Monticello Homes with Lake Front Lake/Waterfront

Welcome to Monticello, Minnesota – a hidden gem nestled in the heart of Wright County, where the charm of small-town living meets the allure of stunning waterfront properties. With its picturesque landscapes and vibrant community, Monticello is not just a place to live; it's a lifestyle waiting to be embraced.

Monticello boasts a rich history and a friendly atmosphere, making it an ideal location for families, retirees, and anyone seeking a serene environment. The city is surrounded by lush parks, scenic trails, and, of course, beautiful lakes that provide endless opportunities for outdoor recreation. Whether you enjoy fishing, boating, or simply soaking in the sun by the water, Monticello's waterfront homes offer the perfect backdrop for your leisure activities.

Imagine waking up to the gentle sound of waves lapping against the shore, with breathtaking views right from your window. Our selection of lakefront properties allows you to experience this dream every day. Each home is uniquely designed to blend comfort with nature, featuring spacious layouts, modern amenities, and private access to the water. Enjoy summer barbecues on your deck, cozy winter evenings by the fireplace, and the joy of watching sunsets over the lake.

Monticello is also conveniently located near major highways, providing easy access to the bustling cities of Minneapolis and St. Paul, while still preserving that peaceful, suburban feel. With a strong sense of community, excellent schools, and a variety of local shops and eateries, Monticello truly has something for everyone. Discover your perfect lakeside retreat in Monticello, where every day feels like a vacation!

Newest Monticello Homes with Lake Front Lake/Waterfront

$560,000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7126161 MLS ⋅ 1,762 SqFt.

Enjoy Lake Living at Ida Lake! Ida Lake is a beautiful lake known for excellent fishing and a variety of recreational opportunities. This home is conveniently located approximately 30 minutes west of the Twin Cities metro area. Whether you’re looking for a place to relax, fish, boat, or enjoy time with family and friends, this is a great opportunity to own lake property. This charming 3 bedroom, 3 bath home is situated on a beautiful double corner lot with a lovely landscaped yard. The spacious owner’s suite offers a private full bath, walk-in closet, and beautiful lake views. Step outside and enjoy the large backyard deck that is perfect for relaxing, entertaining, and taking in the lakefront setting. The property offers plenty of additional storage with three sheds, providing ample space for lake toys, tools, and outdoor equipment. Numerous updates have been completed. The updates include a new furnace in 2019, a new well in 2021, new drain tile in 2012, a new water softener in 2021, and a pressure tank was installed in 2021. With its generous lot, lake views and outdoor entertaining space, this property offers an opportunity to enjoy lake living.

10574 Arnold Circle NW, Monticello

Listing courtesy of JFH Realty.

$699,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7124363 MLS ⋅ 2,509 SqFt.

Enjoy this stunning one-level walkout on a private 2.83 acre setting that offers an exceptional 160 feet of lakeshore and dock access on Birch Lake! Upon entering you’re greeted with a generously sized living room that includes hard-wood floors, a brick surround gas fireplace and a wall of windows overlooking the backyard and lake. The kitchen offers an ample amount of white cabinetry, granite counters, white subway tile backsplash and stainless appliances. The dining room includes walkout access to the oversized cedar deck. The main level primary suite offers private views of Birch Lake, a walk-in closet, and an oversized primary bathroom with a separate tub and shower along with double sinks. Two additional bedrooms and a full bathroom complement the main level. The lower-level family room is set up perfectly to entertain your guests with walkout access to the back patio, a wood burning fireplace with brick surround and plenty of spectacular lake views. A private guest bedroom with a walk-in closet and another full bathroom completes the lower level. Additional features include plenty of storage space, an exterior storage shed, a new AC and furnace in 2024, new roof in 2024, Anderson Windows and a new septic mound system installed on 6/2026.

10205 Aetna Avenue NE, Monticello

Listing courtesy of Coldwell Banker Realty.

$899,000

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7117942 MLS ⋅ 2,315 SqFt.

Welcome to 433 County Road 39 NW in growing Monticello! This rare 14.77-acre property is an equestrian’s dream, featuring a complete horse setup with approximately 7 fenced acres divided into 4 separate vinyl and wire fenced pastures. The 40x40 barn comes equipped with 5 horse stalls, a dedicated tack area, a large covered section, power, water service, and a heated outdoor auto water dispenser. Beyond the pastures, approximately 5 wooded acres feature private trails for walking, ATVing, or snowmobiling, leading down to wetlands bordering 220-acre Lake Ida with direct lake access. Inside, the home offers 4 bedrooms, 3 bathrooms, a bonus room, and a dedicated home office, with fresh flooring in the primary and main-level bathrooms. Major updates bring incredible value, including a furnace/HVAC system (approx. 3 years old) and a newer roof and siding (2024/2025). Located just 30 minutes from both Maple Grove and St. Cloud. Having now found a property for themselves, the owners are motivated to sell. Come take a look and bring an offer!

433 County Road 39 NW, Monticello

Listing courtesy of Keller Williams Integrity NW.

$289,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7045755 MLS ⋅ 512 SqFt.

Looking for a lake lot to build your dream home on? Here it is! This cabin is a tear down on a nice gradually sloped lot. It is a perfect lot to build a walk out style home, no stairs to the lake are needed. This property comes with 2 LOTS, the cabin lot .427 (60x304) and a bonus lot across the street .26 (75 x 155). The Bonus lot is big enough to build a garage on and install a new septic system if you choose to put it there, it has plenty of room for both. Located near I-94 for quick communte. The current septic system is non-compliant and will need to be replaced. Don't miss out on this PRIME property on a great fishing lake!

14664 Devitt Avenue NW, Monticello

Listing courtesy of Premier Real Estate Services.

$445,000

ACTIVE Status ⋅ 6797162 MLS

**Welcome to The Enclave at Lake Ida, a new rural residential acreage development offering 4 lake lots and 4 large off-water acreage lots For Sale. Nestled on Lake Ida, one of the area's premier recreational lakes this lot offers 161 feet of shoreline in the SW corner of the lake and 1.3 acres of total land by which to build your future Custom Home through JPC CUSTOM HOMES out of Buffalo. Ultra private setting amidst a 73+ acre backdrop offering thick woods, wildlife abound and many new build opportunities. *Photo 2 on the MLS shows the overall Concept Plan of the community. No HOA. If the home location allows it, a 2nd detached garage is possible on this lot. New homes (excluding the lot) will begin at/around $1M so be sure your budget meets or exceeds this criterion. The new street/road/stormwater infrastructure to begin its construction in October/November 2025. New Home Builds to begin in early 2026 once your Custom Home is Designed. Baker Ave will be paved from County Rd 39 to our development entrance by Silver Creek Township in 2026/27 and the new street leading into The Enclave at Lake Ida itself will be paved in 2026. Checkout the Lot Sizes/Configurations by clicking into the supplements. 4 Lake Lots + 4 Large Acreage Off-Water Lots. The exclusive builder is JPC Custom Homes out of Buffalo>>Learn about their Design-Build process/timing for fully customizing your future home. Lot is build-ready...all we need is to design your future DREAM HOME together on this lot! Reach out for more information and get permission before walking the land.

B1/L3 Baker Avenue NW, Monticello

Listing courtesy of Keller Williams Premier Realty Lake Minnetonka.

$345,000

ACTIVE Status ⋅ 6789817 MLS

Incredible 8.5 acre home-site opportunity on Scenic North Lake. Several walkout sites are available either in the trees or out in the open. With 1200 feet of Lakefront, you'll have many choices for your dock and boat-lift location. This is a natural environment Lake, although there is hard sand/stone bottom shoreline for you to enjoy a more recreational style of Lake living. North Lake is approximately 81 acres and 27 feet deep with excellent water clarity. The 100' x 300' treed island is sure to provide some fun! Good Bass fishing here, as well as small Northern, Crappies and Sunfish.

TBD8.5 County Road 106, Monticello

Listing courtesy of Keller Williams Integrity NW.

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