Monticello Homes under $600,000

Welcome to Monticello, Minnesota—a charming city nestled in Wright County, where small-town charm meets modern convenience. Known for its picturesque landscapes and friendly community, Monticello offers a delightful blend of outdoor recreation, local amenities, and a vibrant arts scene. With its close proximity to the Twin Cities, residents enjoy easy access to urban attractions while relishing the tranquility of suburban living.

Monticello boasts a variety of homes that cater to diverse lifestyles, with many options available for under $600,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a family-friendly environment, Monticello has something for everyone. The housing market features a range of styles, from cozy single-family homes to spacious townhouses, all set against the backdrop of beautiful parks and scenic views.

Families will appreciate the excellent schools and community programs that foster a nurturing environment for children. Outdoor enthusiasts can explore the numerous parks, trails, and lakes that offer year-round recreational activities, including hiking, fishing, and winter sports.

In Monticello, you’ll find a strong sense of community, with local events, farmers' markets, and festivals that bring residents together. The city's commitment to growth and development ensures that it remains an attractive place to live, work, and play.

If you’re considering a move to Monticello, you’ll discover a welcoming community filled with opportunities and a vibrant lifestyle—all within your budget! Explore your dream home today in this delightful Minnesota gem!

Newest Monticello Homes under $600,000

$389,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7160122 MLS ⋅ 1,910 SqFt.

Welcome to this spacious 4-bedroom, 2-bath home with 5 GARAGE STALLS offering a great blend of comfort, character, and functionality! The open-concept kitchen and living area is perfect for everyday living and entertaining, highlighted by a unique stone bar that adds warmth and personality to the space. Outside, the stamped concrete driveway and patio in the back create an inviting outdoor space. Just off the side of the home, a private deck creates the perfect spot to relax and unwind, complete with a hot tub and outdoor TV—both included with the sale—making it the perfect setup for entertaining. A newer roof adds peace of mind, while garage space is a major bonus with an attached 3-stall garage, plus a large 2-stall detached garage that’s heated and insulated—ideal for extra vehicles, toys, a workshop, or additional storage. With impressive indoor and outdoor entertaining spaces and a total of five garage stalls, this home has something for everyone!

4442 Eakern Circle NE, Monticello

Listing courtesy of North Star Pro Realty LLC.

$330,000

COMING SOON Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7158742 MLS ⋅ 1,752 SqFt.

Well kept side by side, one level duplex on a very nice corner lot. Unit 231 us currently occupied and unit 233 is now vacant. Unit 233 does have a deck, partially fenced in back yard with a shed and fire pit area. Unit 231 has a side deck with a shed in the backyard. Financial remarks are provided by the seller. Dimensions have been taken off of the original blueprints and the plan is available upon request.

231 Marvin Elwood Road, Monticello

Listing courtesy of Edina Realty, Inc..

$312,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7158065 MLS ⋅ 1,709 SqFt.

The perfect blend of style, comfort, and low-maintenance living awaits in this beautifully designed Forestview townhome by JP Brooks in Monticello's growing Meadowbrook community. From the moment you step inside, you'll appreciate a home that's designed to make everyday living feel effortless. The open-concept main level creates an inviting space where conversations flow easily from the kitchen to the dining area and great room, making everything from weeknight dinners to weekend gatherings feel connected. The kitchen is both beautiful and functional, featuring quartz countertops, stainless steel appliances, luxury vinyl plank flooring, painted on-site millwork, and thoughtfully selected finishes that offer timeless style with everyday durability. Whether you're meal prepping, entertaining friends, or simply enjoying your morning coffee, this space is designed to be the heart of the home. Upstairs, you'll find four spacious bedrooms, including a relaxing owner's suite with a private bath and walk-in closet. The conveniently located upper-level laundry keeps daily routines simple and efficient. Outside, enjoy your private patio with sodded and irrigated yard. Experience all the benefits of homeownership without the weekend chores, Lawn care and snow removal are handled through the HOA, allowing you more time to enjoy life and less time maintaining your home. Nestled in Meadowbrook, one of Monticello's newest communities, you'll enjoy quick access to Interstate 94, Highway 25, shopping, restaurants, parks, and highly rated schools, making commuting and everyday errands exceptionally convenient. Meadowbrook offers a mix of townhomes and single-family homes in a location designed for modern living. Whether you're buying your first home, rightsizing into something easier to maintain, or simply looking for the peace of mind that comes with brand-new construction, this home offers exceptional value, modern finishes, and a lifestyle you'll love from day one. Available to close September 25th - Schedule your private showing today and experience why so many buyers are choosing Meadowbrook.

8824 Riverstone Avenue NE, Monticello

Listing courtesy of JPW Realty.

$379,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7156605 MLS ⋅ 1,534 SqFt.

Welcome home to this newer-built Monticello home offering modern living and a great location! Built in 2023, this home sits on a spacious lot with a nice yard and plenty of room to enjoy the outdoors. Conveniently located near schools, parks, shopping, restaurants and easy access to I-94, you’ll love being close to everything Monticello has to offer. A great opportunity to enjoy the benefits of newer construction in an established and growing area!

4142 Eaton Circle NE, Monticello

Listing courtesy of Legacy Home Group MN LLC.

$465,000

COMING SOON Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7156594 MLS ⋅ 2,271 SqFt.

Almost new two-story home features 4 bedrooms, 3 bathrooms, and a 3-car garage with a durable epoxy-coated floor. The open-concept main floor is perfect for entertaining, while the versatile flex space provides the flexibility to adapt to your needs. The kitchen is a chef’s dream, featuring sleek quartz countertops, a stainless-steel gas range, tile backsplash, and soft-close cabinetry with crown molding. Enjoy the ideal lot location with no neighbors behind you, a finished irrigation system, and plenty of privacy. The unfinished walkout basement offers endless possibilities for future living space, a home office, gym, or recreation area. Additional features include a Ring doorbell, Honeywell thermostat, and Schlage smart lock. Conveniently located near major highways, including I-94, and just minutes from parks, scenic trails, and the beautiful Bertram Chain of Lakes Regional Park.

5065 87th Street NE, Monticello

Listing courtesy of Edina Realty, Inc..

$409,990

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7155822 MLS ⋅ 2,271 SqFt.

This home is under construction and available for an October closing! Step inside this stunning 2,271 square foot two-story home and experience a blend of style and functionality designed for today’s busy lifestyles. The open-concept main floor welcomes you with a spacious Great Room that flows seamlessly into the kitchen and dining nook, perfect for entertaining or everyday living. The kitchen is a chef’s dream, featuring sleek quartz countertops, a stainless steel gas stove, tile backsplash and soft-close cabinetry with crown molding. A versatile flex space on the first floor adapts to your needs, whether it’s a home office or creative studio. Upstairs, retreat to the luxe owner’s suite with a glass-enclosed shower, raised height vanity and Silestone® countertops, while three additional bedrooms and a convenient laundry room complete the upper level. Enjoy plush carpeting in the bedrooms, luxury vinyl plank flooring in key areas and professionally designed color packages throughout. The fully drywalled, insulated 3-car garage with opener and remotes adds everyday convenience. Homes with this level of thoughtful design and premium finishes are in high demand—schedule your tour before it’s gone!

5015 87th Street NE, Monticello

Listing courtesy of Lennar Sales Corp.

$370,000

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7150809 MLS ⋅ 2,072 SqFt.

Welcome to this beautifully updated home in Monticello's highly desirable Groveland Addition! Move right in and enjoy fresh paint, updated light fixtures, and cabinet hardware throughout. The versatile layout features three bedrooms on the upper level, plus a spacious lower-level bedroom and full bath—offering excellent potential for a private primary suite, guest quarters, home office, or multigenerational living. Cozy up by the gas fireplace in the family room or head outside to enjoy the spacious, fully fenced backyard—perfect for entertaining friends and family, with plenty of room for kids and pets to safely play. An in-ground sprinkler system with a smart Wi-Fi controller makes maintaining the beautiful yard a breeze. And don't miss the heated garage—it's packed with must-see extras that hobbyists, gearheads, and anyone looking for a great workspace or additional storage will appreciate. Conveniently located near parks and area amenities, this home offers plenty of space, flexibility, and possibilities both inside and out. There are simply too many extras to list—come see everything this property has to offer! A security system and exterior cameras provide 360-degree monitoring around the home.

3765 Woodside Drive, Monticello

Listing courtesy of Edina Realty, Inc..

$339,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7155018 MLS ⋅ 1,908 SqFt.

Welcome home! This beautifully updated property offers 3 bedrooms on one level, plus an added laundry room to make laundry day a breeze. The finished basement provides even more living space and spacious tiled 3/4 shower. Other projects completed - new LVP flooring throughout, updated kitchen granite countertops. Step outside to enjoy peaceful views as the backyard backs up to a pond and wooded area—offering privacy and a beautiful natural backdrop. NEW CARPET COMING SOON// Duct Cleaning Complete September 2026

9379 Goodrich Drive, Monticello

Listing courtesy of Reliance Realty Advisers, LLC.

$295,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154777 MLS ⋅ 1,423 SqFt.

Enjoy scenic Mississippi River views right from your living room! This charming, move-in ready 3-bedroom, 2-bathroom home sits on an extra-large, mature city lot and delivers the ideal blend of modern comfort, major updates, and exceptional outdoor living in the heart of Monticello. Step inside to a bright and welcoming interior featuring fresh paint throughout, brand-new carpeting, and timeless hardwood floors across the bedrooms. The kitchen is outfitted with contemporary European-style cabinetry, stainless steel appliances, sink with removable trays and racks, integrated hidden drawer-style dishwasher! The heavy lifting has already been done with an extensive list of big-ticket improvements for complete peace of mind: • New roof installed in 2024 • Newer furnace & central air conditioning • Newer water heater & newer kitchen appliances • Freshly reinsulated attic for maximum year-round energy efficiency and lower utility bills Head outside to your own backyard retreat. The expansive concrete patio is tailor-made for warm-weather barbecues, relaxing evening get-togethers, and entertaining friends and family. The mature lot offers plenty of open green space for gardening, recreation, or pets. You will also love the oversized backyard,10x12 storage shed, generously sized to store your riding mower, snowblower, yard equipment, and all your outdoor tools without cluttering the garage. The attached garage also includes a convenient car plug-in / battery charging adapter ready for your electric or hybrid vehicle. The location cannot be beat for recreation, community convenience, and daily living: • Just steps from Ellison Park along the Mississippi River, where you can take advantage of the public boat launch, river access, playgrounds, shaded picnic pavilions, and scenic walking paths. • Minutes from Montissippi County Park and the premier Bertram Chain of Lakes Regional Park, featuring miles of singletrack mountain bike trails, hiking paths, swimming beaches, paddling, and year-round nature recreation. • Close to the Monticello Community Center, offering an indoor pool and waterpark, fitness center, indoor track, and ice arena. • Excellent educational options within the Monticello Public School District (ISD 882). • Effortless everyday commute with quick, easy access to Interstate 94, downtown Monticello dining, shopping, grocery stores, and medical facilities. With its breathtaking river views, high-value mechanical and structural updates, and generous yard space, this turnkey home is completely ready for you to move in, unpack, and enjoy!

718 E River Street, Monticello

Listing courtesy of Luke Real Estate.

$245,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154770 MLS ⋅ 1,454 SqFt.

Picture perfect, completely move-in ready, and nestled in the heart of Monticello! This beautifully remodeled 3-bedroom, 2-bath, end unit townhome offers fresh, modern updates throughout. The main level features a spacious primary bedroom with a private ¾ bath, along with new flooring, fresh paint, and new appliances. The kitchen offers soft-close drawers, a walk-in pantry, and a clean, updated look, while the inviting living area features an electric fireplace, perfect for cozy evenings at home. Convenient main-level laundry with washer and dryer included. Every detail has been thoughtfully updated, making this home truly turn-key. Enjoy the absolute best of Monticello living—you are just minutes from the vibrant downtown dining scene, excellent shopping, and the expansive Mississippi River park system. Take advantage of nearby Bertram Chain of Lakes Regional Park for hiking, swimming, and winter swan viewing, or enjoy the top-tier Monticello Community Center. Plus, an easy commute to both St. Cloud and Minneapolis via quick I-94 access makes this location unbeatable. Don’t miss this absolutely beautiful townhome!

6984 91st Street NE, Monticello

Listing courtesy of Luke Real Estate.

$560,000

ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 7154812 MLS ⋅ 3,372 SqFt.

Welcome to this nearly new Monticello home offering modern finishes, a spacious layout, and room for everyone! The upper level features 4 bedrooms on one level, convenient upper-level laundry, and an impressive primary suite complete with a private bath, separate soaking tub and shower, and huge walk-in closet.The open-concept main level is designed for everyday living and entertaining, with a spacious kitchen and dining area that flows seamlessly to the large maintenance-free deck overlooking the fully fenced backyard. A sprinkler system makes lawn care easy. The main level features a den/office space, mud room and 1/2 bath off of the large 3 car garage. Kitchen has walk in pantry Large center Island, and custom cabinets including a large buffet for storage! The finished lower level expands the living space with a huge family and entertainment area, 3/4 bath, and a walkout basement providing direct access to the backyard with a new paver patio for even more outdoor enjoyment. With four bedrooms on the upper level, multiple gathering spaces, a private primary suite, finished walkout lower level, fenced yard, and outdoor entertaining space, this move-in-ready home offers the space and amenities today’s buyers are searching for!

4139 Eaton Circle NE, Monticello

Listing courtesy of Edina Realty, Inc..

$535,000

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7154726 MLS ⋅ 2,806 SqFt.

Welcome to this spacious four-bedroom, 3 Bath home in the desirable Edmondson Ridge Development by J.P. Brooks featuring large walk in closets, a versatile bonus room and dedicated office/den, this home offers plenty of space for comfortable living, working from home, and entertaining. The recently finished lower level provides even more room to spread out, with a welcoming family room that’s perfect for movie nights, gatherings, or relaxing with family and friends. Enjoy the convenience of a great location close to schools, shopping, restaurants, and a community playground. With four bedrooms, a bonus room, office/den, and a finished basement family room, this home offers the flexibility and space to fit a variety of lifestyles. Come see all that this wonderful Edmondson Ridge home has to offer!

4465 86th Street NE, Monticello

Listing courtesy of RE/MAX Results.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.