Stearns Homes with Deeded Access Lake/Waterfront

Welcome to Stearns County, Minnesota, where the serene beauty of nature meets the charm of small-town living. Nestled in the heart of the beautiful Midwest, Stearns County is renowned for its stunning landscapes, including lush forests, rolling hills, and, of course, picturesque lakes. One of the gems of this county is the vibrant city of Cold Spring, a community that offers a perfect blend of tranquility and convenience.

Cold Spring is not just a place to live; it’s a lifestyle. With a rich history and a welcoming atmosphere, residents enjoy a close-knit community feel, complemented by modern amenities and recreational opportunities. The city is known for its vibrant downtown area, where you’ll find delightful shops, restaurants, and local events that bring the community together.

For those seeking a home with a connection to nature, Cold Spring offers an array of properties with deeded access to stunning lakes and waterfronts. Imagine waking up to the gentle sounds of water lapping against the shore and enjoying your morning coffee while taking in breathtaking views. These homes provide not only a place to live but also a gateway to a lifestyle filled with outdoor activities, from fishing and kayaking in the summer to ice fishing and snowshoeing in the winter.

Whether you’re looking for a cozy cabin or a spacious family home, Cold Spring’s real estate market has something for everyone. Embrace the opportunity to own a piece of paradise in Stearns County, where your dream home awaits by the water’s edge. Discover the magic of lakeside living in Cold Spring today!

Newest Stearns Homes with Deeded Access Lake/Waterfront

$539,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7138103 MLS ⋅ 2,552 SqFt.

Enjoy the best of country living with lake access to the Chain of Lakes! This beautiful 4 bedroom, 3-bath home with a dedicated office sits on 3.69 picturesque acres and offers the perfect blend of comfort, space, and convenience. Built in 2000, the home features an inviting layout, granite countertops, a spacious primary suite with private bath, and plenty of room for everyday living and entertaining. The maintenance-free exterior provides easy upkeep, while the impressive 3-car attached garage offers abundant space for vehicles, toys, and storage. Whether you’re relaxing at home, enjoying the privacy of your acreage, or taking advantage of nearby lake recreation, this property offers the ideal setting for Minnesota living!

19868 Edgeton Road, Richmond

Listing courtesy of RE/MAX Today's Properties.

$429,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7133728 MLS ⋅ 2,146 SqFt.

Welcome to 985 Juliet Way in Avon! This spacious 3-bedroom, 2-bath rambler offers over 2,100 finished sq ft of one level living, including main-floor laundry and a primary suite with walk-in closet. The home features vaulted ceilings, a large kitchen with plenty of cabinetry, an attached 3-car garage and a composite deck overlooking the backyard. Located on a quiet cul-de-sac with mature trees, a storage shed and deeded access to Middle Spunk Lake and access to a Private Beach! A great opportunity to enjoy comfortable one-level living and lake access right in Avon!

985 Juliet Way, Avon

Listing courtesy of Century 21 First Realty, Inc..

$119,900

ACTIVE Status ⋅ 7093889 MLS

**Property includes the lot, park model and furnishings! Want to enjoy all the feels of a cabin, but don't want to spend as much. This is the perfect opportunity for you! Nestled in one of the most sought-after resorts on the Horseshoe Chain of Lakes, this charming and well-cared-for park model offers the perfect cozy cabin feel with all the perks of resort living. Move-in ready and waiting for its next owners to make summer memories. Step outside to your own private dock slip with direct lake access, enjoy the shared sandy beach, and take full advantage of resort amenities including a clubhouse, and shared beach. Everything you need for the perfect lake summer just unpack and enjoy. Don't miss your chance to own a piece of the Horseshoe Chain. Summer is calling!

21707 State Highway 22, Richmond

Listing courtesy of Central MN Realty LLC.

$324,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7081908 MLS ⋅ 1,904 SqFt.

Beautifully updated 4 bedroom, 2 bath home in the highly desired Pleasant Acres area! Tons of natural light with 2 upper level BRs and full bathroom. The lower level also features 2 bedrooms, a full bathroom, den, and large family room. Corner lot with a large private back yard, shed, chain link fence & firepit. Furnace, A/C, appliances, garage doors, interior doors, well pump, water softener have been updated in the last 8 years. Heated/insulated garage. Watab lake access includes shared amenities such as access to the beach, docks, playground, tennis court, sand volleyball court, and shelter. Take a look and fall in love with this wonderful property.

9557 Ironwood Drive, Saint Joseph

Listing courtesy of Central MN Realty LLC.

$150,000

ACTIVE Status ⋅ 7051297 MLS

Bring your vision to life with Werschay Homes on this exceptional 10+ acre homesite in the highly sought-after Daybreak community in Sartell. Opportunities like this are incredibly rare. Enjoy the privacy and space of acreage living while still benefiting from in-town conveniences. Tucked away on a quiet cul-de-sac, this level lot offers expansive views and the perfect canvas for a custom home designed around your lifestyle. As part of Daybreak, you'll enjoy access to scenic walking trails and Daybreak Lake, complete with a beach, dock, and paddleboat access - all with a low association fee of just $540 per year. Ideally located near dining, shopping and Sartell schools, this property offers the perfect balance of peaceful surroundings and everyday convenience. Partner with Werschay Homes to create a home that truly reflects your style and needs in one of Sartell's most desirable settings.

1097 20th Avenue S, Sartell

Listing courtesy of Edina Realty, Inc.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.