Ramsey Homes with Lake Front Lake/Waterfront

Ramsey Homes with Lake Front Lake/Waterfront

Welcome to Ramsey County, Minnesota – a hidden gem that beautifully blends urban convenience with the serenity of nature. Nestled in the heart of the Twin Cities metropolitan area, Ramsey County offers residents a vibrant community filled with rich history, diverse culture, and an abundance of outdoor activities. Known for its stunning parks, scenic trails, and access to the sparkling waters of lakes and rivers, this county is a perfect haven for those who appreciate the great outdoors.

One of the most alluring features of Ramsey County is its array of lakefront properties. Imagine waking up to the gentle lapping of water against the shore, with breathtaking views of the sunrise reflecting off the lake. Homes with lakefront access here provide not just a residence, but a lifestyle filled with tranquility and recreation. Whether you’re an avid fisherman, a kayaking enthusiast, or simply someone who enjoys peaceful evenings by the water, these homes offer a unique opportunity to embrace nature right outside your doorstep.

The real estate market in Ramsey County boasts a variety of options, from charming cottages to luxurious waterfront estates, ensuring there’s something for everyone. With a strong sense of community and excellent schools, families find Ramsey County to be an ideal place to settle down.

Come discover the beauty of Ramsey County, where your dream of lakefront living can become a reality. Enjoy the best of both worlds – a peaceful retreat with easy access to all the amenities of city life. Your lakeside paradise awaits!

Newest Ramsey Homes with Lake Front Lake/Waterfront

$1,300,000
COMING SOON Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7122118 MLS ⋅ 3,235 SqFt.
Exceptional Lake Owasso residence offering 127 feet of lakeshore and nearly one acre of flat, beautifully landscaped grounds. Enjoy the ultimate lake lifestyle with boating, fishing, swimming, water skiing, paddleboarding and sunset evenings along the shoreline. A major addition and extensive renovation completed by Summit in 2021 transformed this home with exceptional finishes, floor to ceiling lakeside windows and thoughtful indoor-outdoor living. The lakeside primary suite features a private bath, walk-in closet and direct outdoor access. Spa-inspired bathrooms showcase floor-to-ceiling marble and heated floors. The custom kitchen is designed for both everyday living and entertaining, featuring quartz countertops, high-end appliances, beautiful cabinetry, cleverly integrated hidden storage and built-in seating that creates an inviting space to gather and host. A floating staircase, glass railings, wide-plank hardwood floors and three gas fireplaces elevate the interior, while a lake-view office provides an incredible setting for working from home. Outside, a large maintenance-free stone patio creates an impressive lakeside entertaining space. The fenced backyard offers expansive level green space leading toward the water. Electrical and water have already been trenched toward the lake and grandfathered-in shed, offering exciting potential for a future guest or beach house, subject to applicable approvals. Additional highlights include new Andersen windows, siding and roof completed with the renovation, new furnace and A/C in 2026, zoned heating and cooling, heated mudroom, heated lower section of the driveway for added winter convenience, custom lockers, integrated indoor/outdoor Sonos-compatible audio, programmable exterior lighting, hot-tub-ready deck and a finished, insulated and heated 3.5-car garage with 240V EV charging. A rare opportunity to enjoy luxury living and full recreational lake life on Lake Owasso.

2968 W Owasso Boulevard, Roseville

Listing courtesy of Keller Williams Integrity Realty.

$1,100,000
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 7131581 MLS ⋅ 3,574 SqFt.
Water, water, everywhere! Lakefront AND Pond front with amazing White Bear Lake front views! Original family owned coming to market for the first time! 5 bedrooms on one level, plus main floor library/bedroom/office. Generous room sizes and a timeless floor plan to make your dreams come alive! Dated but darling! Main floor family room, 3 season porch, fenced yard, right on the low traffic one way lake links trail/South Shore Blvd. Bring your imagination and build your legacy!

2368 S Shore Boulevard, White Bear Lake

Listing courtesy of Coldwell Banker Realty.

$1,485,000
COMING SOON Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7139701 MLS ⋅ 4,122 SqFt.
A property like this rarely hits the open market. 1.98 acres and 150+ feet of shoreline on Long Lake puts this among the largest, most private lots in the Twin Cities. The home is 4,122 square feet, all on one level, sprawling and ready to entertain. Mature landscaping frames the property from the moment you pull in, with paver walkways winding through established trees and layered beds. Inside, the kitchen has been fully renovated with a 14 foot granite island, custom cherry cabinetry, and a full wall of glass looking out over the lake. It opens straight into a vaulted, wood beamed living room built around a stone fireplace, with the water in view from almost every seat. Two bedrooms and two baths hold original finishes and built-in cabinetry from the home's earlier era, great bones with real opportunity for the next owner to make it their own. The primary suite includes a walk-in dressing area. The large lot also holds an attached garage that fits 4 cars. A builder has confirmed the roof could be raised to add a stairway and a 3rd and 4th bedroom with an additional bath above the west side of the house, offering real expansion potential for the next owner. Toward the water, a paver patio with a built-in fire table opens into a large, park-like sitting area. An oversized outbuilding near the house and a shed near the water add real extra storage and functionality that most lake properties simply don't have. Mounds View School District. Long Lake is fully recreational, 172 acres, 30 feet at its deepest, good for boating, skiing, and tubing, and stocked with walleye annually by the DNR. Public fishing access and a pier nearby at Long Lake Regional Park. This is the perfect blend of lakeshore, location, and home, come enjoy swimming and lake life here for years to come.

2205 Long Lake Road, New Brighton

Listing courtesy of Real Broker, LLC.

$660,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7138941 MLS ⋅ 3,280 SqFt.
Rare Stony Lake Rambler in New Brighton Hard-to-find one-level living on beautiful Stony Lake! This exceptional New Brighton rambler offers approximately 2,000 square feet on the main level, featuring an inviting and functional layout. The spacious primary suite includes a cozy fireplace and an oversized walk-in closet. The great room and kitchen showcase full vaulted ceilings, creating a bright and open feel. Step out from the dining area onto the large deck and enjoy peaceful views overlooking the lake—perfect for relaxing or entertaining. The walkout lower level adds even more living space with a large amusement room, two additional bedrooms, and a 3/4 bath. The home is in excellent condition throughout and features updated mechanicals and a maintenance-free exterior for added peace of mind. A rare opportunity for lakeside living with the convenience of one-level living. Don't delay—this special Stony Lake property won't last long!

2349 16th Terrace NW, New Brighton

Listing courtesy of Sundial Realty.

$520,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7136984 MLS ⋅ 1,959 SqFt.
A rare opportunity to own 78 feet of private lakeshore on Goose Lake! Goose Lake is separated from White Bear Lake by State Highway 61. This home is on a spacious, flat ½-acre lot surrounded by mature trees. This property offers the kind of privacy, outdoor space, and lake lifestyle that is increasingly hard to find in White Bear Lake. Tucked away on a peaceful, private-feeling setting, this charming 4-bedroom, 2-bath rambler is ready for its next chapter. With 1,966 finished square feet, the home offers comfortable main-level living with three bedrooms on the main floor! Inside, the rambler layout offers easy everyday living, while the unfinished attic provides an exciting opportunity for future expansion, storage, or creative additional living space. The possibilities are yours to explore. The lower level has a 4th bedroom, 3/4 fully tiled bathroom, oversized laundry room, 2nd family room with corner fireplace and a ton of storage space!! A detached two-car garage provides convenient parking and storage, while the generous driveway and expansive yard offer plenty of room for guests and outdoor toys. The oversized deck creates the perfect setting for morning coffee, summer gatherings, sunset cocktails, and unforgettable lake days. And then there’s the location—close to everything that makes White Bear Lake so desirable while still offering the privacy and tranquility of a true lakefront retreat. Enjoy nearby parks, shopping, dining, schools, recreation, and all the charm of the White Bear Lake community. Make this house your home!!

4090 Highland Avenue, White Bear Lake

Listing courtesy of Engel & Volkers Prior Lake.

$750,000
ACTIVE Status ⋅ 6 Beds ⋅ 4 Baths ⋅ 7136055 MLS ⋅ 3,859 SqFt.
Welcome to a truly unique home overlooking beautiful Round Lake, where peaceful water views and abundant wildlife—including eagles, turtles and deer—create a scenic backdrop year-round. Enjoy it all from the newer maintenance-free deck and patio, both designed to take full advantage of the setting. Inside, the impressive living room features a grand vaulted wood ceiling and flows into the kitchen and dining areas, creating an open and inviting main level. The spacious primary suite is a retreat of its own, complete with two large walk-in closets and an impressive private bath featuring a soaking tub and separate shower. Upstairs offers three additional bedrooms, including one ideally suited for a home office, plus a Jack-and-Jill bath connecting two of the bedrooms. The walkout lower level adds two more generously sized bedrooms, a bathroom and direct access to the newer patio and backyard. Zoned boiler heat and five mini-split A/C units provide efficient, customizable year-round comfort. Car enthusiasts, hobbyists or anyone needing extra storage will appreciate the incredible five garage stalls—two heated and insulated stalls with an epoxy floor, plus three additional stalls below. A recently installed solar system with Tesla 3 Powerwall serving as backup generator and power battery adds another impressive feature. All of this in a convenient location with quick highway access, combining space, scenery, efficiency and exceptional garage capacity in one remarkable property. Welcome home!

4337 Old Highway 10, Arden Hills

Listing courtesy of Edina Realty, Inc..

$835,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7136031 MLS ⋅ 3,094 SqFt.
Experience Luxury Living in This Exceptional Private Oasis Welcome to an extraordinary executive home designed for both elegant entertaining and unforgettable family living. Offering the perfect blend of privacy, sophistication, and convenience, this remarkable property provides a lifestyle that is truly exceptional. From the moment you step inside, you are welcomed by an impressive and spacious great room—an ideal setting for hosting gatherings, celebrating special occasions, or simply enjoying time with those you love. Expansive views draw your attention outdoors to a breathtaking backyard oasis featuring a sparkling saltwater pool, relaxing hot tub, and picturesque lake views. A sun-drenched sunroom offers the perfect spot to take it all in, whether enjoying morning coffee or unwinding in the evening, rain or shine. This stunning three-bedroom, two-bath residence offers exceptional versatility and endless possibilities. The walkout lower level provides the perfect opportunity for a private guest retreat, complete with a fully furnished kitchen area. With both a main-level kitchen and a lower-level kitchen area, the home is ideally designed for extended guests, multigenerational living, or effortless entertaining. Abundant storage throughout further enhances this thoughtfully designed home. Indulge in the luxury of having your own private retreat while remaining conveniently close to everything. Come experience this exceptional property and envision the extraordinary lifestyle awaiting you and your family.

7806 Gloria Circle, Mounds View

Listing courtesy of Pemberton RE.

$725,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7126065 MLS ⋅ 2,306 SqFt.
Enjoy tranquil lake views and a peaceful setting in The Enclave at McCarrons Lake, just minutes from grocery stores, cafés and bakeries, with convenient access to Minneapolis and St. Paul. Built approximately four years ago, this thoughtfully designed home features an open, high ceilinged interior filled with natural light from large windows and timeless finishes throughout. Designed with aging in place in mind, the home offers a spacious primary suite with a walk in closet, an open kitchen with a center island and touch activated gooseneck faucet, a versatile finished lower level and ample storage, including an extra freezer nook. The well insulated, energy efficient home features solar panels installed in 2025, double cell insulating shades on the sliding doors installed in 2026, an EV charging station and furnace and air conditioning systems installed when the home was built. A completed energy audit further confirmed the home’s energy efficiency. Additional improvements include a custom acrylic and aluminum egress window cover installed in 2024, safety film on the front door sidelight and egress window, preventive erosion and side yard drainage work completed in 2026, and a brand new roof, new gutters, new siding and five new windows in 2026. Enjoy a shared lakeside outdoor activity area and miles of walking trails accessible right outside the door, including trails along McCarrons Lake and convenient access to Reservoir Woods, McCarrons County Park with a children’s playground and public boat launch, and charming Villa Park with waterfall ponds and wildlife viewing areas. The county boat launch is only a few hundred feet away. The low monthly association fee of $220 includes lawn care and snow removal.

257 Mccarrons Place W, Roseville

Listing courtesy of Keller Williams Premier Realty.

$500,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 7106430 MLS ⋅ 1,845 SqFt.
Welcome to 1115 Pike Lake Drive that delivers the joys of lake life every day! This rambler offers lakefront living on a spacious .72-acre fenced lot on Pike Lake. Blending original character with extensive recent improvements, this home provides a fresh, move-in-ready setting while still offering plenty of opportunity to make it your own over time. Recent updates include; professional interior paint throughout, new carpet, new LVP flooring, updated light fixtures, new electrical, and beautifully refinished natural hardwood floors that preserve the warmth and character of the home. The refreshed interior creates a clean, neutral backdrop ready for your personal style. Outside, the generous, fenced backyard provides exceptional space for family outdoor living, entertaining, gardening, pets, or simply enjoying the natural surroundings. With Pike Lake right outside your door, you’ll appreciate the unique combination of privacy, green space, waterfront living and making family memories in your private backyard. The fenced portion of the yard offers peace of mind for kids and pets while enjoying the stunning lake backdrop. All season activities include kayaking, paddle boarding, canoeing, fishing, jet skiing, ice skating, cross-country skiing, snowshoeing and endless conversation around bonfires at the lake. A trail at the end of Pike Lake Drive connects to Long Lake Regional Park, providing miles of trails plus this home is also in the desirable Mounds View school district. Conveniently located with quick access to the Twin Cities, retail, dining, parks & trails. Fresh, comfortable, and ready to enjoy today—with room for future updates that can add your own style and value—this is a wonderful opportunity to create your next home in a truly special setting.

1115 Pike Lake Drive, New Brighton

Listing courtesy of Realty ONE Group Choice.

$410,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7121092 MLS ⋅ 1,638 SqFt.
Enjoy living on beautiful Lake Phalen! This home offers endless opportunities to enjoy activities or simply relaxing by the lake. Conveniently located near trails, parks, shopping and highway 61. Whether you're looking for a place to call home or create your dream waterfront retreat, this is an opportunity you won't want to miss.

1736 E Shore Drive, Maplewood

Listing courtesy of Creative Results.

$749,900
ACTIVE Status ⋅ 5 Beds ⋅ 2 Baths ⋅ 7117341 MLS ⋅ 3,078 SqFt.
Remarkably stylish and meticulously updated walkout rambler with private lake access. This home is only available due to relocation and when you see the list of improvements you'll understand why the sellers are sad to say goodbye. Mature landscaping surrounds the property on all sides, providing the perfect setting when combined with the private dock access to Lake Emily - a non-motorized lake. Interior spaces are modern, yet timelessly appropriate for the style and age of the property. Kitchens and bathrooms are large and extremely well appointed, bedrooms are generous, while living spaces are stunningly bright and roomy. Mechanicals have been updated to the highest standard which, combined with an extremely high-capacity solar panel system, mean the property is set to be extremely energy efficient and economically sound for years to come. Other updates - too numerous to list here, include a new sewer line, new garage floors, new driveway concrete, a rebuilt chimney and much more. Come and view this rare lakeside Shoreview property in person to fully appreciate it.

700 Arbogast Street, Shoreview

Listing courtesy of Lindum Realty.

$1,100,000
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 7091984 MLS ⋅ 3,348 SqFt.
Welcome home to this mid-century modern rambler located on the shores of Lake Gilfillan in the private community of North Oaks with easy access in and out of the city. You'll love the mid-century detailing, and generous floor plan that includes 5 bedrooms, 4 baths and panoramic lake views. The updated, custom kitchen features custom cabinetry, granite countertops, stainless steel appliances, center kitchen island, and a patio door that walks out to the spacious deck overlooking the lake. The main floor primary suite features built-in closet cabinetry, private bath, and water views. Bedrooms are all lakeside both on main floor and lower level. Three fireplaces for added ambiance. Detailed features include maple wood flooring, fireplace detailing, cherry paneling, large picture windows that overlook the water, epoxy floor in garage and more. The expansive lower level features an additional family room with a fireplace, 3 bedrooms/flex spaces, game area, 2 additional bathrooms and walks out to a lakeside paver patio. This meticulously maintained home includes updated Pella windows and sliding doors. Attached garage and cul-de-sac location. Ready to move right in and enjoy!

19 Dove Lane, North Oaks

Listing courtesy of Coldwell Banker Realty.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.