Stearns Homes with River Front Lake/Waterfront

Stearns Homes with River Front Lake/Waterfront

Welcome to Stearns County, Minnesota, a hidden gem nestled in the heart of the Midwest, where the beauty of nature meets the charm of small-town living. Known for its rich history and vibrant communities, Stearns County boasts a diverse landscape that includes picturesque lakes, sprawling parks, and scenic riverfronts. With over 1,000 lakes and numerous rivers, this region offers an unparalleled opportunity for water enthusiasts and nature lovers alike.

Imagine waking up each day to the soothing sounds of water lapping against your own riverfront property. In Stearns County, homes with riverfront and waterfront access are not just residences; they are gateways to a lifestyle of tranquility and adventure. Whether you enjoy fishing, kayaking, or simply lounging by the water, these properties provide the perfect backdrop for both relaxation and recreation.

The real estate market in Stearns County offers a variety of waterfront options, from cozy cabins and charming cottages to luxurious estates. Each home is uniquely situated to take advantage of the stunning views and natural surroundings, making every property a true sanctuary.

The vibrant communities of Stearns County, including St. Cloud, Cold Spring, and Sartell, offer a blend of urban amenities and rural charm. Enjoy local festivals, farmer’s markets, and a plethora of outdoor activities year-round. With excellent schools, friendly neighbors, and a strong sense of community, Stearns County is not just a place to live; it’s a place to thrive.

Discover the perfect riverfront home in Stearns County today, and embrace a lifestyle where adventure and serenity await at your doorstep!

Newest Stearns Homes with River Front Lake/Waterfront

$289,900
ACTIVE Status ⋅ 5 Beds ⋅ 2 Baths ⋅ 7142000 MLS ⋅ 2,048 SqFt.
Riverfront living with room to spread out! This 5-bedroom, 2-bathroom home offers a fantastic opportunity to enjoy the best of Sartell living with a beautiful riverfront setting and an exceptionally large, flat lot. Whether you’re looking to relax, entertain, garden, play, or simply enjoy the outdoors, the expansive yard provides plenty of space to make the property your own. Inside, the home offers a comfortable and functional layout with five bedrooms and two bathrooms. The main floor features a cozy fireplace, creating a warm and inviting focal point for gatherings or quiet evenings at home. Step outside and take advantage of the riverfront setting and generous yard — a rare combination that gives you both beautiful surroundings and usable outdoor space. Located in Sartell, this property offers the opportunity to enjoy riverfront living while remaining close to local amenities, schools, parks, shopping, dining, and everything the community has to offer. If you’ve been looking for a home with space, flexibility, and riverfront appeal, this one is worth seeing!

316 Riverside Avenue S, Sartell

Listing courtesy of Haller Realty Inc..

$599,500
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 7138043 MLS ⋅ 3,872 SqFt.
Could this fantastic property be the one? It boasts breathtaking views of the Mississippi River, with 4 bedrooms, 4 bathrooms & a huge family room w/a kitchette in the basement! With lots of extras such as an oversized lot, a jetted soaker tub & granite counter tops, it's ideal for both living & entertaining. The 2026 built home sits on 1.3 acres at the end of a no-outlet road, offering plenty of privacy while still being close to conveniences. Enjoy relaxing in your private pool & hot tub at your leisure. The property includes a spacious patio, pool deck, private launch, & fencing to protect kids &/or pets & a children's playset. Plus, the insulated garage w/epoxy flooring has 30 & 50 amp outlets, ideal for an RV or hobbies. One of the best features is the easy access to the river. Just walk down & launch your boat, kayak or tube for a relaxing float to the public access. Or throw a line in from your private dock. Whether you like adventure or to relax, this property has it all!

32688 River Vista Lane, Saint Cloud

Listing courtesy of Bridge Realty, LLC.

$509,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7134513 MLS ⋅ 2,974 SqFt.
Nestled on a .90-acre lot along the Mississippi River in St. Cloud, this 4-bedroom, 2.5-bath ranch-style home offers a beautiful setting with picturesque river views. The large primary bedroom includes a private primary bathroom with a tub and walk-in shower. Located at the end of a quiet cul-de-sac, the property is just steps from the Beaver Island walking trail and within walking distance of the St. Cloud Country Club. Enjoy the scenery from the 3-season porch overlooking the river, spacious deck, or patio. Additional features include a sauna, an underground sprinkler system, large storage shed, and plenty of outdoor space to relax and entertain in this exceptional riverfront location.

2502 Island View Drive, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$799,900
ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 7118864 MLS ⋅ 2,527 SqFt.
Exceptional executive-style home nestled on a quiet dead-end road with the Sauk River as your backyard backdrop. This prime location offers the perfect blend of privacy and convenience, with CentraCare Plaza just a short walk or bike ride away. Step inside to discover quality craftsmanship and elegant finishes throughout, including rare imported hand-carved wood fireplaces, beautiful tile flooring, sparkling glass chandeliers, and a stunning double-sided fireplace that creates a warm, inviting focal point for multiple living spaces. The spacious primary suite offers a private deck overlooking the peaceful river setting—an ideal place to enjoy your morning coffee or unwind at the end of the day. Whether you're entertaining guests or enjoying a quiet evening at home, this property offers a unique combination of luxury, character, and natural beauty. If you've been searching for an executive home with distinctive architectural details, a picturesque riverfront setting, and an unbeatable location close to work, shopping, dining, and everyday amenities, this is a must-see opportunity. approximately 301ft of river frontage.

4218 White Drive, Saint Cloud

Listing courtesy of Century 21 First Realty, Inc..

$150,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7097003 MLS ⋅ 1,798 SqFt.
Enjoy easy living in this spacious 3-bedroom, 2-bath condo offering scenic river views and a location that perfectly balances convenience with tranquility. Nestled on a quiet street, this inviting home provides a peaceful retreat while keeping you just a short walk from popular restaurants, shopping, and public transportation. Inside, you'll find generous living spaces designed for comfortable everyday living and effortless entertaining. Large windows showcase the river views and bring in plenty of natural light, creating a warm and welcoming atmosphere throughout the home. 3 same floor bedrooms and in unit laundry and great storage! A heated tuck-under garage with additional storage adds incredible value and convenience, especially during the winter months, providing secure parking and additional storage space.

230 5th Avenue N Unit C5, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$480,000
ACTIVE Status ⋅ 7081745 MLS
Build your dream home on approximately 5 acres of scenic riverfront property along the Sauk River. This level lot offers the perfect blend of privacy and convenience, with plenty of space for a custom home, outbuildings, and outdoor recreation. Enjoy direct access to the Sauk River and the popular Chain of Lakes, ideal for boating, fishing, kayaking, and exploring miles of connected waterways. Located just minutes from town, you'll appreciate the peaceful setting without sacrificing easy access to shopping, dining, and everyday amenities. A rare opportunity to own acreage with waterfront access.

TBD 223rd Street, Cold Spring

Listing courtesy of Edina Realty, Inc.

$1,475,000
ACTIVE Status ⋅ 3 Beds ⋅ 5 Baths ⋅ 7075186 MLS ⋅ 4,487 SqFt.
Luxury Mississippi Riverfront Home – Offered for the First Time First opportunity to become the next owner of this extraordinary custom-crafted riverfront residence—a true signature property expertly designed and built in 2003 by renowned local master builder Mike Torborg. Perfectly positioned along one of the most sought-after stretches of the Mississippi River, this 14-mile expanse serves as your “aquatic main street,” anchoring a vibrant, recreation-driven community rich in history and lifestyle. Located just minutes from Stearns County Park in the quiet community of Rice and within the Sartell school district, this is a rare offering that combines privacy, quality, and convenience. This walkout rambler offers approximately 4,500 square feet and is thoughtfully designed to embrace the beauty of the river from nearly every angle. Expansive windows on both the main and lower levels frame breathtaking waterfront views, creating a seamless connection between indoor comfort and the natural surroundings. Some homes simply stand out—but others have a soul. This home delivers an immediate sense of warmth, character, and cherished memories. Every detail has been carefully curated to enhance art, sculpture, and landscape, reflecting the sellers’ deep appreciation for both lifestyle and setting. The grounds are exceptional, featuring tranquil fountains, a natural stream with a charming bridge, paver patios, multiple decks, and expansive green space—perfect for both relaxation and entertaining. Upon entry, you are welcomed by stunning river views. The open-concept main level combines living, dining, and kitchen spaces, enhanced by sunrise views and evenings spent beside two striking stone fireplaces that anchor the home with timeless appeal. The main floor includes a well-appointed owner’s suite with a private 4-fixture bath, walk-in closet, built-in storage, and its own private deck overlooking the river’s northern views. Additional main-level highlights include: Main floor laundry A private office (or potential additional bedroom) adjacent to a full bath A convenient guest half-bath accessible from the garage The kitchen is truly exceptional, featuring a center island, elevated counter seating, a pantry, beautiful maple cabinetry, and a window above the sink offering scenic water views. The lower level mirrors the main floor’s thoughtful design, offering a full second kitchen, dining, and living space—ideal for entertaining or multi-generational living. With multiple walkouts to the patio, durable tiled flooring, and direct access to the tuck-under garage, this level is designed for easy summer living and riverside enjoyment. Lower-level features include: Two bedrooms (one with walk-through access to a full bath with sauna) Additional flexible spaces that can serve as an office, workout room, or extra bedrooms Ample storage and entertaining space The heated tuck-under garage offers convenient access and is complemented by a smart driveway design for easy delivery of water gear and supplies. The main garage features three generous stalls, and the property also includes a detached 2+ stall accessory garage—ideal for hobbies, storage, or workshop use. All garages are heated with finished walls and floors. Situated on 2.07 acres, the property feels like a private retreat while offering an unmatched connection to the Mississippi River lifestyle. Wildlife is abundant, with bald eagles often soaring overhead and deer roaming the surrounding landscape. The river itself offers world-class fishing and endless opportunities for boating and water sports. Explore nearby islands and multiple sandbars—perfect destinations for anchoring and enjoying long, leisurely afternoons on the water. This is a home best experienced in person, where the craftsmanship, setting, and atmosphere truly come to life. Additional details can be found throughout the extensive professional photography accompanying the listing.

40668 County Road 1, Rice

Listing courtesy of VoigtJohnson.

$799,000
ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 7067324 MLS ⋅ 5,658 SqFt.
Discover a rare opportunity to own a private retreat in the heart of town-- where nearly three acres of serene, wooded beauty meet the convenience of being just minutes from everything. This exceptional five-bedroom, five-bath residence offers the perfect balance of luxury, comfort, and seclusion with breathtaking views and over 632 feet of riverfront inviting you to fish, kayak, swim, or simply unwind by the water’s edge. Inside, the home has been thoughtfully updated with new flooring, countertops and custom cabinetry, just to name a few, blending modern elegance with timeless character. Two inviting fireplaces serve as focal points, including one crafted with remarkable 200-year-old barnwood, adding warmth and history to the space. Architectural details like antique stained glass and an authentic 1800s door imported from England create a sense of craftsmanship and story that is truly one of a kind. Step outside onto the expansive decks designed for entertaining or quiet relaxation, all while overlooking the peaceful natural surroundings. A private tennis court adds a resort-like touch, making this property as functional as it is beautiful. This home is located within walking distance of Sauk River Regional Park with hiking and biking trails, a dog park and is very near the YMCA.

2715 Park Drive, Saint Cloud

Listing courtesy of Move it Real Estate Group/Lakehomes.

$250,000
ACTIVE Status ⋅ 7058925 MLS
This is the perfect 4 acres to build your dream home on the shores of the Mississippi River. Enjoy the wildlife and sunsets with the breathtaking Panoramic views. You have to see this in person to truly realize the beauty.

1714 216th Street E, Clearwater

Listing courtesy of Agency North Real Estate, Inc.

$1,899,898
ACTIVE Status ⋅ 7033663 MLS
An incredible development opportunity featuring nearly 100 acres in a prime Sauk River location just moments away from St. Cloud / Waite Park, and minutes from St. Joseph. This expansive property offers tremendous potential for mixed-use development including Industrial, Commercial, or Multi-Family opportunities (subject to zoning approvals). Ideally positioned adjacent to the future Stearns County Justice Center, the site is poised to benefit from significant growth and infrastructure investment in the area. With convenient access, natural river frontage, and strong development potential, this property presents a rare opportunity for investors and developers to shape one of the area’s next major growth corridors. Disclaimer: Property lines in the pictures depicts approximate location of layout.

6704 & 6868 Old Highway 52, Saint Cloud

Listing courtesy of RE/MAX Results.

$995,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7013632 MLS ⋅ 1,865 SqFt.
It’s time to build your dream home along the Mississippi River with Infinity Homes, one of Central Minnesota’s most prestigious custom builders. This amazing lot offers approximately 186 ft of river frontage in Majestic River Estates, within the Sartell school district and adjacent to the 200+ acre Mississippi River County Park. This is a rare opportunity to create the ultimate riverfront retreat. Construction has not yet begun, giving you the opportunity to make personal selections and tailor the design to your lifestyle, all thoughtfully planned to complement this scenic riverfront lot where you can have your private dock and watercraft access right from your shore. The proposed plan showcases Infinity Homes’ signature quality and serves as an example of what is possible, as the builder can custom design a home to fit your preferences and budget. Ownership also includes an interest in a nearby 6.69-acre private lot featuring a riverfront walking trail, perfect for peaceful walks or casting a line.

41658 County Road 1, Rice

Listing courtesy of Agency North Real Estate, Inc.

$269,900
ACTIVE Status ⋅ 7013663 MLS
Here is your opportunity to build on a stunning 2.09 acre lot with 231 feet of Mississippi River shoreline, offering breathtaking water views and easy river access! This exceptional property provides an ideal setting for your dream home with room for an additional outbuilding, all while enjoying the serenity of nature and endless opportunities for boating, fishing, and relaxing by the water. Be among the first to build in this rare new riverfront neighborhood at Majestic River Estates, which includes an additional 6.69 acres of common land with walking trails and almost an additional 600 feet of Mississippi River frontage for neighborhood use. This great location is in the Sartell school district, and the neighborhood is adjacent to 200 acre Mississippi River County Park as well.

41722 County Road 1, Rice

Listing courtesy of Agency North Real Estate, Inc.

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