Saint Francis Homes under $400,000

Welcome to Saint Francis, Minnesota, a charming city nestled in Anoka County that beautifully blends small-town warmth with modern convenience. With its picturesque landscapes, friendly community, and abundant recreational opportunities, Saint Francis is an ideal place to call home.

As you explore this delightful city, you’ll discover a variety of parks, trails, and natural spaces that invite outdoor enthusiasts to enjoy activities like hiking, biking, and fishing. The city’s commitment to preserving its natural beauty is evident in the well-maintained parks that dot the landscape, making it easy for families to find their favorite spots for picnics and play.

Saint Francis is also known for its strong sense of community, with local events and festivals that bring residents together throughout the year. From farmers’ markets to holiday celebrations, there’s always something happening that fosters connections and creates lasting memories.

For those seeking affordable housing options, Saint Francis offers a fantastic selection of homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a range of charming properties that suit your needs. From cozy single-family homes to modern townhouses, the real estate market here is diverse and inviting.

With its excellent schools, convenient access to major highways, and close proximity to the Twin Cities, Saint Francis is not just a place to live, but a place to thrive. Come discover the welcoming spirit and beautiful homes that make Saint Francis a hidden gem in Minnesota!

Newest Saint Francis Homes under $400,000

$399,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7152156 MLS ⋅ 1,586 SqFt.

Turnkey perfection in St. Francis! This modern 2022-built 3-level split sits on a prime corner lot with $0 HOA fees. The open-concept main level features vaulted ceilings, a kitchen center island, and stainless steel appliances. Upper level offers 3 bedrooms, including a primary suite with a walk-in closet & private ensuite bath. You'll love the attached 3-car garage—fully finished, insulated, and HEATED (720 sq ft)! Relax on the composite deck overlooking the yard with an in-ground sprinkler system and outdoor storage shed. Build instant equity in the lower level featuring lookout daylight windows & rough-in bath plumbing ready for your visions. Conveniently located in River's Edge! Like-new condition under $400k—schedule your private tour today!

23711 Marigold Street NW, Saint Francis

Listing courtesy of Keller Williams Classic Realty.

$369,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7153251 MLS ⋅ 2,070 SqFt.

Welcome to this spacious 4-bedroom, 2-bath home featuring vaulted ceilings, abundant natural light, and brand-new carpet throughout the main level. The kitchen offers stainless steel appliances, generous cabinet space, and an open layout that flows into the living and dining areas. Downstairs, the expansive walkout family room provides plenty of space for entertaining, relaxing, or creating a home office or play area. Step outside to an incredible deck complete with a gazebo that stays with the home—perfect for summer evenings and outdoor gatherings. The beautifully fenced backyard features newer vinyl fencing and backs to mature trees and a pond, creating a private and peaceful setting. Added bonus you'll never have to put up Christmas lights because the govee lights stay with the house! This home offers the space, layout, and outdoor living buyers have been waiting for!

23092 Guarani Street NW, Saint Francis

Listing courtesy of Minnesota Home Venture, Inc..

23000 Bittersweet Street NW, Saint Francis

$239,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7149275 MLS ⋅ 1,620 SqFt.

There is something special about having privacy without giving up the convenience of townhome living. Tucked at the end of a cul-de-sac near the St. Francis golf course, this end-unit home has no neighboring homes on three sides, a private entrance and an extra-deep driveway for guests. Vaulted ceilings and a large picture window fill the upper-level living room with natural light, while the balcony deck offers a peaceful place to relax outdoors. Fresh carpet installed in 2026 extends up the stairway and throughout the upper-level living room, dining area, bedroom and walk-in closet. The spacious kitchen includes stainless steel appliances, room for a table and a new dishwasher and microwave in 2025. Two large bedrooms are thoughtfully placed on separate levels. The upper bedroom offers a walk-in closet and convenient full-bath access. The lower bedroom has private access to a full walk-through bathroom, creating an ensuite-style arrangement. A walkout leads to the backyard patio, while the two-car garage and oversized laundry room provide excellent storage. Additional updates include a water softener in 2021 and new air conditioning in 2024. The HOA handles lawn care, snow removal and exterior maintenance, making homeownership like hitting the easy button.

23000 Bittersweet Street NW, Saint Francis

Listing courtesy of LaBelle Real Estate Group Inc.

$350,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7148558 MLS ⋅ 1,898 SqFt.

Welcome home to this spacious 4-bedroom, 2-bath home in Saint Francis! This home features a bright and inviting layout with plenty of room to spread out. The upper level is filled with natural light and features vaulted ceilings throughout the kitchen, dining and living areas. The spacious kitchen offers a center island, ample cabinetry and an oversized window, while the adjoining dining area provides plenty of room for everyday meals or gathering with friends and family. The living room offers a comfortable place to relax, with large windows bringing in even more natural light. Two bedrooms and a full bathroom complete the upper level. Downstairs, you'll find a generously sized family room with plenty of flexibility for movie nights, a playroom, home gym or additional entertaining space, along with two additional bedrooms and a ¾ bathroom. Outside, enjoy a fenced yard, front patio and plenty of room to make the outdoor space your own. An attached 3-car garage provides excellent parking and storage. Many of the big ticket items have recently been replaced including furnace and air conditioner (2023), dryer (2023), water heater (2021), water softener (2023), fence (2023), dishwasher (2026), and new flooring in most of the home. Conveniently located near Saint Francis High School, parks, shopping and everyday amenities, this home offers a functional layout with plenty of space both inside and out.

23368 Jonquil Street NW, Saint Francis

Listing courtesy of Edina Realty, Inc..

$359,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7151753 MLS ⋅ 1,960 SqFt.

Original-owner home with features that are hard to find in this neighborhood--including 4 bedrooms and a beautifully established backyard! This well-cared-for split-level offers a spacious entryway, abundant natural light, and generously sized bedrooms and flexible living space. Outside, the fully fenced backyard is made for gathering, with a large patio and pergola, raised garden beds, playset, and in-ground sprinkler system. Mature tress and lowland along one side create added privacy and a peaceful backdrop. A bright, welcoming home with space inside and out to truly enjoy!

3364 235th Lane NW, Saint Francis

Listing courtesy of Compass Realty Group.

$328,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7151509 MLS ⋅ 1,728 SqFt.

Love your family... just not enough to share one kitchen? Then you’ll love this unique multigenerational home featuring two complete kitchens and a private entrance, giving everyone the perfect balance of togetherness and independence. This spacious home offers 4 bedrooms, 2 bathrooms, and an ideal layout for extended family, guests, or flexible living arrangements. Both kitchens include appliances, making it move-in ready from day one. Outside, you’ll find an oversized 2-car insulated garage with attic storage, a workbench, grinder, and vise for the hobbyist or handyman. Enjoy the beautifully fenced backyard with mature trees, raised garden beds, a garden shed, and an expansive deck that’s perfect for entertaining. A hot tub is included(condition unknown). Recent updates provide peace of mind, including a newer roof, furnace, central air conditioner, water heater, sliding glass door, washer, dryer, gutters, and garage door. Inside, you’ll appreciate the abundance of tile flooring and the thoughtful use of space throughout. Whether you’re looking for room to spread out, accommodate multiple generations, or simply enjoy small-town living with exceptional amenities, this home checks all the boxes. Some photos have been virtually staged to help showcase the home’s potential. All new windows and sliding glass door. Seller is willing to give a generous Flooring allowance with accepted offer.

3741 225th Lane NW, Saint Francis

Listing courtesy of Keller Williams Premier Realty.

$209,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7150797 MLS ⋅ 1,638 SqFt.

Welcome to this inviting 2-bedroom, 2-bath townhouse offering comfortable living, flexible space, and a peaceful setting. The open main level features a spacious layout with easy access to a private deck, perfect for morning coffee or relaxing outdoors. The finished walkout lower level includes newer flooring and offers versatile space for a family room, home office, guests, or additional living needs. Enjoy the convenience of a 2-car attached, insulated, and heated garage with plenty of storage. Tucked into a quiet, nature-filled setting, this home is still close to shopping, dining, parks, and everyday amenities, with The Ponds golf course just down the street. If you're looking for low-maintenance living with room to spread out, this home is ready to welcome you. Schedule your showing today!

2765 230th Lane NW, Saint Francis

Listing courtesy of Get You Moved Realty.

$350,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7148073 MLS ⋅ 1,948 SqFt.

Tucked away on a quiet cul-de-sac and surrounded by mature trees, 23611 Flora Court NW offers the perfect blend of privacy and comfort. This inviting 4-bedroom, 2-bath home delivers a thoughtfully designed living experience with generous space both inside and out. The finished lower level expands the home's versatility with additional living space, a massive bedroom or additional living space, and a bathroom retreat featuring a jetted soaking tub and separate shower. Step outside and enjoy the serene setting from the large maintenance-free deck, where mature trees create a private, picturesque backdrop for morning coffee, summer entertaining, or relaxed evenings outdoors. The quiet cul-de-sac location adds to the home's peaceful atmosphere while creating an ideal setting to call home. With four bedrooms, two bathrooms, a finished basement, a spa-like lower-level bath, expansive maintenance-free deck, and an abundance of mature trees, this Flora Court property offers the space, privacy, and lifestyle you've been looking for.

23611 Flora Court NW, Saint Francis

Listing courtesy of Keller Williams Classic Realty.

$364,900

ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 7142974 MLS ⋅ 2,344 SqFt.

Welcome home to this 5 bedroom, 3 bath property on a quiet cul-de-sac. The upper level offers an open floor plan with 3 bedrooms, 2 bathrooms, a spacious living room, and a kitchen equipped with stainless steel appliances and a center island. The primary bedroom includes a private 3/4 bath. The walkout lower level adds 2 more bedrooms, a generous family room, a well-sized laundry/utility room, plus a fenced backyard with patio for outdoor space.

23233 Vintage Street NW, Saint Francis

Listing courtesy of RE/MAX Results.

$324,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7142537 MLS ⋅ 1,716 SqFt.

Great family home in an awesome neighborhood. Seller can do a quick sale so you can be in before winter arrives. The roof is 5 years new and the furnace and air where replaced prior to current seller. Interior has been updated with some of the newer colors. The garage is a 2-1/2 car garage and is finished & insulated, w/a gas line for future heater and pull down stairs for added storage and a built in workbench. Main level features 2 nice size bedrooms, full bath, kitchen, dining and living area. Door in dining leads to the deck for easy access for grilling and entertaining and don't miss the add'n storage area under the deck. Lower level features a bedroom, 3/4 bath large family area that could be used for the master bedroom and a large laundry, craft & mechanical room. All applicances are included. This has been a great house for the sellers but need to move due to job location. Yard is fenced but seller does not own the fences

3765 225th Lane NW, Saint Francis

Listing courtesy of RE/MAX Results.

$329,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7136061 MLS ⋅ 1,695 SqFt.

Come check out this beautiful split level home sitting on a gorgeous .36-acre lot with a nice size 3 car garage. Kitchen offers plenty of natural light with 2 kitchen windows, breakfast bar, vaulted ceiling and desk area. Upper level offers an open floor plan, 2 bedrooms, full bath and brand-new carpet. Lower level offers a huge family room, large 3rd bedroom with walk in closet, plenty of storage and nice sized utility room. Don't miss all the privacy you will have in the fenced in back yard.

23563 Marigold Street NW, Saint Francis

Listing courtesy of DMR Realty INC.

$350,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7130278 MLS ⋅ 1,370 SqFt.

An exceptional property with so much to offer! As far as one level living options, this home checks all the boxes...no stairs inside or out, 36" wide doorways for easy mobility, oversized garage, newer construction and association maintained for peace of mind and ease of enjoyment, quiet street, private backyard space and so much more. This home is flooded with natural light, offers tall ceilings, trey ceiling in the living room, recessed lighting, gorgeous kitchen with quartz counters, tile backsplash, castle style cabinets, amazing center island, large corner pantry and great appliances. The owners suite is large with its own private bath and huge walk in closet. The home is both spacious, yet cozy and with the high efficiency in-floor heat, three mini-splits and a gas fireplace you can create amazingly comfortable temperatures to your liking. This home is an absolute must see!

23612 Crocus Street NW, Saint Francis

Listing courtesy of Keller Williams Classic Realty.

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