Stillwater Homes with Association Access Lake/Waterfront

Welcome to Stillwater, Minnesota – a picturesque gem nestled in Washington County, where the charm of small-town living meets the breathtaking beauty of nature. Renowned for its historic downtown, Stillwater boasts stunning views of the St. Croix River, making it an idyllic destination for those who appreciate both tranquility and adventure.

If you’re dreaming of a home that offers direct access to water, you’re in luck! Stillwater features a variety of homes with association access to lakefront properties, allowing you to immerse yourself in the serene lifestyle that waterfront living provides. Imagine waking up to the gentle sounds of lapping water and having the luxury of fishing, boating, or simply enjoying the sunset from your own backyard.

The community is not only rich in natural beauty but also steeped in history. Explore the charming shops, delightful eateries, and vibrant arts scene that Stillwater has to offer. With its close-knit community feel and a plethora of outdoor activities, including parks, trails, and seasonal events, there’s always something to engage in.

Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, Stillwater’s waterfront properties provide a unique opportunity to embrace a lifestyle that harmonizes relaxation and recreation. Experience the allure of living in a place where nature and community come together seamlessly. Discover your perfect home with association access to the water in Stillwater – where every day feels like a getaway!

Newest Stillwater Homes with Association Access Lake/Waterfront

$675,000

ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 7065042 MLS ⋅ 3,584 SqFt.

Welcome home to this beautifully maintained 5-bedroom, 4-bathroom home offering a desirable open-concept design with scenic lake and park views. The 3-car garage includes a tandem third stall, providing extra space for storage, a workshop, or recreational toys. The kitchen is the heart of the home, featuring a large center island with pendant lighting, pantry, stainless steel appliances, and seamless flow into the living room with a cozy gas fireplace. The spacious primary suite offers a walk-in closet, dual sinks, and a relaxing corner soaking tub. The finished lower level adds exceptional flexibility with a large recreation room, an additional bedroom, and a full bathroom, making it ideal for guests, entertaining, or multigenerational living. Thoughtfully maintained by the current owners, this home features numerous mechanical and cosmetic updates, including improved furnace components, a furnace humidifier, additional basement heat runs, a newer water heater, sump pump, updated flooring, fresh interior paint, remodeled fireplace with a granite surround and new mantel, updated bathroom flooring, modern lighting, replacement window blinds, a newer dishwasher, over-the-range microwave, refreshed deck, and garage door roller improvements. Enjoy multiple parks, miles of walking trails throughout the neighborhood, including paths that wind around the community ponds. The renowned Gateway/Browns Creek Trail is located approximately a half-mile away, providing convenient biking and walking access to downtown Stillwater, Scandia, and surrounding areas.

3116 Lowell Court, Stillwater

Listing courtesy of eXp Realty.

$895,900

ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 7089301 MLS ⋅ 4,670 SqFt.

This beatifully maintained 5BR, 5BA,3 Car garage home offers 4670 sq feet of living space and is located in the highly Millbrook neighborhood. Meticulously cared for, the home is in like-new condition throughout.Enjoy outdoor living and entertaining. A stamped concrete patio surrounding the fire pit provides additional gathering space for family and friends. The upper level includes 4 bedroom and 3 full bathrooms. The walkout lower level offers abundant natural light and features a spacious recreational room.Heated and insulated 3 car garage. Mail floor laundry.Updated kitchen with modern finishes and features. Residents enjoy neighborhood walking trails around the ponds, and renowned Gateway/Browns Creek Trail is located approximately half a mile away, offering convenient biking access to Stillwater, Scandia and surrounding communities.Buyer/Buyer's agent is responsible for verifying all information, measurements, schools, and HOA rules/fees/regulations (if applicable).

2820 White Pine Way, Stillwater

Listing courtesy of VIS Realty, Real Estate and Mortgage Services LLC.

$445,000

ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 7042272 MLS ⋅ 2,250 SqFt.

Ask about lenders discounts. Resort-Style Living on the St. Croix River Welcome to Sunnyside on the St. Croix, where luxurious, maintenance-free living meets riverfront serenity. This beautifully renovated east-facing townhome offers 3 spacious bedrooms, 4 modern bathrooms, and breathtaking views of the river from nearly every room. Step inside to discover extensive upgrades throughout, including a new roof, maintenance free decking, updated electrical panel, luxury vinyl flooring, custom tile work, designer light fixtures, granite countertops, and maple flooring. Unique touches like walnut paneling and Korean Grass-cloth wallpaper add warmth and sophistication. The interior design is stunning, with thoughtful finishes and elegant details throughout, every room reflects exceptional taste an attention to detail. Upstairs, you'll find all three bedrooms, highlighted by a luxurious primary suite featuring a generous walk-in closet and a beautifully appointed ensuite-offering a peaceful spa-like sanctuary at the end of the day. Enjoy morning coffee or evening sunsets from your private deck, balcony, or patio, each offering peaceful views of the river and manicured courtyard. Outside your door, indulge in the unmatched amenities of the Sunnyside community: indoor and outdoor pools, fitness center, sauna, hot tub, billiards and gathering rooms, and a riverside picnic area with firepit. For outdoor enthusiasts, the 5 mile St. Croix River Loop Trail connects you to the Browns Creek and Gateway State Trails-perfect for biking, walking or simply soaking in nature. Boaters will love the on-site storage and Sunnyside Marina access. Monthly dues cover everything from the building and liability insurance, cable, internet, water, sewer, and trash-all to make life truly effortless. All of this, just one scenic mile from downtown Stillwater, where you can enjoy shopping, dining, and entertainment along the riverfront. Don't Miss this rare opportunity to own a slice of paradise in one of the most desirable riverfront communities. Welcome home to Sunnyside on the St. Croix!

6311 Saint Croix Trail N, Stillwater

Listing courtesy of LaBelle Real Estate Group Inc.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.