Saint Cloud Homes with Pond Lake/Waterfront

Welcome to Saint Cloud, Minnesota, a vibrant city nestled in the heart of Stearns County, where the charm of small-town living meets the conveniences of urban life. Known for its picturesque landscapes and friendly community, Saint Cloud is a haven for those seeking a peaceful yet engaging lifestyle. With its rich history, an array of cultural attractions, and beautiful parks, it’s no wonder that people from all walks of life are drawn to this delightful city.

One of the most enchanting features of Saint Cloud is its stunning waterfront properties. Imagine waking up to the gentle sounds of water lapping against the shore, with serene views of lush greenery and vibrant wildlife right outside your window. Homes with pond, lake, or waterfront access offer a unique opportunity to embrace a tranquil lifestyle while enjoying recreational activities such as fishing, kayaking, or simply soaking in the beauty of nature.

Saint Cloud boasts a variety of homes that cater to different tastes and budgets, from charming cottages to luxurious estates. Each property is a gateway to a lifestyle filled with outdoor adventures and peaceful retreats. The community is not only welcoming but also rich in amenities, including excellent schools, shopping centers, and dining options, ensuring that residents have everything they need within reach.

Whether you’re looking to invest in a cozy lakeside retreat or a spacious family home, Saint Cloud’s waterfront properties provide the perfect backdrop for creating lasting memories. Discover the magic of living by the water in this delightful Minnesota city, where every day feels like a vacation.

Newest Saint Cloud Homes with Pond Lake/Waterfront

$684,900

ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 7105003 MLS ⋅ 5,046 SqFt.

From the moment you arrive, it's clear this exceptional custom home was designed to impress. Originally featured on the Parade of Homes, this residence showcases timeless craftsmanship, luxury finishes, and thoughtful details at every turn. Situated on a beautifully landscaped corner lot with striking stucco and stone accents, seamless rain gutters, recessed soffit lighting, a concrete driveway, and some recently completed landscaping, the curb appeal sets the tone for everything that awaits inside. Step through the new front entry door into a home where quality is evident in every room. New luxury vinyl plank flooring, fresh interior paint, updated lighting, custom ceilings, elegant crown molding, knotty alder two-panel doors, and handcrafted wrought iron stair railings create an atmosphere of sophistication. The spacious office features a stunning custom ceiling and is easily adaptable as a sixth bedroom, with an adjoining flex space that could become a walk-in closet. At the heart of the home, the gourmet kitchen is designed for both everyday living and entertaining. Granite countertops, ceramic tile flooring, crown molding, recessed lighting, a built-in oven, a center island with cooktop and convenient electrical outlets, abundant cabinetry, a Lazy Susan, and a beautifully appointed butler's pantry with granite counters provide both style and functionality. The kitchen-dining area has sliding glass doors that open to a large deck with mounted outdoor speakers, creating the perfect setting for indoor-outdoor gatherings. The inviting living room offers a stunning gas fireplace with a stone surround and wood mantel including a dramatic picture window overlooking the private wooded backyard. Throughout much of the home, integrated ceiling speakers, including the outdoor speakers, are wired for smart receiver connectivity, allowing you to enjoy whole-home audio from your smartphone. Practical luxury continues with an exceptional mudroom featuring custom lockers, bench seating, drawers, and upper cabinetry, along with a spacious walk-in pantry complete with custom organizers. The main-floor laundry includes a Maytag front-load washer and dryer, utility sink, and abundant storage, while a beautifully finished powder area features granite countertops and tile flooring. Upstairs, you'll find three spacious bedrooms, including an impressive primary suite designed as a true retreat. The bedroom features a coved soffit ceiling, built-in speakers, and an oversized walk-in closet with custom organizers and built-in cabinetry. The luxurious primary bath offers dual recessed mirrors, granite-topped vanity, ceramic tile flooring, a jetted soaking tub with tiled surround and granite ledge, a large tiled walk-in shower with bench seating, and a private toilet room closed off by a pocket door. An open library and sitting area with custom built-ins creates an ideal reading nook or workspace, while the second upstairs bathroom features double vanities, tile flooring, and a tall linen cabinet. A second laundry room, complete with LG front-load washer and dryer, utility sink, folding counter, custom knotty alder cabinetry, ceramic tile flooring, and pocket door, adds remarkable convenience to the upper level. The finished lower level expands your living space with a spacious family room filled with natural light from daylight lookout windows, built-in surround sound speakers, recessed lighting, and a negotiable home theater system valued at $17,000. Entertain with ease at the custom wet bar/kitchenette featuring a granite countertop, tile backsplash, dishwasher, refrigerator, microwave, and ceramic tile flooring. Two additional bedrooms, including one with new carpet, a full bath with granite finishes, a generous bonus room, abundant linen storage, and additional storage beneath the stairs complete the lower level. The fully finished, insulated, heated three-stall garage is every homeowner's dream.

3209 Walden Way, Saint Cloud

Listing courtesy of RE/MAX Results.

$1,299,900

ACTIVE Status ⋅ 4 Beds ⋅ 6 Baths ⋅ 7046921 MLS ⋅ 6,056 SqFt.

Experience next-level living in this 2020-built walkout rambler on nearly 2 acres, complete with a 20x40 ft saltwater sport pool and a remarkable 26x40 ft indoor sport court. Step inside and you’ll immediately be captivated by the exceptional quality and high-end finishes and amenities throughout, including in-floor heat on both levels, ceilings of 9 feet or higher, and 8 foot doors, even in the lower level. The expansive great room features a soaring 10’8” ceiling and an impressive 10 ft wide electric fireplace, while the massive kitchen is a true showpiece with a large center island, double refrigerator, 48-inch gas Wolf cooktop, built-in Miele coffee machine, and an impressive pantry with prep sink. The primary suite offers a luxurious bath and a spacious walk-in closet with private laundry. The walkout lower level includes a large family room with a beautifully finished wet bar, two bedrooms each with private ensuites, a third lower bath near the exercise room, and a second laundry area conveniently located by the sport court. Outside, a large covered deck with glass railing overlooks the pool and tranquil pond beyond, with serene wetlands as your backdrop, and is complemented by two outdoor showers. The oversized 46x30 triple garage is heated with in floor heat, and is fully finished.

4215 32nd Street S, Saint Cloud

Listing courtesy of Agency North Real Estate, Inc.

$449,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7025259 MLS ⋅ 1,673 SqFt.

Impeccably Updated Patio Home in Prime South St. Cloud Location! Enjoy effortless living in this beautifully maintained patio home with association-covered lawn and snow care. The open, airy floor plan showcases a stunning kitchen with granite countertops, an oversized center island, and a built-in hutch with granite bar—perfect for entertaining. The living room features a striking gas fireplace surrounded by custom built ins. Offering 2 bedrooms and 2 tastefully remodeled baths with granite finishes, the primary suite includes a tiled shower and spacious walk-in closet. In-floor heat plus forced air ensures year-round comfort, while the finished laundry room adds extra storage and convenience. Unwind in the sunroom overlooking a serene pond with golf course views beyond or step out to the large paver patio with built-in grill space and lighted flower beds. The fully finished garage with epoxy flooring and extensive cabinetry completes this exceptional home.

4361 30th Street S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$889,900

ACTIVE Status ⋅ 6 Beds ⋅ 4 Baths ⋅ 7039237 MLS ⋅ 3,692 SqFt.

FOR SALE - COMPLETED NEW CONSTRUCTION. Property will be featured on Tour of Homes in March 2026. Available for showings & offers now. Tasteful rustic-luxury design, thoughtful floorplan for your active lifestyle. Work from home office, home gym, entertaining kitchen, butler pantry & LL wetbar, indoor/outdoor living, walkout to large yard (fences allowed). One level living. Primary suite features dual vanities, full tile shower, walk in closet, laundry on main. Vault ceiling, custom modern electric fireplace (year-round ambiance) surround finished in knotty alder. Custom kitchen with complementary white oat & white enameled staggered cabinetry. Gas Range with custom knotty alder hood, wall oven, convection microwave, quarts counters, one of a kind butler's pantry with sink. Covered screen porch & LL patio. Wet bar featuring leathered granite countertops & full refrigerator. LL gas fireplace with oversized birch insert, flex workout room and LL closet w/ laundry hookup. Hot water on demand. 3-Stall Oversized finished & heated garage with epoxy floor & floor drain, 8' doors for big trucks, 30' extra deep for storage and trailer/boat. The lot provides 162’ frontage, walkout, nature-pond view, east-west views. Irrigation & hydro seed included.

3408 Granite Way S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$87,500

ACTIVE Status ⋅ 7038676 MLS

Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Mature wooded lots and waterfront lots available. Located near new schools, stores, roads, walking trails and many other new amenities. Additional lots available.

3305 Topaz Lane S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$89,900

ACTIVE Status ⋅ 7038674 MLS

Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the paved walking paths. Quiet location with quick access for the commuter to I-94 and Hwy 15. Just minutes from extensive retail and dining. Invest in your future, build your dreams in Quarry Woods.

3306 Topaz Parkway S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$225,000

ACTIVE Status ⋅ 7037986 MLS

Bonus! You will claim the island with this premium waterfront lot! Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the paved walking paths. Quiet location with quick access for the commuter to I-94 and Hwy 15. Just minutes from extensive retail and dining. Invest in your future, build your dreams in Quarry Woods.

3625 36th Street S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$225,000

ACTIVE Status ⋅ 7037982 MLS

Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full offish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the paved walking paths. Quiet location with quick access for the commuter to I-94 and Hwy 15. Just minutes from extensive retail and dining. Invest in your future, build your dreams in Quarry Woods.

3637 36th Street S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$210,000

ACTIVE Status ⋅ 7037940 MLS

Waterfront on the south-quarry. Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the paved walking paths. Quiet location with quick access for the commuter to I-94 and Hwy 15. Just minutes from extensive retail and dining. Invest in your future, build your dreams in Quarry Woods.

3649 36th Street S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$195,000

ACTIVE Status ⋅ 7037937 MLS

3661 36th St S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

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