Richmond Homes under $400,000

Welcome to Richmond, Minnesota – a charming city nestled in the heart of Stearns County, where small-town charm meets modern convenience. Richmond is known for its friendly atmosphere, beautiful landscapes, and a strong sense of community, making it an ideal place for families, young professionals, and retirees alike.

Richmond boasts a variety of recreational opportunities, including scenic parks, walking trails, and nearby lakes that invite you to embrace the great outdoors. The city is also home to a vibrant downtown area, filled with local shops, cozy cafes, and delightful eateries. With its close-knit community and annual events, such as the popular Richmond River Days, you'll quickly find yourself immersed in the local culture.

For those considering a move to Richmond, you'll be pleased to discover a range of beautiful homes available for under $400,000. These properties offer an excellent opportunity to invest in your dream home without breaking the bank. From charming single-family residences to modern townhomes, there’s something for everyone. Many homes in this price range feature spacious backyards, updated interiors, and convenient access to schools and amenities.

Richmond is not just a place to live; it's a place to thrive. With its affordable housing options, welcoming community, and an abundance of natural beauty, Richmond, MN, is the perfect place to call home. Explore the possibilities today and discover why so many are choosing to make Richmond their forever home!

Newest Richmond Homes under $400,000

$180,000

ACTIVE Status ⋅ 4 Beds ⋅ 1 Baths ⋅ 7157653 MLS ⋅ 1,630 SqFt.

Nearly half an acre and a 1,227-square-foot detached garage give this 1910 Richmond home plenty to set it apart. Inside, all-new flooring runs throughout a layout that offers more flexibility than you might expect. The main level includes a bedroom, a spacious kitchen with room for a breakfast area, and a separate dining room that could also work well as an office, sitting room, or additional gathering space. Upstairs are three more bedrooms, a bonus room, and a dedicated storage room. Enclosed front and rear porches add even more usable space, while the expansive lot and oversized detached garage create excellent options for vehicles, storage, hobbies, or workshop space.

441 Main Street W, Richmond

Listing courtesy of Kris Lindahl Real Estate.

$350,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7154954 MLS ⋅ 1,496 SqFt.

Charming patio home built in 2002 with great curb appeal and a welcoming feel throughout. The exterior features durable metal siding accented by stone on the front, along with a concrete driveway leading to a finished two-stall garage. Inside, you’ll find 9-foot ceilings, tile flooring, and plenty of character throughout the home. The kitchen offers beautiful granite countertops and a functional layout. The home features two bedrooms plus a separate office, providing flexibility for a home office, den, or additional living space. The family room is warm and inviting with a gas fireplace, perfect for relaxing or entertaining. A wonderful opportunity to enjoy comfortable one-level living with plenty of charm and thoughtful features.

521 1st Street SE, Richmond

Listing courtesy of Edina Realty, Inc.

$399,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7138110 MLS ⋅ 1,552 SqFt.

Beautiful new construction patio home with 2 bedrooms, 2 baths, Open kitchen with walk in closet, 2 car garage , Located on a quiet cul-de-sac neighborhood

107 Barry Loop NW, Richmond

Listing courtesy of Granite Realty of MN.

$279,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7127660 MLS ⋅ 432 SqFt.

Enjoy 50’ of private shoreline on Big Lake - complete with an included dock! Just 60-90 minutes from the Twin Cities! This turnkey, year-round cabin offers the perfect blend of modern comfort and lakeside living. Completely rebuilt in 2014, this property is designed for effortless enjoyment in every season. An open-concept floor plan connects the kitchen to the living area, enhanced by beautiful wood flooring and multiple skylights that flood the home with natural light. The lakeside living enjoyment comes complete with a convenient boathouse for storing all your water toys and essential gear. The outdoor oasis awaits with the west-facing back patio offering stunning, panoramic lake views all day long and is the perfect vantage point for breathtaking sunsets. WOW! Whether you’re enjoying a morning coffee or tea or relaxing in the evening sipping wine on your patio, this is the perfect spot to unwind, relax and let the sights and sounds of nature escape you. It's a year round retreat and move in ready. The lakeshore is calling You!

20805 Edgewater Road, Richmond

Listing courtesy of Edina Realty, Inc..

$269,500

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7121777 MLS ⋅ 575 SqFt.

Lake life without the fuss! This charming 2-bedroom + loft cabin on Big Lake is ready to enjoy. Updated, well maintained, and has plenty of space to gather inside and out. Inside, the bright and comfortable layout features an updated kitchen with plenty of cabinetry, a center island, and dining space overlooking the lake. The inviting living room is made for relaxing after a day on the water, while two main-level bedrooms and a spacious loft provide plenty of room for overnight guests. Outside is where summer really happens—enjoy beautiful lake views right from your deck, evenings around the firepit, a large treed lot for yard games and gatherings, and shared access to a level sandy beach. 8'x20' storage shed for all the lake toys. Close to town and full of that relaxed Minnesota cabin feel. Affordable taxes and an easy lake lifestyle make this a fantastic opportunity to own your own little getaway on Big Lake.

21484 Big Lake Road, Richmond

Listing courtesy of Real Broker, LLC.

$289,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7108755 MLS ⋅ 1,986 SqFt.

Welcome to a wonderfully well-kept, well maintained, one-owner home! This home offers so much and is truly a turn-key property! You will love the function of 3 same floor bedrooms, main floor laundry and a second 1/2 bath on the main level. The lower level features a gas fireplace with brick surround, a 4th bedroom and a third bathroom. You will love all the storage areas, including a large lower-level workshop/hobby room! This house also has a spacious garage and two storage sheds as well! One of the best values in the Rocori School District. Seller has just replaced the carpeting in all three of the main floor bedrooms.

570 3rd Street NW, Richmond

Listing courtesy of RE/MAX Results.

$359,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7103211 MLS ⋅ 1,280 SqFt.

Escape to your own lakeside retreat on the sought-after southwest-facing shoreline of North Browns Lake. This beautifully updated 2-bedroom, 1-bath is perched above the water, capturing breathtaking panoramic lake views and spectacular sunsets. Thoughtfully updated with luxury vinyl plank flooring, stainless appl, bath "7/23" maintenance-free decking "7/23", new roof "8/25", new Dock "7/21", wall unit AC/Heating "8/21"just to name a few. This move-in-ready cabin combines rustic charm with modern convenience. Spend your days on the lake or simply relaxing on the deck while taking in the peaceful surroundings. A quick trip from the city's, whether you're searching for a weekend getaway, seasonal retreat, or year-round lake home, this property offers the authentic Up North lifestyle you've been dreaming of. Don't miss this rare opportunity to own an affordable slice of Minnesota lakefront paradise.

20787 Drumflower Road, Richmond

Listing courtesy of Coldwell Banker Realty.

$255,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7062568 MLS ⋅ 864 SqFt.

HORSESHOE LAKE- part of the SAUK RIVER CHAIN OF LAKES! Don't miss this opportunity to own this charming 2 bed, ¾ bath, one level seasonal cabin with sweeping views on Horseshoe Lake. Enjoy total privacy on the tree filled nearly ½ acre lot and spend all day on the boat cruising the 2,849-acre, 15 lake chain perfect for recreation and fishing. Boat right up to Rich Spring Golf Course for a round of golf and order food right from the dock at Shady's Longshots. This area is rich with activities to keep you busy all weekend long! Cabin remodel all completed within the last 5 years. NEW Septic system and well in 2023. Start making lake memories today!

21165 Elkview Circle, Richmond

Listing courtesy of Edina Realty, Inc.

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