Stillwater Homes under $400,000

Welcome to Stillwater, Minnesota – a charming city that beautifully marries historic charm with modern convenience. Nestled along the scenic St. Croix River, Stillwater is renowned for its picturesque views, vibrant downtown area, and rich history, making it a perfect place to call home. With its quaint shops, delightful eateries, and an array of outdoor activities, Stillwater is a community that offers something for everyone.

As you explore the housing market, you’ll be pleased to discover a variety of homes available for under $400,000. This price range opens the door to a multitude of options, whether you’re a first-time homebuyer, seeking a cozy family residence, or looking to downsize. From charming bungalows with character to modern townhomes equipped with contemporary amenities, Stillwater’s real estate market offers diverse choices that cater to various lifestyles and preferences.

Families will appreciate the excellent schools and parks that dot the area, while outdoor enthusiasts will find endless opportunities for hiking, biking, and enjoying the beauty of the St. Croix River. The community spirit is palpable, with local events and festivals that bring neighbors together throughout the year.

Living in Stillwater means embracing a lifestyle rich in culture, nature, and community. With homes under $400,000, your dream of owning a piece of this delightful city is within reach. Come explore Stillwater, where history meets modern living, and find the perfect home to create lasting memories.

Newest Stillwater Homes under $400,000

$330,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7151711 MLS ⋅ 1,350 SqFt.

Welcome Home! This spacious 2-bedroom, 1.75-bathroom side-by-side twin home offers comfortable living in a quiet cul-de-sac setting. With approximately 1,350 square feet, this home features an inviting layout with plenty of space to relax and entertain. The kitchen offers a bright, open feel with a skylight and includes a stove, refrigerator, microwave, and dishwasher. French doors lead to a large four-season sunroom, creating the perfect space for morning coffee, entertaining, or enjoying the changing seasons. Step outside to the deck for even more room to enjoy the outdoors. The oversized primary suite is a standout feature, offering abundant space and its own private bathroom. A second bedroom and additional bathroom provide flexibility for guests, an office, or everyday living. Additional features include a new 2-car attached garage, concrete driveway, central air, and natural gas forced-air heat, along with a washer and dryer for added convenience. No HOA Situated in a peaceful cul-de-sac, this well-appointed twin home offers the space, comfort, and amenities you've been looking for. Don't miss the opportunity to make this inviting property your new home! **Information deemed accurate but not guaranteed. **

1912 Eastridge Court, Stillwater

Listing courtesy of Applegate Inc.

$320,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154753 MLS ⋅ 1,760 SqFt.

Welcome to this beautiful, move-in-ready vintage home combining classic character with modern convenience. Perfectly situated on an expansive corner lot directly across from New Heights School, this property offers an exceptional location with close proximity to the shopping, dining, and historic charm of downtown Stillwater. The main level welcomes you with a thoughtful and spacious layout, featuring a bright living room, a formal separate dining room perfect for entertaining, and a cozy family room for everyday relaxation. The main bedroom is also conveniently located on the first floor, offering excellent accessibility and privacy. Upstairs, you will find two additional well-appointed bedrooms and a full bathroom, providing an ideal layout for family or guests. With its generous yard space, classic vintage appeal, and unbeatable location, this turnkey home is a rare find in Stillwater. Don't miss the opportunity to make it yours!

704 Mulberry Street W, Stillwater

Listing courtesy of Midwest Realty Group, LLC.

$334,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154632 MLS ⋅ 1,620 SqFt.

Beautifully remodeled and move-in ready, this 3-bedroom Stillwater home has been thoughtfully updated from top to bottom. The all-new kitchen features custom cabinetry, quartz countertops, stainless steel appliances, and designer tile flooring and backsplash, with fresh LVP flooring flowing throughout the main level. The main-floor bath is equally impressive with tile flooring, a modern vanity, and updated fixtures. Downstairs, the finished lower level offers outstanding flexibility with a second full bath, a dedicated home office, and a spacious family room ideal for movie nights or entertaining, all finished with new carpet and fresh paint. A generous laundry room provides bonus storage, and the two-car garage adds even more space. Step outside to a large backyard made for summer gatherings or quiet evenings. Enjoy close proximity to Lily Lake, McKusick Lake, and the scenic St. Croix River, plus just minutes to historic downtown Stillwater's shops and dining, with quick access to Highway 36 for an easy commute.

712 Maple Street W, Stillwater

Listing courtesy of Bridge Realty, LLC.

$239,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7154350 MLS ⋅ 1,198 SqFt.

This affordable home sits on the south hill; elevated away from the bustling downtown strip providing a quiet tight-knit residential feel while keeping the St. Croix River waterfront highly accessible. It is within walking distance to Meister’s Bar & Grill, You & Me Café and the Stillwater middle school. Bring your ideas and call this home! Partially fenced yard, shared driveway, egress window in the unfinished basement, forced air furnace & A/C. The assessment balance has been paid in full. The buyer is to verify all information and measurements; including verify with the city of Stillwater regarding any future garage plans. This property was purchased from the owner in redemption – NOT in foreclosure. The seller has never occupied the property and is a licensed MN Real Estate Agent.

922 6th Street S, Stillwater

Listing courtesy of Keller Williams Premier Realty.

$394,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7151883 MLS ⋅ 1,578 SqFt.

Welcome to this thoughtfully updated 3 bedroom, 2 bathroom home in an incredible Stillwater location, just minutes from Lily Lake, parks, trails, shopping, restaurants, and historic downtown Stillwater. Set on a spacious, tree lined lot, the private backyard offers mature trees, abundant shade, and a large deck, creating the perfect setting for relaxing or entertaining. The sun filled main level features vaulted ceilings, an open layout, and stylish updated finishes that create a warm, inviting atmosphere. The remodeled kitchen offers stainless steel appliances, stone countertops, a center island, and generous workspace. Two bedrooms and a full bathroom are located on the upper level, while the finished lower level expands the living space with a large family room, third bedroom, and ¾ bathroom, making it ideal for guests, a home office, or everyday living. Over the years, the sellers have lovingly maintained the home with numerous improvements, including a brand new furnace and air conditioner, finished lower level, updated durable hard surface flooring on the upper level, new gutters, rain garden, and water softener. This is an outstanding opportunity to own a thoughtfully updated home in one of Stillwater's most desirable neighborhoods.

1401 Driving Park Road, Stillwater

Listing courtesy of Coldwell Banker Realty - Southwest Regional.

$349,900

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7150252 MLS ⋅ 1,360 SqFt.

Nestled into the South Hill, this Charming Storybook Home is Filled with Character and Warmth. Featuring beautiful hardwood floors, original woodwork, high ceilings, two large 3 season porches, and an abundance of window's that fill the home with natural light and timeless ambience. Additional office space and kitchen pantry. Bring your ideas to expand and enhance the current spaces, or better yet, bring a book and settle into one of the two sleeping porches for a good read or a nap. Open and sunny large fenced yard with room to garden, and entertain. Nice long driveway for a camper or boat parking.Perfect shed for lawn equipment. tools, and garden supplies. Conveniently located with-in walking distance to historic downtown Stillwater for dinner and shopping.

1221 1st Street S, Stillwater

Listing courtesy of Heartland Real Estate Professi.

$400,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7150592 MLS ⋅ 1,598 SqFt.

Rare Dual-Garage Gem Backing to Sunrise Park! Nestled in Stillwater's highly sought-after Croixwood neighborhood, this 4-bedroom, 2-bathroom home offers the perfect mix of updates and an unbeatable location. Inside, enjoy fresh new interior paint, gleaming floors, and brand-new carpet throughout. Major updates including a newer roof and mechanical systems provide complete peace of mind. A true rare find, this property features both a 2-car attached garage AND an additional 2-car detached garage, giving you massive space for workshop projects, toys, or extra storage. Step outside into your private, fully fenced backyard that opens directly up to the scenic green space and trails of Sunrise Park. Enjoy effortless park access, quiet neighborhood living, and close proximity to historic downtown Stillwater. Move-in ready with fresh finishes, unmatched garage space, and a dream parkside setting schedule your showing today!

2483 Hidden Valley Lane, Stillwater

Listing courtesy of Keller Williams Premier Realty.

$319,000

ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 7131746 MLS ⋅ 1,100 SqFt.

Live amongst the storied steeples of Stillwater in one of the sweetest locations in town, just three blocks from downtown. This all-brick former church, built in 1883 on a site where the congregation had worshipped since 1857, carries an abundant history and charm within its walls. With the many architectural elements, it could have its own poster, "Windows and Doors of Stillwater.” One of the perks that sets this particular condo unit aside is that you are able to park along Myrtle and enter the north side door for easy access with just a few stairs. This one-bedroom + den condo pairs easy-care laminate floors with an exposed brick wall with two stained glass windows that add extra ambiance. A sweet and functional galley kitchen leaves more room for the living and dining areas, and southern exposure brings in lots of natural daylight. The bathroom is fully renovated and handicap accessible, and a private deck, which is on the southwest corner of the building, makes it easy to enjoy the outdoors. Common areas feature fresh paint throughout and a newly updated community room with new flooring, lighting, and renovated bathrooms, plus a ping pong room, sauna, and workshop. You'll love the heated underground parking plus the spot in the private lot. So nice and welcoming as a primary residence to come home to, or as a second home/ weekend getaway from the cities to perhaps enjoy the boat club on the river and all of the festivities that Stillwater offers year round!

116 3rd Street S, Stillwater

Listing courtesy of eXp Realty.

$280,000

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7149078 MLS ⋅ 757 SqFt.

Charming single-level 2-bedroom home offering comfortable living spaces and plenty of outdoor space to enjoy. The home features a welcoming living room, two bedrooms, a full bathroom, and a kitchen with classic cabinetry and stainless steel appliances. The spacious screened porch provides a great spot to relax or entertain, with additional deck and patio space outside. Main-level laundry adds convenience, while the detached garage provides parking and storage. A great opportunity to make this home your own in a convenient Stillwater location.

622 Laurel Street W, Stillwater

Listing courtesy of Kris Lindahl Real Estate.

$254,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7146896 MLS ⋅ 1,525 SqFt.

Welcome home to this inviting 3-bedroom, 2-bath multi-level townhome offering comfortable living spaces and a functional layout. The main level features beautiful hardwood floors and a spacious living room anchored by a gas-burning corner fireplace with stone surround. The kitchen offers stainless steel appliances, Plenty of cabinet space and an open feel that's perfect for everyday living and entertaining. Step outside from the living room onto the private deckSan ideal spot to relax or enjoy the outdoors. Upstairs you'11 find all three bedrooms along with a full bath. With its warm finishes, versatile living spaces and low-maintenance townhome lifestyle, this home is ready to welcome its next owner! Enjoy a prime location just minutes from dining, shopping. the Gateway Trail, Browns Creek Trail with direct access to downtown stillwater, as well as wetlands, parks, and golf coursessall with easy interstate access. Schedule your private showing today!

3604 Abercrombie Lane, Stillwater

Listing courtesy of Re/Max Advantage Plus.

13991 60th Street Court N Unit 304, Stillwater

$170,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7146110 MLS ⋅ 1,152 SqFt.

13991 60th Street Court N Unit 304, Stillwater

Listing courtesy of eXp Realty.

$369,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7145202 MLS ⋅ 1,770 SqFt.

Spacious 4-bedroom, 2-bath home situated on a large lot along a quiet road, featuring an oversized 3-car garage. Recent improvements include fresh interior paint, updated fixtures, and more. Some updating is still needed, including completion of the interior trim and flooring. The large, unfinished walkout basement offers additional possibilities for future use. With its generous space and improvement potential, this property may also be an excellent investment opportunity. Bring your ideas and finishing touches to make this home your own! Property is being sold AS-IS.

1250 Center Street N, Stillwater

Listing courtesy of LPT Realty, LLC.

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