Saint Cloud Homes with Pond Lake/Waterfront

Welcome to Saint Cloud, Minnesota, a vibrant city nestled in the heart of Stearns County, where the charm of small-town living meets the conveniences of urban life. Known for its picturesque landscapes and friendly community, Saint Cloud is a haven for those seeking a peaceful yet engaging lifestyle. With its rich history, an array of cultural attractions, and beautiful parks, it’s no wonder that people from all walks of life are drawn to this delightful city.

One of the most enchanting features of Saint Cloud is its stunning waterfront properties. Imagine waking up to the gentle sounds of water lapping against the shore, with serene views of lush greenery and vibrant wildlife right outside your window. Homes with pond, lake, or waterfront access offer a unique opportunity to embrace a tranquil lifestyle while enjoying recreational activities such as fishing, kayaking, or simply soaking in the beauty of nature.

Saint Cloud boasts a variety of homes that cater to different tastes and budgets, from charming cottages to luxurious estates. Each property is a gateway to a lifestyle filled with outdoor adventures and peaceful retreats. The community is not only welcoming but also rich in amenities, including excellent schools, shopping centers, and dining options, ensuring that residents have everything they need within reach.

Whether you’re looking to invest in a cozy lakeside retreat or a spacious family home, Saint Cloud’s waterfront properties provide the perfect backdrop for creating lasting memories. Discover the magic of living by the water in this delightful Minnesota city, where every day feels like a vacation.

Newest Saint Cloud Homes with Pond Lake/Waterfront

$485,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7135352 MLS ⋅ 2,104 SqFt.

Built in 2017 and absolutely stunning, this South St. Cloud patio home offers over 2,100 square feet of true one-level living with high-end finishes throughout. The rich dark woodwork, granite counters, corner pantry, and an impressive 11-foot center island create a kitchen that’s both beautiful and highly functional, with exceptional storage and workspace. This home features 2 bedrooms plus a dedicated office, giving you flexible space for working from home, hobbies, or guests. A gorgeous 4-season sunroom addition, completed in 2022 with heat and air conditioning, adds a bright, relaxing space with panoramic views of the peaceful pond. The home is filled with natural light thanks to tons of windows and three sets of patio doors leading to outdoor spaces perfect for grilling, unwinding, or simply enjoying the scenery. The living room showcases a beautiful gas fireplace, and the home offers both forced-air heating and in-floor heat for year-round comfort. The spacious primary suite includes a tiled shower, double vanity, and a generous walk-in closet with organizers. Nice mud room with laundry off the garage. The oversized heated garage is finished and provides excellent storage and convenience. The landscaping is beautifully done. With no association fees, homeowners also have the option to purchase a membership to the neighborhood pool—an added perk that's hard to find. Set on a large lot in a prime South St. Cloud location, this patio home is truly better than new and ready for its next owner to enjoy.

3049 Nottingham Road S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$1,199,900

ACTIVE Status ⋅ 4 Beds ⋅ 6 Baths ⋅ 7046921 MLS ⋅ 6,056 SqFt.

Experience next-level living in this 2020-built walkout rambler on nearly 2 acres, complete with a 20x40 ft saltwater sport pool and a remarkable 26x40 ft indoor sport court. Step inside and you’ll immediately be captivated by the exceptional quality and high-end finishes and amenities throughout, including in-floor heat on both levels, ceilings of 9 feet or higher, and 8 foot doors, even in the lower level. The expansive great room features a soaring 10’8” ceiling and an impressive 10 ft wide electric fireplace, while the massive kitchen is a true showpiece with a large center island, double refrigerator, 48-inch gas Wolf cooktop, built-in Miele coffee machine, and an impressive pantry with prep sink. The primary suite offers a luxurious bath and a spacious walk-in closet with private laundry. The walkout lower level includes a large family room with a beautifully finished wet bar, two bedrooms each with private ensuites, a third lower bath near the exercise room, and a second laundry area conveniently located by the sport court. Outside, a large covered deck with glass railing overlooks the pool and tranquil pond beyond, with serene wetlands as your backdrop, and is complemented by two outdoor showers. The oversized 46x30 triple garage is heated with in floor heat, and is fully finished.

4215 32nd Street S, Saint Cloud

Listing courtesy of Agency North Real Estate, Inc.

$889,900

ACTIVE Status ⋅ 6 Beds ⋅ 4 Baths ⋅ 7039237 MLS ⋅ 3,692 SqFt.

FOR SALE - COMPLETED NEW CONSTRUCTION. Property will be featured on Tour of Homes in March 2026. Available for showings & offers now. Tasteful rustic-luxury design, thoughtful floorplan for your active lifestyle. Work from home office, home gym, entertaining kitchen, butler pantry & LL wetbar, indoor/outdoor living, walkout to large yard (fences allowed). One level living. Primary suite features dual vanities, full tile shower, walk in closet, laundry on main. Vault ceiling, custom modern electric fireplace (year-round ambiance) surround finished in knotty alder. Custom kitchen with complementary white oat & white enameled staggered cabinetry. Gas Range with custom knotty alder hood, wall oven, convection microwave, quarts counters, one of a kind butler's pantry with sink. Covered screen porch & LL patio. Wet bar featuring leathered granite countertops & full refrigerator. LL gas fireplace with oversized birch insert, flex workout room and LL closet w/ laundry hookup. Hot water on demand. 3-Stall Oversized finished & heated garage with epoxy floor & floor drain, 8' doors for big trucks, 30' extra deep for storage and trailer/boat. The lot provides 162’ frontage, walkout, nature-pond view, east-west views. Irrigation & hydro seed included.

3408 Granite Way S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$87,500

ACTIVE Status ⋅ 7038676 MLS

Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Mature wooded lots and waterfront lots available. Located near new schools, stores, roads, walking trails and many other new amenities. Additional lots available.

3305 Topaz Lane S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$89,900

ACTIVE Status ⋅ 7038674 MLS

Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the paved walking paths. Quiet location with quick access for the commuter to I-94 and Hwy 15. Just minutes from extensive retail and dining. Invest in your future, build your dreams in Quarry Woods.

3306 Topaz Parkway S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$209,900

ACTIVE Status ⋅ 7037986 MLS

Bonus! You will claim the island with this premium waterfront lot! Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the paved walking paths. Quiet location with quick access for the commuter to I-94 and Hwy 15. Just minutes from extensive retail and dining. Invest in your future, build your dreams in Quarry Woods.

3625 36th Street S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$209,900

ACTIVE Status ⋅ 7037982 MLS

Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full offish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the paved walking paths. Quiet location with quick access for the commuter to I-94 and Hwy 15. Just minutes from extensive retail and dining. Invest in your future, build your dreams in Quarry Woods.

3637 36th Street S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$199,900

ACTIVE Status ⋅ 7037940 MLS

Waterfront on the south-quarry. Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the paved walking paths. Quiet location with quick access for the commuter to I-94 and Hwy 15. Just minutes from extensive retail and dining. Invest in your future, build your dreams in Quarry Woods.

3649 36th Street S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$179,900

ACTIVE Status ⋅ 7037937 MLS

3661 36th St S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

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