Ramsey Homes under $400,000

Welcome to Ramsey, Minnesota – a vibrant community nestled in Anoka County that perfectly blends suburban charm with a touch of natural beauty. With its picturesque parks, friendly neighborhoods, and a strong sense of community, Ramsey is an ideal place for families, young professionals, and anyone looking to enjoy a serene lifestyle while being just a stone's throw away from the bustling Twin Cities.

Ramsey boasts an array of recreational opportunities, from the scenic trails along the Mississippi River to the expansive parks that invite outdoor activities year-round. Whether you're hiking, biking, or enjoying a family picnic, the natural surroundings are sure to inspire you. The city also features a variety of shopping and dining options, ensuring that residents have everything they need within reach.

For those looking to plant their roots in this charming city, Ramsey offers an impressive selection of homes under $400,000. From cozy single-family houses to modern townhomes, there’s something to suit every taste and budget. These homes often come with spacious yards, contemporary designs, and access to excellent schools, making them perfect for families or anyone looking to enjoy the benefits of homeownership without breaking the bank.

With its welcoming atmosphere and affordable housing options, Ramsey is not just a place to live; it’s a community where you can thrive. Explore the possibilities today and discover why so many are choosing to call Ramsey home!

Newest Ramsey Homes under $400,000

$339,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7157937 MLS ⋅ 1,749 SqFt.

This home is part of our Make Your Move Savings Event going on now! This home qualifies for rate buydown, paid closing costs and reduced pricing. Reach out for details. This Quick Move-in 3 Bedroom/2.5 Bathroom Camden floorplan in the Rivenwick Village community offers open-concept living with a dedicated dining area and cozy fireplace ideal for everyday living and entertaining. The upper level features a spacious loft providing flexible living space, along with a main bathroom that includes a walk-in shower and oversized walk-in closet. Enjoy a large backyard and low-maintenance living in a well-designed community setting. Rivenwick Village offers convenient access to Highway 10 and main roads for easy commuting, along with scenic walking trails along the Mississippi River. Nearby shopping, dining, and everyday amenities are just minutes away. One of only a few remaining quick move-in homes available.

13909 Kamacite Terrace NW, Ramsey

Listing courtesy of LGI Realty-Minnesota, LLC.

$360,480

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7157687 MLS ⋅ 2,176 SqFt.

FHA 5.25/5.891% APR if closing by Dec 23rd with sellers preferred lender. Call for further details. Enjoy low maintenance living near Draw Park, where serene water views, walking trails, and an amphitheater with summer concerts set the tone for an active, connected lifestyle. The Capri end home blends modern design with functional living, featuring an open-concept main level that flows effortlessly between kitchen, dining, and living spaces with over 2,100 square ft.! The nicely appointed kitchen is anchored by a large center island, perfect for entertaining and casual dining with a seamless transition to the 15x15 family room with modern electric fireplace. Retreat to the tranquil owner's bedroom with an en-suite bathroom and dual-sink vanity for added convenience. Two additional bedrooms and a main bath complete the upper level providing comfort and privacy for all household members. In addition, A versatile rec room adds flexibility for a home office, fitness space, or media room. The community of Parkside is nestled among established neighborhoods, where you’ll find the balance of connection and convenience, with walkability to parks, shopping, dining. Stop out to learn more about your new home opportunities!

7430 146th Avenue NW, Ramsey

Listing courtesy of M/I Homes.

$325,345

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7157639 MLS ⋅ 1,198 SqFt.

FHA 5.25/5.891% APR if closing by Dec 23rd with sellers preferred lender. Call for further details. Enjoy low maintenance living near Draw Park, where serene water views, walking trails, and an amphitheater with summer concerts set the tone for an active, connected lifestyle. This Athens II townhome blends modern design with functional living, featuring an open-concept main level that flows effortlessly between kitchen, dining, and living spaces. The L-shaped kitchen offers stainless steel appliances, a large walk-in pantry, and a center island ideal for gathering and entertaining. A versatile rec room adds flexibility for a home office, fitness space, or media room. Located at the community of Parkside, nestled among established neighborhoods, you’ll find the balance of connection and convenience, with walkability to parks, shopping, dining, and easy access to Hwy 10 for a quick commute. Stop out to learn more about your new home opportunities!

7434 146th Avenue NW, Ramsey

Listing courtesy of M/I Homes.

$369,990

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7157110 MLS ⋅ 1,273 SqFt.

This home is available for an October closing! Welcome to The Walker - a thoughtfully designed split-level home offering low-maintenance living with modern comfort throughout. A bright, welcoming foyer leads into a spacious living room, perfect for both relaxing and entertaining. The well-appointed kitchen flows seamlessly into the dining area and provides convenient access to the outdoors, ideal for everyday living and gatherings. Two secondary bedrooms and a full bathroom are thoughtfully positioned on one side of the home, while the private owner’s suite offers a peaceful retreat complete with an ensuite bath. The unfinished lower level walkout offers ample opportunity for future expansion. A three-car garage provides generous storage. Located in the Harmony Farms community, this home combines comfort, functionality, and flexibility with convenient access to shopping, dining, parks, and major highways.

16805 Ebony Street NW, Ramsey

Listing courtesy of Lennar Sales Corp.

$270,000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7156180 MLS ⋅ 1,628 SqFt.

Sun-drenched and spacious, this middle-unit townhome offers the perfect blend of comfort and convenience. The main level is anchored by a functional kitchen boasting recently updated appliances (2024) and leads into living spaces illuminated by large windows. Upstairs, the oversized loft provides the extra living space you’ve been looking for. The primary bedroom serves as a private oasis, featuring a dual-vanity ensuite and a bright walk-in closet. With the laundry room located near the bedrooms and a new water heater (2025), this home is as practical as it is charming.

7310 Bunker Lake Boulevard NW, Ramsey

Listing courtesy of RE/MAX Results.

$255,000

COMING SOON Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7154552 MLS ⋅ 1,711 SqFt.

Welcome to this conveniently located 2-bedroom, 2-bathroom home in Ramsey! The kitchen features brand-new appliances, including a range, refrigerator, dishwasher, and microwave. Both bathrooms have been refreshed with new toilets. The 2-car garage provides convenient parking and additional storage space. Enjoy easy access to major highways, shopping, dining, parks, trails, and other local amenities. With recent updates and a convenient location, this home offers comfort, functionality, and an opportunity to make it your own.

7225 E Ramsey Parkway NW, Ramsey

Listing courtesy of Real Broker, LLC.

$219,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7133469 MLS ⋅ 1,288 SqFt.

Priced to sell quickly! Welcome to this end-unit Ramsey townhouse nestled in a private setting with mature trees. One of the best spots in the neighborhood! The main floor features a spacious living room with space for an additional dining area, a convenient 1/2 bathroom, and a kitchen with an eat-in dining space and a sliding glass door leading to your private patio. Notable features include a high-efficiency furnace, a newer power-vented water heater (installed 12/24), 100 AMP electrical, and an attached 2-car garage with a new garage door opener. The upper level includes 2 bedrooms, an upper-level laundry room, and a versatile loft space perfect for a home office, game room or exercise room. The primary suite offers vaulted ceilings, a ceiling fan, a large walk-in closet, a linen closet, and a walk-through full bathroom. Enjoy easy access to Highway 10, the Light Rail Train Station, downtown Anoka, local parks, trails, shopping, restaurants, and schools. What are you waiting for! Schedule your showing today!

6986 139th Avenue NW, Ramsey

Listing courtesy of RE/MAX Results.

$349,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7153365 MLS ⋅ 1,578 SqFt.

This home is located in a quiet Ramsey neighborhood on a .85 acre flat treed lot. This 3 BR, 2 Bath home offers space, privacy, and everyday convenience. Enjoy easy access to Ramsey's parks, trails, nearby shopping, dining, and schools. Inside, there is a large living room, an informal dining room that is off the kitchen. The kitchen has stainless steel appliances and wood cabinetry. Comfortable bedrooms on the same floor and a full bathroom. Lower level has a large family room, 3/4 Bath, and an additional finished room, plus there is more room that can be finished. There is a 2 stall attached garage. With nearly an acre of land, fenced partial rear yard, and it's location that puts you close to it all. This Ramsey home is one you want to see.

15210 Jackal Street NW, Ramsey

Listing courtesy of RE/MAX Results.

$275,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7140805 MLS ⋅ 1,362 SqFt.

Searching for true one-level living? You found it here at Orchard Hill! This 2 bedroom, 2 bathroom, & 2 car garage townhome offers location & brand new carpet for an affordable price. The home is bright & offers a great open floor plan. The large kitchen features newer SS appliances, ample storage & prep space, plus roll-out shelving in pantry cabinet. Vaulted-ceiling living room boasts a cozy gas fireplace for ultimate relaxation. Spacious primary bedroom features full ensuite bathroom & walk-in closet. Guest bedroom is ideal for office or craft room. Laundry closet & 3/4 guest bath off the kitchen for added convenience. Enjoy the private backyard nature views from the sunroom & patio. Home runs on in-floor hot water radiant heating with newer boiler, plus 2 new mini-split systems for A/C & supplemental heating in the living room & primary suite. Just imagine the toasty warm bathroom tile on a cold winter day! Oversized garage offers plenty of storage space. Up to 1 dog, 2 cats, & rentals OK. This home is move-in ready, but still a chance to build equity!

15266 Cobalt Street NW, Ramsey

Listing courtesy of RE/MAX Results.

$329,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7153041 MLS ⋅ 1,748 SqFt.

Ready for move-in in Ramsey’s Parkside Village, this home offers peaceful backyard views overlooking roughly 7 acres of North Commons Parkland. The main level features an inviting kitchen with a center island and window overlooking the backyard, along with comfortable living spaces and access to a maintenance-free deck. Upstairs, the spacious primary bedroom includes a private bath with a soaking tub, separate ceramic tile shower and double-sink vanity. Two additional bedrooms, a full bath, hall linen closet and convenient upper-level laundry complete the upper level. The unfinished lower level provides opportunity for future expansion with space for a family room, fourth bedroom and bath. Just blocks from The COR in Ramsey, with an amphitheater, dining, The Waterfront, a splash pad spanning more than 12,000 square feet, ballfields, walking paths, Metro Transit station and more nearby.

14854 Willemite Way NW, Ramsey

Listing courtesy of Redfin Corporation.

$334,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7152342 MLS ⋅ 1,807 SqFt.

**Home is under construction** Enjoy walkable living near The Draw Park & Amphitheater, North Commons Park, trails, dining, shopping, and the Metro Transit station at The COR—making commuting and weekend plans easy. Located in Waterfront Village, this pet-friendly community offers miles of trails right outside your door plus association-covered lawn care and snow removal for low-maintenance living. The "Elmcrest" floor plan features 3 bedrooms, 3 bathrooms, and bright open-concept living with 9-foot ceilings and luxury vinyl plank flooring. The kitchen includes an oversized quartz island, white cabinetry, and stainless steel appliances. The private owner’s suite offers a walk-in closet and ensuite bath, with additional bedrooms ideal for work, guests, or hobbies. ****LIMITED-TIME BUYER INCENTIVE! Receive a 3% Builder Incentive PLUS an additional 1% Lender Credit—for up to 4% in total incentives! Available on homes with a signed purchase agreement by September 30, 2026 and closing by October 31, 2026. Preferred lender and title company required.****

7800 Bunker Lake Boulevard NW, Ramsey

Listing courtesy of NextHome West Metro.

$332,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7152335 MLS ⋅ 1,807 SqFt.

****LIMITED-TIME BUYER INCENTIVE! Receive a 3% Builder Incentive PLUS an additional 1% Lender Credit—for up to 4% in total incentives! Available on homes with a signed purchase agreement by September 30, 2026 and closing by October 31, 2026. Preferred lender and title company required.**** **Home is under construction** Enjoy walkable living near The Draw Park & Amphitheater, North Commons Park, trails, dining, shopping, and the Metro Transit station at The COR—making commuting and weekend plans easy. Located in Waterfront Village, this pet-friendly community offers miles of trails right outside your door plus association-covered lawn care and snow removal for low-maintenance living. The "Elmcrest" floor plan features 3 bedrooms, 3 bathrooms, and bright open-concept living with 9-foot ceilings and luxury vinyl plank flooring. The kitchen includes an oversized quartz island, white cabinetry, and stainless steel appliances. The private owner’s suite offers a walk-in closet and ensuite bath, with additional bedrooms ideal for work, guests, or hobbies. ***Ask about Flex Cash Promotion + 1% of the purchase price as a lender credit with preferred lender & title company.

7788 Bunker Lake Boulevard NW, Ramsey

Listing courtesy of NextHome West Metro.

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