Sauk Rapids Homes under $400,000

Welcome to Sauk Rapids, Minnesota – a charming city nestled in the heart of Benton County. Known for its picturesque landscapes and friendly community, Sauk Rapids offers a warm and inviting atmosphere that makes it an ideal place to call home. With its rich history and vibrant culture, residents enjoy a perfect blend of small-town charm and modern amenities.

Sauk Rapids is conveniently located along the banks of the Mississippi River, providing ample opportunities for outdoor recreation and scenic views. The city boasts numerous parks, walking trails, and recreational facilities that cater to families and outdoor enthusiasts alike. Whether you’re taking a leisurely stroll along the riverfront or enjoying a picnic in one of the many parks, the natural beauty of Sauk Rapids is sure to captivate you.

For those seeking an affordable housing option, Sauk Rapids has an impressive selection of homes under $400,000. This makes it an excellent choice for first-time homebuyers, families, and anyone looking to invest in a welcoming community without breaking the bank. From charming single-family homes to modern townhouses, there’s something to suit every lifestyle and budget.

In addition to its affordable housing, Sauk Rapids is known for its excellent schools, community events, and friendly neighbors. With a strong sense of community and an array of local businesses, residents enjoy a fulfilling lifestyle that combines the best of both worlds.

Discover the beauty and charm of Sauk Rapids, where affordable living meets a vibrant community. Your dream home awaits in this delightful Minnesota city!

Newest Sauk Rapids Homes under $400,000

$359,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7158248 MLS ⋅ 2,442 SqFt.

We invite you to come see this well-maintained home on the outskirts of Sauk Rapids, featuring an open floor plan, modern finishes, and a spacious 3 stall garage, this home offers plenty of room to spread out. The kitchen features a center island and opens to the living area, while the deck overlooks the fenced backyard with stairs leading down to the yard. The main level includes three bedrooms, including a spacious primary suite with a walk-in closet and private three-quarter bath, plus a full bathroom. The lower level offers a large recreation room, fourth bedroom, and additional three-quarter bath. Whether you envision a cozy movie night, a game room, a workout area, or a place to entertain, this flexible space offers plenty of possibilities. With its stylish finishes, 4 bedroom layout, 3 bathrooms, Three stall garage, and fenced in backyard, this well cared for home is ready for its next owners to move in and make it their own.

1578 18th Street NE, Sauk Rapids

Listing courtesy of Premier Real Estate Services.

$265,000

COMING SOON Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7157800 MLS ⋅ 2,009 SqFt.

Space to Grow, Room to Relax, and a Backyard Full of Possibilities! Welcome home to this charming 4-bedroom, 3-bath home nestled in a quiet neighborhood, just a short stroll from town and conveniently located near the river and beautiful local parks! Step inside and discover a bright, inviting main level filled with natural light and comfortable living spaces. The spacious living room offers the perfect setting for gathering with family and friends, while the convenient walk-through kitchen makes everyday living and entertaining a breeze. With three bedrooms and two bathrooms on the main level, you'll love the practical layout and easy accessibility. Head downstairs, where even more possibilities await! The lower level features a fourth bedroom, a versatile flex room perfect for a home office, hobby space, or workout room, and an additional 3/4 bathroom. The generously sized family room is just waiting for your finishing touch—add your favorite carpet, and you'll have an incredible space for movie nights, game days, or simply kicking back and relaxing! But wait until you see the backyard! The large, fully fenced yard offers plenty of room for outdoor entertaining, gardening, pets, or enjoying those beautiful Minnesota summer evenings. And for those who love their projects, hobbies, or extra storage, this property delivers! In addition to the attached two-stall garage, you'll find a detached single-stall garage in the backyard, complete with electricity and a wood-burning stove! Whether you're dreaming of a workshop, a place to tinker, or the ultimate hobby space, this bonus building is sure to impress. With its fantastic location, flexible floor plan, generous outdoor space, and room to make it your own, this home offers the perfect combination of comfort, convenience, and opportunity. Come see the possibilities and imagine making this house your next home!

1105 Broadway Avenue S, Sauk Rapids

Listing courtesy of RE/MAX Results.

$380,000

ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 7155125 MLS ⋅ 2,407 SqFt.

Move-in ready home in the Sauk Rapids area! Tucked into a cul-de-sac with a fenced-in yard, no backyard neighbors, and beautiful sunset views, this home offers a peaceful setting with plenty of space to enjoy. The spacious layout features 5 bedrooms and 3 bathrooms, including 3 bedrooms on one level and a private primary suite with a walk-in closet and private bath. The fully finished walk-out lower level includes a cozy family room with a gas fireplace and 2 additional bedrooms. The 3-stall heated and insulated garage provides plenty of room for vehicles, storage, and more. This home offers the space and setting you’ve been looking for.

2019 Martini Drive, Sauk Rapids

Listing courtesy of Edina Realty, Inc.

$324,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7151573 MLS ⋅ 1,236 SqFt.

Welcome to 1651 Payton Court NE in Sauk Rapids! This custom built home has had only one owner. It sits on a private corner lot in a quiet cul-de-sac neighborhood, with a partial privacy fence in the back so you can relax outside. The neighborhood is part of a very well maintained HOA, so everything around you stays looking its best. Inside you'll find one level living with vaulted ceilings and a big open concept layout. There are 3 bedrooms and 2 bathrooms, including a primary suite with its own private bathroom and a walk-in closet. The attached double stall garage adds plenty of room for vehicles and storage. The entire home has been freshly painted and is ready for you to move right in. Sauk Rapids has a small town feel with city convenience close by. The city has plenty of parks and walking trails, the Mississippi River runs right through town, and shopping, dining, and everything St. Cloud offers are only minutes away. Homes like this one don't come along often, so don't miss your chance to make it yours!

1651 Payton Court NE, Sauk Rapids

Listing courtesy of Central MN Realty LLC.

$239,500

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154221 MLS ⋅ 1,848 SqFt.

Welcome home to this beautiful 3-bedroom, 2-bathroom property situated on a spacious corner lot. Framed by gorgeous, mature trees and lined with fragrant lilac bushes, this home offers a serene natural backdrop. Step inside to find an open concept floor plan. The lower level bathroom features a double-sink vanity that adds excellent functionality and style. The highlight of the property is the fully fenced backyard—your own private retreat. Step out onto the deck and down to the adjoining patio, creating the ultimate setup for weekend barbecues, morning coffee, or relaxing summer evenings. Whether you are hosting friends under the shade of the trees or enjoying the privacy of your yard, this outdoor space is a rare find. Don't miss the chance to make this wonderful property your home! Only minutes from Hwy 10, and a short distance to the downtown area for gas, groceries, shopping, and entertainment.

1018 3rd Street N, Sauk Rapids

Listing courtesy of New Century Real Estate.

$225,000

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7125920 MLS ⋅ 2,660 SqFt.

Huge home near downtown Sauk Rapids on a fenced-in double city lot. You will be hard pressed to find a bigger house or lot in the area. Everything downtown is within walking distance. House has ample parking in the back and plenty of space for a garage. The upstairs has beautful hardwood floors, and the main level is open and inviting. The basement has been recently finished and makes for a great rec. area. This house is an absolute must-see for any first-time home buyer or someone needing something bigger. House also has a wheel chair ramp in back.

312 2nd Avenue N, Sauk Rapids

Listing courtesy of Edina Realty, Inc.

$399,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7152815 MLS ⋅ 3,260 SqFt.

This beautifully updated rambler offers an incredible amount of space and versatility, boasting over 1,800 square feet on the main level alone. As you step inside, the vaulted great room addition immediately steals the show, anchored by a stunning floor-to-ceiling wood fireplace that creates a warm, inviting focal point for everyday living. The main floor features three comfortable bedrooms with fresh carpet, and brand-new flooring through the kitchen and dining areas. Meticulously maintained with high-quality upgrades in this second-owner home. You’ll find peace of mind with Andersen replacement windows (2018), a remodeled bathroom featuring a double vanity, tiled shower and separate bathtub (2018), a newer roof (2021), and a brand-new on-demand boiler installed in 2024. To top it all off, brand-new siding is being installed this October, ensuring the exterior is as sharp as the interior. The lower level expands your living options significantly with a family room/office area, a dedicated workshop, and a bathroom. A standout feature of this property is the licensed basement apartment, complete with its own separate entrance, parking slab, kitchen, living area, bedroom, and bath—perfect for a variety of living arrangements or potential rental opportunities. Set on an expansive corner lot, the outdoor space is an entertainer’s dream. The in-ground pool comes ready for enjoyment with an updated heater, liner, and winter cover and maintenance free fencing around the pool and patio areas. Extra patio off the great room plus a storage shed. Even the oversized, attached garage is fully insulated and heated, making it a functional space all year round. From the thoughtful interior updates to the exceptional outdoor amenities, this home is truly one of a kind.

516 9 1/2 Street N, Sauk Rapids

Listing courtesy of Coldwell Banker Realty.

$289,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7149100 MLS ⋅ 1,916 SqFt.

One owner home centrally located in Sauk Rapids on a 0.47 acre lot! Attached insulated and heated 2 car garage is sporting a freshly done epoxy floor. Additional side parking pad AND detached 2 car garage (24'x24') with concrete and power for extra parking and storage space! Sellers have loved and thoughtfully maintained this home for almost 50 years with in home updates including kitchen and upper level bathroom remodel. Efficiently climate controlled with the use of the Jetul wood stove and electric baseboard heat for winter months and central air for summer. A few more highlights include: new washer in 2026, sand point well for the sprinkling system, spacious beautiful backyard and landscaping, large paver patio and decorative fire pit area, and a 14'x14' maintenance free deck complete with a power awning! Don't miss your chance on this home at a great price!

424 5th Street S, Sauk Rapids

Listing courtesy of VoigtJohnson.

$279,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7151899 MLS ⋅ 1,232 SqFt.

ONE LEVEL Custom Built Newly UPDATED Meticulous HOME! Modern And Worry Free LIFE STYLE Just Steps From The Mississippi Best Describe This Beautiful 2BR/2BA HOME With Recent Stylish UPDATES That Include QUARTZ Countertops In The Kitchen And Bathrooms, Newer Stainless Steel Appliances, Newer Lighting, Paint On All Walls And Ceilings, UPDATED Flooring To Include Beautiful CERAMIC Tile, Stunning Wood Laminate Flooring, And Carpet. From The Moment You Step In You Will Be Captured By The Nine-Foot Ceilings And Abundant Natural Light Throughout!! Feels like walking into NEW construction!! Enjoy The Common Areas: Including A RIVERSIDE Observation Deck and Gazebo! PRIME Recreation Offering MILES Of walking Trails Along The Mississippi River And Free Weekly Concerts Perfectly Situated For Convenience, You're Just Moments From Downtown Sauk Rapids And The Hospital Area As Well! This Home Offers The Ideal Balance Of PRIVACY, COMMUNITY, And WORRY-FREE Living!! Come For A Visit Leave Calling This One Home!

37 Portage Trail, Sauk Rapids

Listing courtesy of Parcel Real Estate Inc..

$300,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7147919 MLS ⋅ 2,109 SqFt.

Room to breathe, inside and out, in Sauk Rapids. This 4 bed, 2 bath split-entry sits on a deep, tree-lined lot in Morning Hills Estates, and the backyard is where this one shines. Slide open the doors off the dining area onto a big deck made for grilling and long summer evenings, then look out over a yard with space to play, garden or just spread out, plus a storage shed for the mower and tools. Upstairs keeps everyday life easy: an open living room, a dining area and a kitchen with a center island and plenty of cabinet space. The finished lower level gives you a second living space for movie nights, a game room or a home office, along with two more bedrooms and a second full bath. Central air, a 2-stall attached garage and the Sauk Rapids-Rice school district round it out. Come see that backyard in person.

813 7th Avenue N, Sauk Rapids

Listing courtesy of Premier Real Estate Services.

$289,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7148393 MLS ⋅ 2,067 SqFt.

Welcome to 517 8th Avenue N in Sauk Rapids! This well-maintained home offers comfortable main-level living, spacious rooms, thoughtful updates, and an abundance of storage. The main level features a bright living room with a large picture window overlooking the front yard, two generously sized bedrooms, a full bathroom, main-level laundry, and a welcoming kitchen with a window overlooking the backyard, a tile backsplash, and a new dishwasher and newer refrigerator. Fresh paint and updated windows add to the move-in-ready feel. The primary bedroom offers plenty of space along with a walk-in closet featuring a custom organization system. The second bedroom is also impressively sized, also with an oversized closet, making the main level a great fit for everyday living, guests, or a home office. Downstairs, you’ll find an additional bedroom, spacious lower-level family room, a second full bathroom with a jetted tub, and an incredible amount of storage. The huge storage room provides plenty of room for seasonal items, hobbies, or all the things you want tucked away but easily accessible. Outside, enjoy updated vinyl siding, gutters, mature trees, and a spacious yard. The attached two-stall garage adds convenient parking and additional storage space. The location is hard to beat, being close to schools, shopping and other everyday amenities nearby, & Scenic View Park. With its spacious 3 bedrooms, main-level living, updates, and exceptional storage, this Sauk Rapids home offers comfort and convenience in a great location. Call today to make it yours and settle into the comfort of home.

517 8th Avenue N, Sauk Rapids

Listing courtesy of VoigtJohnson.

$325,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7144942 MLS ⋅ 1,746 SqFt.

Better than new beautiful rambler style move in ready home! Sellers have performed extensive remodeling and have invested over 100K value added updates. NEW shingles, vinyl siding, entry doors and Thermo Tech windows throughout home (2024). NEW high density flooring on both levels of home and NEW bedroom carpeting. NEW stainless steel appliances and Knotty Alder Cabinetry (2025). Many electrical improvements include NEW wiring, GFI, Detectors, new outlets and light fixtures. Upper level bonus room leads to a new maintenance free 12x12 deck with metal railings. Heated insulated attached garage! Private neighborhood park across the street! Large backyard! This is home!

2015 Highview Drive, Sauk Rapids

Listing courtesy of Coldwell Banker Realty.

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