Washington Homes with Association Access Lake/Waterfront

Washington Homes with Association Access Lake/Waterfront

Welcome to Washington County, Minnesota, a hidden gem that beautifully blends scenic landscapes with vibrant community living. Nestled along the St. Croix River and just a short drive from the Twin Cities, Washington County offers an ideal balance of suburban comfort and outdoor adventure. With its lush parks, winding trails, and picturesque lakes, residents can enjoy a lifestyle that embraces nature while still having access to urban amenities.

One of the standout features of this county is the abundance of homes with association access to stunning lakes and waterfronts. Imagine waking up to the gentle sounds of water lapping against the shore, or spending weekends fishing, kayaking, or simply soaking in the sun on your private dock. Properties in this area often come with membership benefits to community amenities, including boat launches, picnic areas, and swimming spots, ensuring that every day feels like a vacation.

Whether you’re seeking a cozy cabin retreat or a spacious family home, Washington County’s real estate market is diverse and inviting. Each neighborhood has its own unique charm, from the historic streets of Stillwater to the serene surroundings of Lake Elmo. With excellent schools, thriving local businesses, and a strong sense of community, Washington County is not just a place to live; it’s a place to thrive.

Explore the possibilities of waterfront living in Washington County, where your dream home awaits amidst the beauty of nature and the warmth of a welcoming community. Experience a lifestyle filled with adventure, relaxation, and the joys of lakeside living!

Newest Washington Homes with Association Access Lake/Waterfront

$569,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7112394 MLS ⋅ 2,300 SqFt.
Welcome to Oakshore Park! An exclusive lakefront community featuring private, wooded, and peaceful 1+ acre homesites. This rare opportunity includes deeded lake access with exceptional amenities, including a private boat launch, lakeside park, and waterfront marina (boat slips available for an additional fee). Properties in Oakshore Park seldom become available, making this a truly unique opportunity. This well-maintained modified two-story home offers 3 bedrooms on one level, a spacious main-floor family room with a cozy gas fireplace, an updated kitchen featuring hard-surface countertops, an informal dining area, formal dining room, and an oversized living room highlighted by a charming wood-burning fireplace. Additional features include city water and sewer, a private well dedicated to the irrigation system, and a whole-house backup generator for peace of mind year-round. The oversized attached garage provides excellent storage, and the expansive wooded 1-acre lot offers ample space for a future detached garage or outbuilding. Enjoy an outstanding location just over a block from a beautiful 10-acre neighborhood park featuring a covered picnic shelter, playground, sledding hill, trails, open play fields, and sport court. Experience the perfect combination of privacy, recreation, and lake living. Once you discover Oakshore Park, you'll understand why residents never want to leave!

4696 126th Street N, White Bear Lake

Listing courtesy of Coldwell Banker Realty.

$550,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7077012 MLS ⋅ 2,460 SqFt.
Welcome to this beautifully maintained and extensively updated home in desirable Birchwood Village! Nearly every major improvement has already been completed, giving you the opportunity to move in and simply enjoy. From the moment you arrive, you'll appreciate the exceptional curb appeal with new siding (2023), a new roof (2022), updated windows and doors, and an attached two-car garage featuring insulated garage doors and new electronic openers (2023). Inside, you'll find a spacious and functional layout with 3 bedrooms, 4 bathrooms, and two separate living areas that offer plenty of space for entertaining, family gatherings, or relaxing at home. The living room with vaulted ceilings showcases high-end luxury vinyl plank flooring, lots of light, as well as a cozy gas fireplace for enjoying during the colder months. The dining area is open to the kitchen and living room which is great for encouraging conversations and socializing with family and friends. Step outside to your own private backyard retreat, where mature pine trees create a peaceful backdrop. Enjoy your morning coffee or unwind in the evening on the spacious deck while taking in the abundant wildlife and tranquil natural surroundings. The beautifully updated kitchen is the heart of the home, complete with stainless steel appliances, soft-close cabinetry, and elegant quartz countertops, creating a stylish and functional space for cooking and gathering. The upper level features a spacious owner's suite complete with a private en suite bathroom, offering a relaxing retreat at the end of the day. Two additional bedrooms on the upper level provides a functional and wonderful layout for bedrooms or an office space. The lower level expands your living space with a cozy family room, a convenient laundry area, and abundant storage to meet your everyday needs. An attached two-car garage provides additional storage and convenience. Additional mechanical updates provide outstanding value and peace of mind, including a new furnace (2020), water heater (2022), washer and dryer (2022), and water softener (2023). With quality updates throughout, major improvements already completed, and a beautiful setting, this move-in-ready Birchwood Village home is one you won't want to miss. Birchwood Village Info: There is lake access to 5 beach areas for village residents. See supplements for use and optional Birchwood Dock Association membership. Residents can use these parks for swimming and picnicking. Each lake tract / beach has a private dock owned and maintained by the Birchwood Dock Association (BDA) except Kay Beach, which is reserved for swimming only. The BDA is a local organization made up exclusively of Birchwood residents. Every Birchwood resident may become a member of the BDA and put their name on a waiting list for a boat slip, but membership is not required for Birchwood resident to access the docks. Access is open to all village residents, but boat slips are limited and allocated via a waiting list lottery system. All boats must use lifts (no mooring directly to docks), and slips are granted for up to 6 years. Here's a breakdown of costs: -BDA Membership Dues: $35 per year, waiting List Deposit: $200 (refundable or applied toward fees once a slip is available). https://cityofbirchwood.com/community/birchwood-dock-association/

619 Birchwood Avenue, White Bear Lake

Listing courtesy of Edina Realty, Inc..

$1,650,000
COMING SOON Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 7108249 MLS ⋅ 5,770 SqFt.
Looking for ultimate privacy & sunlight on nearly 2 acres? This architectural masterpiece in mint condition is a must-see. The open main floor (2,894 finished sq ft) boasts hand-scraped, antiqued cherry wood floors; no engineered flooring here! An abundance of windows offers a total "WOW" view. Entertain guests with ease in the updated kitchen with show-stopping Quartzite & Silestone counters. Walk out to multiple brick paver patios, a scenic pond with a water feature, a pergola dining area, and beautiful perennial gardens. Features a dream garage, plus a versatile office, nanny suite, or studio above with a stunning 3/4 bath. High-end finishes inside and out make this a dream property!!

9520 Whistling Valley Trail, Lake Elmo

Listing courtesy of Re/Max Advantage Plus.

$189,900
ACTIVE Status ⋅ 7104229 MLS
**OPEN BUILDER:** WOODED WALKOUT LAKEVIEW LOT in Forest Hills Farm - and it's the LAST ONE! Come build your dream home in the highly sought-after lakeshore community of Forest Hills Farm. Residents can enjoy beautiful walking paths and an exceptional lakeside common area where you can swim, fish, or simply relax by the fire on warm summer nights. Please note that this lot does NOT include a boat slip, but some are often available for rent. Bring your plans and your builder, and let's turn your dream into reality!

TBD Karoline Court N, Forest Lake

Listing courtesy of RE/MAX Synergy.

$675,000
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 7065042 MLS ⋅ 3,584 SqFt.
Welcome home to this beautifully maintained 5-bedroom, 4-bathroom home offering a desirable open-concept design with scenic lake and park views. The 3-car garage includes a tandem third stall, providing extra space for storage, a workshop, or recreational toys. The kitchen is the heart of the home, featuring a large center island with pendant lighting, pantry, stainless steel appliances, and seamless flow into the living room with a cozy gas fireplace. The spacious primary suite offers a walk-in closet, dual sinks, and a relaxing corner soaking tub. The finished lower level adds exceptional flexibility with a large recreation room, an additional bedroom, and a full bathroom, making it ideal for guests, entertaining, or multigenerational living. Thoughtfully maintained by the current owners, this home features numerous mechanical and cosmetic updates, including improved furnace components, a furnace humidifier, additional basement heat runs, a newer water heater, sump pump, updated flooring, fresh interior paint, remodeled fireplace with a granite surround and new mantel, updated bathroom flooring, modern lighting, replacement window blinds, a newer dishwasher, over-the-range microwave, refreshed deck, and garage door roller improvements. Enjoy multiple parks, miles of walking trails throughout the neighborhood, including paths that wind around the community ponds. The renowned Gateway/Browns Creek Trail is located approximately a half-mile away, providing convenient biking and walking access to downtown Stillwater, Scandia, and surrounding areas.

3116 Lowell Court, Stillwater

Listing courtesy of eXp Realty.

$1,150,000
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 7091258 MLS ⋅ 3,580 SqFt.
Welcome to an extraordinary custom-built two-story home in the prestigious Forest Hills Farms neighborhood, nestled along the highly desirable eastern shores of Forest Lake. Showcasing exceptional craftsmanship and meticulous attention to detail, this stunning residence rivals the quality and finishes of new construction. Every space has been thoughtfully designed with upscale features, including gorgeous hardwood flooring, striking Orion granite countertops, custom tile work, and designer backsplashes throughout. The upper level offers an impressive primary suite designed as a private retreat, along with three additional spacious bedrooms and the convenience of upper-level laundry. The open-concept main living area flows effortlessly onto a large private deck where breathtaking wooded and seasonal lake views create the perfect setting for relaxing or entertaining. The fully finished walkout lower level expands the home's exceptional living space, featuring a spacious fifth bedroom and endless possibilities for entertaining, hosting guests, or creating the ultimate recreation area. Thoughtfully completed with the same attention to quality found throughout the home, this level provides the perfect blend of comfort, functionality, and flexibility. Outside, professionally designed architectural landscaping surrounds the home, creating exceptional curb appeal and a peaceful outdoor oasis. Just a short stroll from your front door, enjoy everything Forest Lake has to offer with your own private deeded boat slip, making lake life effortless all season long. This is a rare opportunity to own a truly remarkable home where luxury, quality, and the lifestyle you've been dreaming of come together. Welcome to life on Forest Lake.

21018 Karoline Court N, Forest Lake

Listing courtesy of RE/MAX Synergy.

$109,900
ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 7094661 MLS ⋅ 621 SqFt.
The lake life is calling! Enjoy summertime as the proud resident of Lakeview Terrace, where you'll be steps away from the shoreline and minutes away from every metro convenience! Hop on the Metro Gold Line from the nearby Greenway Station, located under a mile away, making this location as accessible as it is scenic. You'll be dazzled by everything this community has to offer, including a shared dock, private beach, expansive deck with patio seating, guest parking, perennial gardens, exercise room with sauna — all for the insanely low monthly fee of $285/month. Plus, heat, water, sewer, internet and cable are all included, leaving you with just a small monthly electric bill! This 1-bedroom condo offers a modern kitchen with granite counters and cherry-colored cabinetry, new light fixtures, updated bath, and loads of natural light pouring through the large windows. Brand new wall AC unit and fresh paint make this unit totally move-in ready, so you can immediately start enjoying the maintenance-free living on your own slice of sparkling waterfront. The resort-like ambiance is undeniable, and the affordability is unmatched. Dip your toes in the water, throw in a line from the dock, and get to know the wonderful community at Lakeview Terrace!

329 Geneva Avenue N Unit 315, Oakdale

Listing courtesy of RE/MAX Results.

$895,900
ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 7089301 MLS ⋅ 4,670 SqFt.
This beatifully maintained 5BR, 5BA,3 Car garage home offers 4670 sq feet of living space and is located in the highly Millbrook neighborhood. Meticulously cared for, the home is in like-new condition throughout.Enjoy outdoor living and entertaining. A stamped concrete patio surrounding the fire pit provides additional gathering space for family and friends. The upper level includes 4 bedroom and 3 full bathrooms. The walkout lower level offers abundant natural light and features a spacious recreational room.Heated and insulated 3 car garage. Mail floor laundry.Updated kitchen with modern finishes and features. Residents enjoy neighborhood walking trails around the ponds, and renowned Gateway/Browns Creek Trail is located approximately half a mile away, offering convenient biking access to Stillwater, Scandia and surrounding communities.Buyer/Buyer's agent is responsible for verifying all information, measurements, schools, and HOA rules/fees/regulations (if applicable).

2820 White Pine Way, Stillwater

Listing courtesy of VIS Realty, Real Estate and Mortgage Services LLC.

$445,000
ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 7042272 MLS ⋅ 2,250 SqFt.
Ask about lenders discounts. Resort-Style Living on the St. Croix River Welcome to Sunnyside on the St. Croix, where luxurious, maintenance-free living meets riverfront serenity. This beautifully renovated east-facing townhome offers 3 spacious bedrooms, 4 modern bathrooms, and breathtaking views of the river from nearly every room. Step inside to discover extensive upgrades throughout, including a new roof, maintenance free decking, updated electrical panel, luxury vinyl flooring, custom tile work, designer light fixtures, granite countertops, and maple flooring. Unique touches like walnut paneling and Korean Grass-cloth wallpaper add warmth and sophistication. The interior design is stunning, with thoughtful finishes and elegant details throughout, every room reflects exceptional taste an attention to detail. Upstairs, you'll find all three bedrooms, highlighted by a luxurious primary suite featuring a generous walk-in closet and a beautifully appointed ensuite-offering a peaceful spa-like sanctuary at the end of the day. Enjoy morning coffee or evening sunsets from your private deck, balcony, or patio, each offering peaceful views of the river and manicured courtyard. Outside your door, indulge in the unmatched amenities of the Sunnyside community: indoor and outdoor pools, fitness center, sauna, hot tub, billiards and gathering rooms, and a riverside picnic area with firepit. For outdoor enthusiasts, the 5 mile St. Croix River Loop Trail connects you to the Browns Creek and Gateway State Trails-perfect for biking, walking or simply soaking in nature. Boaters will love the on-site storage and Sunnyside Marina access. Monthly dues cover everything from the building and liability insurance, cable, internet, water, sewer, and trash-all to make life truly effortless. All of this, just one scenic mile from downtown Stillwater, where you can enjoy shopping, dining, and entertainment along the riverfront. Don't Miss this rare opportunity to own a slice of paradise in one of the most desirable riverfront communities. Welcome home to Sunnyside on the St. Croix!

6311 Saint Croix Trail N, Stillwater

Listing courtesy of LaBelle Real Estate Group Inc.

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