Ramsey Homes with Association Access Lake/Waterfront

Welcome to Ramsey County, Minnesota – a picturesque blend of urban convenience and natural beauty. Nestled in the heart of the Twin Cities metropolitan area, Ramsey County boasts a vibrant community with a rich tapestry of culture, recreation, and history. With its lush parks, scenic lakes, and charming neighborhoods, it’s no wonder that families and individuals alike are drawn to this captivating area.

One of the standout features of Ramsey County is its access to stunning lakefront properties. Homes with association access to lakes and waterfronts offer a unique lifestyle that combines the tranquility of nature with the comforts of suburban living. Imagine waking up to the gentle sounds of rippling water and enjoying leisurely afternoons spent fishing, kayaking, or simply soaking in the sun on your private dock. These properties provide not just a home, but a gateway to an active, outdoor lifestyle.

In addition to the natural beauty, Ramsey County is home to a variety of amenities, including top-rated schools, shopping centers, and dining options that cater to every palate. The community is known for its commitment to preserving green spaces, ensuring that residents have access to parks and recreational opportunities year-round.

Whether you are looking for a serene retreat or a vibrant community, homes with association access to lakes and waterfronts in Ramsey County promise a lifestyle that is both fulfilling and enriching. Explore the possibilities and discover your dream home in this enchanting corner of Minnesota!

Newest Ramsey Homes with Association Access Lake/Waterfront

$1,450,000

COMING SOON Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 7113150 MLS ⋅ 4,856 SqFt.

Perched above a private wetland, this expertly curated home exudes style and function. Inside, soaring ceilings welcome you into the home as you enter into the expansive great room with 17' ceilings and soaring windows that overlook a fully private backyard. The open kitchen is a morning retreat with sunlight streaming in from the double Marvin French doors & skylights + a bay window with a cozy built-in window seat for morning coffee. The fully equipped Thermador kitchen is as beautiful as it is functional with an integrated fridge/freezer and a 48" gas range with double ovens. The main floor, primary suite is an oasis in itself. His & hers closets and private ensuite bathroom. The ensuite features a soaking tub and double shower. The suite is rounded off with a tray ceiling that adds architectural depth, patio doors opening onto a private balcony and a sunroom encased in windows. The lower level is the perfect place for entertaining + wellness with one area focused on entertaining and the other for health via the large workout room with a dedicated nook for an infrared sauna and open space for all of your workout equipment OR a billiard area. The bedroom, on this level, features a siting space and paver patio tucked away in its own private area. Full tree coverage all around gives you the utmost privacy. 3 paver patios and 2 decks make this home great for entertaining or simply enjoying the serenity of this quiet haven. No homes backing up to the property, the yard opens up beyond the trees to a serene wetland. The home is only available due to an unexpected opportunity arising for the current homeowners, this is a forever home!

6 Spring Farm Lane, North Oaks

Listing courtesy of Engel & Volkers Minneapolis.

$725,000

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7075590 MLS ⋅ 2,501 SqFt.

Tucked away at the end of a private, wooded drive, this exceptional North Oaks property offers a rare sense of serenity, privacy, and connection to nature. Filled with natural light, this charming home features 4 bedrooms, 3 bathrooms, and a 3-car garage, along with two flexible office spaces—perfect for working from home, creative pursuits, or additional living space. One vaulted office spans above two of the garage stalls, creating a unique and inspiring retreat. Character abounds throughout the home, showcasing Mid-Century Modern influences, distinctive architectural details, and inviting living spaces. There is brand new carpet in many of the rooms. The kitchen has stainless steel appliances. The spacious four-season porch overlooks the private backyard and flows seamlessly to a deck and in-ground pool, creating the ideal setting for entertaining or quiet relaxation. The pool features a brand-new liner installed in June 2026. Surrounded by mature trees and peaceful views, the property offers an unmatched sense of tranquility while providing access to the highly sought-after North Oaks lifestyle. Enjoy exclusive community amenities including beach access, sailing, kayaking, paddleboarding, canoeing, miles of scenic trails, ice skating rinks, basketball courts, soccer fields, tennis courts, and pickleball courts. Residents also have the option to join the North Oaks Golf Club for social and golf memberships. Whether gathering with friends by the pool, enjoying the beauty of the outdoors, or simply unwinding in the quiet of this remarkable setting, this home offers a unique opportunity to experience the best of North Oaks living.

34 N Oaks Road, North Oaks

Listing courtesy of Coldwell Banker Realty.

$379,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7109894 MLS ⋅ 1,967 SqFt.

One owner Walkout Rambler with a large level fenced back yard and private shared lake access with boat launch to Long Lake in New Brighton in the Mounds View School District! Home has recently been professionally painted, new flooring in kitchen, dining room and hallways, new carpet in living room, bedrooms and basement. New boiler in 2024, newer roof in 2016. 3 bedrooms on main level with one full bathroom, walkout basement offers 4th bedroom and 3/4 bathroom and ample storage! Enjoy easy assess to either St Paul or Mpls via 35W or 694, close to walking trails, Long Lake Regional Park and all New Brighton has to offer! The lake is calling your name! Don't miss this opportunity to call this house your HOME!!

1534 17th Street NW, New Brighton

Listing courtesy of Coldwell Banker Realty.

$595,000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7071807 MLS ⋅ 2,793 SqFt.

Welcome home to easy living in North Oaks in the Mounds View School District! Open, spacious floor plan with updated kitchen, hardwood floors, 2 fireplaces, 4 solar tubes, vaulted ceilings and more. The kitchen features custom hickory cabinets, plenty of pantry space, stainless steel appliances, and opens to the dining & living room. The living room has a gas-burning fireplace. Main floor primary bedroom includes two closets and a private bathroom. Spacious deck off the dining room--the perfect place for summer time entertaining. Enjoy wildlife views out every window. Finished lower level walkout has plenty of space to spread out in and enjoy, along with a large family room, amusement space, add’l bedrooms, bathroom, and more. Charming outbuilding for storage or studio with its own private porch. Attached garage. Well maintained home with updates that include: custom kitchen, newer windows and sliding door, roof replaced in 2017 and more. Ready to move right in and enjoy!

10 High Circle Way, North Oaks

Listing courtesy of Coldwell Banker Realty.

$869,800

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7111144 MLS ⋅ 2,096 SqFt.

This Charles Cudd Co. home offers a refined, low-maintenance lifestyle with an emphasis on thoughtful design, quality craftsmanship, and everyday ease. The open-concept main level is spacious and functional, offering comfortable one-level living, with the added flexibility of a private guest suite above the garage complete with a full bath. Signature architectural details, including arched openings, add character and distinction throughout. The kitchen is well-appointed with quartz surfaces, abundant cabinetry, and a built-in buffet with beverage refrigerator—enhancing both storage and entertaining. A main-level office, which can also serve as a second bedroom, offers a flexible and convenient space for today’s work-from-home needs. The owner’s suite serves as a private retreat with a spa-inspired bath featuring a walk-in shower with bench, along with a custom closet. A sunroom and adjoining patio provide a peaceful extension of the home, offering privacy and a comfortable place to unwind. Enjoy true lock-and-leave living with association-maintained lawn care, snow removal, and exterior roof and siding. Set within the North Oaks community with access to trails, parks, and natural surroundings. Additional homesites available.

48 Spring Farm Road, North Oaks

Listing courtesy of Edina Realty, Inc..

$924,800

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7110386 MLS ⋅ 2,824 SqFt.

This newly built Charles Cudd Co. home offers a refined, low-maintenance lifestyle with an emphasis on thoughtful design, quality craftsmanship, and everyday ease. The open-concept main level is both spacious and functional, allowing for comfortable one-level living while still offering the flexibility to accommodate guests, with the lower level providing additional space when needed. Signature architectural details, including arched openings, add character and distinction throughout. The kitchen is well-appointed with quartz surfaces, abundant cabinetry, a walk-in pantry, and a buffet—enhancing both storage and entertaining. A dedicated main-level office provides an ideal space for organization or work-from-home needs. The owner’s suite serves as a private retreat with a spa-inspired bath featuring a walk-in shower with bench, along with a custom closet that connects directly to the laundry. A sunroom and adjoining deck provide a peaceful extension of the home, offering privacy and a comfortable place to unwind. The lower level expands the home with a spacious family room and flexible areas ideal for guests, hobbies, or a home office. Enjoy true lock-and-leave living with association-maintained lawn care, snow removal, and exterior roof and siding. Set within the North Oaks community with access to trails, parks, and natural surroundings. Additional homesites available.

87 Spring Farm Road, North Oaks

Listing courtesy of Edina Realty, Inc..

$3,850,000

ACTIVE Status ⋅ 5 Beds ⋅ 7 Baths ⋅ 7106279 MLS ⋅ 7,099 SqFt.

Designed for the Way You Live. For those who value privacy as much as proximity, this extraordinary North Oaks home offers the rare opportunity to own a true retreat without sacrificing convenience. Set on more than two acres, you'll enjoy the serenity of an exclusive wooded setting while remaining just 20 minutes from either downtown and 30 minutes to MSP International Airport and Viking Campus, with shopping, dining, and everyday essentials only minutes away. Every detail of this custom residence reflects exceptional craftsmanship, timeless architecture, and uncompromising quality. Spacious yet inviting, the home is equally suited for quiet evenings with family or sophisticated entertaining. Multiple gathering spaces flow effortlessly into a spectacular backyard oasis that features a resort-style pool, outdoor fireplace, hot tub, and an open-air entertainment bar—creating an unforgettable setting for summer evenings, client gatherings, family celebrations, or simply unwinding after a demanding day. Beyond the outdoor living space, beautifully manicured grounds transition into miles of private natural walking trails accessible directly from your backyard, offering a daily escape without ever leaving home. The private nanny or au pair suite above the oversized garage provides exceptional flexibility for live-in assistance, extended family, long-term guests, or even a private executive office. This is more than a luxury home – it's a place where life becomes simpler, entertaining becomes effortless, and every day feels like a weekend retreat. An exceptional North Oaks property for those who expect the very best—in craftsmanship, lifestyle, and location.

6 Bent Tree Lane, North Oaks

Listing courtesy of Coldwell Banker Realty.

$1,578,000

ACTIVE Status ⋅ 4 Beds ⋅ 5 Baths ⋅ 7067667 MLS ⋅ 6,063 SqFt.

Tucked away at the end of a quiet street on a spectacular 3.61-acre setting overlooking a beautiful pond and surrounding nature, this meticulously maintained custom-built rambler by Michels Homes showcases timeless design, brick and cedar exterior details, and exceptional solid woodwork throughout. Designed for comfortable main-level living, the spacious floorplan features a Library with built-in bookshelves & cabinetry, a Formal Dining Room with built-in buffet, and a large Mud Room/Laundry area. The vaulted Great Room features a gas fireplace flanked by custom built-in bookshelves & a dramatic arched picture window showcasing panoramic views of the pond. The vaulted Family Room offers a 2-sided gas fireplace shared with the Kitchen and opens to the Screen Porch & one of two expansive Decks. The Kitchen includes a walk-in pantry & Dinette with access to the 2nd Deck. The Owner’s Suite features a sitting area overlooking the pond, a reading alcove with built-in bookshelves, a large walk-in closet with built-in dresser, and a private spa-like Bath with double vanities, separate tub & oversized shower. The mostly finished walkout lower level offers three additional Bedrooms—one with an en suite Bath—a spacious Family Room with gas fireplace, Wet Bar, Flex/Craft Room, and two substantial unfinished areas ideal for storage, hobbies, or a workshop. Convenient stairs connect the lower-level storage area directly to the heated Garage. A rare opportunity to own an exceptionally maintained custom home where timeless craftsmanship, estate-like grounds, and breathtaking pond views create a truly special retreat.

7 Mallard Lane, North Oaks

Listing courtesy of Edina Realty, Inc..

$1,495,000

ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 7089598 MLS ⋅ 3,684 SqFt.

Less than one-year old! Welcome to this exceptional 4bd/4ba Colorado-inspired custom home, where breathtaking views, timeless design, and superior craftsmanship come together to create a truly remarkable living experience. Perfectly positioned to capture sweeping vistas of meadows, mature trees, rolling green space, and unforgettable sunsets, every room is designed to bring the outdoors in. Walls of windows frame the stunning landscape, while reclaimed barn wood, rich hardwood floors, exposed architectural details, and premium finishes showcase the home's exceptional quality. The chef's kitchen features custom cabinetry, high-end appliances, a large center island, and an impressive walk-in butler pantry. The main-floor owner's suite offers a private retreat with a spa-like bath and incredible views, while a tucked-away office provides the perfect work-from-home space. The walkout lower level is ideal for entertaining with two bedrooms featuring en-suite baths, a spacious family room, and a flexible media, exercise, or hobby room. Enjoy the maintenance-free deck, expansive patio, private sauna, one-level living and a lock-and-leave lifestyle in one of North Oaks' most spectacular settings.

105 Spring Farm Road, North Oaks

Listing courtesy of Edina Realty, Inc..

$859,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7092309 MLS ⋅ 2,700 SqFt.

Welcome to the newest Signature Homesites from Santanni Custom Homes - offering 3 private custom homesites in the desirable White Bear Beach community. This To-Be-Built custom home features convenient main-level living with cathedral-vaulted ceilings, 4 bedrooms, 5 baths, 3 car garage, a gourmet kitchen with quartz countertops and walk-in pantry, spacious mudroom, and luxurious owner's suite with freestanding tub, tiled shower, double vanity, and large walk-in closet. Situated on private 0.77-acre homesite on Northwest Ave, just minutes from White Bear Lake, Bald Eagle Lake, and downtown White Bear Lake, this location offers easy access to restaurants, concert, shopping, art center, live music, water-shows, and more. Private White Bear Beach Community Club membership includes private beach access, picnic areas, sports, and community events. Family-owned for 40 years, Santanni Custom Homes lets you customize one of their plans or bring your own dream home vision to life.

5255 Lot 3 Northwest Avenue, White Bear Lake

Listing courtesy of Edina Realty, Inc..

$1,195,000

ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 7092232 MLS ⋅ 3,000 SqFt.

5255 Lot 2 Northwest Avenue, White Bear Lake

Listing courtesy of Edina Realty, Inc..

$879,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7088166 MLS ⋅ 3,320 SqFt.

This Charles Cudd former model home showcases elevated designer finishes , exquisite craftmanship , and the ease of low maintenance living with HOA- provided lawn care and snow removal. Thoughtfully designed for effortless main-level living , the luxurious owners' suite features a spa like private bath and oversized walk- in closet with direct access to the laundry room. The gourmet kitchen is designed for both everyday living and entertaining , featuring a large center island , breakfast bar , spacious walk- in pantry , and an adjoining built-in bar complete with custom cabinetry, wine fridge , and beverage refrigerator . Additional main level highlights include a dedicated office , inviting living room with gas fireplace , sun room ,mud room ,quest bath , and maintenance-free deck. The lower level is equally impressive , offering a spacious family room , recreation room with rough-ins for a future wet bar , bedroom 2 with a private sitting area and walk through access to a full bath , plus an additional bedroom 3 for guests or family. Additional premium upgrades include designer window coverings throughout a heated garage with professionally finished epoxy flooring , and numerous thoughtful details that elevate everyday living . Enjoy all of North Oaks sought-after amenities , including Pleasant lake beach access , sports facilities , playgrounds , scenic hiking trails and more .

83 Spring Farm Road, North Oaks

Listing courtesy of Land of Lakes Rlty.

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