Tower Homes under $400,000

Welcome to Tower, Minnesota – a hidden gem nestled in the heart of St. Louis County! Known for its breathtaking natural beauty and welcoming community, Tower is the perfect place to call home. With its picturesque landscapes, charming downtown area, and proximity to stunning Lake Vermilion, residents enjoy a unique blend of small-town charm and outdoor adventure.

For those seeking affordable housing options, Tower offers a variety of homes under $400,000, making it an ideal destination for first-time buyers, families, and retirees alike. Whether you’re looking for a cozy cabin, a spacious family home, or a charming bungalow, you’ll find a diverse selection of properties that cater to all lifestyles and budgets. The real estate market here is not only accessible but also filled with opportunities for investment and growth.

Imagine waking up to serene views and the sound of nature right outside your window. Tower’s homes are often surrounded by lush forests and pristine lakes, offering ample opportunities for fishing, hiking, and boating. This close-knit community takes pride in its local events, from seasonal festivals to farmers' markets, ensuring there’s always something happening to bring neighbors together.

In addition to its stunning surroundings, Tower boasts excellent schools, friendly local businesses, and a strong sense of community spirit. Whether you’re drawn by the allure of outdoor activities or the warmth of its residents, Tower, MN, is a place where you can truly thrive. Discover your dream home in this enchanting city and embrace a lifestyle filled with adventure and connection!

Newest Tower Homes under $400,000

$119,900

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7129703 MLS ⋅ 672 SqFt.

Enjoy the best of small town living and Northern Minnesota's legendary outdoor recreation in the quaint 3 bedrm home located at the edge of town, just minutes fromrenowned Lake Vermilion. Situated on a spacious corner lot. Step out your door and access the Mesabi Trail, with hiking, biking and four season adventure right at yourfingertips. Two detached garages provide plenty of room for vehicles, boats, ATV's, snowmobiles and all your toy and storage needs. Enjoy the convenience of beingwithin walking distance to shops, dining, and clinic, while being just minutes from public boat launches and beaches on Lake Vermilion. Whether you're looking for ayear round home, vacation property or a great home base for exploring Lake Vermilion and the surrounding area, this property is an excellent opportunity to enjoy thebest of beautiful Northern Minnesota.

506 Birch Street, Tower

Listing courtesy of Vermilion Land Office, Inc..

$337,500

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7126851 MLS ⋅ 768 SqFt.

Enjoy breathtaking south-facing views of Frazer Bay from this charming 2-bedroom waterfront property featuring approximately 300 feet of private lakeshore on over 1 acre of beautifully wooded land. The cabin includes a bathroom with tub/shower, a full septic system, and the privacy and tranquility of a true lakeside getaway. With its spectacular water views, generous shoreline, wooded setting, and peaceful natural surroundings, this property is an ideal retreat for relaxing, entertaining, and enjoying all that lake life has to offer. Sold furnished for added convenience—just bring your personal belongings and start enjoying the waterfront lifestyle. Priced to sell at $337,500. A rare opportunity to own a private piece of Frazer Bay with exceptional shoreline and views.

95108 Gold Island, Tower

Listing courtesy of Vermilion Land Office, Inc..

$225,000

ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 7124190 MLS ⋅ 500 SqFt.

One of a kind listing on Lake Vermilion with multiple building sites! Have it all with this one on Pine Island! Privacy, acreage, lake lot on Vermilion with sandy swim area and a park like setting and a private lake lot on West Twin Lake on Pine Island. Also included is a cabin in between the two lake lots and trails throughout. Cabin has main floor with loft, outhouse and powered by generator/solar with electric nearby. The Lake Vermilion lot is 0.47 acres with 100' of frontage, West Twin Lake lot on Pine Island has a variance to build a cabin on it. Property has been surveyed. Located near the BWCA and Trout Lake Portage.

90138 Pine, Tower

Listing courtesy of BIC Realty.

$205,500

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7099488 MLS ⋅ 2,072 SqFt.

Step into this statuesque 3 bedroom 1 3/4 bath home sitting on an oversized lot on the edge of Tower! The main level has been remodeled to feature a large dining room area, updated kitchen, large comfortable living room, huge new bathroom, and a bedroom. Stroll upstairs to 2 additional bedrooms and tons of storage space and closet space. The lower level is bright and open and includes storage, laundry area, and a 3/4 bathroom. Outside enjoy the lot and a half that includes a huge 28x50 garage with additional storage in the enclosed lean-to

110 3rd Street N, Tower

Listing courtesy of Northwoods Land Office, Inc.

$375,000

ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 7094478 MLS ⋅ 3,079 SqFt.

Welcome to 5595 Pine Street in Tower, MN—a beautifully crafted 3-bedroom, 4-bath home nestled on a private wooded lot in the desirable Northstar Addition near Lake Vermilion. Featuring over 3,000 square feet of living space, this home combines comfort, quality, and Northwoods charm. Inside, you’ll find a spacious gourmet kitchen with premium appliances, a formal dining area, main-floor laundry, and a large family room great for entertaining. Two stone gas fireplaces create a warm and inviting atmosphere throughout the home, while the peaceful four-season gazebo provides the perfect place to relax and enjoy the surrounding nature. Additional features include in-floor heat, a detached two-stall garage, mature trees for privacy, and exceptional craftsmanship throughout. Located just minutes from world-class fishing, boating, and outdoor recreation on Lake Vermilion, this property has the ideal balance of peaceful living and modern convenience.

5595 Pine Street, Tower

Listing courtesy of Beycome Brokerage Realty LLC.

$350,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7089162 MLS ⋅ 760 SqFt.

Exceptional opportunity to own over 540 feet of pristine shoreline and 2.1 acres (2 lots!) on Hawk Isle on beautiful Lake Vermilion. Under 3 minute boat ride from the marina, this turnkey lake property offers everything you need to start enjoying lake life immediately, with all personal property included in the sale—including the pontoon, docks, zero-turn mower, tractor. and so much more. The charming main cabin features numerous updates, including newer windows, siding, soffit, gutters, hardwood floors, a newer wood-burning stove and newer well (4 years) with heat tape and compliant septic. Inside, you'll find warm tongue-and-groove walls, an inviting eat-in kitchen with center island and abundant cabinetry, and flexible sleeping accommodations. One bedroom includes a bed and lofted bunks, while the second room can serve as either a bedroom or a relaxing porch overlooking the property. Additional accommodations include a bunkhouse complete with a double bed and twin bunks, providing plenty of space for family and guests. Enjoy the authentic Northwoods experience with your own sauna, storage shed, and a beautifully level lot that offers easy access to the water. With two docks already in place, expansive shoreline, incredible privacy, and a long list of included amenities, this is a rare opportunity to own a fully furnished lake retreat on one of Minnesota's premier fishing and recreational lakes. Start making memories on Lake Vermilion from day one.

91009 Duffy Island, Tower

Listing courtesy of Re/Max Advantage Plus.

$275,000

ACTIVE Status ⋅ 2 Beds ⋅ 7089018 MLS ⋅ 426 SqFt.

Blue Heron Retreat. Now's your chance to grab your own spot on 2 Acre large, Long Island on Lake Vermilion! Tired of neighbors, traffic, and other humans in general? Then this A-frame cabin on Long Island might be exactly what you’re looking for. Tucked near the East end of the island, this cute cabin gives you plenty of room to spread out. Bunkhouse or sauna bldg ready to be finished as you like. It features a loft, a main-floor bedroom, an open kitchen and living area, plus an enclosed porch and a charming little deck — perfect for dramatically sipping coffee while staring at the water like you’re in the movie "On Golden Pond" With 487 feet of shoreline, you’ve basically got your own little kingdom. And the best part? Your commute is just a quick boat ride from Stuntz Bay. No roads, no traffic, and the only neighbors you’ll have are the loons and the occasional curious otter, maybe a walleye. Whether you’re looking for a peaceful weekend getaway or just want to tell people you “own part of an island now,” Blue Heron Retreat on Long Island delivers serious privacy with a healthy dose of Northwoods charm. Come see it before someone else claims your island.

5298 Long Island, Tower

Listing courtesy of Z'Up North Realty, Inc..

$359,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7084555 MLS ⋅ 1,107 SqFt.

Escape to your own private piece of paradise on Lake Vermilion. Located on Pine Island and nestled among towering pines and a cedar grove, this seasonal cabin offers an incredible 689ft of shoreline. Built in 1992, this charming 2 bedroom, 1 bathroom cabin is perfectly positioned to capture breathtaking sunset views. Spend your days hiking, watching the endless hummingbirds, relaxing on the deck, or enjoying easy access to the water from your private dock. Conveniently located with close access to Glenwood Lodge. Whether you're seeking a family getaway, a place to reconnect with nature, or a fishing retreat- this property offers the type of peaceful seclusion many dream of, but few find. Sold furnished, ready to enjoy!

5399 Pine Island N, Tower

Listing courtesy of eXp Realty.

$359,000

ACTIVE Status ⋅ 1 Baths ⋅ 7065125 MLS ⋅ 240 SqFt.

Possibly the best view on Lake Vermilion! Breathtaking views of 10+ islands. Everything on the property is new & ready for you to enjoy. This 16.5 acre parcel sits on a point with 180 degree views. 365' of elevated and flat shoreline.Property includes a new Amish-built cabin & outhouse with Andersen Windows & storm doors, Diamond Kote siding, closed cell spray foamed floor in cabin, new king-sized bed & coverings, 2 new futons, 400 amp electric service, new SS fridge/freezer, 20' one trip shipping container, second storage shed, new stairs down to new 40’ L shaped dock w/two cedar benches & swim ladder & new boat lift, additional 40’ dock & sitting deck, multiple fire rings & outdoor furniture, two viewing benches on the point, cedar swing, aluminum picnic table & bbq grill.Huge red & white pines, birch, poplar, maple & more. Property is dotted w/large boulders. Located very close to the deepest fishing holes on the lake. End of dock is 14' deep and great walleye fishing! Lower shore is ideal for walking in the water & swimming.

5441 Ely Island N, Tower

Listing courtesy of Vermilion Land Office, Inc..

$325,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7060442 MLS ⋅ 823 SqFt.

Picturesque cabin on beautiful Lake Vermilion. 823 SF with 2 bed, 1 bath, loft area, open living room/kitchen area, and deck to enjoy your morning coffee or watch the loons in the bay. Sitting on 2.6 wooded acres with 304ft of lakeshore, this cabin has all of the Vermilion features you’re looking for: rock outcroppings, island living, wooded barrier for seclusion, proximity to Trout Lake access, and east facing shoreline for sunset views. Currently used as a seasonal retreat but could easily be used in winter with the addition of a heated line to the lake and insulated/heated crawlspace. Cabin is wired for electric baseboard heat. Lake water system and private septic. Being sold furnished along with 1990 Mirrorcraft Ultra Pro with 115HP Yamaha. Pack your bags and come enjoy your own cabin this summer! Seller financing available.

5327 Pine Island N, Tower

Listing courtesy of eXp Realty.

$210,000

ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 7058856 MLS ⋅ 560 SqFt.

Affordable opportunity to enjoy beautiful Lake Vermilion right from your deck! Located on desirable Fectos Rd, enjoy this cozy 1 bed, 1 bath cabin with all the modern amenities you need, storage shed, and a bonus space ready to be used as a bunkhouse, office, or 'she shed.' Enjoy your coffee while watching gorgeous sunrises and the abundant wildlife in Greenwood Bay. Start enjoying all Lake Vermilion has to offer without the burden of lakefront taxes. Cabin can be enjoyed seasonally or turn on the heat/heat tape to use year-round. Property offers close proximity to Vermilion Club, Wilderness Golf Course, and multiple marinas. Cabin is being sold furnished with rolling dock. Start making memories by Memorial Day!

3609 Fectos Road, Tower

Listing courtesy of eXp Realty.

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