Stearns Homes with Dock Lake/Waterfront

Stearns Homes with Dock Lake/Waterfront

Welcome to Stearns County, Minnesota, a picturesque region that perfectly blends natural beauty with vibrant community life. Known for its stunning landscapes, Stearns County is home to an array of lakes and waterways, making it a haven for outdoor enthusiasts and those seeking a tranquil lifestyle by the water. With over 1,000 lakes, including the serene Lake Koronis and the expansive Rice Lake, this county offers endless opportunities for fishing, boating, and swimming, ensuring that every day feels like a vacation.

If you’ve been dreaming of a home with a dock, Stearns County has an impressive selection of waterfront properties that cater to your desires. Imagine waking up to the gentle lapping of waves and the stunning sunrise over the water. Homes with docks provide not just a place to live, but a lifestyle filled with adventure and relaxation. Whether you’re looking for a cozy cabin for weekend getaways or a spacious family home for year-round living, the waterfront real estate options here are diverse and inviting.

In addition to its natural allure, Stearns County boasts a rich cultural heritage and a strong sense of community. With charming towns like St. Cloud, Sauk Centre, and Cold Spring, you’ll find delightful shops, local eateries, and a warm, welcoming atmosphere. The county also offers excellent schools, parks, and recreational facilities, making it an ideal place for families.

Come explore Stearns County and discover the perfect waterfront home that allows you to embrace the beauty of Minnesota living, right at your doorstep. Your dream home awaits!

Newest Stearns Homes with Dock Lake/Waterfront

$524,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7141055 MLS ⋅ 2,625 SqFt.
Experience lakefront living at this stunning four bedroom retreat tucked between Collegeville and Avon. There are plenty of unique features in this 2,600+ square foot home that really stand out once you dive into the layout. This well maintained 1½-story home offers 4 bedrooms and 3 bathrooms.The home features an oversized attached two-car garage with a private staircase to the basement, plus a second staircase leading to abundant storage above the garage. Situated on 1.37 acres of lakefront property, you'll have plenty of space to relax and entertain with a sunroom, outdoor deck, patio, fire pit, and storage shed. Inside, the kitchen and dining area showcase ¾-inch oak hardwood flooring. The main level also includes a welcoming living room, a spacious primary bedroom, and a private primary bathroom. Upstairs, you'll find two generously sized bedrooms, and a full bathroom. The finished lower level provides even more living space with a large family room, fourth bedroom, 3/4 bathroom, laundry room, utility room, and a dedicated storage/workshop area. Recent updates include a new roof (2024), new carpeting, and newer washer and dryer. The septic system has just certified compliant (August 2026), providing added peace of mind for the next owner. If you're looking for a move-in-ready lakefront home in a convenient location, this property offers the perfect blend of comfort, space, and scenic beauty. Schedule your showing today!

14315 County Road 159, Avon

Listing courtesy of VoigtJohnson.

$150,000
ACTIVE Status ⋅ 7140245 MLS
Built in 2017! Ownership of boat slip included! Welcome to lake life on the entire Horseshoe Chain of Lakes! This charming park model offers the perfect opportunity to enjoy more than 15 connected lakes right from your own community. Located just steps from the park and community boat lifts, you can hop on your boat in minutes and spend your days boating, fishing, swimming, and exploring everything the chain has to offer.

18096 Browns Lake Road, Richmond

Listing courtesy of RE/MAX Results.

$539,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 7138103 MLS ⋅ 2,552 SqFt.
Enjoy the best of country living with lake access to the Chain of Lakes! This beautiful 4 bedroom, 3-bath home with a dedicated office sits on 3.69 picturesque acres and offers the perfect blend of comfort, space, and convenience. Built in 2000, the home features an inviting layout, granite countertops, a spacious primary suite with private bath, and plenty of room for everyday living and entertaining. The maintenance-free exterior provides easy upkeep, while the impressive 3-car attached garage offers abundant space for vehicles, toys, and storage. Whether you’re relaxing at home, enjoying the privacy of your acreage, or taking advantage of nearby lake recreation, this property offers the ideal setting for Minnesota living!

19868 Edgeton Road, Richmond

Listing courtesy of RE/MAX Today's Properties.

$279,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 7127660 MLS ⋅ 432 SqFt.
Enjoy 50’ of private shoreline on Big Lake - complete with an included dock! Just 60-90 minutes from the Twin Cities! This turnkey, year-round cabin offers the perfect blend of modern comfort and lakeside living. Completely rebuilt in 2014, this property is designed for effortless enjoyment in every season. An open-concept floor plan connects the kitchen to the living area, enhanced by beautiful wood flooring and multiple skylights that flood the home with natural light. The lakeside living enjoyment comes complete with a convenient boathouse for storing all your water toys and essential gear. The outdoor oasis awaits with the west-facing back patio offering stunning, panoramic lake views all day long and is the perfect vantage point for breathtaking sunsets. WOW! Whether you’re enjoying a morning coffee or tea or relaxing in the evening sipping wine on your patio, this is the perfect spot to unwind, relax and let the sights and sounds of nature escape you. It's a year round retreat and move in ready. The lakeshore is calling You!

20805 Edgewater Road, Richmond

Listing courtesy of Edina Realty, Inc..

$750,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 7126651 MLS ⋅ 3,270 SqFt.
3+ Bedroom, 3 Bath home on 1.95 Acre lake lot with fantastic view and privacy. Main level living with walkout finished lower level with in-floor heat. Central Vac, sprinkler system and more. Huge composite deck and lower level patio. Light to medium tree coverage, apple trees, pear tree, and shade trees. Sprinkler system Attached 28x31 heated garage AND 26x30 Steel Shed, sliding door, concrete floor, elec.

19573 Florence Circle, Richmond

Listing courtesy of Midwest Property Connections.

$80,000
ACTIVE Status ⋅ 7125214 MLS
Affordable ownership on the Horseshoe Chain of Lakes! This one-bedroom, one-bath trailer features an open kitchen and living area designed for easy lake living. Two sleeper sofas accommodate up to six guests, making it the perfect weekend retreat for family and friends. Own your lot and enjoy shared lake access and common grounds within this association community. The furnished 2019 Salem Villa Estate by Forest River is included in the sale, offering a move-in-ready opportunity to start enjoying the lake lifestyle right away. Relax and take in the views from the spacious three-deck setup, complete with a granite table that's perfect for outdoor dining, entertaining, or simply enjoying your morning coffee. Also included in the sale is a storage shed, providing convenient space for your lake toys and outdoor gear. The seller's ½ ownership of a dock transfers to the buyer, and the association conveniently handles dock installation and removal each season for hassle-free lake enjoyment. Association amenities add to the convenience, with maintenance of the common grounds and winter snow plowing provided. Owners are responsible for mowing and maintaining their individual lots. Spend your days exploring the 2,849-acre Horseshoe Chain of 14 interconnected lakes, renowned for excellent boating, fishing, swimming, and endless recreational opportunities. Cruise the chain by boat and enjoy waterfront dining at Shady's Long Shots, spend an afternoon golfing at Rich Spring Golf Club, or drop a line and take advantage of the area's outstanding fishing. Whether you prefer relaxing on the water, watching beautiful sunsets, gathering around the fire with friends, or exploring the scenic shoreline, there's always something to enjoy. With miles of navigable shoreline and countless opportunities for adventure both on and off the water, this property is the perfect place to create lasting memories and enjoy the very best of Minnesota lake living.

21336 State Highway 22 Lot #2, Richmond

Listing courtesy of Coldwell Banker Realty.

$1,299,500
ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 7089944 MLS ⋅ 4,189 SqFt.
Experience effortless luxury lake living at this architecturally stunning residence overlooking Lake Koronis, one of Central Minnesota's most sought-after recreational and fishing lakes. Located just 80 miles from the western Twin Cities suburbs and minutes from charming Paynesville, this exceptional home offers the rare combination of breathtaking 180° waterfront views, modern design, and true maintenance-free ownership. Perched high on a bluff within an exclusive 14-home HOA community, the home captures sweeping views across 3,000-acre Lake Koronis and its three picturesque islands, creating a setting that feels distinctly "up north" while remaining remarkably accessible. Enjoy spectacular west-facing sunsets year-round from nearly every room. Designed by the owner and meticulously engineered and crafted, this Scandinavian-inspired modern home blends sophisticated architecture with comfortable lake living. Expansive windows, soaring ceilings, custom built-ins, designer finishes, and exceptional storage create a home that is as functional as it is beautiful. The heart of the home is an open-concept great room anchored by floor-to-ceiling Pella quad-sliding doors, seamlessly connecting the living, dining, bar, kitchen, and outdoor entertaining spaces. A chef-inspired kitchen features custom cabinetry, quartz countertops, a 10-foot island, induction cooktop, wall oven, walk-in pantry, coffee station, and stunning lake views from every angle. The main level also offers in-floor heating (including the garage), a private office, elegant screened porch with a two-sided fireplace, spacious mudroom, and thoughtfully designed entertaining spaces that flow effortlessly indoors and out. Upstairs, the primary suite serves as a private retreat with a glass balcony, wraparound windows, and a spa-inspired bath designed around panoramic lake views. Additional highlights include a dry sauna, upper-level laundry, guest accommodations, media loft, and a remarkable elevated sunroom known as the "Cozy Nest," offering unmatched views of eagles, wildlife, and unforgettable sunsets. Outdoor living is equally impressive, with a full-width composite deck, firepit patio, grilling area, basalt water feature, professional landscaping, and layered architectural lighting creating a resort-like atmosphere day and night. Residents enjoy the convenience of a professionally managed HOA that handles lawn care, snow removal, dock installation and removal, allowing more time to enjoy the lake. A dedicated boat slip, kayak storage, community swimming dock, and golf-cart access to the waterfront make lake days effortless. Just outside your door, the 16-mile paved Lake Koronis recreational trail invites biking, walking, and year-round exploration, while nearby state and county parks provide endless opportunities to enjoy Central Minnesota's rolling hills, forests, and natural beauty. This is luxury lake living reimagined-an extraordinary blend of architectural excellence, low-maintenance convenience, and one of Minnesota's most captivating waterfront settings.

27841 Stonegate Road, Paynesville

Listing courtesy of Oak Realty LLP.

$759,900
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 7042214 MLS ⋅ 2,219 SqFt.
This stunning, must-see lake home offers approximately 18 acres of private, secluded land with prime hunting opportunities on highly sought-after Little Birch Lake. This clean, in-demand lake is conveniently located just 45 minutes from St. Cloud and Alexandria, and only 90 minutes from the Twin Cities metro area. This is the perfect place to create lasting memories. The home features 4 bedrooms and 2 bathrooms, providing plenty of space for family and guests. Adley Creek flows through the property, and you can watch fish spawning right from your patio, just 30 feet from the water. Situated on the southeast end of Little Birch Lake, the property also includes the scenic DNR dam, where water flows into Sylvia Lake—an absolutely beautiful and unique feature. Multiple outbuildings offer ample storage. One newer building is heated and includes a bathroom, adding extra functionality and comfort. The property is being sold with docks and appliances included. Don’t miss this rare opportunity to own a truly special lake property.

43801 Sylvia Valley Road, Melrose

Listing courtesy of Central MN Realty LLC.

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