Stearns County Homes under $350,000

Welcome to Stearns County, Minnesota—a hidden gem in the heart of the Midwest! Known for its rich history and vibrant communities, Stearns County offers a unique blend of rural charm and urban convenience. With its picturesque landscapes, abundant recreational opportunities, and friendly neighborhoods, it's no wonder that so many choose to call this area home.

Stearns County is a haven for outdoor enthusiasts, boasting numerous parks, lakes, and trails for hiking, biking, and fishing. The county is also home to the stunning Lake Wobegon Trail, perfect for leisurely strolls or invigorating bike rides. Whether you’re exploring the charming towns of St. Cloud, Sartell, or Cold Spring, you’ll find an array of local shops, restaurants, and cultural attractions that add to the area's appeal.

For those seeking affordable housing options, Stearns County has a fantastic selection of homes priced under $350,000. These properties offer a variety of styles, from cozy single-family homes to modern townhouses, making it easy for first-time buyers and families alike to find their perfect fit. With the county's strong sense of community and excellent schools, these homes provide an ideal setting for raising a family or enjoying a peaceful retirement.

Investing in a home in Stearns County means embracing a lifestyle filled with natural beauty and community spirit. With its affordable housing market and welcoming atmosphere, Stearns County is not just a place to live—it's a place to thrive. Come explore the possibilities and discover why so many are proud to call Stearns County home!

Newest Stearns County Homes under $350,000

$230,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7149337 MLS ⋅ 1,848 SqFt.

Welcome home to this amazing opportunity right in the heart of Saint Cloud. This home is waiting for you to add your finishing touches and really make it your own. The corner lot, garage space and deck make it easy and fun to entertain friends and family. There is currently a 4th non-conforming bedroom, that could easily be finished by adding a proper door. The opportunities are endless, don't wait to schedule a showing.

1000 14th Street S, Saint Cloud

Listing courtesy of Keller Williams Preferred Rlty.

$274,898

COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7143722 MLS ⋅ 1,739 SqFt.

Professional photos available on October 6th. Welcome to effortless living in the heart of Sartell! This well maintained tri-level home combines low maintenance comfort with a prime location, backing right up to the peaceful greens of Three Tees Golf Course and just minutes from top-rated schools, park, and shopping. Inside, the open concept main level creates an inviting space for daily living and easy entertaining. The home features three generous bedrooms, two of which include large walk-in closets, along with two bathrooms. Enjoy complete peace of mind knowing all of the major big-ticket items have been recently updated, including a new roof, siding, gutters, and exterior lighting installed in 2022, a clothes washer and dryer in 2022, plus a new furnace, central air conditioner, water softener, and deck door all installed in 2020. Say goodbye to tedious weekend chores, as the nominal HOA fee covers lawn care, snow removal, sprinkler system operation and maintenance, and garbage service, letting you spend more time relaxing and enjoying your surroundings. This turnkey home offers comfort, convenience, and location.

27 Pine Tree Court, Sartell

Listing courtesy of RE/MAX Results.

$224,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7154103 MLS ⋅ 1,996 SqFt.

Welcome to this well-cared-for rambler in the heart of Waite Park! Step inside to a comfortable and inviting layout designed for easy everyday living. The main level features two bedrooms, an inviting living room, and a large kitchen. Downstairs, the newly finished lower level adds even more living space, complete with an additional bedroom and 3/4 bathroom. Outside, you’ll appreciate the spacious attached garage, along with an oversized detached garage in the backyard. Offering plenty of room for extra storage, hobbies, or a workshop.

216 2nd Avenue N, Waite Park

Listing courtesy of Morgan & Co..

$175,000

ACTIVE Status ⋅ 5 Beds ⋅ 2 Baths ⋅ 7152680 MLS ⋅ 2,079 SqFt.

New Roof September 2026. Make this your own home, or consider this Prime Rental Opportunity Near SCSU 5 Bed | 2 Bath | Licensed for 4 Bedrooms Excellent opportunity to own a well-located rental property just minutes from St. Cloud State University. This 5-bedroom, 2-bath home is currently licensed for 4 bedrooms and generates $1,875 per month in rental income. The home features four upper-level bedrooms, a spacious living room with hardwood floors, and newer flooring in the kitchen and dining area. A separate basement entrance adds flexibility for tenants or future use. Outside, the property offers ample off-street parking plus a large detached garage with a loft area, providing abundant storage space. Tenants are responsible for gas and electric, while the owner pays water, sewer, and garbage, keeping operating expenses manageable. With its layout and location, this property also offers the potential to transition back to a single-family home once the current lease expires. Current Lease in place until April 2027.

511 6th Avenue S, Saint Cloud

Listing courtesy of VoigtJohnson.

$329,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7153525 MLS ⋅ 2,458 SqFt.

Situated on a generous corner lot, this beautifully maintained 3-bedroom (plus office), 3-bath rambler offers main floor living & comfortable living spaces and plenty of room to expand. The unfinished 38X24 lower level is ideal for storage and offers the potential for additional finished living space! The kitchen offers plenty of functionality with stainless steel appliances, granite countertops, a center island, and convenient pull-out pantry drawers. It is open to the dining and living areas, creating a comfortable, connected space. Skylights bring in an abundance of natural light, while six-panel doors and other quality details add to the home's appeal. The spacious primary suite offers a private retreat complete with a walk-in closet and full private bath. The primary bath features a jetted tub, dual sinks, tile shower and flooring, and the added comfort of in-floor heat. Enjoy outdoor living on the new stamped concrete patio and sidewalk added in 2020. A sprinkler system and private well are available for irrigation. The insulated garage and insulated garage door provide added comfort and efficiency + a storage shed. Numerous updates were completed in 2024, including new shingles, gutters, skylights, and insulated garage door, providing peace of mind for the next owner. Conveniently located near the St. Cloud Country Club, Beaver Island Trail, and the Mississippi River, with easy access to I-94.

802 Aldon Drive, Saint Cloud

Listing courtesy of Agency North Real Estate, Inc.

$300,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7083180 MLS ⋅ 2,235 SqFt.

5850 Rolling Ridge Road, Saint Cloud

Listing courtesy of RE/MAX Advantage Plus.

$305,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7152933 MLS ⋅ 1,700 SqFt.

Welcome to 1104 E Able Street in desirable St. Joe! This 3-bedroom, 2 bath bi-level home has the comfort and features you are looking for. The upper level boasts a large living room and kitchen area that opens up to the brand-new maintenance free deck. There are 2 bedrooms on the upper level and a full bathroom. The lower level will impress with an updated shiplap wall with TV mount and electric fireplace. There is a bar for entertaining along with bar stools and mini fridge ready for your friends and family to gather. An additional bedroom and full bathroom with tile surround complete the lower level. The attached 2 stall, heated garage is perfect for the upcoming cold months. There is an additional parking pad alongside the garage for added outdoor space. Other amenities include in-ground sprinkler with sandpoint well, updated fixtures and a garden shed for extra storage.

1104 E Able Street, Saint Joseph

Listing courtesy of Central MN Realty LLC.

$229,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7153988 MLS ⋅ 1,752 SqFt.

Beautifully remodeled rambler blending classic charm with fresh, modern finishes! The spacious, sun-filled living room features large windows, wood-look flooring, and an inviting fireplace. The updated kitchen showcases white cabinetry, contrasting black hardware, sleek countertops, stainless steel appliances, and a coordinating black faucet. Neutral paint, crisp white trim, updated lighting, and soft bedroom carpeting create a cohesive feel throughout. Mature trees, refreshed landscaping, and an attractive front entry add welcoming curb appeal. Conveniently located near South Junior High School, with McKinley Park and Lake George/Eastman Park nearby for outdoor recreation. Enjoy easy access to St. Cloud State University, Munsinger and Clemens Gardens, and downtown St. Cloud’s dining, shopping, and entertainment. A beautifully refreshed home with convenient access to everyday amenities and local attractions! Contract for deed available as well on case to case basis.

1020 15th Avenue S, Saint Cloud

Listing courtesy of Pemberton RE.

$324,900

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 7152924 MLS ⋅ 1,498 SqFt.

2-bedroom 2 bath open concept patio home in a prime location on the River Oaks Golf Course. Open concept living with spacious kitchen, oversized bedrooms, primary ensuite with laundry, in floor heat, patio, nice overflow space in the heated garage for holidays and can accommodate a family of 20~! Quiet, friendly neighborhood located on a cul du sac.

226 Golf Court, Cold Spring

Listing courtesy of Northland Sotheby's International Realty.

$345,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 7153218 MLS ⋅ 1,754 SqFt.

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home nestled in the heart of Cold Spring. Featuring a thoughtfully designed layout, this home offers both comfort and functionality. Step inside to find a bright and inviting living space with large windows that bring in plenty of natural light. The open-concept kitchen and dining area provide the perfect setting for gatherings, with ample cabinet space and modern appliances. The upper level boasts two spacious bedrooms and a full bathroom, while the lower level offers a cozy family room, an additional bedroom, and another full bath, and sauna. Outside, you'11 enjoy a generous backyard with room for outdoor activities, in ground sprinklers, and a no maintenance deck for relaxing or entertaining. Located in a peaceful neighborhood near Pioneer park, Springer Field, the local sledding hill, and so much more, this home is a must-see. Don't miss your chance to make it yours schedule a showing today!

100 13th Avenue N, Cold Spring

Listing courtesy of Bridge Realty, LLC.

$329,900

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 7152365 MLS ⋅ 2,272 SqFt.

Welcome home to this beautifully updated 4-bedroom, 2-bath home. Offering 2,000 finished square feet, this move-in-ready property combines comfort, functionality, and a fantastic location. Step inside to find fresh paint and brand-new carpeting throughout, creating a bright and welcoming atmosphere. The spacious finished lower level features a cozy family room with a fireplace—perfect for entertaining or relaxing with family and friends. Major updates include a new roof (2022), durable steel siding, central air conditioning, and natural gas heat for year-round comfort and peace of mind. Outside, enjoy the updated deck overlooking the backyard, gather around the fire pit on cool Minnesota evenings, and appreciate the convenience of the attached 3-stall garage. The GE front-load washer and dryer are also included, making this home truly move-in ready. Located adjacent to a walking path and just minutes from Pine Meadow Elementary, Sartell Middle School, parks, shopping, and dining, this home offers the perfect balance of quiet neighborhood living with convenient access to everything Sartell has to offer. Whether you're raising a family or simply looking for a well-maintained home in a highly sought-after community, this property checks all the boxes. Don't miss your opportunity to own this exceptional Sartell home! Home is vacant and many of the rooms are virtually staged with furniture to showcase the space!

1043 Lawrence Circle, Sartell

Listing courtesy of Bridge Realty, LLC.

$349,500

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7151913 MLS ⋅ 2,770 SqFt.

Beautiful Low-Maintenance Home on a Quiet Dead-End Street Enjoy comfortable main-level living in this spacious 4-bedroom, 3-bathroom home located on a quiet dead-end street. This home offers a great combination of comfort, convenience, and easy living. The main level features an inviting living area along with a dedicated office, making it easy to work from home. The spacious primary suite includes a private master bathroom and walk-in closet. Stay comfortable year-round with in-floor heat, forced-air heat, and central air conditioning. The attached 2-stall heated garage provides plenty of room for vehicles, storage, and hobbies. Enjoy a truly low-maintenance lifestyle thanks to the association that takes care of the lawn, sprinklers, and snow removal. A huge lower level storage area is great for all your personal belongings. Plus, you’ll have access to a bonus 8’ x 32’ shared storage area in the back—perfect for extra belongings, seasonal items, or equipment. With 4 bedrooms, 3 bathrooms, an office, heated garage, multiple heating options, and exterior maintenance handled by the association, this home offers the space and convenience you’ve been looking for!

26 Heritage Lane, Sauk Centre

Listing courtesy of Central MN Realty LLC.

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