathrooms, and 1,596 finished square feet. The spacious open-concept living and kitchen area is perfect for everyday living and entertaining. A convenient walk-in coffee bar pantry adds both style and functionality. The thoughtfully selected woodwork, fixtures, and color palette create a warm, tasteful design where every detail flows beautifully together. Outside, you'll find excellent pasture space for animals, along with plenty of room to add a garage, barn, shop, or other outbuildings. Whether you're looking for space to enjoy country living, raise animals, or create your own hobby farm, this property offers endless possibilities. Call today to schedule your personal showing and experience all this beautiful property has to offer!

18594 Cedar Creek Road, Pine City

Listing courtesy of Aurora Group LLC.

$335,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7126034 MLS ⋅ 1,992 SqFt.

Welcome home to this move-in-ready 4-bedroom, 2-bathroom home nestled on a spacious ½+ acre lot in Pine City! Offering plenty of room to spread out, this property combines comfortable living with thoughtful updates and great outdoor space. Recent improvements include a 2022 roof, 2024 refrigerator, 2025 range, 2026 microwave, fresh interior paint, and a newly installed kitchen backsplash. The open floor plan features vaulted ceilings, ceiling fans, and beautiful bamboo flooring in the kitchen. The large finished family room with knotty pine accents creates a warm and inviting space for movie nights, entertaining, or relaxing with family and friends. Step outside onto the spacious deck and enjoy summer gatherings, morning coffee, or peaceful evenings overlooking the backyard. With an attached 3-car garage plus additional parking on the asphalt driveway, there is plenty of room for vehicles, toys, hobbies, and storage. The oversized yard offers endless possibilities for gardening, entertaining, recreation, or simply enjoying the outdoors. If you're looking for space, updates, and a great place to call home, this Pine City property is one you won't want to miss!

435 8th Avenue NE, Pine City

Listing courtesy of Realty Executive Associates.

$316,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7124646 MLS ⋅ 1,894 SqFt.

Welcome home to this beautifully updated one-story walkout nestled at the end of a quiet cul-de-sac. Featuring four bedrooms all on one level, this home offers a functional layout with plenty of space to spread out. Numerous updates have been completed within the last couple of years, including stainless steel appliances and other thoughtful improvements throughout. The unfinished walkout basement is ready for your vision and final touches, offering excellent potential for additional living space, a recreation room, home office, or whatever suits your needs. Step outside to enjoy the private backyard, complete with a new wood privacy fence—perfect for relaxing, entertaining, or enjoying your own outdoor retreat. Beautiful landscaping welcomes you as you make your way to the front entrance, adding to the home's inviting curb appeal. With its desirable cul-de-sac location, recent updates, four bedrooms on one level, walkout basement, and private fenced backyard, this home is ready for you to make it your own!

510 Maplewood Lane SE, Pine City

Listing courtesy of eXp Realty.

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