Monticello Homes with Lake View Lake/Waterfront

Welcome to Monticello, Minnesota, a charming city nestled in Wright County that beautifully blends small-town charm with modern conveniences. Known for its picturesque landscapes and vibrant community, Monticello is a hidden gem that offers a serene lifestyle amidst the natural beauty of the region. With its close proximity to the Mississippi River and numerous lakes, residents enjoy a plethora of outdoor activities year-round, from fishing and boating to hiking and picnicking in the lush parks.

One of the most enticing features of Monticello is its stunning lake view and waterfront homes. Imagine waking up to the gentle sounds of water lapping against the shore, with breathtaking views right from your window. These properties not only offer a tranquil retreat but also provide a lifestyle filled with recreational opportunities. Whether you're sipping coffee on your deck as the sun rises over the water or hosting summer barbecues with friends and family, lakefront living in Monticello is truly a dream come true.

The real estate market in Monticello is diverse, catering to various tastes and budgets. From cozy cottages to luxurious waterfront estates, each home offers a unique charm and character, making it easy to find the perfect fit for your lifestyle. The community is known for its friendly atmosphere, excellent schools, and a strong sense of belonging, making it an ideal place to settle down and raise a family.

If you’re looking for a home that combines the beauty of nature with the comforts of modern living, Monticello’s lake view properties are waiting for you. Discover the magic of lakeside living today!

Newest Monticello Homes with Lake View Lake/Waterfront

$560,000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7126161 MLS ⋅ 1,762 SqFt.

Enjoy Lake Living at Ida Lake! Ida Lake is a beautiful lake known for excellent fishing and a variety of recreational opportunities. This home is conveniently located approximately 30 minutes west of the Twin Cities metro area. Whether you’re looking for a place to relax, fish, boat, or enjoy time with family and friends, this is a great opportunity to own lake property. This charming 3 bedroom, 3 bath home is situated on a beautiful double corner lot with a lovely landscaped yard. The spacious owner’s suite offers a private full bath, walk-in closet, and beautiful lake views. Step outside and enjoy the large backyard deck that is perfect for relaxing, entertaining, and taking in the lakefront setting. The property offers plenty of additional storage with three sheds, providing ample space for lake toys, tools, and outdoor equipment. Numerous updates have been completed. The updates include a new furnace in 2019, a new well in 2021, new drain tile in 2012, a new water softener in 2021, and a pressure tank was installed in 2021. With its generous lot, lake views and outdoor entertaining space, this property offers an opportunity to enjoy lake living.

10574 Arnold Circle NW, Monticello

Listing courtesy of JFH Realty.

$699,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7124363 MLS ⋅ 2,509 SqFt.

Enjoy this stunning one-level walkout on a private 2.83 acre setting that offers an exceptional 160 feet of lakeshore and dock access on Birch Lake! Upon entering you’re greeted with a generously sized living room that includes hard-wood floors, a brick surround gas fireplace and a wall of windows overlooking the backyard and lake. The kitchen offers an ample amount of white cabinetry, granite counters, white subway tile backsplash and stainless appliances. The dining room includes walkout access to the oversized cedar deck. The main level primary suite offers private views of Birch Lake, a walk-in closet, and an oversized primary bathroom with a separate tub and shower along with double sinks. Two additional bedrooms and a full bathroom complement the main level. The lower-level family room is set up perfectly to entertain your guests with walkout access to the back patio, a wood burning fireplace with brick surround and plenty of spectacular lake views. A private guest bedroom with a walk-in closet and another full bathroom completes the lower level. Additional features include plenty of storage space, an exterior storage shed, a new AC and furnace in 2024, new roof in 2024, Anderson Windows and a new septic mound system installed on 6/2026.

10205 Aetna Avenue NE, Monticello

Listing courtesy of Coldwell Banker Realty.

$260,000

ACTIVE Status ⋅ 7051655 MLS

**Gorgeous interior lot that backs up to a larger pond on its west end so bring your dock and canoe/cayaks. Rural, sprawling acreage lots/land to consider buying is few and far between in this area. Did you know that this listing is 1 of ONLY 3 larger (1 acre up to 12 acre) acreage parcels For Sale currently in Monticello outside of our new The Enclave at Lake Ida community (4 of 9 lots remain)? Consider this One-of-a-Kind opportunity to own a fully wooded lot with seasonal views of Lake Ida just 6 miles from Monticello/I-94. Fully wooded lot with direct access to two small ponds amidst abundant wildlife abound. Very private setting near the end of a dead-end-road. NO HOA. NO ANNUAL FEES. SHEDS/OUT-BUILDINGS ALLOWED. ANIMALS ALLOWED. The new street/road/stormwater infrastructure was installed November 2025. New Home Builds to begin soon in 2026. Baker Ave will be paved within the new development this summer 2026 and Silver Creek Township will pave all the rest of Baker Ave from our development entrance north to Cty Rd 39 in 2026/27. Property taxes are estimated...contact the Wright County Assessor's office to get an estimate of future property tax on this lot. Checkout the Lot Sizes/Configurations by clicking into the supplements. 4 Lake Lots + 4 Large Acreage Off-Water Lots. The exclusive builder is JPC Custom Homes out of Buffalo>>Learn about their Design-Build process/timing for fully customizing your future home. Lot is build-ready...all we need it to design your future DREAM HOME together on this lot! Sellers will consider the option of selling you the lot NOW/2026 and you then can wait to start your NEW BUILD later/in the future. Reach out for more detailed information and get permission before walking the land.

Parcel B Baker Avenue NW, Monticello

Listing courtesy of Keller Williams Premier Realty Lake Minnetonka.

$245,000

ACTIVE Status ⋅ 7051352 MLS

**Rural, sprawling acreage lots/land to consider buying is few and far between in this area. Did you know that this listing is 1 of ONLY 3 larger (1 acre up to 12 acre) acreage parcels For Sale currently in Monticello outside of our new The Enclave at Lake Ida community (4 of 9 lots remain)? Consider this One-of-a-Kind opportunity to own a fully wooded lot with seasonal views of Lake Ida just 6 miles from Monticello/I-94. Fully wooded lot with direct access to two small ponds amidst abundant wildlife abound. Very private setting near the end of a dead-end-road. NO HOA. NO ANNUAL FEES. SHEDS/OUT-BUILDINGS ALLOWED. ANIMALS ALLOWED. The new street/road/stormwater infrastructure was installed November 2025. New Home Builds to begin soon in 2026. Baker Ave will be paved within the new development this summer 2026 and Silver Creek Township will pave all the rest of Baker Ave from our development entrance north to Cty Rd 39 in 2026/27. Property taxes are estimated...contact the Wright County Assessor's office to get an estimate of future property tax on this lot. Checkout the Lot Sizes/Configurations by clicking into the supplements. 4 Lake Lots + 4 Large Acreage Off-Water Lots. The exclusive builder is JPC Custom Homes out of Buffalo>>Learn about their Design-Build process/timing for fully customizing your future home. Lot is build-ready...all we need it to design your future DREAM HOME together on this lot! Sellers will consider the option of selling you the lot NOW/2026 and you then wait to start your NEW BUILD later/in the future. Reach out for more detailed information and get permission before walking the land.

Parcel A Baker Avenue NW, Monticello

Listing courtesy of Keller Williams Premier Realty Lake Minnetonka.

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