Mille Lacs County Homes under $400,000

Mille Lacs County Homes under $400,000

Welcome to Mille Lacs County, Minnesota – a hidden gem that beautifully combines natural splendor with a welcoming community spirit. Nestled in the heart of the North Star State, Mille Lacs County is renowned for its breathtaking landscapes, including the expansive Mille Lacs Lake, one of Minnesota’s largest inland lakes, offering year-round recreational opportunities from fishing and boating in summer to ice fishing and snowmobiling in winter.

For those seeking a place to call home in this picturesque region, Mille Lacs County presents an array of charming homes priced under $400,000. Whether you’re a first-time buyer, a growing family, or looking for a serene retreat, you’ll find a variety of options to suit your needs. From cozy cabins with lake views to spacious family homes nestled in friendly neighborhoods, the real estate market here is as diverse as the landscape itself.

Living in Mille Lacs County means you’ll enjoy a laid-back lifestyle surrounded by nature’s beauty, yet still have access to essential amenities and services. Local schools, parks, and community events foster a strong sense of belonging, making it an ideal place to raise a family or retire in peace.

With its rich history, vibrant culture, and affordable housing, Mille Lacs County is not just a place to live; it’s a community where you can thrive. Explore our listings today and discover your dream home in this enchanting part of Minnesota!

Newest Mille Lacs County Homes under $400,000

1007 N Rum River Drive, Princeton
$280,000
COMING SOON Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7153962 MLS ⋅ 2,356 SqFt.
Beautifully updated 3 (or 4) bedroom, 3 bath twinhome in a 55+ community located on the West Branch of the Rum River with a private, wooded back yard giving you serene views from the bedrooms, deck and patio. All new flooring upstairs and down, new paint in many rooms, updated ceiling lights. The roof, siding and garage door have all been recently replaced. High ceilings, lots of windows, two bedrooms and bathrooms on the main floor and laundry with convenient shelving. The kitchen has two pantry closets for lots of storage. The primary bedroom has a large walk-in closet. A walk-thru 3/4 bath connects the two bedrooms with a main floor half bath for guests. The 2nd bedroom has French doors and walks out to the deck so could be used as a sun room or sitting room. This unit is unique to the neighborhood with many built-in cabinet upgrades, two fireplaces, and an extra large window in the basement hobby room. The main floor has grab bars in the bathrooms and is wheelchair accessible through all the doorways. The full walk-out basement is completely finished with a large living room, 3rd bedroom with a room length deep closet, a 3/4 bath and an enormous hobby room with triple window. The hobby room has a pegboard for crafting or tools, new vinyl flooring for easy cleaning, and an enormous closet with sturdy shelving. A chair lift for the basement stairs is optional if you want an additional accessibility feature. Garage has attic storage accessible by a fold down ladder. Move in for low maintenance living and a completely, permanently private backyard river, trees, and meadow view that you won't find anywhere else in the area. (Interior pictures coming soon - all new Flooring is still being installed)

1007 N Rum River Drive, Princeton

Listing courtesy of Re/Max Reliance, Inc..

18028 Lucky Jog, Garrison
$185,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7154155 MLS ⋅ 785 SqFt.
Year-round home or weekend retreat, the choice is yours! This 2 bedroom, 1 bath home sits on a corner lot with mature trees and plenty of room to spread out. Spend summer evenings on the large deck, then head out on the lake, since public boat access is just minutes away. The standout here is the 30x48 pole shed, with room for 4+ vehicles plus all your boats, sleds, and toys. Whether you're looking for an affordable place to call home or a fishing basecamp for weekends up north, this one checks the boxes. Close to Garrison, Grand Casino Mille Lacs, golf, and some of the best walleye fishing in Minnesota.

18028 Lucky Jog, Garrison

Listing courtesy of RE/MAX Results.

14801 Twilight Road, Onamia
$290,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7155760 MLS ⋅ 854 SqFt.
Lake Mille Lacs sits right across the road, and this property comes with a dock to get you on it. A-frame cabin with vaulted ceilings, skylights, and an open kitchen and living area featuring stainless appliances, LVP flooring, and a stove that keeps things warm on cold Minnesota nights. Main-level bedroom, 3/4 bath, and a loft sleeping area upstairs. Step out to the large deck, gather around the fire pit, or head out back to the sauna. Need room for guests? The 2019 RV sleeps 5, is already hooked into septic, and can stay with the property. Detached 2-car garage, storage sheds, and a big, deep, wooded lot. Fish it, boat it, ice fish it. Then come back to a cabin that's set up and ready to use.

14801 Twilight Road, Onamia

Listing courtesy of Aire LLC.

11507 230th Street, Milaca
$349,999
COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7100701 MLS ⋅ 1,490 SqFt.
Enjoy peaceful country living on 5 beautiful wooded acres with this inviting 4-bedroom, 2-bathroom home just outside of Milaca. Surrounded by mature trees and abundant wildlife, this property offers the perfect blend of privacy, comfort, and space to explore. Inside, you'll find fresh updates throughout, including new flooring, fresh paint, and new kitchen appliances, creating a move-in ready home with a warm, welcoming feel. The spacious layout offers room for everyone, while the finished lower level provides additional living space with endless possibilities for a family room, game room, or home office. Outside, the detached garage is a standout feature with 220 electrical service - ideal for hobbies, projects, or extra storage. Whether you're enjoying your morning coffee surrounded by nature, entertaining friends, or simply appreciating the quiet setting, this property delivers the best of country living. If you've been searching for acreage, privacy, and a beautifully updated home with room to grow, this Milaca property is ready to welcome you home.

11507 230th Street, Milaca

Listing courtesy of RE/MAX Results.

560 E Isle Street, Isle
$229,900
COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7151917 MLS ⋅ 1,152 SqFt.
Recently remodeled and thoughtfully updated, this 3-bedroom, 2-bath one-level home offers comfortable living with room to expand. The spacious primary bedroom features a private suite with a remodeled bath, while the full unfinished basement provides excellent storage and future potential. The kitchen includes stainless steel appliances, new in 2024, and opens to the dining area with access to the deck—perfect for enjoying the expansive ¾-acre lot. Additional updates include a new HVAC system in 2025, a new garage door and opener, and a new metal roof on the detached two-stall garage installed in 2021. A great opportunity to enjoy a move-in-ready home with numerous recent improvements and plenty of space both inside and out.

560 E Isle Street, Isle

Listing courtesy of RE/MAX Results.

505 4th Street S, Princeton
$320,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7153792 MLS ⋅ 2,654 SqFt.
Assumable mortgage opportunity on this corner-lot rambler in Princeton, MN. This beautifully maintained home features original hardwood floors, classic built-ins, and abundant storage. The updated kitchen offers ample cabinetry and an informal dining area. A finished basement adds flexible living space with a spacious recreation room, dedicated laundry and utility areas, and a fourth bedroom that could also serve as a home office or gym. Enjoy an attached garage and a private fenced outdoor area for entertaining, bonfires, and pets. Located near historic downtown Princeton, local schools, parks, shopping, and dining, this charming rambler combines character, convenience, and versatile living spaces. Ask for details about the assumable mortgage!

505 4th Street S, Princeton

Listing courtesy of eXp Realty.

7155 160th Street, Bock
$299,999
ACTIVE Status ⋅ 1 Beds ⋅ 2 Baths ⋅ 7151702 MLS ⋅ 748 SqFt.
Amish-Built Log Home on 10 Acres Don’t miss this unique opportunity to own a beautiful 2-story Amish-built log home on 10 acres, just south of Bock, Minnesota. Constructed from locally harvested white pine logs, this property offers character, privacy, and plenty of potential for a rural homestead, hobby farm, or agricultural venture. The home is serviced by a drilled well, with water currently supplied to the kitchen and two bathrooms—one upstairs and one downstairs. The property also features a compliant holding-tank-style septic system. The existing system may continue to be used as-is, or a future owner could explore adding a drainfield sized according to the number of bedrooms they choose to build out. The home currently features one finished bedroom on the upper level, with additional unfinished space offering an opportunity to customize the layout and create additional bedrooms or living areas to suit your needs. Outside, the property provides a wonderful country setting with partially fenced pastureland, ideal for horses, livestock, gardening, or simply enjoying the open space. An open-water pond, established gardens, a large raspberry patch, fruit trees, and other mature plantings add to the property's appeal. The property was formerly home to the popular MeadowView Greenhouse, and several greenhouse structures remain. These structures will be removed prior to closing. Buyers interested in continuing a greenhouse or similar agricultural business, please inquire about purchasing these structures as there may be an opportunity to pursue rezoning and/or a conditional use permit, subject to approval by Mille Lacs County Zoning officials. Also included in this sale is a substantial 34' x 100' hoop shed, providing versatile space for livestock, farm equipment, storage, or other agricultural uses. Whether you're searching for a rural homestead, hobby farm, horse property, gardening retreat, or property with agricultural-business potential, this unique acreage offers an appealing combination of natural beauty, established improvements, and opportunity. Come explore the possibilities and imagine what you could create here!

7155 160th Street, Bock

Listing courtesy of Hewitt Jackson Real Estate.

425 2nd Avenue NE, Milaca
$289,900
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7152182 MLS ⋅ 1,082 SqFt.
Rambler in town features 2 bedrooms, 2 bathrooms, gas fireplace in the living room, main floor laundry and a large backyard. Full basement roughed in with egress windows. Ready to add more bedrooms, family room and a 3rd bathroom. Home is clean and move-in ready.

425 2nd Avenue NE, Milaca

Listing courtesy of Milaca Realty.

114 Woodland Circle, Princeton
$285,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7151367 MLS ⋅ 1,773 SqFt.
Hard to find, great opportunity! Equity Builder. Almost all materials are in the home for finishing. Newer upgrade siding and roofing. Newer high efficiency furnace, AC, and water softener. Many new windows. Newer deluxe appliances. Seller has completed many upgrades. Just needs finishing touches. Oversized four season porch. Huge dream attached garage with seperate work shop featuring a rear garage door for added convenience. Concrete drive with an abundance of extra parking plus side area parking for additional outdoor storage! Beautiful wooded setting, quiet cul-de-sac. Huge possibilities hear! Quick possession!

114 Woodland Circle, Princeton

Listing courtesy of Real Estate Masters, Ltd..

1520 White Cloud Drive S, Isle
$398,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7150575 MLS ⋅ 1,322 SqFt.
Welcome to your slice of paradise on beautiful Malone Island! This charming 3 bedroom, 2 bathroom home has the perfect combination of peaceful living, outdoor enjoyment, and access to Minnesota's beloved Mille Lacs Lake. This home features new custom built kitchen cabinets, quartz counter tops, vaulted ceilings, new mini split and many new updates. Enjoy the extra garage space with the additional garage located on the property. (Dimensions 24x30x10) Located in a quiet, welcoming neighborhood, this property features a nice yard with plenty of space to relax, entertain, and enjoy the beauty of the surrounding area. Enjoy the convenience of great walking and biking opportunities right in the neighborhood, making it easy to get outside and take in the peaceful surroundings. One of the standout features of this property is the included deeded access to a shared boat slip in the marina on Mille Lacs Lake as well as the private launch, giving you convenient access to the water and endless opportunities for fishing, boating, and making lasting memories. Whether you're looking for a year round home, a relaxing lake getaway, or a place to enjoy the outdoors, this property provides the lifestyle you've been looking for. With its quiet setting, inviting neighborhood, and access to Mille Lacs Lake, this is an opportunity you don't want to miss! Come enjoy Malone Island living and all that Mille Lacs Lake has to share!

1520 White Cloud Drive S, Isle

Listing courtesy of Beycome Brokerage Realty LLC.

630 3rd Avenue NE, Milaca
$299,900
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7145228 MLS ⋅ 1,995 SqFt.
Welcome to this move-in ready, completely renovated 4-bedroom, 2-bathroom split-level home situated on a spacious 0.268-acre lot in Milaca. The updated interior offers a thoughtful floor plan featuring 2 bedrooms on the upper level and 2 bedrooms on the lower level. The heart of the home boasts a beautifully remodeled kitchen complete with stainless steel appliances and a stylish tile backsplash. Unwind or entertain in the expansive lower-level family room, or step outside onto the deck—equipped with built-in bench seating and convenient stairs leading directly down to the private yard. Enjoy quality upgrades and modern finishes throughout this turnkey property!

630 3rd Avenue NE, Milaca

Listing courtesy of Keller Williams Integrity NW.

3207 90th Avenue, Princeton
$299,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7146988 MLS ⋅ 1,712 SqFt.
Amazing opportunity in Princeton! This updated three-level split sits on two lots, offering nearly an acre of outdoor space and a unique combination of residential living and future possibilities. The home features updates both inside and out, with three bedrooms, 1.5 bathrooms, and a versatile flex space perfect for a home office, den, hobby room, or potential fourth bedroom. The spacious lower-level family room offers plenty of room to relax, entertain, and make the space your own. Adding even more opportunity, the additional lot behind the home is zoned commercial—an exciting option for a home-based business or other potential uses. With generous space, thoughtful updates, and uncommon flexibility, this Princeton property is one you won’t want to miss!

3207 90th Avenue, Princeton

Listing courtesy of Next Generation Realty LLC.

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