Ramsey Homes with Deeded Access Lake/Waterfront

Welcome to Ramsey County, Minnesota, a hidden gem that perfectly blends urban convenience with natural beauty. Nestled in the heart of the Twin Cities metropolitan area, Ramsey County is known for its vibrant communities, rich history, and stunning landscapes. With an array of parks, lakes, and recreational activities, it’s no wonder that residents cherish the outdoor lifestyle this region offers.

One of the most appealing aspects of living in Ramsey County is the abundance of homes with deeded access to lakes and waterfront properties. Imagine waking up to the serene sounds of nature, with a shimmering lake just steps from your door. These homes provide not only a picturesque setting but also a lifestyle that embraces fishing, boating, and summer picnics on the water’s edge. Whether you’re looking for a cozy cabin retreat or a modern family home, Ramsey County has a diverse selection of properties that cater to your needs.

The county is also home to a thriving community, complete with excellent schools, shopping centers, and cultural attractions. Enjoy a day exploring the beautiful parks or take a leisurely stroll along the scenic waterfront. With its strong sense of community and commitment to preserving green spaces, Ramsey County is the perfect place to call home.

If you’re ready to discover your dream home with deeded access to the tranquil lakes of Ramsey County, our dedicated team is here to guide you every step of the way. Experience the beauty and charm of this remarkable area—your lakeside oasis awaits!

Newest Ramsey Homes with Deeded Access Lake/Waterfront

$1,350,000

ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 7138457 MLS ⋅ 3,818 SqFt.

Lakeside Luxury Meets Modern Masterpiece! Perfectly perched on an elevated 0.42-acre lot, this exceptional 4-bedroom, 4-bathroom contemporary rambler offers over 3,800 finished square feet of architectural brilliance and breathtaking, panoramic views of both Lake Emily and Lake Owasso. Custom-built in 2021 with premium Insulating Concrete Forms (ICF) for top-tier green energy efficiency, this one-of-a-kind property delivers the ultimate Minnesota lakeside lifestyle with deeded, shared dock access to Lake Owasso and zero association fees. Step inside to an expansive, light-filled open floor plan where clean lines, soaring ceilings, and walls of glass capture serene water views. The main level showcases a welcoming foyer, dining room, custom mudroom, laundry room, and a relaxing balcony overlooking Lake Emily. The gourmet kitchen is a chef’s dream, featuring custom cabinetry, an oversized center island, a walk-in pantry, and a generous dining area designed for seamless gatherings. Retreat to the luxurious primary suite, a private oasis complete with a massive walk-in closet and a spa-inspired bath offering a custom tiled walk-in shower, standalone stone soaking tub, and a built-in full glass sauna. A striking glass-and-steel staircase leads to the walkout lower level, engineered for premier entertainment. The dramatic, sun-drenched two-story family room features a focal-point gas fireplace and a sleek wet bar, walking straight out to a covered patio and an incredible outdoor kitchen for effortless indoor-outdoor living. This level also hosts three large secondary bedrooms, two bathrooms, a private home office, a media room, and a cozy amusement room—providing endless space for family and guests. Complete with an insulated 3-car garage equipped with an EV charging station and floor drain, this spectacular home is ideally located near top-rated Roseville schools, parks, trails, shopping, and dining. Welcome home!

3318 W Owasso Boulevard, Shoreview

Listing courtesy of Edina Realty, Inc..

$725,000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7126065 MLS ⋅ 2,306 SqFt.

Enjoy tranquil lake views and a peaceful setting in The Enclave at McCarrons Lake, just minutes from grocery stores, cafés and bakeries, with convenient access to Minneapolis and St. Paul. Built approximately four years ago, this thoughtfully designed home features an open, high ceilinged interior filled with natural light from large windows and timeless finishes throughout. Designed with aging in place in mind, the home offers a spacious primary suite with a walk in closet, an open kitchen with a center island and touch activated gooseneck faucet, a versatile finished lower level and ample storage, including an extra freezer nook. The well insulated, energy efficient home features solar panels installed in 2025, double cell insulating shades on the sliding doors installed in 2026, an EV charging station and furnace and air conditioning systems installed when the home was built. A completed energy audit further confirmed the home’s energy efficiency. Additional improvements include a custom acrylic and aluminum egress window cover installed in 2024, safety film on the front door sidelight and egress window, preventive erosion and side yard drainage work completed in 2026, and a brand new roof, new gutters, new siding and five new windows in 2026. Enjoy a shared lakeside outdoor activity area and miles of walking trails accessible right outside the door, including trails along McCarrons Lake and convenient access to Reservoir Woods, McCarrons County Park with a children’s playground and public boat launch, and charming Villa Park with waterfall ponds and wildlife viewing areas. The county boat launch is only a few hundred feet away. The low monthly association fee of $220 includes lawn care and snow removal.

257 Mccarrons Place W, Roseville

Listing courtesy of Keller Williams Premier Realty.

$140,000

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7085385 MLS ⋅ 968 SqFt.

WELCOME TO YOUR OWN LITTLE OASIS, POOL, WALK TO THE LAKE ACCESS WITH PRIVATE BEACH AND PICNIC AREA, COMPLETE REMODEL TOP TO BOTTOM OVER THE LAST 8 YEARS, FROM THE KNOCKDOWN CEILINGS DOWN TO THE LVP FLOORS. X-LARGE MAIN BEDROOM, WITH ATTACHED BATHROOM. BEAUTIFUL SCREENED IN PORCH WITH WINDOWS OFF THE LIVING ROOM WALKS OUT TO GREEN SPACE ALSO A PRIVATE ENTRANCE DOOR TO THIS UNIT ONLY.THIS IS A MUST SEE TO BELIEVE HOW WELL IT HAS BEEN CARED FOR To get to the Beach go east on north Owasso Blvd to Chandler deeded beach is the one on the right

3431 Kent Street Unit 708, Shoreview

Listing courtesy of Keller Williams Integrity Realty.

$1,719,000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 6764236 MLS ⋅ 3,095 SqFt.

Hill Farm Condominiums, the newest private lifestyle community and only condominium offering in North Oaks, invites you to visit by private appointment or during our weekly open houses. This newly completed residence overlooks more than 300 acres of protected conservancy land and showcases an exceptional collection of amenities, along with refined interior finishes throughout both the shared spaces and private residences—including Sub-Zero, Wolf, Cambria, and Kohler. Residents enjoy the convenience of a heated underground parking garage, with private garages also available for purchase, offering an added level of comfort, security, and exclusivity. Experience a truly elevated, maintenance-free lifestyle in a remarkable natural setting. The city of North Oaks offers an impressive array of amenities, including direct access to an extensive trail system, parks, and tennis courts, as well as close proximity to the prestigious North Oaks Golf Club for golf, tennis, dining, and social engagement. Ask about our Move Assist Program!

1 Hill Farm Road Unit 109, North Oaks

Listing courtesy of Coldwell Banker Realty.

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